Fintech

Stay updated with the latest fintech news, analysis, and trends

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Shiprocket Transforms into Tech Platform for Indian MSMEs

Shiprocket, led by Saahil Goel, expands beyond logistics to become a comprehensive tech platform, empowering Indian MSMEs with integrated e-commerce solutions.

UPI MDR Proposal Threatens Wealth Platforms' Margins

UPI MDR Proposal: Wealth Platforms Face Margin Squeeze

India’s proposed UPI MDR on high-value transactions threatens wealth management platforms’ thin margins, potentially impacting investment costs.

A woman at a desk in a home office uses a laptop displaying a financial dashboard.

Lower TDS Certificates Online Soon: Your Guide

The Income Tax Department is launching online applications for lower/nil TDS certificates. Learn how this simplifies tax management and keeps more money in your pocket.

A man in an Indian home holds a smartphone displaying an "ACCOUNT BLOCKED: Financed Loan Default" message.

RBI’s New Loan Recovery Rules: What Borrowers Need to Know

RBI introduces strict loan recovery rules from Jan 1, 2027. Mandates call recordings, limits agent hours, and enhances borrower protection. Learn more.

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AngelOne SWKY: Open Free Demat Account for Indian Stocks

Unlock free demat account opening with AngelOne’s SWKY referral code. Start investing in the Indian stock market easily online.

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RBI Bans Remote Device Disabling for Loan Recovery by 2027

RBI prohibits banks from remotely disabling borrower devices for loan recovery from Jan 1, 2027. Learn about the new regulations and exceptions.

Paytm Stock Surges 4.5% on Bernstein Analyst Upgrade

Paytm Stock Surges 4.5% After Bernstein Analyst Upgrade

Paytm’s parent company, One 97 Communications, stock jumps 4.5% to Rs 1,506.60 after Bernstein raises target price above IPO levels for the first time.

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Indian Banks Shift Staff to Sales & Service Amid Digital Growth

Indian banks are strategically redeploying staff from routine tasks to sales and customer engagement roles, adapting to the surge in digital banking adoption.

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Gen Z’s Financial Revolution: Experiences, Security & Smart Investing

Discover how Gen Z is reshaping personal finance, prioritizing experiences, career flexibility, and early investment with a focus on clear financial guidance.

Find Consistent Mutual Funds with freefincal's New Screener

Consistent Mutual Funds: Freefincal’s Updated Screener (Aug 2026)

Identify consistently performing equity mutual funds with freefincal’s updated screener for August 2026. Analyze over 400 funds with key performance metrics.

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IIFL Finance: Special Gold Loan for Women | Low Rates

IIFL Finance launches a special gold loan scheme for women, offering low interest rates starting at 0.81%/month and zero processing fees. Empowering women entrepreneurs and homemakers.

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Free Demat Account: Angel One Referral Code SWKY

Open your first Demat account for free with Angel One using referral code SWKY. Learn about associated charges and how to start investing in India.

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Free Demat Account: Angel One’s ‘SWKY’ Code Explained

Open a free Demat & trading account with Angel One using the introducer code ‘SWKY’. Learn how to get started and understand associated charges for new investors in India.

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India’s Shift to Financial Assets Fuels Market Growth

Discover how Indian households are moving savings from gold & real estate to financial assets, driven by tech, boosting capital markets. Learn about the ‘financialization’ trend.

Large NBFC-MFIs Project Stronger Growth as Banks Scale Back Microfinance

NBFC-MFIs Boost Growth as Banks Exit Microfinance

Major NBFC-MFIs are projecting stronger growth as private and small finance banks reduce their microfinance portfolios, creating a significant market opportunity in India.

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Open Free Demat Account with Angel One SWKY Code

Start investing easily! Open your first Demat & trading account free with Angel One using introducer code SWKY. Ideal for new investors.

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Paul Merchants Gets Perpetual RBI Forex License

Paul Merchants Limited secures a perpetual RBI Authorised Dealer Category-II license, expanding its forex services for non-trade and foreign trade transactions across India.

A woman in a sari pays a male merchant via smartphone in a bustling Indian market with sacks of goods.

UPI Charges: No Consumer Fees, Only Select Merchants

Indian govt clarifies UPI users face no charges. Merchant Discount Rate (MDR) to apply only to specific high-value merchant transactions, not consumers.

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UPI Stays Free for Users; MDR on Select Merchant Deals

India’s Finance Ministry confirms UPI transactions remain free for users. Merchant Discount Rate (MDR) may apply to select merchant transactions above Rs 2000.

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India Retail Market Participation to Surge by 2026: SEBI Report

SEBI report forecasts significant growth in Indian retail market participation by 2026, driven by digital access, financial literacy, and regulatory reforms.

India's Digital Lending Market Set for 15-Fold Growth by FY2031

India’s Digital Lending Market to Surge 15x by FY2031

India’s digital lending sector is poised for a massive 15-fold growth, reaching Rs 33-36 lakh crore by FY2031, fueled by robust digital infrastructure and expanding credit access.

Instant Loan Apps Fuel Endless Debt Cycle for Millions in India

India’s Instant Loan Apps: A Debt Trap Crisis

Millions in India are trapped in a severe debt cycle fueled by instant loan apps, leading to financial and psychological distress. Stagnant incomes and aggressive lending worsen the crisis.

A man from an over-the-shoulder perspective reviews a "Consolidated Account Statement" on a desktop computer.

Download CAS from CDSL & NSDL: Your Investment Guide

Easily download your Consolidated Account Statement (CAS) from CDSL and NSDL. Get a clear view of your mutual fund and demat investments. Essential for financial tracking.

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DPIIT Signs 5 MoUs to Boost Startup Ecosystem in India

DPIIT inks five MoUs to enhance digital, cloud, and investment support for Indian startups, fostering growth and scalability.

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PhonePe, Razorpay Back UPI Charges for Big Merchants

PhonePe & Razorpay support targeted UPI charges for large businesses, aiming for sustainability while keeping consumer transactions free. Learn more.

Indian Government Clarifies UPI Charges: Free for Consumers, Small Merchants

UPI Charges Clarified: Free for Consumers & Small Merchants in India

India’s government confirms UPI transactions remain free for consumers and small merchants. Limited MDR may apply to large B2B transactions only.

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Shiprocket IPO: ₹1,618 Cr Launch Aug 12-14

Logistics tech firm Shiprocket announces its IPO from August 12-14, aiming to raise ₹1,618 crore with shares priced at ₹92-₹97. Explore key details and growth metrics.

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PhonePe CEO: UPI Remains Free for Consumers in India

PhonePe CEO Sameer Nigam assures UPI transactions will stay free for Indian consumers, easing concerns over potential charges following recent legislative developments.

A woman uses a smartphone to pay a male shopkeeper in a kirana store. A UPI QR code and payment terminal are visible.

UPI Payments Stay Free for Consumers: New Business Charging Model Explained

UPI payments remain free for consumers. Discover the new business charging model designed to fund infrastructure and innovation, exempting small businesses.

An Indian bank employee in a blue shirt assists a male customer at a counter with digital screens and a tablet.

Amit Shah: Urban Co-op Banks Need Tech & Transparency

Union Minister Amit Shah urges urban cooperative banks to adopt technology and transparency, emphasizing NUCFDC affiliation for sector growth and customer prosperity.