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Tata Capital Ltd.

FinanceFinance - NBFC

www.tatacapital.com BSE: 544574NSE: TATACAP

₹343.50BSE2.87%

16 Sep, 4:01 PM

₹343.50

₹1.46L Cr

26.96

3.07

13.12%

₹354.90

₹342.25

₹390.00

₹296.05

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Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	1,008.50	30.93	6,27,887.49	0.59	6,080.60	27.60%	23,165.45	19.58%	10.87
SHRIRAM TRAN SHRIRAMFIN	981.05	20.40	2,30,845.48	1.10	3,452.77	59.90%	13,400.43	16.16%	11.49
CHOLAFIN CHOLAFIN	1,767.05	26.25	1,50,960.95	0.11	1,656.22	45.56%	8,856.29	21.87%	9.70
JIOFIN JIOFIN	225.00	71.90	1,48,570.69	0.27	830.25	155.73%	2,004.47	227.28%	2.11
Tata Capital Ltd. TATACAP	343.50	26.96	1,45,705.13	0.17	1,628.18	56.42%	8,821.93	15.10%	8.66
BAJ HOLD INV BAJAJHLDNG	10,925.00	13.73	1,21,588.16	1.78	2,708.08	-22.71%	394.33	21.46%	14.81
MUTHOOT FIN MUTHOOTFIN	2,766.50	9.77	1,11,066.25	1.08	2,824.84	43.08%	8,671.60	34.44%	15.87
ABCAPITAL ABCAPITAL	381.75	25.46	1,04,510.40	0.00	1,223.85	43.25%	12,179.54	28.17%	8.82

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	7,184.78	7,103.61	7,478.10	7,664.59	7,737.18	7,975.44	8,160.10	8,821.93
Expenses	1,915.08	1,762.06	2,070.18	2,125.24	2,135.36	2,171.75	2,025.72	2,142.63
	5,269.70	5,341.55	5,407.92	5,539.35	5,601.82	5,803.69	6,134.38	6,679.30
	73.35%	75.19%	72.32%	72.27%	72.40%	72.77%	75.18%	75.71%
	7.70	7.57	30.71	27.06	12.47	-40.63	2.21	3.45
Interest	3,693.32	3,835.50	3,959.66	4,065.62	3,975.58	3,927.59	4,016.52	4,369.91
	91.88	99.32	108.99	118.05	135.21	141.69	142.57	154.33
	1,493.76	1,414.66	1,368.50	1,382.19	1,507.02	1,694.69	1,978.48	2,159.12
	24.18%	25.75%	26.94%	24.69%	25.75%	25.37%	25.89%	24.59%
	1,075.72	1,075.57	1,051.70	989.89	1,097.32	1,256.87	1,502.02	1,547.38
	2.87	2.87	2.80	2.48	2.72	2.96	3.56	3.65

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	10,109.34	13,628.85	18,174.82	28,311.37	31,539.89
Operating Income (Net)	10,109.34	13,628.85	18,174.82	28,311.37	31,539.89
EXPENDITURE :
Employee Cost	889.80	1,294.18	1,850.09	2,812.88	2,828.29
Operating & Establishment Expenses	263.04	79.01	429.65	639.67	805.82
Administrations & Other Expenses	563.03	912.10	865.48	1,424.27	1,463.22
Provisions and Contingencies	1,152.80	687.05	840.68	3,132.12	3,279.02
	2,868.67	2,972.34	3,985.90	8,008.94	8,376.35
Operating Profit (Excl OI)	7,240.67	10,656.51	14,188.92	20,302.43	23,163.54
	202.28	8.70	143.82	144.90	66.64
	7,442.95	10,665.21	14,332.74	20,447.33	23,230.18
Interest	4,928.99	6,649.33	9,641.64	15,136.17	16,091.10
	275.88	226.02	287.50	390.02	537.52
Profit Before Taxation & Exceptional Items	2,238.08	3,789.86	4,403.60	4,921.14	6,601.56
Exceptional Income / Expenses					-44.04
	2,347.72	3,936.56	4,392.03	4,918.56	6,562.38
Provision for Tax	546.91	990.79	1,065.07	1,263.54	1,671.47
	1,800.81	2,945.77	3,326.96	3,655.02	4,890.91
Extra items				0.00	0.00
Minority Interest	-152.60	83.43	-176.75	9.64	-44.81
Consolidated Net Profit	1,648.21	3,029.20	3,150.21	3,664.66	4,846.10
Profit Balance B/F	1,776.72	3,656.60	5,956.68	9,535.48	14,430.35
Appropriations	3,424.93	6,685.80	9,106.89	13,200.14	19,276.45
Equity Dividend %	1.60%	1.58%	2.10%	4.20%	5.70%
	4.76	8.64	8.51	9.74	11.49
Adjusted EPS	4.76	8.64	8.51	9.74	11.49

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	3,463.35	3,507.07	3,703.05	3,762.44	4,216.69
Share Warrants & Outstandings	32.79	119.77	56.51	4,239.08	93.45
Total Reserves	8,216.92	13,713.02	19,657.57	25,044.97	41,551.35
Reserve excluding Revaluation Reserve	8,216.92	13,713.02	19,657.57	25,044.97	41,551.35
Revaluation reserve	0.00	0.00	0.00
	11,713.06	17,339.86	23,417.13	33,046.49	45,861.49
Minority Interest	1,122.93	808.81	1,164.98	1,178.83	1,245.82
Secured Loans	47,919.40	65,256.79	90,646.70	1,27,045.63	1,45,010.71
Unsecured Loans	6,517.67	6,105.33	7,282.40	8,224.17	7,506.85
Deferred Tax Assets / Liabilities	-840.99	-381.07	-466.50	-1,437.04	-1,346.90
Other Long Term Liabilities	711.26	618.26	742.86	868.93	396.21
Long Term Trade Payables		145.31	171.78	171.71	63.71
Long Term Provisions	8.37	6.48	374.12	306.37	26.11
Total Non-Current Liabilities	54,315.71	71,751.10	98,751.36	1,35,179.77	1,51,656.69
Trade Payables	1,024.25	1,093.88	1,218.13	1,644.68	1,784.65
Other Current Liabilities	1,161.57	1,846.63	1,283.39	2,349.40	4,219.43
Short Term Borrowings	31,782.70	41,973.79	50,256.19	73,145.13	83,459.30
Short Term Provisions	414.24	430.96	136.30	338.35	929.26
Total Current Liabilities	34,382.76	45,345.26	52,894.01	77,477.56	90,392.64
Total Liabilities	1,01,534.46	1,35,245.03	1,76,227.48	2,46,882.65	2,89,156.64
Loans (Non - Current Assets)	90,110.53	1,16,788.72	1,57,760.55	2,21,950.37	2,68,203.09
Gross Block	1,781.04	1,529.25	1,906.88	2,917.78	3,948.34
Less: Accumulated Depreciation	1,081.77	816.50	719.57	917.54	1,346.95
Net Block	699.27	712.75	1,187.31	2,000.24	2,601.39
Capital Work in Progress	3.77	11.30	4.15	1.81	1.14
Non Current Investments	2,976.19	4,636.94	3,977.53	2,890.33	2,789.56
Long Term Investment	2,976.19	4,636.94	3,977.53	2,890.33	2,789.56
Long Term Loans & Advances	165.85	158.07	161.87	198.62	290.85
Other Non Current Assets	240.99	253.24	299.53	520.17	2,631.82
Total Non-Current Assets	94,224.48	1,22,589.61	1,63,398.07	2,27,578.61	2,76,552.36
Currents Investments	4,869.97	8,617.10	4,755.27	6,976.06	6,718.63
Sundry Debtors	32.33	74.91	140.70	129.27	206.17
Cash and Bank	2,127.78	3,316.65	6,969.19	10,152.48	3,729.62
Other Current Assets	279.90	632.75	958.81	2,010.81	1,949.09
Short Term Loans and Advances		14.01	5.44	35.42	0.77
Total Current Assets	7,309.98	12,655.42	12,829.41	19,304.04	12,604.28
Net Current Assets (Including Current Investments)	-27,072.78	-32,689.84	-40,064.60	-58,173.52	-77,788.36
Total Assets	1,01,534.46	1,35,245.03	1,76,227.48	2,46,882.65	2,89,156.64
Contingent Liabilities	508.85	799.01	737.50	679.30	1,311.72
Total Debt	86,219.77	1,13,335.91	1,48,185.29	2,08,414.93	2,35,976.86
	33.73	49.10	63.08	76.57	108.54
Adjusted Book Value	33.73	49.10	63.08	76.57	108.54

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	2,347.72	3,936.56	4,392.03	4,918.56	6,562.38
Adjustment	-3,404.05	-5,542.27	-6,454.58	-7,974.82	-9,841.81
Changes In working Capital	-16,852.81	-26,039.80	-41,535.97	-35,790.24	-46,105.79
Cash Flow after changes in Working Capital	-17,909.14	-27,645.51	-43,598.52	-38,846.50	-49,385.22
Cash Flow from Operating Activities	-14,386.84	-23,189.60	-37,998.54	-30,087.90	-37,964.94
Cash Flow from Investing Activities	-2,617.10	-2,269.57	5,757.21	175.03	267.28
Cash Flow from Financing Activitie	17,055.58	26,429.57	35,952.42	29,412.40	31,848.34
Net Cash Inflow / Outflow	51.64	970.40	3,711.09	-500.47	-5,849.32
Opening Cash & Cash Equivalents	2,026.91	2,081.62	3,058.88	6,768.69	9,474.86
Cash & Cash Equivalent on Amalgamation / Take over / Merger				3,204.52
Effect of Foreign Exchange Fluctuations	3.07	6.86	1.19	2.12	15.02
Closing Cash & Cash Equivalent	2,081.62	3,058.88	6,771.16	9,474.86	3,640.56

Ratios

Valuation

26.96

3.07

15.59

4.53

12.73

111.72

Profitability

13.12

8.66

1.82

73.44

15.51

Leverage & Liquidity

5.16

0.14

1.41

Returns

0.17

0.12

Shareholding Pattern

Numbers in percentages

Particulars	Mar '24	Oct '25	Dec '25	Mar '26	Jun '26
	92.83	85.41	85.41	85.41	85.41
		6.34	7.94	8.48	8.73
	7.17	8.25	6.65	6.10	5.86
	7.17	14.59	14.59	14.59	14.59
No. of Shareholders		22,61,518	14,04,334	12,69,833	12,11,911

Corporate Actions

Showing: All

Date	Type	Details
2026-07-13	AGM
2026-07-09	Board Meeting	Quarterly Results
2026-06-12	Board Meeting	Inter alia, to consider and approve the proposal for issuance of Non-Convertible Debentures, on a private placement basis, in one or more tranches, subject to approval of the Shareholders.

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

Tata Capital Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Saurabh Agrawal

Chairman

₹5.20 L

Mar '26

Sujit Varma

Non Executive Independent Director

₹86.50 L

Mar '26

Sujit Kumar Varma

Independent Non-Executive Director

₹60.00 L

Mar '25

Nagaraj Ijari

Non Executive Independent Director

₹60.00 L

Mar '26

Punita Kumar Sinha

Non Executive Independent Director

₹57.50 L

Mar '26

Viswanathan Ramanathan

Non Executive Independent Director

₹79.50 L

Mar '26

Ramanathan Viswanathan

Independent Non-Executive Director

₹2.00 L

Mar '25

Geetha Ravichandran

Non Executive Independent Director

₹52.14 L

Mar '26

Ankur Verma

Non Independent & Non Executive Director

₹2.20 L

Mar '26

Rajiv Sabharwal

Managing Director & Chief Executive Officer

₹18.24 Cr

Mar '26

Sarita Kamath

Chief Legal, Company Secretary & Compliance Officer

—

TATACAP Latest News

News

10 of 10 articles

EQUITY29 Jul 2026 · 11:38

Tata Capital jumps as its Q1 consolidated net profit surges 56%

Consolidated total income of the company increased by 14.74% to Rs 8,825.38 crore in Q1FY27

COMPANY29 Jul 2026 · 10:22

Tata Capital’s Q1 consolidated net profit surges 56%

Consolidated total income of the company increased by 14.74% to Rs 8,825.38 crore in Q1FY27

COMPANY13 Jul 2026 · 11:12

Tata Capital gets nod to acquire Yogloans

The acquisition will mark Tata Capital's entry into the gold loan business, a secured lending segment with significant growth potential

EQUITY13 Jul 2026 · 09:57

Tata Capital informs about outcome of board meeting

EQUITY9 Jul 2026 · 13:23

Tata Capital submits board meeting intimation

COMPANY8 Jul 2026 · 12:16

Tata Capital raises Rs 2,750 crore through NCDs

The NCDs carry a coupon rate of 7.88% per annum and a tenor of 1826 days

EQUITY1 Jul 2026 · 17:27

Tata Capital informs about press release

EQUITY22 Jun 2026 · 16:19

Tata Capital informs about closure of trading window

EQUITY17 Jun 2026 · 10:13

Tata Capital informs about outcome of the board meeting

EQUITY12 Jun 2026 · 12:32

Tata Capital informs about analyst meet

TATACAP

₹343.50

-2.87%