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Banking

Stay updated with the latest banking news, analysis, and trends

Indian Banks: 11-13% Credit Growth Forecast to 2026

Indian Banks: 11-13% Credit Growth Forecast to 2026

Indian banks project strong 11-13% credit growth through mid-2026, driven by retail & SME sectors and a stable economy. Learn more about India’s banking outlook.

By ThePip Desk•
SGB Early Redemption: Gain Over 200% Plus Interest

SGB Early Redemption: Gain Over 200% Plus Interest

Redeem Sovereign Gold Bonds early on April 20, 2026! RBI allows premature redemption with potential gains exceeding 200% plus 2.5% annual interest.

By ThePip Desk•
ITR Filing 2026: Report FD Interest Under New Rules

ITR Filing 2026: Report FD Interest Under New Rules

ITR Filing AY 2026-27: New rules require reporting FD interest from NBFCs, HFCs, and corporations under Schedule OS before July 31, 2026.

By ThePip Desk•
Avoid Credit Card Interest: Full Payments Explained

Avoid Credit Card Interest: Full Payments Explained

Paying your credit card in full avoids interest, late fees, and protects your grace period. Understand how banks calculate interest to save money.

By ThePip Desk•
NBCC Sells Delhi Office Towers for Rs 5,779 Crore

NBCC Sells Delhi Office Towers for Rs 5,779 Crore

NBCC earns Rs 5,779 crore selling Delhi office towers, including Rs 2,000 crore from Sberbank. Funds to boost redevelopment projects. Read more!

By ThePip Desk•
Govt Investment Schemes: Secure Income 2026

Govt Investment Schemes: Secure Income 2026

Discover secure government-backed investment schemes in India for 2026. Ensure stable income, tax benefits, and long-term financial security. Plan wisely!

By ThePip Desk•
RBI Mandates Weekly Credit Data Reporting for Faster CIBIL Updates

RBI Mandates Weekly Credit Data: Faster CIBIL Updates

RBI mandates weekly credit data reporting, enabling faster CIBIL score updates, quicker loan approvals, and rapid default detection. Stay informed!

By ThePip Desk•
A woman sits across a desk from two financial advisors, discussing gold loan and overdraft options with gold jewelry displayed.

Gold Loan vs. Gold Overdraft: Which is Best?

Compare gold loans and gold overdrafts to leverage your gold assets effectively. Understand interest, repayment, and which option suits your financial needs best.

By ThePip Desk•
A mother in a sari signs documents while her daughter points to the paper, at a post office desk.

SSY: Build ₹50 Lakh Tax-Free for Your Daughter

Secure your daughter’s future with Sukanya Samriddhi Yojana. Build a ₹50 lakh tax-free corpus through disciplined monthly investing and strategic financial planning.

By ThePip Desk•
A gold appraiser meticulously examines a gold necklace with a magnifying glass while a client sits opposite him.

Gold Loans Under Pressure: Market Volatility & Delinquency

India’s ₹16 trillion gold loan market faces rising delinquency amid market volatility. Experts warn of financial risks for overextended borrowers. #goldloans #marketvolatility

By ThePip Desk•
An elderly woman in a sari fills out forms at a bustling bank, with bank officials and other customers in the background.

Senior Citizen FD Rates April 2026: Top PSU Banks

Discover the best FD rates for senior citizens in April 2026, with top PSU banks offering up to 7.25%. Secure your financial future with stable, high-yield fixed deposits.

By ThePip Desk•
Three men in light blue shirts sit at a large office desk, reviewing documents and pointing at a computer screen.

India Regulators Tackle Insurance Surety Bond Data Gaps

Indian regulators address reporting gaps in insurance surety bonds and private credit to strengthen financial systems, responding to lender concerns.

By ThePip Desk•
A senior Indian couple discusses finances at a table. One points to a credit score graph on a laptop, the other holds a house model.

Boost Your Credit Score: Get Better Home Loan Rates

Improve your CIBIL score and unlock better home loan rates. Discover 5 actionable tips to boost your credit and save money. Get approved faster!

By ThePip Desk•
A person's hands flipping through tax documents on a wooden desk, with a calculator and red passport visible.

TDS on Bank Interest: New Income Tax Rules Explained

Understand TDS on bank interest under the Income Tax Act, 2025. Learn about liability, deduction amounts, and clarifications from the I-T department.

By ThePip Desk•
A person's hand operates a calculator on a wooden desk, surrounded by Indian rupee notes, scattered coins, and National Savings Certificate documents.

FD vs PPF & NSC: Best Savings Choice?

Compare bank FDs with PPF, NSC & other small savings schemes. Understand interest rates & choose the best investment for April-June 2026. Make informed decisions.

By ThePip Desk•
A person's hand places a banknote into a blue piggy bank on a wooden desk, alongside a calculator and financial documents.

FD Compounding: Maximize Returns on ₹2 Lakh Investment

Maximize your FD returns! Learn about interest compounding, strategic planning, and tenure selection to optimize your ₹2 lakh investment.

By ThePip Desk•
A candid shot of an Indian woman in a sari counting rupee notes and coins at a bank counter, with a smiling bank employee beside her.

High FD Interest Rates: Top Small Finance Banks in India

Discover small finance banks in India offering high fixed deposit (FD) interest rates, up to 8.10%. Maximize your returns with these competitive rates.

By ThePip Desk•
A person sits at a desk, comparing different bank interest rates on small cards surrounding a miniature house model.

Home Loan Rates April 2026: Compare & Save

Compare home loan rates from SBI, PNB, BoB & more in April 2026. Discover tips to save money on your EMIs and secure the best deal. Start saving now!

By ThePip Desk•
An interior shot of an Indian bank, with employees working and a monitor displaying financial graphs in the background.

Indian Banks’ NPAs Fall to 2%; RBI Sees No Middle East Risk

RBI reports Indian banks’ NPAs drop to 2% by Dec 2025. Credit growth accelerates. RBI sees no systemic risk from Middle East conflict. Read more.

By ThePip Desk•
A close-up shot of miniature people on a growing stack of coins labeled "NPS Pension Fund" on a desk.

PPFAS to Launch Pension Fund Under NPS

PPFAS Asset Management approved to launch a pension fund under NPS. Manage retirement savings with tax benefits and long-term growth potential.

By ThePip Desk•
A man in a suit and glasses speaks at a podium to an audience, with some people filming him on phones.

RBI Revises Bank Board Guidelines for Policy Focus

RBI to revise bank board guidelines, shifting focus to policy matters from daily operations. Governor Sanjay Malhotra announced the changes. Read more!

By ThePip Desk•
A Bank of Baroda employee in a sari helps an elderly male customer use a tablet displaying the bob SAMVAD interface.

Bank of Baroda: AI Multilingual Customer Service

Bank of Baroda launches bob SAMVAD, an AI-powered platform offering multilingual customer service in 22 Indian languages. Enhancing accessibility and inclusion.

By ThePip Desk•
Lieutenant Governor Manoj Sinha cuts a ribbon at the opening of a new bank center, surrounded by officials.

J&K Bank Business Exceeds ₹2.90 Lakh Crore

Jammu & Kashmir Bank’s business surpasses ₹2.90 lakh crore. New regional center inaugurated by Lt. Governor Manoj Sinha to boost service delivery and efficiency.

By ThePip Desk•
A man and woman in an Indian office review documents and a laptop showing financial graphs, with street activity visible outside.

Weekly Credit Reporting Reshapes India Loan Approvals

Weekly credit reporting transforms loan approvals in India, enabling real-time decisions and tightening lending discipline. Learn how it impacts lenders and borrowers.

By ThePip Desk•
Overhead shot of hands filling out Form 121 on a wooden desk, surrounded by stacked books, a calculator, and a steaming mug.

Form 121: Avoid TDS Under Income Tax Act 2025

Learn about Form 121 under the Income Tax Act 2025. Simplify tax submissions and avoid TDS with this new form replacing 15G and 15H. Streamline your tax process!

By ThePip Desk•
An Indian couple and a male bank officer reviewing a credit score graph on a computer screen.

Good Credit Score: Key to Home Loan Approval

Unlock better home loan terms! A good credit score proves financial responsibility, leading to lower interest rates and flexible repayment options. Learn more.

By ThePip Desk•
A group of financial professionals in a modern office, focused on documents during a meeting, with city views outside.

Fino Payments Bank Names Abhilash Ankathil as CCO

Fino Payments Bank appoints Abhilash Ankathil, ex-RBI executive, as Chief Compliance Officer, effective April 6. He brings 25+ years of banking compliance experience.

By ThePip Desk•
A woman appraiser in a sari uses a jeweler's loupe to inspect a gold bracelet, with gold jewelry on a velvet tray.

Gold Overdraft: Eligibility, Limit & vs Gold Loans

Unlock liquidity with a gold overdraft! Learn about eligibility, credit limits, and how it compares to traditional gold loans. Leverage your gold assets now.

By ThePip Desk•
Close-up of the Reserve Bank of India and DICGC logos on a stone building, with a fence and trees in the background.

RBI Cancels License of Shirpur Bank; Depositors Insured

RBI cancels The Shirpur Merchants’ Co-operative Bank’s license due to insufficient capital. Depositors insured up to Rs 5 lakh by DICGC. Operations cease April 6, 2026.

By ThePip Desk•
Six small stacks of coins on a wooden counter, each with a colored paper flag showing bank names like SBI, ICICI, HDFC.

FD Rates April 2026: SBI, HDFC, ICICI, Yes Bank Compared

Compare fixed deposit rates for April 2026 from SBI, HDFC, ICICI, and Yes Bank. Maximize your returns with the best FD interest rates up to 7.75%.

By ThePip Desk•
    Banking News & Market Signals – Page 69 | ThePip