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PNB Housing Finance Hits 52-Week High on Strong Q1 FY27 Results

By Business DeskPNB Housing Finance Hits 52-Week High on Strong Q1 FY27 Results

PNB Housing Finance stock surges 8% to a 52-week high after reporting a 4.5% rise in net profit and 9% growth in total income for Q1 FY27.

PNB Housing Finance Ltd. shares opened with a significant surge, climbing over 8% to reach a new 52-week high after the company announced its robust financial results for the first quarter of fiscal year 2027.

The stock peaked at Rs 1,138 per share, marking an 8.38% increase. By 9:27 am, PNB Housing Finance shares were trading at Rs 1,123.20, up 6.97%.

Key Market Moves

  • PNB Housing Finance hit a 52-week high of Rs 1,138, rising 8.38%.
  • Shares traded at Rs 1,123.20, up 6.97% at 9:27 am.
  • The BSE Sensex concurrently advanced 0.47%, reaching 78,795.59.

The company reported a consolidated net profit of Rs 557 crore for Q1 FY27, representing a 4.5% increase year-on-year. Total income for the quarter grew by 9% annually to Rs 2,265 crore.

Financial Performance Highlights

  • Consolidated net profit: Rs 557 crore (up 4.5% year-on-year).
  • Total income: Rs 2,265 crore (up 9% annually).

Assets Under Management (AUM) expanded by 13% year-on-year, reaching Rs 93,021 crore as of June 30, 2026. The retail loan book demonstrated strong growth, increasing by 16% to Rs 89,178 crore and constituting 99.5% of the total loan portfolio.

Asset Growth and Portfolio Strength

  • AUM reached Rs 93,021 crore (up 13% year-on-year by June 30, 2026).
  • Retail loan book grew 16% to Rs 89,178 crore, making up 99.5% of the total.
  • The affordable and emerging markets segment loan book rose 27% year-on-year, contributing 41% to retail loan assets.
  • Overall disbursements increased by 18% compared to the previous year.

Ajai Shukla, Managing Director & CEO, affirmed the company’s steady performance in FY27, noting healthy asset quality. Gross Non-Performing Assets (GNPA) were maintained below 1% at 0.95%.

Operational and Strategic Details

  • Gross Non-Performing Assets (GNPA) stood at 0.95%, below 1%.
  • Rs 67 crore was recovered from the written-off loan pool.
  • This recovery resulted in a negative credit cost of 12 basis points.
  • The company had previously declared a final dividend of Rs 8 per equity share.

PNB Housing Finance is also actively pursuing digital transformation initiatives across its operations to enhance customer experience, improve operational efficiency, and support scalable growth, as stated by the Managing Director & CEO.

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