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Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

An elderly Indian man and a postal worker with a tablet and biometric device in a living room.

EPFO Free Doorstep Life Certificate via India Post

EPFO now offers a free doorstep life certificate service for EPS pensioners through India Post, ensuring uninterrupted pension payments. Learn how to access it.

By ThePip Desk•
A group of financial professionals in suits stand and converse on a trading floor with digital stock tickers in the background.

MV Electrosystems IPO Lists on NSE with 22% Premium

MV Electrosystems debuts on NSE with over 22% premium, raising ₹290 crore via new equity. Strong market interest evident in successful IPO.

By ThePip Desk•
Three financial professionals, two men and one woman, discuss data displayed on a large screen in a modern office.

Kotak Launches New Diversified Equity All Cap Omni FoF

Kotak Mutual Fund introduces the Kotak Diversified Equity All Cap Omni FoF, an open-ended fund investing across all market caps. NFO open until Aug 19, 2026.

By Business Desk•
RBI Holds Repo Rate Steady at 5.25%, Bolstering Real Estate Certainty

RBI Holds Repo Rate at 5.25%: Real Estate Stability Ensured

India’s Reserve Bank maintains repo rate at 5.25%, offering crucial cost certainty and stability for the real estate sector, benefiting homebuyers and developers.

By ThePip Desk•
A woman, around 60, sits at a desk in a home office, focused on a laptop and notebook.

Retire Rich: Streamline 30+ Mutual Funds for 60-Year-Olds

Expert Hrishikesh Palve guides a 60-year-old on restructuring 30+ mutual funds into three baskets for retirement liquidity, growth, and long-term wealth.

By ThePip Desk•
Earn Up To 5.00% on Your Money Market Account Today, August 6, 2026

5.00% Money Market Account Rates: Beat the Average

Earn a competitive 5.00% on your money market account today, far exceeding the national average of 0.47%. Discover high-yield banking options.

By ThePip Desk•
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Missed Life Insurance Premium? Avoid Policy Lapse

Missed a life insurance premium? Understand grace periods, revival options, and how to prevent your policy from lapsing to ensure your financial protection remains active.

By ThePip Desk•
Gold bars and coins next to silver bars and coins on a display counter in an Indian market.

Gold Prices Rise on US-Iran Peace Hopes; Silver Dips

Gold prices edged up on August 6, 2026, fueled by US-Iran peace deal optimism. Silver prices declined in major Indian cities. Crude oil markets showed mixed movements.

By Market Desk•
A married couple, both working professionals, in the living room of an Indian government-provided house.

Govt Employees: No Double HRA in Official Housing

Married Central Government employees in official housing cannot both claim House Rent Allowance (HRA). Parliament confirms existing policy, clarifying eligibility for government accommodation.

By ThePip Desk•
Kotak Gilt Investment Fund NAV Rises 0.24% to 111.9074 on August 5, 2026

Kotak Gilt Fund NAV Up 0.24% to 111.9074 on Aug 5, 2026

Kotak Gilt Investment Fund – Direct Plan’s NAV rose 0.24% to 111.9074 on August 5, 2026. Discover its performance, asset allocation, and concentration.

By Market Desk•
A Chief Investment Officer in a suit looking at multiple computer screens displaying financial charts and data.

India’s Economic Outlook: Bank of India MF CIO Alok Singh

Alok Singh, CIO of Bank of India Mutual Fund, shares insights on India’s stable inflation, resilient markets, and strategic sectoral allocations for growth.

By Business Desk•
Navigating Mid-Cap Mutual Funds for August 2026

Mid-Cap Mutual Funds: August 2026 Guide for Gen Z

Explore mid-cap mutual funds for August 2026. Understand risks, growth potential, and strategies for Gen Z investors. Discover top picks and SEBI guidelines.

By Market Desk•
A young Indian adult in a white sweater looks at a tablet displaying a digital gold investment app, with a jewelry box in the background.

India’s ₹315 Lakh Crore Gold: Gen Z Drives Digital Shift

India’s ₹315 lakh crore gold reserves are set for a digital transformation as Gen Z redefines investment, favoring digital gold over traditional jewelry.

By ThePip Desk•
SEBI's New Stock Market Closing Rules Alter Mutual Fund NAV Timings

SEBI New Rules: Mutual Fund NAV Timings Change

SEBI’s new stock market closing rules are changing mutual fund NAV cut-off times. Understand how this impacts your investments in equity and debt funds.

By Market Desk•
An Indian man in glasses sits at a desk, looking intently at a tablet displaying a financial spreadsheet and graph.

FIRE in India: Realistic Retirement Corpus (₹3-70 Cr)

Is your FIRE goal realistic in India? The 25x rule is outdated. Discover the new retirement corpus range from ₹3 crore to ₹70 crore.

By ThePip Desk•
A data analyst, an Indian man, stands centered, looking down at three large computer screens displaying complex financial data.

Income Tax Dept Cracks Down on Bogus Deduction Claims

India’s Income Tax Department uses advanced data analytics to detect and stop fraudulent tax deduction claims, leading to increased tax recovery.

By ThePip Desk•
RBI Holds Repo Rate: FDs vs. Small Savings for Conservative Savers

RBI Repo Rate Steady: FDs vs. Small Savings for Savers

RBI holds repo rate at 5.25%. Compare Fixed Deposits (FDs) and Small Savings Schemes for conservative investors seeking secure, predictable returns.

By ThePip Desk•
An Indian couple sits at a table, looking at a tablet displaying an investment portfolio and holding financial documents.

Indian Markets Can Rally Without FII: Ladderup CEO

Ladderup CEO Raghvendra Nath believes Indian equity markets can sustain growth with limited FII inflows, citing inherent resilience and reduced foreign capital dependence.

By Market Desk•
An Indian man in a blue shirt is seen from a slightly over-the-shoulder angle, looking intently at a computer screen displaying financial charts.

Edelweiss LargeMid ETF NAV Update: ₹36.85 (Aug 5)

Edelweiss BSE LargeMid (60:40) Stable Dividend 50 ETF-Growth fund’s NAV is ₹36.8495 as of Aug 5, 2026. Managed by Bhavesh Jain since July 2026.

By Market Desk•
Side view of an Indian man in a blue shirt smiling while typing on a laptop, with a digital portal on screen and a card on the desk.

EPFO E-PRAAPTI: Recover Inactive PF Funds Easily

EPFO’s new E-PRAAPTI portal launches soon! Discover how this Aadhaar-based system simplifies tracing and claiming funds from old or inactive PF accounts. Learn more!

By ThePip Desk•
A man with glasses and a vest sits at a desk, reviewing financial documents with a pen and calculator.

Kotak Bond Short Term Fund: NAV, Allocation & Performance

Explore Kotak Bond Short Term Fund’s NAV (Aug 3, 2026), asset allocation, concentration analysis, credit quality, and interest rate sensitivity for informed investment decisions.

By Market Desk•
ITI Dynamic Term Fund Posts ₹12.8115 NAV Amidst Active Debt Strategy

ITI Dynamic Term Fund NAV Hits ₹12.8115

ITI Dynamic Term Fund, a dynamic bond mutual fund, reports a NAV of ₹12.8115 as of August 3, 2026. Explore its debt strategy and key metrics.

By Market Desk•
ITI Ultra Short Term Fund Posts 5.64% Annual Return Amid Debt Focus

ITI Ultra Short Term Fund: 5.64% Annual Return

ITI Ultra Short Term Fund posts a 5.64% annual return, managing ₹152.84 crore AUM with a strong focus on debt instruments. Explore its performance.

By Market Desk•
ITI Ultra Short Term Fund: A Short-Term Debt Option for You

ITI Ultra Short Term Fund: Your Go-To Short-Term Debt Investment

Explore the ITI Ultra Short Term Fund Direct-Growth for income & capital appreciation. Ideal for first-time investors seeking short-term debt solutions.

By Market Desk•
Musk's Wealth Dips $87.2 Billion as SpaceX Stock Plunges 13%

Elon Musk Loses $87.2B as SpaceX Stock Plummets 13%

Elon Musk’s net worth dropped $87.2 billion after SpaceX shares fell nearly 13% post-earnings report, highlighting investor concerns over AI infrastructure spending.

By Business Desk•
An over-the-shoulder shot of an investor viewing a financial dashboard on a monitor, displaying "GLOBAL EQUITY ETF 1,002.79."

UTI Nifty 1D Rate Liquid ETF NAV Reaches 1,002.79

UTI Nifty 1D Rate Liquid ETF NAV hit 1,002.79 on August 4, 2026, showing a slight 0.01% growth. Explore its performance.

By Market Desk•
A woman sits at a desk, looking at a laptop screen displaying a positive financial summary.

3 Stocks Go Ex-Date March 9: Dividends, Bonus, Splits

Axtel Industries, Cupid Ltd, and Tanfac Industries went ex-date on March 9. Discover who qualified for dividends, bonus shares, and stock splits.

By ThePip Desk•
FCNR(B) Deposits Now Preferred by Gulf NRIs, Diverting Capital

FCNR(B) Deposits Attract Gulf NRIs, Shifting Investment Trends

Gulf NRIs are favoring FCNR(B) deposits for guaranteed dollar returns, diverting significant capital from India-focused investment funds. Explore the impact.

By ThePip Desk•
An investor in a suit looks out a large window at a financial district skyline with modern bank buildings.

Kotak Nifty Bank Index Fund: Key Details & Investment Info

Explore the Kotak Nifty Bank Index Fund Direct-Growth. Learn about its objective to replicate the Nifty Bank Index, minimum investment, and fund managers.

By Market Desk•
An Indian man in glasses sits at a desk, reviewing papers with a pen. A computer screen with charts is in the background.

India Tax on US Shares for RORs: Capital Gains Explained

Resident and Ordinarily Resident (ROR) in India? Understand the tax implications and capital gains calculation when selling US-listed shares.

By ThePip Desk•
    Personal Finance News & Market Signals – Page 62 | ThePip