Search & Analyze

PB Fintech Ltd.

ITFintech

www.pbfintech.in BSE: 543390NSE: POLICYBZR

₹1,790.00BSE2.47%

07 Sep, 4:01 PM

₹1,790.00

₹85.74K Cr

114.59

11.46

6.55%

₹1,842.05

₹1,754.10

₹1,963.00

₹1,334.20

Customise metrics bar

Price Performance

Peer Comparison

Name
GROWW GROWW	194.70	49.91	1,22,146.93	0.00	735.04	94.28%	1,501.42	66.01%	37.54
PAYTM PAYTM	1,657.00	163.56	1,06,314.42	0.00	220.00	78.86%	2,448.00	27.63%	3.87
PB Fintech Ltd. POLICYBZR	1,790.00	114.59	85,737.36	0.00	162.91	92.45%	1,888.28	40.08%	6.85
PINELABS PINELABS	164.40	150.61	18,969.43	0.00	19.57	308.56%	736.92	19.65%	4.21
STYL STYL	380.00	23.48	6,148.62	0.65	60.34	63.78%	376.47	21.10%	28.03
CCAVENUE CCAVENUE	15.92	18.68	5,566.30	0.00	84.77	45.08%	2,680.40	109.37%	7.98
TURTLEMINT TURTLEMINT	143.45		4,224.30	0.00	-37.78	19.08%	294.08	39.71%	-38.38
MOBIKWIK MOBIKWIK	194.00		1,527.69	0.00	7.62	118.17%	281.48	3.73%	8.02

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,010.49	1,167.23	1,291.62	1,507.87	1,347.99	1,613.55	1,771.15	2,061.33	1,888.28
Expenses	1,049.74	1,175.03	1,264.00	1,395.78	1,313.61	1,515.73	1,612.37	1,843.07	1,749.01
	-39.25	-7.80	27.62	112.09	34.38	97.82	158.78	218.26	139.27
	-3.88%	-0.67%	2.14%	7.43%	2.55%	6.06%	8.96%	10.59%	7.38%
	141.31	106.02	100.40	101.11	98.76	84.51	84.85	104.31	93.04
Interest	6.37	8.98	9.31	9.17	8.77	9.23	9.31	9.78	11.13
	25.02	29.39	33.57	33.29	33.48	33.86	33.76	34.87	40.12
	70.80	60.26	85.08	170.52	92.34	142.06	201.07	271.90	178.58
	15.28%	15.40%	15.96%	0.46%	8.33%	5.05%	5.79%	3.95%	8.77%
	60.18	50.67	71.50	169.70	84.59	134.86	189.38	261.11	162.89
	1.32	1.11	1.56	3.70	1.84	2.94	4.09	5.64	3.52

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	886.66	1,424.89	2,557.85	3,437.68	4,977.21
Operating Income (Net)	886.66	1,424.89	2,557.85	3,437.68	4,977.21
EXPENDITURE :
Power & Fuel Cost	4.22	6.87	12.00	16.30	21.54
Employee Cost	554.05	1,255.54	1,539.60	1,644.12	1,958.67
Operating Expenses		2.19	19.47	42.98	25.21
General and Administration Expenses	116.83	182.88	239.49	307.88	448.41
Selling and Distribution Expenses	367.87	870.90	1,399.30	1,593.57	2,383.18
Miscellaneous Expenses	3.32	8.64	9.35	18.83	46.30
	1,046.29	2,327.03	3,219.21	3,623.68	4,883.31
Operating Profit (Excl OI)	-159.63	-902.14	-661.36	-186.00	93.90
	70.75	125.39	258.99	380.57	407.73
	-88.87	-776.75	-402.37	194.57	501.63
Interest	11.66	13.76	21.60	26.72	34.05
PBDT	-100.54	-790.51	-423.97	167.85	467.58
	41.38	42.84	63.82	88.72	121.27
Profit Before Taxation & Exceptional Items	-141.91	-833.35	-487.79	79.13	346.31
Exceptional Income / Expenses					41.05
	-141.91	-833.39	-487.96	77.11	387.62
Provision for Tax	8.33	-0.48	-0.02	12.70	34.46
	-150.24	-832.91	-487.94	64.41	353.16
Minority Interest			0.72	2.57	-0.15
Consolidated Net Profit	-150.24	-832.91	-487.22	66.98	353.01
Profit Balance B/F	-933.74	-1,086.60	-1,920.92	-2,403.33	-2,339.52
Appropriations	-1,083.99	-1,919.52	-2,408.14	-2,336.35	-1,986.51
	-6,589.55	-18.53	-10.82	1.48	7.69
Adjusted EPS	-13.18	-18.53	-10.82	1.48	7.69

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
	1.23	89.90	90.02	90.24	91.85
Share Warrants & Outstandings	154.87	465.78	804.94	1,006.64	517.39
Total Reserves	1,835.63	4,855.98	4,581.34	4,774.15	5,823.04
Reserve excluding Revaluation Reserve	1,835.63	4,855.98	4,581.34	4,774.15	5,823.04
Revaluation reserve		0.00		0.00	0.00
	1,991.73	5,411.66	5,476.30	5,871.03	6,432.28
Minority Interest			8.50	5.44	5.54
Deferred Tax Assets / Liabilities		-0.07	-0.01
Other Long Term Liabilities	95.83	141.49	193.75	214.08	275.57
Long Term Provisions	30.50	32.67	24.56	47.49	99.34
Total Non-Current Liabilities	126.33	174.09	218.30	261.57	374.91
Trade Payables	101.91	198.19	306.10	301.06	366.94
Other Current Liabilities	102.70	118.72	216.58	260.80	320.19
Short Term Provisions	16.35	20.48	28.24	41.31	64.15
Total Current Liabilities	220.95	337.39	550.92	603.17	751.28
Total Liabilities	2,339.02	5,923.14	6,254.02	6,741.21	7,564.01
Gross Block	212.12	320.62	473.84	585.47	753.10
Less: Accumulated Depreciation	87.36	115.72	160.55	226.85	335.27
Net Block	124.76	204.90	313.29	358.62	417.83
Non Current Investments	0.05	45.57	59.85	934.92	1,533.23
Long Term Investment	0.05	45.57	59.85	934.92	1,533.23
Long Term Loans & Advances	68.43	95.59	155.51	367.30	608.86
Other Non Current Assets	6.28	5.54	1,603.15	274.32	1,150.89
Total Non-Current Assets	199.52	351.60	2,131.80	1,935.16	3,710.81
Currents Investments	137.71	327.50	562.25	423.55	639.96
Sundry Debtors	172.90	360.87	677.31	634.11	999.61
Cash and Bank	1,810.18	3,700.24	762.72	734.97	793.13
Other Current Assets	5.83	9.77	12.69	17.26	19.61
Short Term Loans and Advances	12.88	1,173.16	2,107.25	2,996.16	1,400.89
Total Current Assets	2,139.50	5,571.54	4,122.22	4,806.05	3,853.20
Net Current Assets (Including Current Investments)	1,918.54	5,234.15	3,571.30	4,202.88	3,101.92
Total Assets	2,339.02	5,923.14	6,254.02	6,741.21	7,564.01
Contingent Liabilities	24.20	25.57	68.45	89.22
Total Debt	0.00	0.00	0.00	0.00	0.00
	80,512.06	110.03	103.78	107.81	128.79
Adjusted Book Value	161.02	110.03	103.78	107.81	128.79

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	-141.91	-833.39	-487.96	77.11	387.62
Adjustment	82.75	544.94	372.97	82.09	-62.13
Changes In working Capital	39.41	-1,255.66	-134.13	48.48	-391.19
Cash Flow after changes in Working Capital	-19.76	-1,544.12	-249.12	207.68	-65.70
Cash Flow from Operating Activities	28.71	-1,567.88	-298.97	8.65	-183.14
Cash Flow from Investing Activities	-1,201.75	-2,126.61	41.41	300.81	457.68
Cash Flow from Financing Activitie	758.81	3,621.42	-42.50	-56.83	-72.69
Net Cash Inflow / Outflow	-414.24	-73.07	-300.06	252.63	201.85
Opening Cash & Cash Equivalents	853.43	438.77	367.40	72.34	324.86
Cash & Cash Equivalent on Amalgamation / Take over / Merger					34.05
Effect of Foreign Exchange Fluctuations	-0.42	1.70	5.00	-0.11	-0.25
Closing Cash & Cash Equivalent	438.77	367.40	72.34	324.86	560.51

Ratios

Valuation

114.59

11.46

86.64

11.69

16.17

161.72

Profitability

6.55

6.85

4.94

1.89

7.10

Leverage & Liquidity

0.00

5.13

12.38

Returns

0.00

0.70

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	67.76	68.02	68.25	68.88	70.05	70.26	70.31	76.68	77.72
	32.24	31.98	31.75	31.12	29.94	29.75	29.69	23.32	22.28
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	1,45,383	1,52,948	1,48,275	1,51,205	1,64,551	1,65,600	1,59,243	1,53,261	1,50,458

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-07-31	Board Meeting	Quarterly Results
2026-04-27	Board Meeting	Quarterly Results & Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

ITFintech

PB Fintech Ltd. operates in the IT sector under the Fintech industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Bhasker Joshi

Company Secretary & Compliance Officer

—

Yashish Dahiya

Chairman

—

Alok Bansal

Vice Chairman

₹1.54 Cr

Mar '25

Sarbvir Singh

Joint Group CEO & Executive Director

—

Kitty Agarwal

Non Independent & Non Executive Director

—

Veena Vikas Mankar

Non Executive Independent Director

₹44.00 L

Mar '25

Nilesh Bhaskar Sathe

Non Executive Independent Director

₹54.00 L

Mar '25

Dhruv Shringi

Non Executive Independent Director

₹26.90 L

Mar '25

Jyotsana Vempati Aggarwal

Independent Director

—

POLICYBZR Latest News

News

6 of 6 articles

EQUITY17 Jul 2026 · 10:47

PB Fintech informs about disclosure

EQUITY9 Jul 2026 · 13:05

PB Fintech informs about SAST

EQUITY7 Jul 2026 · 17:04

PB Fintech informs about disclosures

COMPANY6 Jul 2026 · 14:30

Temasek pares 2.2% stake in PB Fintech

Temasek has pared stake in PB Fintech through an open market deal worth Rs 1,632.98 crore

EQUITY19 Jun 2026 · 09:48

PB Fintech informs about change in composition of board

EQUITY6 May 2026 · 16:58

PB Fintech reports Profit after tax of Rs 177.80 Mln, in the March 2026 quarter

POLICYBZR

₹1,790.00

-2.47%