Search & Analyze

The Jammu & Kashmir Bank Ltd.

BankBank - Private

www.jkb.bank.in BSE: 532209NSE: J&KBANK

₹147.75BSE1.43%

07 Sep, 4:01 PM

₹147.75

₹16.27K Cr

7.06

1.05

16.94%

₹150.10

₹146.50

₹202.00

₹97.40

Customise metrics bar

Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	710.80	13.87	10,95,639.85	2.18	20,382.69	19.26%	90,575.33	3.67%	12.81
ICICI BANK ICICIBANK	1,428.00	18.27	10,24,934.99	0.84	16,209.74	12.62%	52,240.85	6.44%	16.51
KOTAK MAH.BK KOTAKBANK	422.30	20.70	4,20,089.51	0.15	5,487.06	23.89%	18,354.57	6.41%	12.05
AXIS BANK AXISBANK	1,267.30	14.21	3,94,541.57	0.08	7,656.51	22.31%	35,541.96	9.87%	11.04
IDBI BANK L IDBI	90.70	10.47	97,524.29	0.00	2,130.57	5.27%	7,549.28	7.44%	14.76
FEDERAL BANK FEDERALBNK	341.70	18.04	84,470.63	0.35	1,297.61	37.06%	7,861.58	9.94%	10.98
AUBANK AUBANK	1,058.40	43.59	79,441.19	0.09
The Jammu & Kashmir Bank Ltd. J&KBANK	147.75	7.06	16,269.97	0.00	425.32	-12.49%	3,547.48	8.50%	17.75

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,990.29	2,019.77	2,012.45	2,103.16	2,298.90	2,440.87	2,512.30	2,657.21	2,764.44	2,994.36	3,123.66	3,209.67	3,213.39	3,269.45	3,293.00	3,314.94	3,273.34	3,547.48
Expenses	858.12	835.83	855.82	857.41	868.56	956.78	968.11	985.57	991.92	971.56	947.54	1,005.85	1,084.42	1,044.05	968.88	991.12	839.20	1,011.43
	311.14	330.33	318.89	381.73	483.55	544.72	450.17	528.34	535.25	596.25	789.35	748.66	800.50	674.45	623.75	781.39	912.59	704.83
	15.63%	16.35%	15.85%	18.15%	21.03%	22.32%	17.92%	19.88%	19.36%	19.91%	25.27%	23.33%	24.91%	20.63%	18.94%	23.57%	27.88%	19.87%
Provisions and Contingencies	175.61	22.18	-56.31	145.38	76.91	27.04	-175.20	76.74	-9.95	-17.47	32.52	-9.80	-9.17	15.09	-10.93	-25.81	50.26	84.03
	196.02	172.76	454.58	205.06	147.95	243.85	168.38	230.31	192.90	198.42	300.65	242.04	403.20	251.69	157.26	281.92	262.45	217.48
Interest	1,017.05	1,026.37	1,036.83	1,069.08	1,094.74	1,183.22	1,262.40	1,373.61	1,430.17	1,624.97	1,687.42	1,697.20	1,731.67	1,802.64	1,857.63	1,824.35	1,784.00	2,048.70
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	135.53	308.15	119.71	236.35	406.64	517.68	625.37	451.60	545.20	613.72	756.83	758.46	809.67	659.36	634.68	807.20	862.33	620.80
	17.66%	43.27%	5.54%	29.69%	40.08%	39.72%	23.77%	27.66%	30.00%	32.10%	26.98%	29.87%	27.76%	26.29%	22.02%	27.22%	7.33%	31.49%
	111.60	174.81	113.08	166.18	243.64	312.04	476.73	326.67	381.64	416.73	552.67	531.92	584.93	486.00	494.91	587.51	799.15	425.32
	1.15	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	3.80	5.02	4.80	5.28	4.40	4.49	5.28	7.25	3.89

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	8,012.98	9,355.23	11,213.20	12,541.08	13,150.73
	790.41	765.24	837.67	1,140.49	950.65
	8,803.39	10,120.47	12,050.88	13,681.57	14,101.37
II. EXPENDITURE
Interest Expended	4,101.34	4,609.44	6,007.93	6,741.26	7,268.62
Operating Expenses	3,598.65	3,650.87	3,762.56	4,005.55	3,840.57
Provisions and Contingencies	357.82	74.13	-107.69	-3.92	28.61
	745.58	1,786.04	2,388.08	2,938.68	2,963.57
Taxes	241.14	587.45	618.17	852.43	596.00
	504.44	1,198.59	1,769.91	2,086.25	2,367.57
Extra items				0.00	0.00
Share of Associate	-9.59	-18.07	1.32	-4.46	-8.07
Consolidated Net Profit	494.85	1,180.52	1,771.22	2,081.79	2,359.50
IV. APPROPRIATIONS	494.85	1,180.52	1,771.22	2,081.79	2,359.50
Equity Dividend %		50.00%	215.00%	215.00%
	5.30	11.44	16.08	18.91	21.43
Adjusted EPS	5.30	11.44	16.08	18.91	21.43

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	93.30	103.16	110.13	110.13	110.13
Share Warrants & Outstandings	93.50
Total Reserves	7,890.31	9,793.16	12,082.59	14,098.18	16,389.65
Reserve excluding Revaluation Reserve	6,940.47	8,511.90	10,813.68	12,859.49	14,869.02
Revaluation Reserves	949.85	1,281.26	1,268.91	1,238.69	1,520.63
Deposits	1,14,702.77	1,22,027.18	1,34,764.66	1,48,552.02	1,65,342.45
	2,370.82	2,892.31	2,885.00	2,382.84	3,431.00
Other Liabilities & Provisions	5,425.33	11,096.78	4,662.20	4,280.36	3,686.52
Total Liabilities	1,30,576.03	1,45,912.59	1,54,504.58	1,69,423.54	1,88,959.76
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	1,395.20	7,794.06	7,250.08	7,385.48	7,621.87
Balances with banks and money at call	7,396.70	1,104.80	946.40	2,397.67	233.37
Investments	33,785.25	34,780.40	34,900.22	41,121.71	40,520.36
Investments in India	33,785.25	34,780.40	34,900.22	41,121.71	40,520.36
Investments outside India	0.00
Advances	70,393.08	82,277.61	93,756.60	1,04,183.82	1,22,632.61
Gross block	3,302.41	3,775.81	3,976.16	4,060.61	4,540.86
Less: Accumulated Depreciation	1,394.90	1,551.38	1,767.91	1,934.32	2,096.02
Net Block	1,907.51	2,224.43	2,208.25	2,126.29	2,444.84
Capital Work in Progress	46.43	47.32	49.50	65.55	88.12
Other Assets	15,651.86	17,683.97	15,393.53	12,143.02	15,418.59
Total Assets	1,30,576.03	1,45,912.59	1,54,504.58	1,69,423.54	1,88,959.76
Contingent Liabilities	5,524.94	5,233.77	4,844.87	5,715.57	6,439.67
Bills for collection	1,538.06	1,705.41	1,513.27	1,364.98	1,437.97
	75.40	83.52	99.20	117.78	136.03
Adjusted Book Value	75.40	83.52	99.20	117.78	136.03

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	737.13	1,767.96	2,389.40	2,934.21	2,955.49
Adjustments for Expenses & Provisions :	699.33	440.97	440.79	583.26	230.53
Adjustments for Liabilities & Assets:	-2,760.97	-2,160.97	-3,216.36	-63.28	-3,546.26
Refund/(payment) of direct taxes	-243.53	-455.09	-466.38	-731.04	-765.44
Cash Flow from operating activities	-1,568.05	-407.13	-852.55	2,723.15	-1,125.68
Cash Flow from investing activities	-85.18	-123.51	-257.26	-102.10	-302.29
Cash Flow from financing activities	941.43	637.59	407.43	-1,034.38	-499.93
Net increase/(decrease) in cash and cash equivalents	-711.80	106.95	-702.38	1,586.67	-1,927.90
Opening Cash & Cash Equivalents	9,503.70	8,791.91	8,898.86	8,196.48	9,783.15
Closing Cash & Cash Equivalent	8,791.91	8,898.86	8,196.48	9,783.15	7,855.24

Ratios

Valuation

7.06

1.05

4.00

1.21

20.92

140.60

Profitability

16.94

17.75

1.32

22.75

18.00

Leverage & Liquidity

0.23

Returns

0.00

Banking Metrics

3.44

74.17

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	59.40	59.40	59.40	59.40	59.40	59.40	59.40	59.40	59.40
	13.90	12.86	13.64	14.34	13.88	13.61	13.97	14.34	17.22
	26.70	27.74	26.96	26.26	26.72	26.99	26.63	26.25	23.38
	40.60	40.60	40.60	40.60	40.60	40.60	40.60	40.60	40.60
No. of Shareholders	2,54,645	2,78,050	2,82,743	2,80,187	2,65,968	2,61,978	2,54,219	2,40,539	2,19,636

Corporate Actions

Showing: All

Date	Type	Details
2026-08-21	AGM
2026-08-05	Board Meeting	RAISING OF CAPITAL BY THE BANK
2026-07-21	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

The Jammu & Kashmir Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

18 members across the board and senior leadership

Mohammad Shafi Mir

Company Secretary & Compliance Officer

—

Baldev Prakash

Managing Director & CEO

₹14.73 L

Mar '22

Sankarasubramanian Krishnan

Chairman

₹27.06 L

Mar '26

Vivek Bharadwaj

Non Independent & Non Executive Director

—

Amitava Chatterjee

Managing Director & Chief Executive Officer

₹1.56 Cr

Mar '26

Nitishwar Kumar

Non Independent & Non Executive Director

—

Shailendra Kumar

Nominee Director

—

Mandeep K Bhandari

Non Independent & Non Executive Director

—

Rajeev Lochan Bishnoi

Non Executive Independent Director

₹32.40 L

Mar '22

Sanjiv Dayal

Nominee Director

₹12.40 L

Mar '26

RK Chhibber

Non Independent & Non Executive Director

₹32.40 L

Mar '26

Anand Kumar

Non Executive Independent Director

₹36.40 L

Mar '26

Sudhir Gupta

Executive Director

₹1.12 Cr

Mar '26

Shahla Ayoub

Non Executive Independent Director

—

Arun Gandotra

Non Executive Independent Director

₹14.40 L

Mar '26

S Krishnan

Chairman

—

Prafulla Premsukh Chhajed

Non Executive Independent Director

₹3.60 L

Mar '26

Pravin Raghavendra

Non Executive Independent Director

—

J&KBANK Latest News

News

7 of 7 articles

EQUITY21 Jul 2026 · 17:08

Jammu and Kashmir Bank informs about board meeting

EQUITY3 Jul 2026 · 15:17

J&K Bank gains on inking pacts with HDFC Life Insurance Company, SBI Life Insurance Company

The agreements are for servicing and soliciting insurance products through the bank’s Branch Network

COMPANY3 Jul 2026 · 15:10

J&K Bank inks pacts with HDFC Life Insurance Company, SBI Life Insurance Company

The agreements are for servicing and soliciting insurance products through the bank’s Branch Network

EQUITY24 Jun 2026 · 17:21

Jammu & Kashmir Bank informs about trading window closure

EQUITY11 Jun 2026 · 16:36

Jammu & Kashmir Bank informs about press release

EQUITY13 May 2026 · 12:34

Jammu & Kashmir Bank informs about analyst meet

EQUITY5 May 2026 · 15:55

J&K Bank reports Profit after tax of Rs 7978.00 Mln, in the March 2026 quarter

J&KBANK

₹147.75

-1.43%