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Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

Why Your Personal Loan Offer Might Differ From a Colleague's

Personal Loan Offers: Why Yours Differs From a Colleague’s

Discover why personal loan offers vary, even with the same salary. Explore factors like credit history, debt, and job stability impacting your loan.

By ThePip Desk•
Close-up of a person's hands holding an ICICI Bank document with a refund amount, while a hand with a pen is poised to sign.

ICICI Bank Ordered to Refund Rs 5.18 Lakh in Online Scam

Nagpur commission orders ICICI Bank to refund Rs 5.18 lakh to a customer defrauded in a FedEx parcel scam, citing bank negligence.

By ThePip Desk•
An Indian hospital administrator in a sari reviews documents at a desk in a well-lit office.

India Penalizes Hospitals Under Ayushman Bharat Scheme

India de-empanels 2,359 hospitals and suspends 1,200 under Ayushman Bharat for guideline violations, imposing Rs 323.49 crore in penalties and filing 29 FIRs.

By ThePip Desk•
A person in a blue shirt holds a pen over a paper form and touches a tablet screen showing "Nominee Details."

SEBI Makes Nomination Mandatory for Demat, MF Accounts by Sept 2026

SEBI mandates nomination for single-holder demat & MF accounts by Sept 1, 2026. Learn about investor choices & implications for asset transfer.

By ThePip Desk•
Indian Market's Top Dividend Yielders: Vedanta Leads with 12.9%

Top Indian Dividend Stocks: Vedanta Leads with 12.9% Yield

Discover India’s top dividend-yielding stocks as of July 29, 2026. Vedanta leads with an impressive 12.9%, followed by Gujarat Pipavav Port, Castrol India, TCS, and Infosys.

By ThePip Desk•
A young adult of Indian ethnicity views a tablet screen displaying financial charts in a home setting.

Free Demat Account: Angel One SWKY Code | No Opening Fee

Open a free Demat and trading account with Angel One using introducer code SWKY. Start your investment journey without any opening charges. Learn more!

By ThePip Desk•
An Indian woman in a bank reads a document while her daughter looks at her.

Sukanya Samriddhi Yojana: NRIs Ineligible for 8.2% Interest

NRIs cannot open Sukanya Samriddhi Yojana accounts offering 8.2% interest. Learn about SSY eligibility and alternatives for non-resident Indians.

By ThePip Desk•
A woman in glasses sits at a desk, reviewing a document in a binder labeled "RETIREMENT PLAN."

Rs 10 Crore Retirement Fund: Step-Up SIP Strategy

Achieve your Rs 10 crore retirement goal in 25 years with a smart step-up SIP strategy. Learn how to increase investments annually for amplified compounding.

By ThePip Desk•
A woman in a teal shirt intently reviews financial data on a tablet in a well-lit home office.

Unclaimed Mutual Fund Dividends Hit Rs 2,689 Cr

Unclaimed mutual fund dividends surged 15.7% to Rs 2,689 crore in FY26. SEBI introduces new measures to address this growing investor challenge.

By Business Desk•
PPFAS Fund Underperformance: CIO Thakkar Defends Contrarian Strategy

PPFAS Fund Underperformance: CIO Defends Contrarian Strategy

PPFAS CIO Rajeev Thakkar explains the Parag Parikh Flexi Cap Fund’s underperformance due to its contrarian strategy and significant cash deployment.

By Business Desk•
A postal worker in uniform helps an elderly man use a digital tablet in a living room, a cup of tea on the table.

EPFO Doorstep Life Certificate: Free Service for EPS Pensioners

EPFO launches a free doorstep service for EPS pensioners to submit Life Certificates, ensuring seamless pension payments. Learn how to avail this facility.

By ThePip Desk•
A woman in a suit reads a legal document at a hearing table, with three men in suits standing in the background.

ICICI Bank Liable in FedEx Scam: Nagpur Commission Orders Refund

Nagpur Commission rules ICICI Bank must refund Rs 5.18 lakh in FedEx scam, challenging sole customer liability for online fraud victims.

By ThePip Desk•
A diverse group of people, officials and representatives, seated around a large conference table in a formal room.

8th Pay Commission Begins Salary & Pension Hike Consultations

The 8th Pay Commission has started stakeholder consultations in Delhi, focusing on potential salary and pension revisions for central government employees. Report due by mid-2027.

By ThePip Desk•
Five Equity Mutual Funds Deliver Over 20% Annualised SIP Returns

Top 5 Equity Funds: 20%+ Annualized SIP Returns

Discover the 5 top-performing equity mutual funds delivering over 20% annualized SIP returns in 10 years. Explore small-cap, mid-cap, and ELSS options for wealth creation.

By Market Desk•
An Indian man and an elderly Indian woman sit at a wooden table, looking at a red Post Office passbook.

Post Office Monthly Income Scheme: Your Earnings Guide

Unlock a stable, low-risk monthly income with the Post Office Monthly Income Scheme. Learn deposit limits, current interest rates (7.4%), and potential earnings.

By ThePip Desk•
SIPs Delivering Over 20% Returns? Here's What You Need to Know

SIP Returns Over 20%: Top 5 Equity Funds

Discover 5 equity mutual funds delivering over 20% annualized SIP returns in 10 years. Learn about top performers and align investments with your financial goals.

By ThePip Desk•
A female fund manager in a suit stands in an office, looking at a large screen displaying market data.

Wealth Company Mid Cap Fund NAV Dips Slightly to 9.9639

The Wealth Company Mid Cap Fund’s NAV is 9.9639 as of Aug 7, 2026, showing a slight dip. Launched Aug 4, 2026, it’s managed by Aparna Shanker.

By Business Desk•
A group of diverse Indian corporate leaders in a bright meeting room, discussing a national pension system.

PFRDA: Corporate NPS Supplements EPF for Enhanced Retirement Security

PFRDA clarifies Corporate NPS supplements EPF, not replaces it. Discover tax-efficient retirement benefits for employers and enhanced security for employees.

By ThePip Desk•
An elderly man signs a document held by a postal service employee in a home setting.

Free EPS Life Certificate at Home: EPFO Doorstep Service

EPFO now offers a free doorstep Life Certificate service via India Post. Learn how pensioners can submit their annual certificate from home to ensure uninterrupted pension payments.

By ThePip Desk•
Two fund managers in suits stand at a desk, looking at multiple screens displaying stock charts and documents.

Abakkus Large & Mid Cap Fund NAV: ₹10.0160 on August 7

Abakkus Large & Mid Cap Fund Direct-Growth’s NAV reached ₹10.0160 on August 7, 2026. Discover its strategy for long-term capital appreciation in large and mid-cap stocks.

By Market Desk•
MAAFs Attract ₹38,027 Crore Inflows Driven by Gold's 2025 Rally

MAAFs Attract ₹38,027 Cr Inflows Fueled by Gold Rally

Multi-Asset Allocation Funds saw nearly ₹38,027 crore in inflows (Jan-Jun 2026), driven by gold’s strong 2025 performance and safe-haven demand.

By Market Desk•
Refurbished iPhones: India's Savvy Shoppers Pick Value Over New

Refurbished iPhones Gain Traction in India Amidst Price Hikes

Indian consumers favor certified refurbished iPhone 16s over new models due to significant price increases. Explore the value-driven shift in India’s smartphone market.

By Business Desk•
A closed bank branch with a blue shuttered entrance and a sign for "Oriental Bank of Commerce" on an urban Indian street.

August 8 Bank Holiday: Major Lenders Closed

Indian banks like SBI, HDFC, ICICI will be closed on August 8, 2026, for the second Saturday holiday. Digital services remain active.

By ThePip Desk•
A man in a police uniform stands in front of a large, modern multi-story house with palm trees.

Siraj’s Rs 57 Cr Net Worth: From Rs 70 Pocket Money to Cricket Star

Discover Mohammed Siraj’s inspiring journey from Rs 70 pocket money to a Rs 57 crore net worth, showcasing dedication’s power in transforming financial futures.

By ThePip Desk•
Home-Cooked Thalis Get Pricier: Non-Veg Up 9%, Veg Up 4% in July

Home-Cooked Thalis Cost More: Non-Veg Up 9%, Veg Up 4%

Home cooking costs surged in July. Vegetarian thalis rose 4% and non-vegetarian thalis jumped 9% year-on-year due to rising onion, oil, gas, and chicken prices.

By ThePip Desk•
A man in a light blue shirt points to a "CLOSED" sign on a wooden bank door on a sunny day in India.

India Bank Holiday: August 8, 2026 – RBI Saturday Rules

Banks in India will be closed on Saturday, August 8, 2026, due to RBI’s second Saturday holiday rule. Learn more about bank closures.

By ThePip Desk•
A person's hands hold a gold coin over a counter with gold bars and coins, in a traditional Indian gold shop.

Bhopal Gold Prices Surge ₹160 Amid Global Market Shifts

Bhopal witnesses a ₹160 rise in gold prices on Aug 7, 2026. 24-carat gold reaches ₹1,49,810/10g, influenced by global bullion market dynamics.

By Market Desk•
A man in a suit stands in a modern financial trading room, observing multiple screens displaying charts and graphs.

Navi Flexi Cap Fund NAV Reaches ₹25.34 – August 7, 2026

Navi Flexi Cap Fund’s NAV hit ₹25.34 on Aug 7, 2026. Managed by Ashutosh Shirwaikar, this ‘Very High’ risk equity fund targets long-term capital appreciation.

By Market Desk•
8th Pay Commission: How a 2.57 Fitment Factor Could Boost Your Salary

8th Pay Commission: 2.57 Fitment Factor & Salary Hike

Central govt employees: Understand the 8th Pay Commission’s 2.57 fitment factor and its potential to significantly boost your gross salary. Learn about the latest discussions.

By ThePip Desk•
Dhaka Stock Exchange Extends Win Streak as Mutual Funds Soar 22% in July

Dhaka Stock Exchange Gains: Mutual Funds Soar 22% in July

Dhaka Stock Exchange records fourth monthly gain in July, driven by mutual funds surging 22% amid policy reforms and strong corporate earnings.

By Market Desk•
    Personal Finance News & Market Signals – Page 59 | ThePip