Nippon India Liquid Fund - Retail Plan - Growth
Investment Objective
The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.
No stocks in this fund's latest portfolio.
Bank of India Credit Risk Fund - Growth - Direct Plan and 4 more peers in this category.
Build comparisonCategory avg is the average return of every scheme in this fund's SEBI class (Debt - Liquid Fund) over the same period. Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis.
Projected from this fund's own trailing 6M/1Y/3Y/5Y returns compounded evenly over each period, not a replay of its actual NAV history. A real SIP buys units at the NAV on each instalment date, so actual outcomes will differ. Past performance does not guarantee future returns.
A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.
How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.
How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.
The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.
Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.
The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.
This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.
General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.