Banking

Stay updated with the latest banking news, analysis, and trends

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Crisil Raises India FY27 GDP Growth Forecast to 7%

Domestic rating agency Crisil upgrades India’s FY27 GDP growth forecast to 7 percent, driven by strong economic performance expected in the first half.

By ThePip Desk•

A digital graphic showing a commercial LPG cylinder, a biometric scanner, and a smartphone displaying a UPI ATM interface.

Major Regulatory Changes Effective October 1, 2026

Discover key regulatory updates effective October 1, 2026, including banking reforms, LPG price revisions, and digital birth and death registrations.

By ThePip Desk•

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RBI Sovereign Gold Bond SGB Redemption Tranches October 2026

Discover the RBI premature redemption schedule for four Sovereign Gold Bond tranches eligible in October 2026. Learn how to apply through your bank.

By ThePip Desk•

A split-screen image showing legal documents for Varun Beverages on the left and a tax refund document for YES Bank on the right.

Varun Beverages Arbitration & YES Bank Tax Refund Updates

Varun Beverages initiates South Africa dairy acquisition arbitration while YES Bank secures a massive income-tax refund order of 363 crore.

By Business Desk•

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AIIB Urged to Fund AI for MSMEs as HDFC Capital Backs Realty

Experts urge the AIIB to fund AI adoption for MSMEs to bridge the digital divide, while HDFC Capital and Shalimar Corp launch a Rs 750 crore realty platform.

By Business Desk•

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Global Financial Shifts: BNP Paribas, Goldman Sachs & BlackRock

Explore major global financial shifts as BNP Paribas and Goldman Sachs divest stakes, alongside BlackRock’s new outlook on China’s tech sector.

By Business Desk•

Household Debt in India: Navigating Personal Finance & Risks

Explore how rising household debt and lifestyle inflation are shifting personal finance in India, posing new risks to economic stability and savings.

By ThePip Desk•

A close-up of hands holding a bank passbook and legal documents on a wooden desk inside a bank branch.

Consumer Commission Penalizes Bank & Delhi HC Rules on Tech

Discover recent Indian legal updates: a consumer commission penalizes a bank for savings dispute delays and the Delhi High Court addresses digital liability.

By ThePip Desk•

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RBI Bank Credit Growth Jikes 18.8% & SEBI Streamlines FPI

Discover India’s latest financial trends as RBI reports 18.8% non-food bank credit growth in August 2026 and SEBI streamlines the FPI onboarding process.

By Business Desk•

A close-up view of a Kisan Vikas Patra savings certificate resting on a desk next to a calculator and coins.

Kisan Vikas Patra Holds 7.5% Interest Rate | India Post

Discover the Kisan Vikas Patra small savings scheme offering a steady 7.5% interest rate. Learn how to double your investment in 115 months via India Post.

By ThePip Desk•

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Finance Ministry to Review Public Sector Banks on Oct 6

Union Finance Ministry schedules a high-level review meeting with public sector bank chiefs on Oct 6 to evaluate financial inclusion and social schemes.

By ThePip Desk•

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Peak XV Expands Surge Cohort & Capital India Raises ₹100Cr

Peak XV Partners reveals its 10th Surge cohort with a $5M investment cap, while Capital India Finance secures ₹100 crore via debentures. Read more.

By Business Desk•

A person sits at a desk using a laptop displaying online course modules on artificial intelligence and digital marketing.

SBI Launches Free Online Courses in AI & Finance

State Bank of India offers free online courses on AI, digital marketing, and financial management via SBI e-Learning to boost employability.

By ThePip Desk•

A photograph of Bangladesh Bank Governor Ahsan H Mansur and Indian High Commissioner Pranay Verma sitting at a table talking.

Bangladesh Bank Urges India to Boost Imports & Narrow Trade Gap

Bangladesh Bank Governor Ahsan H Mansur urges India to increase imports to narrow the trade deficit and stabilize foreign exchange reserves.

By Business Desk•

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Fixing Bank FD Taxes & Equity Volatility for Retirement

Discover why financial experts are urging tax reforms on Indian bank fixed deposits and how to balance equity volatility for a secure retirement.

By ThePip Desk•

Two people in business attire shake hands across a table in a boardroom, symbolizing the agreement between bank unions and IBA.

Bank Strike Called Off: 5-Day Work Week Committee Formed

Upcoming bank strike deferred as unions and IBA agree to form a high-level committee on the five-day work week. Normal banking operations to continue.

By Business Desk•

A polished G20 summit table with a document that is crumbling to reveal rusted chains and gears underneath.

Critique of 2023 G20 Declaration: Global Inequality & Debt

A critical analysis reveals how the 2023 G20 New Delhi Declaration fails to address systemic global debt, climate finance, and economic inequality.

By ThePip Desk•

Bank union leaders and Indian Banks' Association officials sit at a table reviewing documents during a negotiation meeting.

Bank Unions Defer Nationwide Strike After IBA Assurance

Bank unions postpone their nationwide strike following positive assurances from the Indian Banks’ Association regarding a five-day work week and core demands.

By ThePip Desk•

A view of customers standing at a bank counter interacting with a teller inside a brightly lit branch.

Bank Strike Deferred: Branches Open on Monday

The planned nationwide bank strike has been deferred following constructive negotiations. All bank branches will remain open and operate normally on Monday.

By Business Desk•

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Mirae Asset Midcap Fund & India Bank Strike Impact

Explore the Mirae Asset Midcap Fund Direct Plan Growth profile and stay informed on how the potential 3-day bank strike in India may impact services.

By ThePip Desk•

P.K. Mishra stands at a podium addressing an audience at a business conference with a screen displaying economic charts.

India Needs Diversified Financing Beyond Banks: P.K. Mishra

PM’s Principal Secretary P.K. Mishra stresses that India needs diversified financing sources beyond traditional banking to fuel long-term economic growth.

By Business Desk•

A digital graphic shows a scale with credit growth outweighing deposit growth, with a line graph in the background.

India Credit-Deposit Ratio Hits 82.2%: Banking Impact

India’s credit-deposit ratio climbs to 82.2% as credit growth outpaces deposits, creating liquidity pressures and intensifying competition for banks.

By ThePip Desk•

A wooden gavel lies on a table next to a smartphone screen showing a digital payment transaction interface.

Supreme Court Sets Sept 28 Hearing on UPI MDR Plea

Supreme Court to hear a crucial plea on Sept 28 challenging Merchant Discount Rate on UPI, putting India’s zero-MDR digital payment policy to the test.

By ThePip Desk•

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Supreme Court Sets Sept 28 Hearing on UPI MDR Plea

Supreme Court sets September 28, 2026, to hear a petition challenging Merchant Discount Rate charges on UPI transactions above Rs 2,000.

By ThePip Desk•

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Supreme Court to Review UPI Merchant Discount Rates

Supreme Court of India examines challenges to merchant discount rates on UPI transactions over Rs 2,000, impacting the digital payments ecosystem.

By ThePip Desk•

A smartphone screen shows a UPI payment app interface with a transaction split into multiple segments with a red cross over it.

Does Splitting UPI Payments Under Rs 2,000 Avoid MDR Fees?

Wondering if splitting UPI payments into Rs 2,000 tranches avoids MDR fees? Discover the truth about zero-MDR policy and UPI charges in India.

By ThePip Desk•

Ashish Chauhan, NSE MD and CEO, speaking at a podium with a microphone in a professional setting.

NSE Chief Ashish Chauhan Denies UPI MDR Discussions

NSE CEO Ashish Chauhan denies market rumors regarding government discussions on introducing UPI MDR charges, easing digital payment concerns in India.

By ThePip Desk•

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Carlyle Acquires Majority Stake in Nido Home Finance

Carlyle Asia Partners invests over INR 2,000 crore to acquire a majority stake in Nido Home Finance, boosting India’s affordable housing sector.

By Business Desk•

Finance Minister Nirmala Sitharaman speaking at a podium with a digital UPI payment interface graphic in the background.

Sitharaman Defends UPI MDR Policy as Professional & Independent

Finance Minister Nirmala Sitharaman asserts that UPI Merchant Discount Rate (MDR) policy decisions are strictly professional and free from external pressure.

By ThePip Desk•

A customer stands at a counter inside a modern bank branch while a teller processes a transaction on a computer.

Are Private Banks Open During Nationwide Strikes?

Find out if ICICI, HDFC, Axis, and IndusInd banks remain open during nationwide bank strikes. Learn how private lender operations and digital services stay active.

By ThePip Desk•