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Punjab National Bank

Bank
₹110.451.33%

24 Jul, 4:01 PM

CMP₹110.45
Mkt Cap₹1.27L Cr
P/E5.73
P/B0.87
ROE12.93%
52W High₹135.15
52W Low₹99.80

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Stock DNA

Key Ratios

P/E Ratio

5.73

P/B Ratio

0.87

EV/EBITDA

5.79

Price/Sales

0.96

Dividend Yield (%)

2.72

EPS (TTM ₹)

19.22

Book Value (₹)

127.02

ROE (%)

12.93

ROCE (%)

13.26

ROA (%)

0.88

EBITDA Margin (%)

22.61

Net Profit Margin (%)

13.07

Debt/Equity

0.77

Core EBITDA Growth (%)

-11.59

Net Interest Margin (%)

2.22

Credit Deposit Ratio (%)

71.78

P&L

ParticularsFY 2021-22 (Mar)FY 2022-23 (Mar)FY 2023-24 (Mar)FY 2024-25 (Mar)FY 2025-26 (Mar)
Gross Sales76241.8386845.29109064.58124009.85130772.09
Net Sales76241.8386845.29109064.58124009.85130772.09
Total Income88339.4999084.88122394.01140456.81149463.3
Total Expenditure83745.0394223.46109062.3114404.27122381.63
Operating Profit4594.464861.4213331.7126052.5427081.67
Depreciation896.17904.87905.6957.511281.2
Exceptional Items
Profit Before Tax4594.464861.4213331.7126052.5427081.67
Tax918.51792.085002.88612.919985.9
Profit After Tax (PAT)3675.963069.348328.9117439.6317095.77
EPS (₹)3.53000000000000023.048.2716.4216
Dividend Payout %3232.575145150

Balance Sheet

ParticularsFY 2021-22 (Mar)FY 2022-23 (Mar)FY 2023-24 (Mar)FY 2024-25 (Mar)FY 2025-26 (Mar)
Share Capital2202.22202.22202.22298.592298.59
Reserves95379.72100678.3108184.53130839.37147673.63
Shareholders Funds97581.92102880.5110386.73133137.96149972.22
Total Debt59371.6770148.6272585.62105806.55107558.4
Total Liabilities1339301.131493648.941598635.961857543.632033330.95
Total Assets1339301.131493648.941598635.961857543.632033330.95
Book Value / Share82.220885.755592.7083108.614121.4735
Assets1339301.131493648.941598635.961857543.632033330.95

Cash Flows

ParticularsFY 2021-22 (Mar)FY 2022-23 (Mar)FY 2023-24 (Mar)FY 2024-25 (Mar)FY 2025-26 (Mar)
Operating Activities20032.3322592.09-27939.4422075.2825635.41
Investing Activities-1204.38-732.47-1506.42-1577.63-609
Financing Activities2031.51274.983517.57-1138.26-11664.01
Net Cash Flow20859.4523134.6-25928.2919359.3913362.4

PNB

₹110.45

+1.33%