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PB Fintech Ltd.

1,000.00−17.90 (−1.76%)

BSE · 30 Oct, 4:01 PM

: ₹46,275.28 Cr
: 61.85
: 35,661
: ₹1,025.60 - ₹1,000.00
: ₹1,963.00 - ₹945.00

PB Fintech Ltd. (POLICYBZR) share price closed at ₹1,000.00 on the BSE on Friday, October 30, 2026, down by 1.76% from its of ₹1,017.90. In that session POLICYBZR reached a of 1,025.60 and of 1,000.00. The for the session was 1,009.31. The stands at 1,426.89 and is at 1,549.68. Looking at , the stock ended the session in Downtrend.

Stock Overview

₹1,017.00

₹1,017.90

₹1,009.31

₹1,426.89

Price 29.92% below

₹1,549.68

Price 35.47% below

Key Fundamentals

: 46,275.28 Cr₹46.28 Thousand Crore
: 16.17
: 61.85
: 6.61
: 151.26
: 980.84 Cr₹980.84 Crore
: 0.00 %
Sector
Industry: Fintech
: 10.51
: 0.00

Industry Comparison

Ratio	Company	Sector
	61.85	20.76
	0.00	0.03
	6.61	2.54
	4.41	2.16
	0.00 %	0.02 %
Operating Margin	7.50 %	15.20 %

Sector figures are the median of 143 listed IT companies.

Peer Comparison

Name
GROWW GROWW	191.40	44.57	1,20,076.64	0.00	724.70	53.75%	1,501.53	47.39%	37.54
PAYTM PAYTM	1,635.00	122.84	1,05,028.72	0.00	225.00	971.43%	2,648.00	28.48%	3.87
PB Fintech Ltd. POLICYBZR	1,000.00	61.85	46,275.28	0.00	192.39	42.63%	2,177.71	34.96%	10.84
PINELABS PINELABS	153.45	110.82	17,719.62	0.00	38.57	546.06%	806.19	24.05%	4.21
MONEYVIEW MONEYVIEW	50.33	36.50	8,859.24	0.00					15.68
MPIMANIPAL MPIMANIPAL	302.25	27.67	7,006.29	0.00	77.70	129.05%	418.96	47.77%	50.61
STYL STYL	311.80	18.34	5,045.11	0.80	69.76	21.25%	405.31	15.03%	28.03
CCAVENUE CCAVENUE	120.47	14.30	4,203.77	0.00	84.77	45.08%	2,680.40	109.37%	7.98

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	1,010.49	1,167.23	1,291.62	1,507.87	1,347.99	1,613.55	1,771.15	2,061.33	1,888.28	2,177.71
Expenses	1,049.74	1,175.03	1,264.00	1,395.78	1,313.61	1,515.73	1,612.37	1,843.07	1,749.01	2,012.21
	-39.25	-7.80	27.62	112.09	34.38	97.82	158.78	218.26	139.27	165.50
	-3.88%	-0.67%	2.14%	7.43%	2.55%	6.06%	8.96%	10.59%	7.38%	7.60%
	141.31	106.02	100.40	101.11	98.76	84.51	84.85	104.31	93.04	99.85
Interest	6.37	8.98	9.31	9.17	8.77	9.23	9.31	9.78	11.13	11.67
	25.02	29.39	33.57	33.29	33.48	33.86	33.76	34.87	40.12	43.78
	70.80	60.26	85.08	170.52	92.34	142.06	201.07	271.90	178.58	205.41
	15.28%	15.40%	15.96%	0.46%	8.33%	5.05%	5.79%	3.95%	8.77%	6.34%
	60.18	50.67	71.50	169.70	84.59	134.86	189.38	261.11	162.89	192.45
	1.32	1.11	1.56	3.70	1.84	2.94	4.09	5.64	3.52	4.16

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	1,424.89	2,557.85	3,437.68	4,977.21	6,794.02
Operating Income (Net)	1,424.89	2,557.85	3,437.68	4,977.21	6,794.02
EXPENDITURE :
Power & Fuel Cost	6.87	12.00	16.30	21.54	24.70
Employee Cost	1,255.54	1,539.60	1,644.12	1,958.67	2,465.91
Operating Expenses	2.19	19.47	42.98	25.21	1.56
General and Administration Expenses	182.88	239.49	307.88	449.43	639.91
Selling and Distribution Expenses	870.90	1,399.30	1,593.57	2,383.18	3,146.91
Miscellaneous Expenses	8.64	9.35	18.83	46.30	5.30
	2,327.03	3,219.21	3,623.68	4,884.33	6,284.29
Operating Profit (Excl OI)	-902.14	-661.36	-186.00	92.88	509.73
	125.39	258.99	380.57	407.81	372.43
	-776.75	-402.37	194.57	500.69	882.16
Interest	13.76	21.60	26.72	34.05	37.58
PBDT	-790.51	-423.97	167.85	466.64	844.58
	42.84	63.82	88.72	121.27	135.97
Profit Before Taxation & Exceptional Items	-833.35	-487.79	79.13	345.37	708.61
Exceptional Income / Expenses				41.05
	-833.39	-487.96	77.11	386.68	707.37
Provision for Tax	-0.48	-0.02	12.70	34.46	37.24
	-832.91	-487.94	64.41	352.22	670.13
Extra items				0.00	0.00
Minority Interest		0.72	2.57	-0.15	-0.19
Consolidated Net Profit	-832.91	-487.22	66.98	352.07	669.94
Profit Balance B/F	-1,086.60	-1,920.92	-2,403.33	-2,339.66	-1,995.08
Appropriations	-1,919.52	-2,408.14	-2,336.35	-1,987.59	-1,325.14
	-18.53	-10.82	1.48	7.67	14.48
Adjusted EPS	-18.53	-10.82	1.48	7.67	14.48

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	89.90	90.02	90.24	91.85	92.54
Share Warrants & Outstandings	465.78	804.94	1,006.64	517.39	477.71
Total Reserves	4,855.98	4,581.34	4,774.15	5,823.22	6,741.54
Reserve excluding Revaluation Reserve	4,855.98	4,581.34	4,774.15	5,823.22	6,741.54
Revaluation reserve	0.00		0.00
	5,411.66	5,476.30	5,871.03	6,432.46	7,311.79
Minority Interest		8.50	5.44	5.54	5.73
Deferred Tax Assets / Liabilities	-0.07	-0.01
Other Long Term Liabilities	141.49	193.75	214.08	275.57	304.79
Long Term Provisions	32.67	24.56	47.49	99.34	130.13
Total Non-Current Liabilities	174.09	218.30	261.57	374.91	434.92
Trade Payables	198.19	306.10	301.06	367.80	471.13
Other Current Liabilities	118.72	216.58	260.80	332.03	452.44
Short Term Provisions	20.48	28.24	41.31	52.40	68.40
Total Current Liabilities	337.39	550.92	603.17	752.23	991.97
Total Liabilities	5,923.14	6,254.02	6,741.21	7,565.14	8,744.41
Gross Block	320.62	473.84	585.47	753.10	869.38
Less: Accumulated Depreciation	115.72	160.55	226.85	335.27	428.21
	204.90	313.29	358.62	417.83	441.17
Non Current Investments	45.57	59.85	934.92	1,533.23	1,855.22
Long Term Investment	45.57	59.85	934.92	1,533.23	1,855.22
Long Term Loans & Advances	95.59	155.51	367.30	608.88	768.71
Other Non Current Assets	5.54	1,603.15	274.32	1,150.89	1,303.29
Total Non-Current Assets	351.60	2,131.80	1,935.16	3,710.83	4,368.39
Currents Investments	327.50	562.25	423.55	639.96	1,355.80
Sundry Debtors	360.87	677.31	634.11	999.61	1,728.70
Cash and Bank	3,700.24	762.72	734.97	793.14	759.85
Other Current Assets	9.77	12.69	17.26	19.61	27.84
Short Term Loans and Advances	1,173.16	2,107.25	2,996.16	1,401.99	503.83
Total Current Assets	5,571.54	4,122.22	4,806.05	3,854.31	4,376.02
Net Current Assets (Including Current Investments)	5,234.15	3,571.30	4,202.88	3,102.08	3,384.05
Total Assets	5,923.14	6,254.02	6,741.21	7,565.14	8,744.41
	25.57	68.45	89.22
Total Debt	0.00	0.00	0.00	0.00	0.00
	110.03	103.78	107.81	128.80	147.70
Adjusted Book Value	110.03	103.78	107.81	128.80	147.70

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	-833.39	-487.96	77.11	386.68	707.37
Adjustment	544.94	372.97	82.09	-62.21	1.43
Changes In working Capital	-1,255.66	-134.13	48.48	-390.25	-632.57
Cash Flow after changes in Working Capital	-1,544.12	-249.12	207.68	-65.78	76.23
Cash Flow from Operating Activities	-1,567.88	-298.97	8.65	-183.24	41.49
Cash Flow from Investing Activities	-2,126.61	41.41	300.81	457.78	213.77
Cash Flow from Financing Activitie	3,621.42	-42.50	-56.83	-72.69	-81.24
Net Cash Inflow / Outflow	-73.07	-300.06	252.63	201.85	174.02
Opening Cash & Cash Equivalents	438.77	367.40	72.34	324.87	560.52
Cash & Cash Equivalent on Amalgamation / Take over / Merger				34.05
Effect of Foreign Exchange Fluctuations	1.70	5.00	-0.11	-0.25	11.72
Closing Cash & Cash Equivalent	367.40	72.34	324.86	560.52	746.26

Ratios

Valuation

61.85

6.61

46.72

6.31

16.17

151.26

Profitability

10.51

10.84

8.22

7.50

9.86

Leverage & Liquidity

0.00

4.41

19.82

Returns

0.00

0.83

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	67.76	68.02	68.25	68.88	70.05	70.26	70.31	76.68	77.72	71.98
	32.24	31.98	31.75	31.12	29.94	29.75	29.69	23.32	22.28	28.02
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	1,45,383	1,52,948	1,48,275	1,51,205	1,64,551	1,65,600	1,59,243	1,53,261	1,50,458	2,48,207

Mutual Funds Invested(341)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 258 active funds hold 35.17% in PB Fintech Ltd., contributing to ₹17.31K Cr of holdings

Fund				As of
HD HDFC Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	1,212.55	1.12	1,13,97,180	Sep '26
HD HDFC Mid Cap Fund - Growth - Direct PlanMid Cap Fund	1,094.15	1.07	1,02,84,335	Sep '26
MO Motilal Oswal Midcap Fund - Growth - Direct PlanMid Cap Fund	692.80	1.72	65,11,884	Sep '26
IP ICICI Prudential Large & Mid Cap Fund - Growth - Direct PlanLarge & Mid Cap	664.87	2.10	62,49,387	Sep '26
MI Mirae Asset Large & Midcap Fund - Growth - Direct PlanLarge & Mid Cap	609.43	1.42	57,28,302	Sep '26
KO Kotak Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	501.50	0.67	47,13,800	Sep '26
AX Axis Midcap Fund - Growth - Direct PlanMid Cap Fund	481.23	1.44	45,23,274	Sep '26
IP ICICI Prudential Balanced Advantage Fund - Growth - Direct PlanHybrid - Balanced Advantage	407.33	0.57	38,28,637	Sep '26
MI Mirae Asset ELSS Tax Saver Fund - Growth - Direct PlanEquity - ELSS - Tax Saver Fund	378.08	1.54	35,53,761	Sep '26
NI Nippon India Multi Cap Fund - Growth - Direct PlanMulti Cap Fund	373.37	0.69	35,09,445	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-27	Board Meeting	Quarterly Results
2026-09-07	AGM
2026-07-31	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

ITFintech

PB Fintech Ltd. operates in the IT sector under the Fintech industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Yashish Dahiya

Chairman & CEO

—

Alok Bansal

Vice Chairman

₹1.68 Cr

Mar '26

Sarbvir Singh

Whole Time Director & Joint Group CEO

₹81.97 L

Mar '26

Dhruv Shringi

Non Executive Independent Director

₹38.00 L

Mar '26

Veena Vikas Mankar

Non Executive Independent Director

₹42.00 L

Mar '26

Nilesh Bhaskar Sathe

Non Executive Independent Director

₹51.00 L

Mar '26

Kitty Agarwal

Non Independent & Non Executive Director

—

Jyotsana Vempati Aggarwal

Non Executive Independent Director

—

Bhasker Joshi

Company Secretary & Compliance Officer

—

POLICYBZR Latest News

News

10 of 10 articles

EQUITY21 Oct 2026 · 11:19

PB Fintech informs about disclosure

EQUITY28 Sept 2026 · 11:39

PB Fintech rises as HDFC Mutual Fund buys stake worth Rs 320.58 crore in the company

The mutual fund has acquired 25 lakh shares of the company at an average price of Rs 1,282.30 apiece

COMPANY25 Sept 2026 · 12:12

HDFC Mutual Fund buys stake worth Rs 320.58 crore in PB Fintech

The mutual fund has acquired 25 lakh shares of the company at an average price of Rs 1,282.30 apiece

EQUITY24 Sept 2026 · 11:41

Insurance stocks feel the heat after Irdai proposes new insurance distribution rules

PB Fintech is currently trading at Rs. 1398.60, down by 491.40 points or 26.00% from its previous closing of Rs. 1890.00 on the BSE

EQUITY24 Sept 2026 · 11:14

PB Fintech informs about analyst meet

COMPANY17 Sept 2026 · 12:17

PB Fintech gets nod to acquire remaining 20% stake in MyLoancare Ventures

The M&A and Investment Committee of the Board of Directors of the company, at its meeting held on September 16, 2026, has considered and approved the same

EQUITY17 Jul 2026 · 10:47

PB Fintech informs about disclosure

EQUITY9 Jul 2026 · 13:05

PB Fintech informs about SAST

EQUITY7 Jul 2026 · 17:04

PB Fintech informs about disclosures

COMPANY6 Jul 2026 · 14:30

Temasek pares 2.2% stake in PB Fintech

Temasek has pared stake in PB Fintech through an open market deal worth Rs 1,632.98 crore

PB Fintech Ltd.

Stock Overview

Price chart

Peer Comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Valuation

Profitability

Leverage & Liquidity

Returns

Shareholding Pattern

Mutual Funds Invested(341)

Corporate Actions

Insider Trading

Sector Overview

Company Profile

Key Management

POLICYBZR Latest News

News