Fino Payments Bank Navigates SFB Transition Amidst Profit Decline
Fino Payments Bank faces significant profit drop in FY26 due to regulatory shifts and NBFC sector stress. The bank is transitioning to a Small Finance Bank.
India Post Payments Bank Launches Zero-Balance SHG Savings Account
India Post Payments Bank has introduced a new SHG Savings Account, offering zero balance and zero charges to empower women-led self-help groups across India with financial inclusion and secure savings.
Bajaj Finance Hikes FD Rates: Earn Up To 7.75% for Seniors
Bajaj Finance increases FD rates by up to 45 bps from May 1. Senior citizens can now earn up to 7.75% with improved tenure flexibility. Explore enhanced returns.
RBI E-Mandate Rules: Easier High-Value Payments, Less OTP
RBI’s new e-mandate rules simplify high-value payments by reducing OTP requirements, while keeping ₹15,000 threshold for everyday recurring transactions.
India’s 2026 Remittance Rules: Forms 145 & 146 Explained
Understand India’s 2026 foreign remittance rules. Learn about new Income Tax Forms 145 & 146 for enhanced transparency and compliance in overseas payments.
India’s Credit Card Market Tops 119M: PSU Banks Drive Spending Growth
India’s credit card market exceeds 119 million cards. HDFC Bank leads, while PSU banks show significant spending growth, especially in smaller markets.
Home Loan EMIs: Why Borrowers Face Higher Rates
Discover why some home loan borrowers, especially with NBFCs, still face higher EMIs despite falling interest rates due to slower transmission.
India’s Microfinance Sector Recovers: Loan Portfolio Expands
India’s microfinance sector rebounds with loan portfolio expansion in Q1, ending 11 quarters of contraction. Delinquency rates also decline, signaling a stronger industry.
Bombay HC: Insurers Can’t Time Bar Health Claims
Bombay High Court rules insurers cannot reject health claims solely on policy time limits. A significant decision impacting claim processing and policyholder rights in India.
HDFC ERGO Optima Secure vs Plus: Health Insurance Comparison
Compare HDFC ERGO Optima Secure & Optima Secure Plus health insurance plans. Features, benefits, premiums, coverage, and bonus options explained to help you choose.
Credilio Raises ₹100 Cr for Novio Credit Card Business
Fintech startup Credilio secures ₹100 Cr Series A funding led by Cornerstone Ventures to expand its FD-backed credit card app, novio, targeting underserved consumers.
Banks: Gatekeepers or Commoditization by 2030?
Traditional banks face a choice: become essential financial gatekeepers or risk commoditization as fintechs capture 35% of revenue by 2030. Learn how.
AI Fraud Surge in India’s Digital Lending
AI-driven fraud is escalating in India’s digital lending sector. Synthetic identities and sophisticated scams challenge traditional detection, forcing lenders to adapt.
Paytm Shares Plunge After RBI Revokes Payments Bank License
Paytm’s stock experienced a significant drop following the Reserve Bank of India’s decision to revoke the license of Paytm Payments Bank.
Student Loan System Shifts to US Treasury
US shifts its $1.7T student loan system to the Treasury Department, impacting borrowers in default. Incremental changes pursued via inter-agency agreements.
Credit Card Minimum Payments: Impact on Your Credit Score
Understand credit card minimum payments and their impact on your credit score. Learn how paying only the minimum can affect your finances and credit history.
Get the Best Home Loan: Credit Score Secrets
Unlock better home loan rates! Learn how your credit score impacts mortgage terms and secure the best deal. Improve your creditworthiness today.
5 Credit Card Mistakes to Avoid | Improve Your Finances
Avoid these common credit card mistakes that can lead to debt and a lower credit score. Learn how to manage your credit cards responsibly and improve your financial health.
PSBs Wage Revision: Finance Ministry Urges Swift Action
Finance Ministry directs Public Sector Banks to expedite wage revision talks, aiming for a 12-month settlement effective from November 1, 2027.
Kevin Warsh & Fed: Rate Cut Challenges & Prospects
Explore Kevin Warsh’s Fed chair prospects and the challenges he faces regarding rate cuts amid inflation and independence concerns. Impact on consumers?
RBI Updates Digital Wallet Rules for Security
RBI proposes new rules for digital wallets (PPIs) to boost security, enhance customer protection, and foster growth in digital payments. Learn more.
Hidden Room Rent Clause in Health Insurance Can Cost Thousands
Experts warn that a little-known room rent clause in health insurance policies can lead to significant unexpected costs for policyholders, potentially costing thousands due to deductions for non-room expenses if a minor room upgrade occurs during hospitalization.
Paytm: No Impact from RBI’s PPBL Action
Paytm announces RBI’s actions against Paytm Payments Bank Ltd will not cause financial or business repercussions. Services remain fully operational.
Mythos AI: Cybersecurity Threat to Global Banking?
Anthropic’s Mythos AI raises cybersecurity concerns in global banking. Experts fear faster, larger cyberattacks on financial systems. Banks strategize defenses.
Pay Point India Joins RBI Payment System
Pay Point India is the first fintech to join RBI’s Centralised Payment System, gaining direct access to RTGS & NEFT, boosting efficiency & cutting costs.
FDs vs Mutual Funds: Best Emergency Fund Choice?
Compare fixed deposits (FDs) and mutual funds for your emergency fund based on tax bracket and access needs. Find the best option for financial safety.
Reapply Personal Loan After Rejection: Step-by-Step Guide
Rejected for a personal loan? Learn the steps to take after rejection, understand reasons, improve your credit, and increase approval chances.
Brookfield India REIT Raises ₹2,600 Cr via QIP
Brookfield India REIT secures ₹2,600 Cr in QIP with IFC & domestic funds. Funds to fuel acquisitions & debt repayment, boosting financial strength.
Claiming Grandparent’s Fixed Deposits Without a Will
Learn how grandchildren can claim a grandparent’s fixed deposits without a will. Understand legal rights, succession laws, and required documentation. Get expert advice.
Shriram Finance FD Rates Revised Post Credit Upgrade
Shriram Finance revises fixed deposit interest rates effective May 6, 2026, after credit rating upgrades by CARE, CRISIL, ICRA, and India Ratings. Learn more.