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PB Fintech Ltd.

ITFintech

www.pbfintech.in BSE: 543390NSE: POLICYBZR

₹1,790.00BSE2.47%

07 Sep, 4:01 PM

₹1,790.00

₹82.82K Cr

110.69

11.07

10.51%

₹1,842.05

₹1,754.10

₹1,963.00

₹1,334.20

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Price Performance

Peer Comparison

Name
GROWW GROWW	194.70	50.07	1,22,146.93	0.00	735.04	94.28%	1,501.42	66.01%	37.54
PAYTM PAYTM	1,657.00	163.56	1,06,314.42	0.00	220.00	78.86%	2,448.00	27.63%	3.87
PB Fintech Ltd. POLICYBZR	1,790.00	110.69	82,822.38	0.00	162.91	92.45%	1,888.28	40.08%	10.84
PINELABS PINELABS	164.40	149.03	18,969.43	0.00	19.57	308.56%	736.92	19.65%	4.21
STYL STYL	380.00	23.31	6,148.62	0.66	60.34	63.78%	376.47	21.10%	28.03
CCAVENUE CCAVENUE	15.92	18.94	5,566.30	0.00	84.77	45.08%	2,680.40	109.37%	7.98
TURTLEMINT TURTLEMINT	143.45		4,224.30	0.00	-37.78	19.08%	294.08	39.71%	-38.38
MOBIKWIK MOBIKWIK	194.00		1,527.69	0.00	7.62	118.17%	281.48	3.73%	8.02

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,010.49	1,167.23	1,291.62	1,507.87	1,347.99	1,613.55	1,771.15	2,061.33	1,888.28
Expenses	1,049.74	1,175.03	1,264.00	1,395.78	1,313.61	1,515.73	1,612.37	1,843.07	1,749.01
	-39.25	-7.80	27.62	112.09	34.38	97.82	158.78	218.26	139.27
	-3.88%	-0.67%	2.14%	7.43%	2.55%	6.06%	8.96%	10.59%	7.38%
	141.31	106.02	100.40	101.11	98.76	84.51	84.85	104.31	93.04
Interest	6.37	8.98	9.31	9.17	8.77	9.23	9.31	9.78	11.13
	25.02	29.39	33.57	33.29	33.48	33.86	33.76	34.87	40.12
	70.80	60.26	85.08	170.52	92.34	142.06	201.07	271.90	178.58
	15.28%	15.40%	15.96%	0.46%	8.33%	5.05%	5.79%	3.95%	8.77%
	60.18	50.67	71.50	169.70	84.59	134.86	189.38	261.11	162.89
	1.32	1.11	1.56	3.70	1.84	2.94	4.09	5.64	3.52

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	1,424.89	2,557.85	3,437.68	4,977.21	6,794.02
Operating Income (Net)	1,424.89	2,557.85	3,437.68	4,977.21	6,794.02
EXPENDITURE :
Power & Fuel Cost	6.87	12.00	16.30	21.54	24.70
Employee Cost	1,255.54	1,539.60	1,644.12	1,958.67	2,465.91
Operating Expenses	2.19	19.47	42.98	25.21	1.56
General and Administration Expenses	182.88	239.49	307.88	449.43	639.91
Selling and Distribution Expenses	870.90	1,399.30	1,593.57	2,383.18	3,146.91
Miscellaneous Expenses	8.64	9.35	18.83	46.30	5.30
	2,327.03	3,219.21	3,623.68	4,884.33	6,284.29
Operating Profit (Excl OI)	-902.14	-661.36	-186.00	92.88	509.73
	125.39	258.99	380.57	407.81	372.43
	-776.75	-402.37	194.57	500.69	882.16
Interest	13.76	21.60	26.72	34.05	37.58
PBDT	-790.51	-423.97	167.85	466.64	844.58
	42.84	63.82	88.72	121.27	135.97
Profit Before Taxation & Exceptional Items	-833.35	-487.79	79.13	345.37	708.61
Exceptional Income / Expenses				41.05
	-833.39	-487.96	77.11	386.68	707.37
Provision for Tax	-0.48	-0.02	12.70	34.46	37.24
	-832.91	-487.94	64.41	352.22	670.13
Extra items				0.00	0.00
Minority Interest		0.72	2.57	-0.15	-0.19
Consolidated Net Profit	-832.91	-487.22	66.98	352.07	669.94
Profit Balance B/F	-1,086.60	-1,920.92	-2,403.33	-2,339.66	-1,995.08
Appropriations	-1,919.52	-2,408.14	-2,336.35	-1,987.59	-1,325.14
	-18.53	-10.82	1.48	7.67	14.48
Adjusted EPS	-18.53	-10.82	1.48	7.67	14.48

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	89.90	90.02	90.24	91.85	92.54
Share Warrants & Outstandings	465.78	804.94	1,006.64	517.39	477.71
Total Reserves	4,855.98	4,581.34	4,774.15	5,823.22	6,741.54
Reserve excluding Revaluation Reserve	4,855.98	4,581.34	4,774.15	5,823.22	6,741.54
Revaluation reserve	0.00		0.00
	5,411.66	5,476.30	5,871.03	6,432.46	7,311.79
Minority Interest		8.50	5.44	5.54	5.73
Deferred Tax Assets / Liabilities	-0.07	-0.01
Other Long Term Liabilities	141.49	193.75	214.08	275.57	304.79
Long Term Provisions	32.67	24.56	47.49	99.34	130.13
Total Non-Current Liabilities	174.09	218.30	261.57	374.91	434.92
Trade Payables	198.19	306.10	301.06	367.80	471.13
Other Current Liabilities	118.72	216.58	260.80	332.03	452.44
Short Term Provisions	20.48	28.24	41.31	52.40	68.40
Total Current Liabilities	337.39	550.92	603.17	752.23	991.97
Total Liabilities	5,923.14	6,254.02	6,741.21	7,565.14	8,744.41
Gross Block	320.62	473.84	585.47	753.10	869.38
Less: Accumulated Depreciation	115.72	160.55	226.85	335.27	428.21
Net Block	204.90	313.29	358.62	417.83	441.17
Non Current Investments	45.57	59.85	934.92	1,533.23	1,855.22
Long Term Investment	45.57	59.85	934.92	1,533.23	1,855.22
Long Term Loans & Advances	95.59	155.51	367.30	608.88	768.71
Other Non Current Assets	5.54	1,603.15	274.32	1,150.89	1,303.29
Total Non-Current Assets	351.60	2,131.80	1,935.16	3,710.83	4,368.39
Currents Investments	327.50	562.25	423.55	639.96	1,355.80
Sundry Debtors	360.87	677.31	634.11	999.61	1,728.70
Cash and Bank	3,700.24	762.72	734.97	793.14	759.85
Other Current Assets	9.77	12.69	17.26	19.61	27.84
Short Term Loans and Advances	1,173.16	2,107.25	2,996.16	1,401.99	503.83
Total Current Assets	5,571.54	4,122.22	4,806.05	3,854.31	4,376.02
Net Current Assets (Including Current Investments)	5,234.15	3,571.30	4,202.88	3,102.08	3,384.05
Total Assets	5,923.14	6,254.02	6,741.21	7,565.14	8,744.41
Contingent Liabilities	25.57	68.45	89.22
Total Debt	0.00	0.00	0.00	0.00	0.00
	110.03	103.78	107.81	128.80	147.70
Adjusted Book Value	110.03	103.78	107.81	128.80	147.70

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	-833.39	-487.96	77.11	386.68	707.37
Adjustment	544.94	372.97	82.09	-62.21	1.43
Changes In working Capital	-1,255.66	-134.13	48.48	-390.25	-632.57
Cash Flow after changes in Working Capital	-1,544.12	-249.12	207.68	-65.78	76.23
Cash Flow from Operating Activities	-1,567.88	-298.97	8.65	-183.24	41.49
Cash Flow from Investing Activities	-2,126.61	41.41	300.81	457.78	213.77
Cash Flow from Financing Activitie	3,621.42	-42.50	-56.83	-72.69	-81.24
Net Cash Inflow / Outflow	-73.07	-300.06	252.63	201.85	174.02
Opening Cash & Cash Equivalents	438.77	367.40	72.34	324.87	560.52
Cash & Cash Equivalent on Amalgamation / Take over / Merger				34.05
Effect of Foreign Exchange Fluctuations	1.70	5.00	-0.11	-0.25	11.72
Closing Cash & Cash Equivalent	367.40	72.34	324.86	560.52	746.26

Ratios

Valuation

110.69

11.07

83.67

11.29

16.17

161.72

Profitability

10.51

10.84

8.22

7.50

9.86

Leverage & Liquidity

0.00

4.41

19.82

Returns

0.00

0.83

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	67.76	68.02	68.25	68.88	70.05	70.26	70.31	76.68	77.72
	32.24	31.98	31.75	31.12	29.94	29.75	29.69	23.32	22.28
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	1,45,383	1,52,948	1,48,275	1,51,205	1,64,551	1,65,600	1,59,243	1,53,261	1,50,458

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-07-31	Board Meeting	Quarterly Results
2026-04-27	Board Meeting	Quarterly Results & Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

ITFintech

PB Fintech Ltd. operates in the IT sector under the Fintech industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Yashish Dahiya

Chairman & CEO

—

Alok Bansal

Vice Chairman

₹1.68 Cr

Mar '26

Sarbvir Singh

Whole Time Director & Joint Group CEO

₹81.97 L

Mar '26

Dhruv Shringi

Non Executive Independent Director

₹38.00 L

Mar '26

Veena Vikas Mankar

Non Executive Independent Director

₹42.00 L

Mar '26

Nilesh Bhaskar Sathe

Non Executive Independent Director

₹51.00 L

Mar '26

Kitty Agarwal

Non Independent & Non Executive Director

—

Jyotsana Vempati Aggarwal

Non Executive Independent Director

—

Bhasker Joshi

Company Secretary & Compliance Officer

—

POLICYBZR Latest News

News

6 of 6 articles

EQUITY17 Jul 2026 · 10:47

PB Fintech informs about disclosure

EQUITY9 Jul 2026 · 13:05

PB Fintech informs about SAST

EQUITY7 Jul 2026 · 17:04

PB Fintech informs about disclosures

COMPANY6 Jul 2026 · 14:30

Temasek pares 2.2% stake in PB Fintech

Temasek has pared stake in PB Fintech through an open market deal worth Rs 1,632.98 crore

EQUITY19 Jun 2026 · 09:48

PB Fintech informs about change in composition of board

EQUITY6 May 2026 · 16:58

PB Fintech reports Profit after tax of Rs 177.80 Mln, in the March 2026 quarter

POLICYBZR

₹1,790.00

-2.47%