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India's Bank NPAs Hit Historic Low, Paving Way for New Reforms

India’s NPAs Hit Record Low, Fueling Banking Reforms for Developed India

India’s banking sector achieves historic low NPAs, paving the way for ‘Banking for Viksit Bharat’ reforms and a stronger economic future. Learn about the strategic growth ahead.

Svatantra Microfin Files ₹3,000 Crore IPO, Targets Capital Base Boost

Svatantra Microfin IPO: ₹3,000 Cr Plan to Boost Capital

Ananya Birla’s Svatantra Microfin files for a ₹3,000 crore IPO, including a fresh issue and OFS, to strengthen its capital base and expand lending.

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RBI Ends FCNR(B) Forex Swap Facility August 31, 2026

The Reserve Bank of India will close its special USD-INR forex swap facility for FCNR(B) deposits on August 31, 2026, due to substantial foreign exchange inflows strengthening India’s financial system.

A close-up of financial prospectuses and share certificates on a surface, with a busy Indian city street in the background.

India IPO Wave: 7 Companies Eye ₹6,400 Cr

Seven Indian companies are gearing up to raise over ₹6,400 crore via IPOs next week, signaling strong market momentum. Discover the upcoming listings.

UPI Adoption Surges Among Small Merchants as Fee Policy Looms

UPI Adoption Soars: Small Merchants Embrace Digital Payments Amid Fee Policy Uncertainty

India’s UPI sees massive small merchant adoption. A new fee policy looms, potentially impacting charges for digital transactions. Learn more.

India Inc's Q1 Revenue Surges 19.4%, But Profits Lag Amid Costs

India Inc Q1 Revenue Soars 19.4%, Profits Trail Due to Costs

India Inc’s Q1 revenue jumped 19.4%, the highest in 9 quarters. Despite strong sales, profits grew only 11% due to rising input costs and margin contraction.

Indian MFs Rebalance Portfolios Amid Nifty 50's 2.17% July Gain

Indian MFs Rebalance Portfolios as Nifty 50 Gains

India’s top mutual funds, including SBI, ICICI Prudential, and HDFC, rebalanced portfolios in July 2026 following a 2.17% gain in the Nifty 50 index.

RBI's FCNR(B) Swap Window: Hedging Costs and Economic Impact

RBI FCNR(B) Swap Window: Hedging Costs & Economic Impact

RBI faces significant hedging costs of $9-12 billion over 5 years for its FCNR(B) swap window, with deposits already reaching $52.3 billion.

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NBFCs Ask RBI to Rethink Revolving Credit Ban

Indian NBFCs are urging the RBI to reconsider its proposed ban on revolving credit, citing potential disruption to ₹2 lakh crore in credit and increased borrower costs.

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Guaranteed Return Plans vs. FDs: Better Savings?

Discover how guaranteed return life insurance plans offer higher, tax-free returns than fixed deposits, ensuring financial security for salaried professionals.

Shriram Finance Secure: No Fresh Capital for Five Years, Targets Aggressive Growth

Shriram Finance: 5 Years Capital Free, Eyes Aggressive Growth

Shriram Finance projects 5 years without new capital needs, targeting 18-20% credit growth, bolstered by a ₹40,000 crore MUFG investment and stable NIMs.

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NBFCs Urge RBI to Rethink Revolving Credit Ban: Rs 2 Lakh Cr Impact

Leading NBFCs, including Bajaj Finance, request RBI to reconsider the revolving credit ban, warning of a Rs 2 lakh crore disruption to MSME and individual lending.

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Indian Banks Gear Up for RBI’s April 2027 ECL Rules

Indian banks are revamping data systems for RBI’s Expected Credit Loss (ECL) rules by April 2027, impacting credit risk assessment and financial sector operations.

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BSEC Eases Mutual Fund Custodian Rules for Foreign Banks

Bangladesh Securities and Exchange Commission relaxes mutual fund custodian rules for foreign banks, allowing local management committees to authorize account signatories, easing operations.

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BankBazaar Hits FY25 Profitability Milestone: Digital Evolution Pays Off

BankBazaar, the online financial marketplace, achieved Rs 4 crore adjusted EBITDA profit in FY25, marking a significant milestone after raising $134 million. Explore their digital transformation.

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PSB Confluence: Charting Public Sector Banking for Viksit Bharat

The Department of Financial Services convenes PSB Confluence in New Delhi to strategize public sector banking reforms, focusing on deposit mobilization and credit expansion for a ‘Viksit Bharat’.

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Indian Bank Raises $400M ECB via RBI Swap Window

Indian Bank secures $400 million via External Commercial Borrowings (ECB) using an RBI concessional swap window to fuel business expansion. Aims for $1 billion total.

A wide, elevated shot of a bustling financial district in Mumbai, India, with modern high-rise buildings and busy streets.

India’s FY27 BoP Surplus: RBI Swaps Drive $100B Inflows

India’s Balance of Payments (BoP) eyes a significant FY27 surplus, potentially reaching $100 billion, boosted by strategic RBI swap facilities attracting foreign currency.

Mosley Wealth Management Cuts Morgan Stanley Stake by 81.4%

Mosley Wealth Sells 81.4% of Morgan Stanley Stake

Mosley Wealth Management drastically cut its Morgan Stanley holdings by 81.4% in Q2 2026, selling 8,519 shares despite MS reporting strong earnings and growth.

A man in a blue shirt holds a smartphone with a banking app open, with a busy Indian street and buildings blurred in the background.

RPLI Eligibility Expanded to All Bank Account Holders in India

Department of Posts expands Rural Postal Life Insurance (RPLI) eligibility to all operative scheduled bank savings account holders in India. Financial protection now more accessible.

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EPS-95 Pension: Your Annual Life Certificate Guide

Ensure uninterrupted EPS-95 pension payments. Learn why and how to submit your annual Life Certificate (Jeevan Pramaan) to avoid payment disruptions.

A medium wide shot of a modern Indian bank branch, showing customers and staff engaged in various banking activities.

Indian Bank Raises $400M via ECB, RBI Swap

Indian Bank secures $400M via External Commercial Borrowings, leveraging RBI’s swap window for expansion. Plans for further fundraising to reach $1B.

A low-angle, medium-wide shot of the Global Trust Bank building against a clear sky, with people and cars below.

Banking Stocks: Up to 40% Upside Potential for 12 BUY-Rated Picks

Analysts identify 12 Indian banking stocks with up to 40% upside potential. Discover key drivers and top picks like Jammu and Kashmir Bank.

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India Bank Holidays: Closures This Week & August

Multiple bank branches across India will be closed this week and in August due to holidays. Check the schedule to avoid branch visit disruptions. Digital banking remains active.

Senior Citizens Can Earn Up to 8.05% on FDs by August 2026

Senior Citizens: Earn Up to 8.05% on 5-Year FDs by Aug 2026

Senior citizens can earn up to 8.05% on 5-year FDs by August 2026. Explore top bank rates and understand crucial TDS rules, including Form 15H.

SBI vs. Small Finance Banks: Maximize Your FD Earnings

SBI vs Small Finance Banks: Higher FD Rates

Compare fixed deposit rates: Small Finance Banks offer up to 8.10% vs SBI’s 6.45%. Maximize your FD earnings now!

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Muthoot FinCorp IPO: Aims to Raise ₹30 Billion

Muthoot FinCorp files for a ₹30 billion IPO in Mumbai to boost capital, fund growth, and expand digital infrastructure. Learn more about their plans.

Navigating EPF: Your Guide to Membership and Key Contribution Rules

EPF India: Membership & Contribution Rules Explained

Understand EPF eligibility, contribution rules (12% each for employee & employer), and the ₹15,000 basic pay limit for salaried individuals in India.

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RBI Ends FCNR Swap Early: Rupee Stability Achieved

The Reserve Bank of India (RBI) is closing its FCNR swap facility on August 31, 2026, a month early, citing successful Rupee stabilization and foreign exchange reserve enhancement.

Prashant Kishor's ₹7.36 Crore FDs: Understanding the Tax Impact

Prashant Kishor’s ₹7.36 Cr FDs: Tax Implications Explained

Explore the tax implications of Prashant Kishor’s ₹7.36 crore in fixed deposits. Understand how interest income is taxed on substantial FD investments.

    Banking News & Market Signals – Page 30 | ThePip