MFRegular · Growth

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth

hybridHybrid - Conservative Hybrid FundBenchmark: CRISIL Hybrid 85+15 - Conservative Index
NAV · 15 Sep 2026₹15.81-0.34%
AUM₹3.5k Cr
Expense Ratio0.66%
5Y CAGR+8.98%
Exit LoadNil upto 10% of units, For remaining units 1% on or before 1Y and Nil after 1Y
Min SIP₹1,000
Launched2021

Investment Objective

To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the scheme.There is no assurance that the investment objective of the Scheme will be realized and the scheme does not assure or guarantee any returns.

Fund Mandate

Debt securities (including securitized debt), & Money Market instruments75%–90%
Equities & Equity related instruments Including REITs10%–25%
Gold and Silver ETFs, ETCDs0%–15%
Units issued by InvITs0%–10%
Asset Allocation
Domestic Equity9.3%
Debt73.0%
Cash & Equivalents4.1%
Other13.7%
Fund Managers
RT
Rajeev Thakkar
Fund Manager
Key Information
0.66%
₹1,000
₹5,000
Nil upto 10% of units, For remaining units 1% on or before 1Y and Nil after 1Y
Nil
Inception26 May 2021
AMC
Top Holdings
17.21% Tamilnadu SDL (MD 21/01/2032)5.57%
2Brookfield India Real Estate TrustRealty5.10%
3Embassy Office Parks REITRealty5.01%
4TRP_0109264.76%
57.08% Uttar Pradesh SDL (MD 17/02/2031)4.29%
67.08% Karnataka SDL (MD 12/08/2031)4.00%
77.72% Maharashtra SDL (MD 01/03/2031)3.67%
87.72% Maharashtra SDL (MD 23/03/2032)2.92%
97.38% Karnataka SDL (MD 04/09/2034)2.72%
10Knowledge Realty TrustRealty2.26%
Sector Allocation
Other40.4%
Realty12.4%
Gas2.2%
Consumable Fuels1.9%
Power1.8%
Diversified FMCG1.8%

Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth Latest News

Trailing Returns
PeriodReturnsCategory avg
1 Day-0.34%
1 Week-32.71%-41.69%
1 Month-11.31%-15.63%
3 Months+2.65%+1.67%
6 Months+2.78%+4.93%
9 Months+3.86%+1.67%
1 Year+4.30%+2.60%
2 Years+5.43%+3.86%
3 Years+8.80%+7.19%
4 Years+9.36%+7.55%
5 Years+8.98%+7.09%
+9.01%+8.58%

Category avg is the average return of every scheme in this fund's SEBI class (Hybrid - Conservative Hybrid Fund) over the same period. Return basis follows each class's underlying asset type, so it varies within this category: absolute or annualised up to 1 year, CAGR beyond.

Risk Metrics
3.11%

A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.

0.80

How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.

1.11

How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.

2.19%

The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.

2.79

Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.

-2.24%

The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.

Fees
0.66%
Nil upto 10% of units, For remaining units 1% on or before 1Y and Nil after 1Y
Nil
₹1,000
₹5,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme