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IDIDFC MFDirect · IDCW

Bandhan Overnight Fund - Periodic IDCW Reinvest - Direct Plan

debtDebt - Overnight FundBenchmark: Nifty 1D Rate Index
NAV · 16 Sep 2026₹1,340.05+0.01%
AUM₹1.2k Crfrom this fund's primary plan
Expense Ratio0.07%
5Y CAGR+5.69%
Exit LoadNil
Min SIP₹100from this fund's primary plan
Launched2020

Investment Objective

The Fund seeks to offer an investment avenue for short term savings by looking to generate returns in line with the overnight rates.

Asset Allocation
Debt38.8%
Cash & Equivalents61.2%
Fund Managers
HJ
Harshal Joshi
Fund Manager
Key Information
0.07%
₹100from this fund's primary plan
₹1,000
Nil
Nil
Inception28 Dec 2020
AMCIDFC MF
Top Holdings As of 31 Aug 2026 · disclosed on this fund's primary plan
1Reverse RepoOthers57.72%
2Bank of BarodaBank10.78%
3Canara BankBank10.78%
4Indian BankBank10.78%
5Triparty Repo TRP_010926Miscellaneous6.14%
691 Days Tbill (MD 10/09/2026)G-Sec3.44%
7182 Days Tbill (MD 03/09/2026)G-Sec1.29%
8182 Days Tbill (MD 18/09/2026)G-Sec1.29%
991 Days Tbill (MD 17/09/2026)G-Sec0.43%
10Cash Margin - CCILOthers0.24%
Sector Allocation
Others55.1%
Bank32.3%
G-Sec6.5%
Miscellaneous6.1%
On This Page
NAV growthAsset allocationTop holdings
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Compare With

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Build comparison
Trailing Returns
PeriodReturnsCategory avg
1 Day+0.01%—
1 Week+4.77%+4.67%
1 Month+4.87%+4.77%
3 Months+5.07%+5.00%
6 Months+5.16%+5.10%
9 Months+5.18%+5.12%
1 Year+5.29%+5.22%
2 Years+5.73%+5.51%
3 Years+6.09%+5.92%
5 Years+5.69%+5.65%
+5.37%+5.33%

Category avg is the average return of every scheme in this fund's SEBI class (Debt - Overnight Fund) over the same period. Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis.

Risk Metrics

Risk metrics are not available for this fund.

Fees
0.07%
Nil
Nil
₹100from this fund's primary plan
₹1,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme