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Banking

Stay updated with the latest banking news, analysis, and trends

A man in a blue shirt and tie looks at a computer monitor displaying a downward trend in bond yields.

RBI Holds Rates, Cuts FY27 Inflation to 5%

Reserve Bank of India keeps repo rate at 5.25% for third time, lowers FY27 inflation forecast to 5%, and revises GDP growth up to 6.7%.

By ThePip Desk•
An Indian family of four on the balcony of a new apartment, looking out at the city skyline.

RBI Holds Repo Rate at 5.25%: Stable Home Loan EMIs

RBI keeps repo rate at 5.25%, offering stability for home loan EMIs and boosting confidence in India’s real estate market. Learn more.

By ThePip Desk•
A man in a suit and glasses speaks at a podium with microphones, an official emblem behind him.

RBI’s New Loan Rate Framework & FD Rules for Transparency

RBI proposes a uniform loan interest rate framework for banks & NBFCs and revamps FD rules to boost transparency and fairness in retail lending.

By ThePip Desk•
Wide shot of a large construction site with cranes, excavators, workers, and a city skyline in the background.

RBI Holds Repo Rate at 5.25% Again: India’s Monetary Stance

India’s RBI keeps repo rate steady at 5.25% for the 5th time, maintaining a neutral stance amid revised inflation and growth forecasts. Learn more.

By ThePip Desk•
PNB Housing Finance Stock Jumps 8% to 52-Week High on Strong Q1 FY27 Results

PNB Housing Finance Hits 52-Week High on Strong Q1 FY27 Results

PNB Housing Finance stock surges 8% to a 52-week high after reporting a 4.5% rise in net profit and 9% growth in total income for Q1 FY27.

By Business Desk•
A woman sits at a table, looking through a large stack of papers, with a concerned expression.

RBI Warns of Soaring Household Debt, Unsecured Loans Risk

India’s RBI sounds alarm over surging household debt, driven by unsecured and gold-backed loans, threatening economic stability and monetary policy effectiveness.

By ThePip Desk•
A busy trading floor in India with financial professionals at desks and a large screen displaying market data.

Bank Nifty Futures Rally: Short Covering Ahead of RBI MPC

Bank Nifty August futures surged 0.64% to 58,083.80 on short covering before the RBI MPC decision, despite fresh shorts in HDFC Bank.

By Business Desk•
An Indian stock exchange with numerous traders monitoring screens, large digital displays showing market patterns, and city views.

HSBC’s Top India Stock Picks: ICICI Bank, M&M, Titan

HSBC reveals top India stock picks including ICICI Bank, Mahindra & Mahindra, and Titan, anticipating strong foreign fund inflows and a positive earnings outlook.

By Business Desk•
RBI Likely Holds Repo Rate at 5.25%, Focus Shifts to Inflation

RBI Repo Rate Unchanged? Focus on Inflation Outlook

RBI likely to hold repo rate at 5.25% in August 2026. Market focus shifts to inflation assessment and future policy signals from Governor Malhotra.

By ThePip Desk•
An Indian merchant in everyday attire looks thoughtfully at his smartphone, having completed a digital payment in his shop.

UPI MDR Reintroduction Possible Amid Indian Policy Shift

India’s government proposes Payment and Settlement Systems Act amendments, potentially enabling Merchant Discount Rate (MDR) on UPI and digital transactions. Learn about the implications.

By Business Desk•
A farmer in traditional Indian attire stands in a field with crops, holding a farming tool, looking towards the horizon.

RBI Boosts Farm Loans: Collateral-Free Limit Raised to ₹1.6 Lakh

RBI forms a working group for farm loans and increases the collateral-free limit to ₹1,60,000, supporting Indian farmers amidst rising costs.

By ThePip Desk•
A financial professional in a suit holds and points to an Indian government bond certificate in an office.

India’s 10-Year G-Sec Yield Hits 6.85% Amid Market Pressures

India’s 10-year G-Sec yield rose to 6.85% in July due to rising crude oil prices and tight liquidity. Learn about the market drivers and outlook.

By Market Desk•
A customer is paying with a smartphone via QR code to a merchant at a digital payment terminal in an electronics store.

MDR on High-Value UPI Payments: Fintech IPO Boost?

India’s fintech sector eyes IPO boost as potential MDR on high-value UPI business payments could improve sustainability for companies like PhonePe and Razorpay.

By ThePip Desk•
A wide-angle view of a long, empty corridor with arches, columns, and high ceilings inside a formal building.

India Collects ₹32 Lakh Crore in Cesses: Revenue Insights

India’s central government amassed over ₹32 lakh crore in cesses and surcharges in five years, highlighting revenue strategies amid corporate global expansion.

By Business Desk•
ICICI Bank Stock Surges 1.72% Amidst Strong Analyst Sentiment

ICICI Bank Stock Surges 1.72% on Strong Buy Ratings

ICICI Bank shares rose 1.72% to ₹1,460.00 on August 3, 2026, fueled by strong analyst ‘STRONG BUY’ ratings and impressive financial performance.

By ThePip Desk•
A customer scans a UPI QR code at a small Indian shop counter, while the merchant watches from behind.

India Eyes UPI Merchant Charges: RBI to Set Fees

India proposes reinstating Merchant Discount Rates (MDR) on UPI P2M transactions over ₹2,000, empowering RBI to set fees and boost payment platform revenue.

By ThePip Desk•
A row of newly constructed residential buildings in an Indian city, with a construction crane in the background.

RBI Repo Rate Unchanged: 5.25% Expected Amid Inflation Concerns

Reserve Bank of India likely to maintain repo rate at 5.25% for the fourth time, prioritizing price stability amid elevated inflation. Learn implications for EMIs.

By ThePip Desk•
A modern, beige corporate building with "MUTHOOT FINCORP" above an arched entrance, surrounded by other high-rise buildings.

SEBI Exempts Muthoot Trusts from Open Offer for Fincorp IPO

SEBI exempts six Muthoot family trusts from open offer, paving the way for Muthoot Fincorp’s IPO restructuring and shareholding realignment.

By ThePip Desk•
A group of men in an office setting look at large financial screens displaying downward-trending graphs and red indicators.

Indian Markets Dip: RBI Policy, Oil Prices, New Rules Impact

Indian stocks (Sensex, Nifty 50) fell Aug 4, 2026, due to RBI policy anticipation, rising oil prices, and new trading rules. Market sentiment shifts.

By Market Desk•
Quant Flexi Cap Fund Leads Category with 13.7% Six-Month Return

Quant Flexi Cap Fund Tops Category with 13.7% Six-Month Return

Quant Flexi Cap Fund leads its category with a 13.7% six-month return. Learn about flexi-cap funds and their ‘Very High’ risk profile.

By Market Desk•
PNB Housing Finance Posts 4.5% Q1 Profit Rise, Income Up 9%

PNB Housing Finance Q1 Profit Rises 4.5%, Income Up 9%

PNB Housing Finance reports a 4.5% rise in Q1 net profit to Rs 557 crore, with total income climbing 9%. Stable business momentum noted.

By Business Desk•
Indian Bonds Rise Slightly as Traders Position for RBI Policy Update

Indian Bonds Inch Up Ahead of RBI Policy Decision

Indian government bonds saw a slight increase as traders positioned for the RBI policy update. Rising oil prices capped gains, with a rate hold expected.

By Market Desk•
SBI Funds Management Q1 Growth Trails, Shares Dip Amid Market Share Pressure

SBI Funds Management Q1 Growth Slows, Market Share Declines

SBI Funds Management’s shares dipped 1% after Q1 results revealed slower-than-industry AUM growth and a decline in market share, despite revenue increases.

By Business Desk•
A man in a suit stands in a modern office with large windows and a digital display in the background.

Jio Financial’s Kamath: Platforms to Eclipse Banks

Jio Financial Chairman K V Kamath predicts tech platforms will dominate India’s financial sector, surpassing traditional banks and NBFCs, driven by AI and digital infrastructure.

By Business Desk•
A woman in a white tunic stands on a balcony overlooking apartment buildings and palm trees in an Indian city.

RBI Likely to Hold Repo Rate at 5.25%: Stability for Homebuyers

The Reserve Bank of India’s MPC is expected to maintain the repo rate at 5.25% post August 3-5 meeting, ensuring stable home loan EMIs and preventing increased borrowing costs.

By ThePip Desk•
A woman in a blue suit sits at a desk with three computer monitors displaying financial charts and data.

Edelweiss Bank ETF NAV Hits 16.9999: August 3, 2026 Update

Edelweiss BSE Top 10 Bank ETF-Growth reports NAV of 16.9999 on Aug 3, 2026. Track performance against Invesco, Quant, Bandhan, and Sundaram financial funds.

By Market Desk•
A business correspondent and a villager are engaged in a banking transaction in a rural Indian village.

India Achieves Near-Universal Banking Access in Rural Villages

India reaches 99.92% banking coverage in rural villages, ensuring access within 5km for most, driven by strategic government policy and expanded networks.

By ThePip Desk•
A man in a suit points at a computer screen displaying financial charts and data in a modern office.

HDFC Bank Upgrades Wealth Platform with Infosys Finacle

HDFC Bank enhances wealth management services by implementing Infosys Finacle’s modern, API-driven platform, streamlining operations and expanding investment options for affluent clients.

By Business Desk•
An elevated wide shot of a cluster of modern, imposing bank buildings with bustling city life visible below.

Kotak Launches Nifty Bank Index Fund: NFO August 3-17

Kotak Mutual Fund introduces the Kotak Nifty Bank Index Fund. NFO runs Aug 3-17, 2026. Invest passively in India’s top 14 banking stocks.

By Business Desk•
Chemmanur Credits Launches 12% NCDs: High Yields, Moderate Risk

Chemmanur Credits Launches 12% NCDs: High Yields, Moderate Risk

Chemmanur Credits launches secured NCDs with up to 12% annual interest and 12.68% effective yield. Explore this moderate-risk investment opportunity.

By Business Desk•
    Banking News & Market Signals – Page 40 | ThePip