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NIFTY 5022,453.30+0.98%SENSEX74,235.62+1.24%BANK NIFTY48,892.15+1.45%NIFTY IT35,124.80-0.52%NIFTY MIDCAP52,487.25+0.87%NIFTY 5022,453.30+0.98%SENSEX74,235.62+1.24%BANK NIFTY48,892.15+1.45%NIFTY IT35,124.80-0.52%NIFTY MIDCAP52,487.25+0.87%

Debt Funds

Debt funds invest in bonds, government securities and money-market instruments, aiming for steadier, relatively lower-volatility returns than equity, though they still carry interest-rate and credit risk.

Schemes3,258
Avg 1Y Return+4.63%
Avg 3Y Return+6.74%
Avg 5Y Return+6.15%

Sub-categories in Debt

SEBI sub-categories within Debt, each with its own return and its best-performing scheme.

#Sub-categorySchemes1Y returnBest schemeReturn
1Debt - Liquid Fund428+6.27%Nippon India Liquid Fund - Retail Plan - Growth+6.60%
2Debt - Overnight Fund290+5.21%Groww Overnight Fund - Unclaimed Dividend < 3 years+5.78%
3Debt - Ultra Short to Short Term Fund278+5.48%Franklin India Ultra Short to Short Term Fund - Growth - Direct Plan+6.04%
4Debt - Ultra Short Term Fund246+6.07%Tata Ultra Short Term Fund - Growth - Direct Plan+6.83%
5Debt - Short Term Fund220+4.06%Bandhan Short Term Fund - Growth - Direct Plan+5.46%
6Debt - Dynamic Term Fund217+2.45%Bandhan Dynamic Term Fund - Growth - Direct Plan+6.65%
7Debt - Money Market Fund213+6.18%Union Money Market Fund - Growth - Direct Plan+6.57%
8Debt - Corporate Bond Fund213+3.78%DSP Corporate Bond Fund - Growth - Direct Plan+5.71%
9Fixed Maturity Plans202+4.88%Nippon India Fixed Maturity Plan -XLV- Series 5 - 1158 Days - Growth - Direct Plan+7.08%
10Debt - Gilt Fund171+1.55%Bandhan Gilt Fund - Growth - Direct Plan+7.22%
11Debt - Banking and PSU Debt Fund169+3.80%UTI Banking & PSU Debt Fund - Growth - Direct Plan+5.73%
12Debt - Credit Risk Fund120+7.34%Bank of India Credit Risk Fund - Growth - Direct Plan+16.95%
13Debt - Floating Interest Rates Fund119+5.15%SBI Floating Interest Rates Fund - Growth - Direct Plan+6.13%
14Debt - Medium Term Fund116+4.22%Aditya Birla Sun Life Medium Term Fund - Growth - Direct Plan+7.40%
15Debt - Medium to Long Term Fund116+2.40%Bandhan Medium to Long Term Fund - Growth - Direct Plan+5.14%
16Debt - Long Term Fund78+0.01%Franklin India Long Term Fund - Growth - Direct Plan+1.91%
17Debt -Interval Funds - Yearly5+5.41%Nippon India Interval Fund - Quarterly Interval Fund - Series - II - Growth - Direct Plan+5.85%
18Debt - Infrastructure3-2.20%HDFC Pharma and Healthcare Fund - Growth - Direct Plan+22.64%

Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis. Covers 3,204 of 3,258 schemes in this category — sub-categories the data feed does not publish a return for are not listed. As of 29 Oct 2026.

All Debt Schemes

26,490
26,490 schemes · 1,325 pages
Pageof 1325
Scheme
Bank of India Credit Risk Fund - Growth - Direct PlanBank of India MF★★★★★
+16.95%
+9.97%
+27.81%
₹74 Cr
0.61%
Bank of India Credit Risk Fund - Regular Plan - GrowthBank of India MF★★★★★
+16.46%
+9.56%
+27.38%
₹74 Cr
1.36%
Aditya Birla Sun Life Liquid Fund - Institutional Plan - Weekly IDCWAditya Birla SL MF★★★★★
+12.89%
+14.14%
+11.17%
₹61.2k Cr
—
Aditya Birla Sun Life Liquid Fund - Retail Plan - Daily IDCWAditya Birla SL MF★★★★★
+12.08%
+11.44%
+9.47%
₹61.2k Cr
—
ITI Liquid Fund - Daily IDCW - Direct PlanITI MF★★★★★
+12.02%
+8.59%
+7.33%
₹52 Cr
0.16%
Aditya Birla Sun Life Credit Risk Fund - IDCW - Direct PlanAditya Birla SL MF★★★★★
+11.01%
+12.80%
+10.72%
₹1.7k Cr
0.80%
Aditya Birla Sun Life Credit Risk Fund - IDCW Reinvest - Direct PlanAditya Birla SL MF★★★★★
+11.01%
+12.80%
+10.72%
₹1.7k Cr
0.80%
Aditya Birla Sun Life Credit Risk Fund - Bonus - Direct PlanAditya Birla SL MF★★★★★
+11.01%
+12.84%
+10.74%
₹1.7k Cr
0.80%
Aditya Birla Sun Life Credit Risk Fund - Growth - Direct PlanAditya Birla SL MF★★★★★
+11.01%
+12.84%
+10.74%
₹1.7k Cr
0.80%
Aditya Birla Sun Life Savings Fund - Retail Plan - Weekly IDCWAditya Birla SL MF★★★★★
+10.92%
+10.99%
+9.25%
₹16.3k Cr
—
DSP Credit Risk Fund - IDCW - Direct PlanDSP MF★★★★★
+10.29%
+12.44%
+12.60%
₹326 Cr
0.43%
DSP Credit Risk Fund - IDCW Reinvestment - Direct PlanDSP MF★★★★★
+10.29%
+12.44%
+12.60%
₹326 Cr
0.43%
DSP Credit Risk Fund - Weekly IDCW - Direct PlanDSP MF★★★★★
+10.29%
+13.66%
+13.33%
₹326 Cr
0.43%
DSP Credit Risk Fund - Quarterly IDCW Reinvestment - Direct PlanDSP MF★★★★★
+10.29%
+13.23%
+13.07%
₹326 Cr
0.43%
DSP Credit Risk Fund - Quarterly IDCW - Direct PlanDSP MF★★★★★
+10.29%
+13.23%
+13.07%
₹326 Cr
0.43%
DSP Credit Risk Fund - Growth - Direct PlanDSP MF★★★★★
+10.29%
+13.67%
+13.33%
₹326 Cr
0.43%
DSP Credit Risk Fund - Monthly IDCW - Direct PlanDSP MF★★★★★
+10.29%
+13.56%
+13.26%
₹326 Cr
0.43%
DSP Credit Risk Fund - Monthly IDCW Reinvestment - Direct PlanDSP MF★★★★★
+10.29%
+13.56%
+13.26%
₹326 Cr
0.43%
DSP Credit Risk Fund - Daily IDCW - Direct PlanDSP MF★★★★★
+10.15%
+13.68%
+13.34%
₹326 Cr
0.43%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - GrowthAditya Birla SL MF★★★★★
+10.09%
+11.87%
+9.79%
₹1.7k Cr
1.60%

AUM and Min SIP are reported per fund, not per plan, every plan of a fund shares the same figure.

Taxation

For units acquired on or after 1 April 2023, debt fund gains are taxed at your income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment was removed by the Finance Act 2023.

General information only, not tax advice, consult a tax advisor for your specific situation.

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