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Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

A mid-adult Indian woman in a white kurta sits in a chair, focused on a tablet displaying a financial app.

India Retail Market Participation to Surge by 2026: SEBI Report

SEBI report forecasts significant growth in Indian retail market participation by 2026, driven by digital access, financial literacy, and regulatory reforms.

By Market Desk•
An elderly woman sits on a patterned rug in a modest room, looking at a basic smartphone with a serene expression.

Uttarakhand disburses ₹146 Cr in July pensions to 9.87 lakh beneficiaries

Uttarakhand CM Pushkar Singh Dhami released over ₹146 crore in July pension payments, benefiting nearly 9.87 lakh individuals through DBT.

By ThePip Desk•
A person sits at a wooden desk, looking intently at a laptop displaying multiple financial charts; a notebook and pen are beside it.

Mutual Funds: Large, Mid, Small-Cap Explained for Investors

Understand large-cap, mid-cap, and small-cap mutual funds. Align your investment choices with financial goals, risk appetite, and investment horizon for long-term success.

By Market Desk•
Sukanya Samriddhi Yojana: NRIs Ineligible for 8.2% Savings Scheme

Sukanya Samriddhi Yojana: NRIs Ineligible for 8.2% Savings Scheme

Non-Resident Indians (NRIs) are ineligible to open a Sukanya Samriddhi Yojana (SSY) account, a popular 8.2% interest savings scheme exclusively for resident Indian citizens.

By ThePip Desk•
A financial expert in a blue suit speaks from a wooden podium to a seated audience of investors in a seminar hall.

Long-Term Investing: Ignore Market Noise for Success

Aditya Birla Sun Life AMC seminar advises mutual fund investors to focus on long-term trends, not short-term market volatility, for sustained success.

By Market Desk•
Man at a desk, focused on computer screens and tax documents, with a calendar showing January 15, 2027.

Missed ITR Deadline 2026-27? File Belated or Revised Return

Missed the Income Tax Return (ITR) deadline for AY 2026-27? Learn about filing belated, revised, or updated returns to stay compliant. Options available!

By ThePip Desk•
A man in a blue shirt sits at a desk, looking at a computer monitor displaying stock charts and a calendar.

92 Companies Go Ex-Dividend: Rs 533.25 Payout This Week

Secure dividends from 92 companies trading ex-dividend Aug 10-14, 2026. Total payout Rs 533.25 per share. Industrial & Prudential Investment Company leads with Rs 120.

By ThePip Desk•
A person's hands hold a smartphone displaying a vibrant, abstract visual; a blurred living room is in the background.

Flipkart Freedom Sale 2026: Top Smartphones Under ₹40K

Grab amazing deals on smartphones under ₹40,000 during the Flipkart Freedom Sale 2026. Early access, bank discounts, and EMI options available!

By Business Desk•
A woman wearing glasses and a sweater uses a stylus on a tablet displaying a beneficiary nomination form.

SEBI’s New Nomination Rules for Demat & Mutual Funds

SEBI revises nomination rules for demat and mutual funds, allowing up to three nominees with percentage-based distribution from Sep 1, 2026. Learn more!

By ThePip Desk•
An Indian man in a blue shirt holds a gold HDFC Bank credit card and a smartphone in a bank.

Indian Banks Cut Travel Card Rewards Amid Rising Costs

Major Indian banks are reducing travel credit card rewards and tightening eligibility criteria to protect profit margins against rising funding costs.

By ThePip Desk•
A man in a blue sweater sits on a light-colored sofa, gently holding a swaddled newborn baby, looking down at the child.

Toxic Culture at Big Four Bank Prompts Australian Resignation

Ankur Sachdeva quit a Big Four bank in Australia due to toxic work culture and excessive after-hours demands, highlighting work-life balance issues.

By Business Desk•
A person's hands holding and pointing at an "Income Tax Department - Demand Notice" with other documents, laptop, and calculator on a wooden desk.

ITR Filed? Why Income Tax Department May Still Send a Notice

Filed your ITR by July 31? Don’t assume you’re in the clear. Discover common reasons the Income Tax Department might still send you a notice.

By ThePip Desk•
A man sits at a desk, examining two credit cards. Several other cards are on the table, with a laptop and documents.

Indian Banks Cut Travel Card Rewards Due to Profit Pressure

Indian banks are reducing travel credit card rewards and capping bonus points to protect profit margins amid rising funding costs and changing consumer habits.

By ThePip Desk•
Instant Loan Apps Fuel Endless Debt Cycle for Millions in India

India’s Instant Loan Apps: A Debt Trap Crisis

Millions in India are trapped in a severe debt cycle fueled by instant loan apps, leading to financial and psychological distress. Stagnant incomes and aggressive lending worsen the crisis.

By ThePip Desk•
RBI Floating Rate Savings Bonds: NRI Investment Rules Explained

RBI Floating Rate Bonds: NRI Investment Rules & 8.05% Interest

Explore RBI Floating Rate Savings Bonds (8.05% interest). Understand the strict investment limitations and exceptions for Non-Resident Indians (NRIs).

By ThePip Desk•
Your Money Journey: 18 Years of Key Investing Lessons

18 Years of Investing: Key Lessons from a Personal Finance Journey

Discover 18 years of mutual fund investing wisdom from Dr. M. Pattabiraman. Learn key lessons on discipline, long-term goals, and portfolio management for financial independence.

By ThePip Desk•
A man from an over-the-shoulder perspective reviews a "Consolidated Account Statement" on a desktop computer.

Download CAS from CDSL & NSDL: Your Investment Guide

Easily download your Consolidated Account Statement (CAS) from CDSL and NSDL. Get a clear view of your mutual fund and demat investments. Essential for financial tracking.

By ThePip Desk•
NBFC Gold Loans Surge 70% to ₹3.41 Lakh Crore in June 2026

NBFC Gold Loans Skyrocket 70% to ₹3.41 Lakh Crore

NBFC gold-backed lending surged 69.3% YoY to ₹3.41 lakh crore by June 2026, outpacing retail loan growth, according to RBI data.

By Business Desk•
An individual in a home study reviews physical mutual fund statements and a tablet showing a financial portal.

Unclaimed Mutual Fund Dividends Hit Rs 2,689 Cr

Unclaimed mutual fund dividends in India surged 15.7% to Rs 2,689 crore by March 31, 2026. SEBI is intensifying investor outreach to reclaim these funds.

By ThePip Desk•
Your Dearness Allowance Might Hit 60% Soon: What to Expect

DA Hike to 60%: What Central Govt Employees Should Know

Central government employees and pensioners may see Dearness Allowance reach 60% for Jan-June 2026. Learn about the expected 2% hike and its implications.

By ThePip Desk•
Indian Government Clarifies UPI Charges: Free for Consumers, Small Merchants

UPI Charges Clarified: Free for Consumers & Small Merchants in India

India’s government confirms UPI transactions remain free for consumers and small merchants. Limited MDR may apply to large B2B transactions only.

By ThePip Desk•
A woman in a suit intently studies a computer screen displaying an investment performance graph in a modern office.

Thematic Funds Outperform Flexi-Cap: Challenging ‘Satellite’ Status

A 20-year study reveals thematic mutual funds can deliver competitive or superior returns, challenging their ‘satellite’ investment perception against flexi-cap peers.

By Market Desk•
A man in a suit carrying a briefcase walks on a city street with storefronts and people in the background.

SBI’s Auto Loan Recovery: 76% Success Rate

State Bank of India achieves a remarkable 76% automatic recovery rate for Xpress Credit personal loans directly from customer savings accounts, a testament to efficient financial management.

By Business Desk•
NRIs, Buying or Selling Property in India? Here's What You Must Know

NRI Property India: Buying & Selling Guide

NRIs buying/selling property in India? Understand FEMA, TDS, PAN, and crucial documents to avoid penalties. Expert advice for seamless transactions.

By ThePip Desk•
A Chief Investment Officer intently reviewing financial data on multiple screens and physical documents at her desk.

Equity vs. Fixed Deposits: Rajeev Thakkar on Market Volatility

Rajeev Thakkar of PPFAS explains why equity investments aren’t fixed deposits. Understand market volatility as a normal part of long-term growth.

By ThePip Desk•
A person in an office observes a computer screen displaying charts and figures of equity market performance.

Abakkus Large & Mid Cap Fund NAV: ₹10.0150 on Aug 7

Abakkus Large & Mid Cap Fund Regular-Growth’s NAV reached ₹10.0150 on August 7, 2026. Explore its investment strategy and key metrics.

By Market Desk•
A young woman with glasses sits at a desk, typing on a keyboard, looking at a computer monitor.

X Creator Rewards: New Monetization for Original Content

X launches new Original Content Rewards Program to combat reposts and directly compensate creators for unique contributions, shifting focus to value creation.

By Business Desk•
Close-up of hands holding a hardware crypto wallet. A blurred desk with a laptop, coffee cup, and notebook is in the background.

Crypto Wallet Security: Protecting Your $110M Bitcoin

Secure your Bitcoin! Explore the $110 million question of crypto wallet security and learn essential strategies for safeguarding your digital assets.

By ThePip Desk•
An older man and a young woman looking at a tablet displaying a bar graph, with "Investor Awareness Camp" in background.

Unclaimed Mutual Fund Dividends Hit Rs 2,689 Crore

India’s unclaimed mutual fund dividends surged 15.7% to Rs 2,689 crore in FY26. SEBI reports total unclaimed funds at Rs 3,811 crore, highlighting investor asset management challenges.

By Business Desk•
A man in a blue shirt sits at a desk, looking at a laptop screen displaying investment charts. A globe and world map are in the background.

Edelweiss MF Halts SIPs/STPs in 7 Funds Due to SEBI Limit

Edelweiss Mutual Fund suspends SIPs & STPs in 7 funds from Aug 11, 2026, due to SEBI’s overseas investment cap. Learn which schemes are affected.

By Business Desk•
    Personal Finance News & Market Signals – Page 58 | ThePip