Debt Funds

Debt funds invest in bonds, government securities and money-market instruments, aiming for steadier, relatively lower-volatility returns than equity, though they still carry interest-rate and credit risk.

Schemes3,243
Avg 1Y Return+5.42%
Avg 3Y Return+6.87%
Avg 5Y Return+6.20%

Sub-categories in Debt

SEBI sub-categories within Debt, each with its own return and its best-performing scheme.

#Sub-categorySchemes1Y returnBest schemeReturn
1Debt - Liquid Fund420+6.31%Nippon India Liquid Fund - Retail Plan - Growth+6.60%
2Debt - Overnight Fund290+5.22%Groww Overnight Fund - Unclaimed Dividend < 3 years+5.88%
3Debt - Low Duration Fund278+6.04%Franklin India Ultra Short to Short Term Fund - Growth - Direct Plan+6.56%
4Debt - Ultra Short Duration Fund246+6.34%Tata Ultra Short Term Fund - Growth - Direct Plan+7.03%
5Debt - Short Duration Fund220+5.21%Bandhan Short Term Fund - Growth - Direct Plan+6.36%
6Debt - Dynamic Bond217+4.01%Bandhan Dynamic Term Fund - Growth - Direct Plan+7.14%
7Debt - Corporate Bond Fund213+5.10%Franklin India Corporate Bond Fund - Plan A - Growth - Direct Plan+6.30%
8Debt - Money Market Fund211+6.42%Union Money Market Fund - Growth - Direct Plan+6.82%
9Fixed Maturity Plans202+5.75%Nippon India Fixed Maturity Plan -XLV- Series 5 - 1158 Days - Growth - Direct Plan+7.74%
10Debt - Gilt Fund170+3.09%Bandhan Gilt Fund - Growth - Direct Plan+7.66%
11Debt - Banking and PSU Fund169+5.07%Franklin India Banking & PSU Debt Fund - Growth - Direct Plan+6.51%
12Debt - Credit Risk Fund120+8.49%Bank of India Credit Risk Fund - Growth - Direct Plan+17.89%
13Debt - Floater Fund119+6.17%Axis Floating Interest Rates Fund - Growth - Direct Plan+7.24%
14Debt - Medium to Long Duration Fund116+3.98%Bandhan Medium to Long Term Fund - Growth - Direct Plan+5.80%
15Debt - Medium Duration Fund115+5.69%Aditya Birla Sun Life Medium Term Fund - Growth - Direct Plan+8.98%
16Debt - Long Duration Fund78+2.24%Franklin India Long Term Fund - Growth - Direct Plan+4.21%
17Debt -Interval Funds - Yearly5+5.44%Nippon India Interval Fund - Quarterly Interval Fund - Series - II - Growth - Direct Plan+5.91%
18Debt - Infrastructure+2.70%Kotak Healthcare Fund - Growth - Direct Plan+26.51%

Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis. Covers 3,189 of 3,243 schemes in this category — sub-categories the data feed does not publish a return for are not listed. As of 15 Sep 2026.

All Debt Schemes

26,461
26,461 schemes · 1,324 pages
Pageof 1324
Scheme
Bank of India Credit Risk Fund - Growth - Direct PlanBank of India MF★★★★★
+17.89%
+10.08%
+27.76%
₹69 Cr
0.62%
Bank of India Credit Risk Fund - Regular Plan - GrowthBank of India MF★★★★★
+17.45%
+9.68%
+27.35%
₹69 Cr
1.37%
Aditya Birla Sun Life Liquid Fund - Institutional Plan - Weekly IDCWAditya Birla SL MF★★★★★
+12.89%
+14.14%
+11.17%
₹69.8k Cr
Aditya Birla Sun Life Credit Risk Fund - Bonus - Direct PlanAditya Birla SL MF★★★★★
+12.55%
+13.06%
+10.85%
₹1.6k Cr
0.80%
Aditya Birla Sun Life Credit Risk Fund - Growth - Direct PlanAditya Birla SL MF★★★★★
+12.55%
+13.06%
+10.85%
₹1.6k Cr
0.80%
Aditya Birla Sun Life Credit Risk Fund - IDCW - Direct PlanAditya Birla SL MF★★★★★
+12.55%
+13.02%
+10.83%
₹1.6k Cr
0.80%
Aditya Birla Sun Life Credit Risk Fund - IDCW Reinvest - Direct PlanAditya Birla SL MF★★★★★
+12.55%
+13.02%
+10.83%
₹1.6k Cr
0.80%
Aditya Birla Sun Life Liquid Fund - Retail Plan - Daily IDCWAditya Birla SL MF★★★★★
+12.08%
+11.44%
+9.47%
₹69.8k Cr
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - GrowthAditya Birla SL MF★★★★★
+11.61%
+12.09%
+9.89%
₹1.6k Cr
1.60%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - IDCWAditya Birla SL MF★★★★★
+11.61%
+12.07%
+9.88%
₹1.6k Cr
1.60%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - IDCW ReinvestAditya Birla SL MF★★★★★
+11.61%
+12.07%
+9.88%
₹1.6k Cr
1.60%
DSP Credit Risk Fund - Weekly IDCW - Direct PlanDSP MF★★★★★
+11.10%
+16.74%
+13.32%
₹310 Cr
0.44%
DSP Credit Risk Fund - IDCW - Direct PlanDSP MF★★★★★
+11.10%
+15.49%
+12.59%
₹310 Cr
0.44%
DSP Credit Risk Fund - IDCW Reinvestment - Direct PlanDSP MF★★★★★
+11.10%
+15.49%
+12.59%
₹310 Cr
0.44%
DSP Credit Risk Fund - Growth - Direct PlanDSP MF★★★★★
+11.10%
+16.75%
+13.32%
₹310 Cr
0.44%
DSP Credit Risk Fund - Quarterly IDCW Reinvestment - Direct PlanDSP MF★★★★★
+11.10%
+16.30%
+13.06%
₹310 Cr
0.44%
DSP Credit Risk Fund - Quarterly IDCW - Direct PlanDSP MF★★★★★
+11.10%
+16.30%
+13.06%
₹310 Cr
0.44%
DSP Credit Risk Fund - Monthly IDCW - Direct PlanDSP MF★★★★★
+11.10%
+16.63%
+13.25%
₹310 Cr
0.44%
DSP Credit Risk Fund - Monthly IDCW Reinvestment - Direct PlanDSP MF★★★★★
+11.10%
+16.63%
+13.25%
₹310 Cr
0.44%
DSP Credit Risk Fund - Daily IDCW - Direct PlanDSP MF★★★★★
+10.94%
+16.75%
+13.33%
₹310 Cr
0.44%

AUM and Min SIP are reported per fund, not per plan, every plan of a fund shares the same figure.

Taxation

For units acquired on or after 1 April 2023, debt fund gains are taxed at your income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment was removed by the Finance Act 2023.

General information only, not tax advice, consult a tax advisor for your specific situation.