Search & Analyze

Tata Capital Ltd.

319.90−6.60 (−2.02%)

BSE · 30 Oct, 4:01 PM

: ₹1,35,793.36 Cr
: 22.76
: 1,31,116
: ₹326.00 - ₹316.05
: ₹390.00 - ₹296.05

Tata Capital Ltd. (TATACAP) share price closed at ₹319.90 on the BSE on Friday, October 30, 2026, down by 2.02% from its of ₹326.50. In that session TATACAP reached a of 326.00 and of 316.05. The for the session was 319.77. The stands at 340.66 and is at 338.19. Looking at , the stock ended the session moving sideways.

Stock Overview

₹326.00

₹326.50

₹319.77

₹340.66

Price 6.09% below

₹338.19

Price 5.41% below

Key Fundamentals

: 1,35,793.36 Cr₹1.36 Lakh Crore
: 14.05
: 22.76
: 2.77
: 115.45
: 25,852.25 Cr₹25.85 Thousand Crore
: 0.18 %
Sector
Industry: Finance - NBFC
: 13.12
: 5.16

Industry Comparison

Ratio	Company	Sector
	22.76	19.05
	5.16	0.27
	2.77	1.34
	0.14	1.67
	0.18 %	0.12 %
Operating Margin	73.44 %	47.62 %

Sector figures are the median of 194 listed Finance companies.

Peer Comparison

Name
BAJFINANCE BAJFINANCE	939.20	26.95	5,84,741.63	0.64	6,366.57	28.68%	24,546.37	22.79%	10.87
SHRIRAM TRAN SHRIRAMFIN	825.00	15.30	1,94,129.66	1.31	3,683.81	59.19%	13,792.48	15.78%	11.49
JIOFIN JIOFIN	204.50	81.87	1,40,146.75	0.29	340.44	-51.02%	1,699.28	73.15%	2.11
CHOLAFIN CHOLAFIN	1,586.00	21.86	1,36,020.28	0.13	1,630.34	40.59%	9,270.92	23.75%	9.70
Tata Capital Ltd. TATACAP	319.90	22.76	1,35,793.36	0.18	1,831.88	63.71%	9,341.81	20.71%	8.66
BAJ HOLD INV BAJAJHLDNG	10,213.00	12.84	1,13,664.06	1.91	2,708.08	-22.71%	394.33	21.46%	14.81
ABCAPITAL ABCAPITAL	366.30	22.11	1,00,293.18	0.00	1,353.35	40.86%	14,003.21	32.17%	8.82
MUTHOOT FIN MUTHOOTFIN	2,409.50	8.51	96,733.83	1.25	2,824.84	43.08%	8,671.60	34.44%	15.87

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	7,184.78	7,103.61	7,478.10	7,664.59	7,738.96	7,975.44	8,160.10	8,821.93	9,341.81
Expenses	1,915.08	1,762.06	2,070.18	2,125.24	2,134.98	2,171.75	2,025.72	2,142.63	2,130.29
	5,269.70	5,341.55	5,407.92	5,539.35	5,603.98	5,803.69	6,134.38	6,679.30	7,211.52
	73.35%	75.19%	72.32%	72.27%	72.41%	72.77%	75.18%	75.71%	77.20%
	7.70	7.57	30.71	27.06	10.31	-40.63	2.21	3.45	14.30
Interest	3,693.32	3,835.50	3,959.66	4,065.62	3,975.58	3,927.59	4,016.52	4,369.91	4,680.01
	91.88	99.32	108.99	118.05	135.21	141.69	142.57	154.33	165.43
	1,493.76	1,414.66	1,368.50	1,382.19	1,507.02	1,694.69	1,978.48	2,159.12	2,383.57
	24.18%	25.75%	26.94%	24.69%	25.75%	25.37%	25.89%	24.59%	23.15%
	1,075.72	1,075.57	1,051.70	989.89	1,097.32	1,256.87	1,502.02	1,547.38	1,659.87
	2.87	2.87	2.80	2.48	2.72	2.96	3.56	3.65	3.91

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	10,109.34	13,628.85	18,174.82	28,311.37	31,539.89
Operating Income (Net)	10,109.34	13,628.85	18,174.82	28,311.37	31,539.89
EXPENDITURE :
Employee Cost	889.80	1,294.18	1,850.09	2,812.88	2,828.29
Operating & Establishment Expenses	263.04	79.01	429.65	639.67	805.82
Administrations & Other Expenses	563.03	912.10	865.48	1,424.27	1,463.22
Provisions and Contingencies	1,152.80	687.05	840.68	3,132.12	3,279.02
	2,868.67	2,972.34	3,985.90	8,008.94	8,376.35
Operating Profit (Excl OI)	7,240.67	10,656.51	14,188.92	20,302.43	23,163.54
	202.28	8.70	143.82	144.90	66.64
	7,442.95	10,665.21	14,332.74	20,447.33	23,230.18
Interest	4,928.99	6,649.33	9,641.64	15,136.17	16,091.10
	275.88	226.02	287.50	390.02	537.52
Profit Before Taxation & Exceptional Items	2,238.08	3,789.86	4,403.60	4,921.14	6,601.56
Exceptional Income / Expenses					-44.04
	2,347.72	3,936.56	4,392.03	4,918.56	6,562.38
Provision for Tax	546.91	990.79	1,065.07	1,263.54	1,671.47
	1,800.81	2,945.77	3,326.96	3,655.02	4,890.91
Extra items				0.00	0.00
Minority Interest	-152.60	83.43	-176.75	9.64	-44.81
Consolidated Net Profit	1,648.21	3,029.20	3,150.21	3,664.66	4,846.10
Profit Balance B/F	1,776.72	3,656.60	5,956.68	9,535.48	14,430.35
Appropriations	3,424.93	6,685.80	9,106.89	13,200.14	19,276.45
Equity Dividend %	1.60%	1.58%	2.10%	4.20%	5.70%
	4.76	8.64	8.51	9.74	11.49
Adjusted EPS	4.76	8.64	8.51	9.74	11.49

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	3,463.35	3,507.07	3,703.05	3,762.44	4,216.69
Share Warrants & Outstandings	32.79	119.77	56.51	4,239.08	93.45
Total Reserves	8,216.92	13,713.02	19,657.57	25,044.97	41,551.35
Reserve excluding Revaluation Reserve	8,216.92	13,713.02	19,657.57	25,044.97	41,551.35
Revaluation reserve	0.00	0.00	0.00
	11,713.06	17,339.86	23,417.13	33,046.49	45,861.49
Minority Interest	1,122.93	808.81	1,164.98	1,178.83	1,245.82
Secured Loans	47,919.40	65,256.79	90,646.70	1,27,045.63	1,45,010.71
Unsecured Loans	6,517.67	6,105.33	7,282.40	8,224.17	7,506.85
Deferred Tax Assets / Liabilities	-840.99	-381.07	-466.50	-1,437.04	-1,346.90
Other Long Term Liabilities	711.26	618.26	742.86	868.93	396.21
Long Term Trade Payables		145.31	171.78	171.71	63.71
Long Term Provisions	8.37	6.48	374.12	306.37	26.11
Total Non-Current Liabilities	54,315.71	71,751.10	98,751.36	1,35,179.77	1,51,656.69
Trade Payables	1,024.25	1,093.88	1,218.13	1,644.68	1,784.65
Other Current Liabilities	1,161.57	1,846.63	1,283.39	2,349.40	4,219.43
Short Term Borrowings	31,782.70	41,973.79	50,256.19	73,145.13	83,459.30
Short Term Provisions	414.24	430.96	136.30	338.35	929.26
Total Current Liabilities	34,382.76	45,345.26	52,894.01	77,477.56	90,392.64
Total Liabilities	1,01,534.46	1,35,245.03	1,76,227.48	2,46,882.65	2,89,156.64
Loans (Non - Current Assets)	90,110.53	1,16,788.72	1,57,760.55	2,21,950.37	2,68,203.09
Gross Block	1,781.04	1,529.25	1,906.88	2,917.78	3,948.34
Less: Accumulated Depreciation	1,081.77	816.50	719.57	917.54	1,346.95
	699.27	712.75	1,187.31	2,000.24	2,601.39
	3.77	11.30	4.15	1.81	1.14
Non Current Investments	2,976.19	4,636.94	3,977.53	2,890.33	2,789.56
Long Term Investment	2,976.19	4,636.94	3,977.53	2,890.33	2,789.56
Long Term Loans & Advances	165.85	158.07	161.87	198.62	290.85
Other Non Current Assets	240.99	253.24	299.53	520.17	2,631.82
Total Non-Current Assets	94,224.48	1,22,589.61	1,63,398.07	2,27,578.61	2,76,552.36
Currents Investments	4,869.97	8,617.10	4,755.27	6,976.06	6,718.63
Sundry Debtors	32.33	74.91	140.70	129.27	206.17
Cash and Bank	2,127.78	3,316.65	6,969.19	10,152.48	3,729.62
Other Current Assets	279.90	632.75	958.81	2,010.81	1,949.09
Short Term Loans and Advances		14.01	5.44	35.42	0.77
Total Current Assets	7,309.98	12,655.42	12,829.41	19,304.04	12,604.28
Net Current Assets (Including Current Investments)	-27,072.78	-32,689.84	-40,064.60	-58,173.52	-77,788.36
Total Assets	1,01,534.46	1,35,245.03	1,76,227.48	2,46,882.65	2,89,156.64
	508.85	799.01	737.50	679.30	1,311.72
Total Debt	86,219.77	1,13,335.91	1,48,185.29	2,08,414.93	2,35,976.86
	33.73	49.10	63.08	76.57	108.54
Adjusted Book Value	33.73	49.10	63.08	76.57	108.54

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	2,347.72	3,936.56	4,392.03	4,918.56	6,562.38
Adjustment	-3,404.05	-5,542.27	-6,454.58	-7,974.82	-9,841.81
Changes In working Capital	-16,852.81	-26,039.80	-41,535.97	-35,790.24	-46,105.79
Cash Flow after changes in Working Capital	-17,909.14	-27,645.51	-43,598.52	-38,846.50	-49,385.22
Cash Flow from Operating Activities	-14,386.84	-23,189.60	-37,998.54	-30,087.90	-37,964.94
Cash Flow from Investing Activities	-2,617.10	-2,269.57	5,757.21	175.03	267.28
Cash Flow from Financing Activitie	17,055.58	26,429.57	35,952.42	29,412.40	31,848.34
Net Cash Inflow / Outflow	51.64	970.40	3,711.09	-500.47	-5,849.32
Opening Cash & Cash Equivalents	2,026.91	2,081.62	3,058.88	6,768.69	9,474.86
Cash & Cash Equivalent on Amalgamation / Take over / Merger				3,204.52
Effect of Foreign Exchange Fluctuations	3.07	6.86	1.19	2.12	15.02
Closing Cash & Cash Equivalent	2,081.62	3,058.88	6,771.16	9,474.86	3,640.56

Ratios

Valuation

22.76

2.77

10.66

4.02

14.05

115.45

Profitability

13.12

8.66

1.82

73.44

15.51

Leverage & Liquidity

5.16

0.14

1.41

Returns

0.18

0.12

Shareholding Pattern

Numbers in percentages

Particulars	Mar '24	Oct '25	Dec '25	Mar '26	Jun '26	Sep '26
	92.83	85.41	85.41	85.41	85.41	85.41
		6.34	7.94	8.48	8.73	8.93
	7.17	8.25	6.65	6.10	5.86	5.66
	7.17	14.59	14.59	14.59	14.59	14.59
No. of Shareholders		22,61,518	14,04,334	12,69,833	12,11,911	11,46,736

Mutual Funds Invested(134)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 58 active funds hold 1.70% in Tata Capital Ltd., contributing to ₹2.37K Cr of holdings

Fund				As of
HD HDFC Large Cap Fund - Growth - Direct PlanLarge Cap Fund	267.85	0.72	81,67,289	Sep '26
FT Franklin India Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	221.73	1.22	67,61,032	Sep '26
HD HDFC Multi Cap Fund - Growth - Direct PlanMulti Cap Fund	190.21	0.98	58,00,000	Sep '26
SU Sundaram Mid Cap Fund - Growth - Direct PlanMid Cap Fund	186.93	1.35	57,00,000	Sep '26
DS DSP ELSS Tax Saver Fund - Growth - Direct PlanEquity - ELSS - Tax Saver Fund	173.60	1.11	52,93,367	Sep '26
DS DSP Large & Mid Cap Fund - Growth - Direct PlanLarge & Mid Cap	170.51	0.99	51,99,212	Sep '26
TA Tata Balanced Advantage Fund - Growth - Direct PlanHybrid - Balanced Advantage	105.84	1.32	32,27,254	Sep '26
HD HDFC Value Fund - Growth - Direct PlanEquity - Value Fund	104.94	1.31	32,00,000	Sep '26
AB Aditya Birla Sun Life Banking and Financial Services Fund - Growth - Direct PlanBanks & Financial Services	74.32	2.18	22,66,231	Sep '26
UT UTI Large Cap Fund - Growth - Direct PlanLarge Cap Fund	72.90	0.64	22,22,890	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-13	Board Meeting	Quarterly Results
2026-07-13	AGM
2026-07-09	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

Tata Capital Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Saurabh Agrawal

Chairman

₹5.20 L

Mar '26

Sujit Varma

Non Executive Independent Director

₹86.50 L

Mar '26

Sujit Kumar Varma

Independent Non-Executive Director

₹60.00 L

Mar '25

Nagaraj Ijari

Non Executive Independent Director

₹60.00 L

Mar '26

Punita Kumar Sinha

Non Executive Independent Director

₹57.50 L

Mar '26

Viswanathan Ramanathan

Non Executive Independent Director

₹79.50 L

Mar '26

Ramanathan Viswanathan

Independent Non-Executive Director

₹2.00 L

Mar '25

Geetha Ravichandran

Non Executive Independent Director

₹52.14 L

Mar '26

Ankur Verma

Non Independent & Non Executive Director

₹2.20 L

Mar '26

Rajiv Sabharwal

Managing Director & Chief Executive Officer

₹18.24 Cr

Mar '26

Sarita Kamath

Chief Legal, Company Secretary & Compliance Officer

—

TATACAP Latest News

News

10 of 10 articles

EQUITY28 Oct 2026 · 12:06

Tata Capital soars as its consolidated net profit grows 51% in Q2

The total consolidated income of the company has increased by 20.74% at Rs 9,356.11 crore for Q2FY27

COMPANY28 Oct 2026 · 11:50

Tata Capital’s consolidated net profit grows 51% in Q2

The total consolidated income of the company has increased by 20.74% at Rs 9,356.11 crore for Q2FY27

EQUITY22 Sept 2026 · 13:44

Tata Capital informs about trading window closure

EQUITY29 Jul 2026 · 11:38

Tata Capital jumps as its Q1 consolidated net profit surges 56%

Consolidated total income of the company increased by 14.74% to Rs 8,825.38 crore in Q1FY27

COMPANY29 Jul 2026 · 10:22

Tata Capital’s Q1 consolidated net profit surges 56%

Consolidated total income of the company increased by 14.74% to Rs 8,825.38 crore in Q1FY27

COMPANY13 Jul 2026 · 11:12

Tata Capital gets nod to acquire Yogloans

The acquisition will mark Tata Capital's entry into the gold loan business, a secured lending segment with significant growth potential

EQUITY13 Jul 2026 · 09:57

Tata Capital informs about outcome of board meeting

EQUITY9 Jul 2026 · 13:23

Tata Capital submits board meeting intimation

COMPANY8 Jul 2026 · 12:16

Tata Capital raises Rs 2,750 crore through NCDs

The NCDs carry a coupon rate of 7.88% per annum and a tenor of 1826 days

EQUITY1 Jul 2026 · 17:27

Tata Capital informs about press release

Tata Capital Ltd.

Stock Overview

Price chart

Peer Comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Valuation

Profitability

Leverage & Liquidity

Returns

Shareholding Pattern

Mutual Funds Invested(134)

Corporate Actions

Insider Trading

Sector Overview

Company Profile

Key Management

TATACAP Latest News

News