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The South Indian Bank Ltd.

BankBank - Private

www.southindianbank.bank.in BSE: 532218NSE: SOUTHBANK

₹46.54BSE0.41%

07 Sep, 4:01 PM

₹46.54

₹12.19K Cr

8.07

1.03

13.54%

₹47.62

₹46.40

₹49.90

₹28.45

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	710.80	13.87	10,95,639.85	2.18	20,382.69	19.26%	90,575.33	3.67%	12.81
ICICI BANK ICICIBANK	1,428.00	18.27	10,24,934.99	0.84	16,209.74	12.62%	52,240.85	6.44%	16.51
KOTAK MAH.BK KOTAKBANK	422.30	20.70	4,20,089.51	0.15	5,487.06	23.89%	18,354.57	6.41%	12.05
AXIS BANK AXISBANK	1,267.30	14.21	3,94,541.57	0.08	7,656.51	22.31%	35,541.96	9.87%	11.04
IDBI BANK L IDBI	90.70	10.47	97,524.29	0.00	2,130.57	5.27%	7,549.28	7.44%	14.76
FEDERAL BANK FEDERALBNK	341.70	18.04	84,470.63	0.35	1,297.61	37.06%	7,861.58	9.94%	10.98
AUBANK AUBANK	1,058.40	43.59	79,441.19	0.09
The South Indian Bank Ltd. SOUTHBANK	46.54	8.07	12,190.23	0.97	377.66	17.22%	2,627.81	11.23%	14.79

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2021	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,646.59	2,314.41	2,354.72	2,370.74	2,373.44	2,362.44	2,407.05	2,517.53	2,559.48	2,627.81
Expenses	514.71	779.87	741.93	749.34	757.22	781.76	788.45	781.84	720.24	812.47
	169.61	507.45	550.35	529.02	683.44	672.50	535.85	584.57	580.93	591.84
	10.30%	21.93%	23.37%	22.31%	28.80%	28.47%	22.26%	23.22%	22.70%	22.52%
Provisions and Contingencies	419.59	112.95	110.01	66.04	224.19	239.26	63.27	80.41	34.40	84.34
	157.17	421.55	410.00	409.10	572.33	621.69	515.52	485.73	385.84	379.59
Interest	1,119.44	1,448.64	1,472.44	1,501.48	1,505.11	1,529.87	1,598.27	1,636.85	1,644.15	1,603.09
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	-249.98	394.50	440.34	462.98	459.25	433.24	472.58	504.16	546.53	507.50
	25.16%	25.50%	26.24%	26.13%	25.44%	25.64%	25.60%	25.72%	25.46%	25.58%
	-187.09	293.90	324.79	342.00	342.41	322.17	351.59	374.48	407.40	377.66
	-0.89	1.12	1.24	1.31	1.31	1.23	1.34	1.43	1.56	1.44

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	6,586.54	7,233.18	8,612.81	9,413.31	9,846.50
	1,033.90	811.37	1,514.52	1,812.98	2,008.78
	7,620.43	8,044.55	10,127.33	11,226.29	11,855.28
II. EXPENDITURE
Interest Expended	4,346.78	4,221.10	5,280.75	5,927.67	6,409.14
Operating Expenses	2,026.32	2,315.83	2,978.76	3,028.36	3,072.29
Provisions and Contingencies	1,339.56	260.86	338.95	513.20	417.33
	-92.22	1,246.76	1,528.87	1,757.06	1,956.52
Taxes	-137.03	471.45	458.67	453.97	500.88
	44.81	775.31	1,070.20	1,303.09	1,455.64
Extra items				0.00	0.00
Consolidated Net Profit	44.81	775.31	1,070.20	1,303.09	1,455.64
IV. APPROPRIATIONS	49.44	737.27	1,294.73	1,901.33	2,371.98
Equity Dividend %		30.00%	30.00%	40.00%	45.00%
	0.21	3.70	4.09	4.98	5.56
Adjusted EPS	0.20	3.40	4.09	4.98	5.56

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	209.27	209.27	261.59	261.63	261.76
Share Warrants & Outstandings	1.29	0.11	2.64	7.75	11.97
Total Reserves	5,643.69	6,465.35	8,562.10	9,838.65	11,142.61
Reserve excluding Revaluation Reserve	5,643.69	6,465.35	8,562.10	9,838.65	11,142.61
Revaluation Reserves	0.00			0.00
Deposits	89,141.74	91,650.07	1,01,919.11	1,07,522.22	1,23,340.89
	3,294.49	6,993.85	3,912.09	4,300.48	3,927.01
Other Liabilities & Provisions	1,761.38	2,378.51	2,754.94	2,724.34	3,072.22
Total Liabilities	1,00,051.87	1,07,697.16	1,17,412.48	1,24,655.07	1,41,756.46
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	7,276.61	4,639.22	6,659.70	5,097.70	6,182.95
Balances with banks and money at call	3,926.82	2,441.27	3,362.48	7,162.39	3,957.79
Investments	21,444.51	24,641.30	23,976.52	21,776.68	27,327.21
Investments in India	21,444.32	24,641.11	23,976.32	21,776.31	27,326.70
Investments outside India	0.20	0.20	0.20	0.37	0.51
Advances	59,993.39	69,804.44	78,060.65	85,682.07	99,259.80
Gross block	1,416.98	1,467.90	1,736.24	1,815.85	1,941.38
Less: Accumulated Depreciation	664.96	713.97	769.76	797.55	898.53
Net Block	752.02	753.93	966.49	1,018.30	1,042.84
Capital Work in Progress	59.05	124.00
Other Assets	6,599.47	5,293.00	4,386.65	3,917.92	3,985.87
Total Assets	1,00,051.87	1,07,697.16	1,17,412.48	1,24,655.07	1,41,756.46
Contingent Liabilities	33,764.70	25,891.24	31,467.84	17,414.44	14,272.56
Bills for collection	1,752.96	2,057.79	2,198.63	2,163.97	2,618.84
	27.97	31.89	33.73	38.61	43.57
Adjusted Book Value	25.69	29.30	33.73	38.61	43.57

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	-92.22	1,108.50	1,528.90	1,757.07	1,956.52
Adjustments for Expenses & Provisions :	2,119.80	1,409.19	804.12	962.76	633.83
Adjustments for Liabilities & Assets:	3,177.33	-9,559.58	5,292.40	-4,730.95	1,789.75
Refund/(payment) of direct taxes	-39.57	-218.93	-550.22	-341.83	-473.46
Cash Flow from operating activities	5,165.34	-7,260.82	7,075.21	-2,352.95	3,906.64
Cash Flow from investing activities	-1,740.60	-386.06	-1,985.91	4,434.02	-5,464.95
Cash Flow from financing activities	-989.19	3,523.93	-2,147.61	156.85	-561.04
Net increase/(decrease) in cash and cash equivalents	2,435.55	-4,122.94	2,941.69	2,237.92	-2,119.35
Opening Cash & Cash Equivalents	8,767.88	11,203.43	7,080.49	10,022.18	12,260.10
Closing Cash & Cash Equivalent	11,203.43	7,080.49	10,022.18	12,260.10	10,140.75

Ratios

Valuation

8.07

1.03

4.33

1.21

5.77

45.06

Profitability

13.54

14.79

1.09

24.11

14.78

Leverage & Liquidity

0.34

Returns

0.97

Banking Metrics

2.51

80.48

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	18.50	16.72	18.69	22.38	28.67	29.82	34.73	36.96	39.63
	81.50	83.27	81.31	77.62	71.33	70.18	65.27	63.04	60.38
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	12,08,113	12,47,471	12,58,792	12,54,661	11,97,828	11,81,505	11,51,966	11,67,278	11,43,415

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-07-16	AGM
2026-07-07	Board Meeting	Quarterly Results & A.G.M.
2026-05-06	Ex Dividend	Rs.0.4500 per share(45%)Final Dividend	2026-08-13	2026-08-13

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

The South Indian Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Jimmy Mathew

General Manager - Head HRD & Company Secretary

—

Jose Joseph Kattoor

Chairman

₹40.07 L

Mar '26

P R Seshadri

Managing Director & Chief Executive Officer

—

M George Korah