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KOKotak MFDirect · IDCW

Kotak Liquid Fund - IDCW - Direct Plan

debtDebt - Liquid FundBenchmark: Nifty Liquid Fund Index
NAV · 16 Sep 2026₹1,006.48+0.01%
AUM₹49.1k Crfrom this fund's primary plan
Expense Ratio0.15%
CAGR—
Exit Load0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Min SIP₹500from this fund's primary plan
Launched2026

Investment Objective

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

Asset Allocation
Debt98.0%
Cash & Equivalents1.7%
Other0.2%
Fund Managers
DA
Deepak Agrawal
Fund Manager
Key Information
0.15%
₹500from this fund's primary plan
₹100
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Nil
Inception09 Aug 2026
AMCKotak MF
Top Holdings As of 31 Aug 2026 · disclosed on this fund's primary plan
1SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**Bank4.06%
2HDFC BANK LTD.Bank3.85%
3NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**Bank3.52%
491 DAYS TREASURY BILL 12/11/2026G-Sec3.03%
591 DAYS TREASURY BILL 27/11/2026G-Sec2.92%
691 DAYS TREASURY BILL 24/09/2026G-Sec2.52%
791 DAYS TREASURY BILL 03/09/2026G-Sec2.04%
8HDFC BANK LTD.**Bank2.03%
9UNION BANK OF INDIA**Bank2.03%
1091 DAYS TREASURY BILL 08/10/2026G-Sec2.03%
Sector Allocation
Bank45.6%
Finance25.6%
G-Sec20.0%
Crude Oil1.7%
Miscellaneous1.7%
Diamond & Jewellery1.0%
Retailing1.0%
Logistics0.9%
Chemicals0.6%
Media & Entertainment0.6%
Diversified0.5%
Construction Materials0.4%
Others0.3%
On This Page
NAV growthAsset allocationTop holdings
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Trailing Returns
PeriodReturnsCategory avg
1 Day+0.01%—
1 Week+4.59%+4.50%
1 Month+6.24%+5.99%
+6.22%+6.46%

Category avg is the average return of every scheme in this fund's SEBI class (Debt - Liquid Fund) over the same period. Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis.

Risk Metrics

Risk metrics are not available for this fund.

Fees
0.15%
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Nil
₹500from this fund's primary plan
₹100
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme