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Punjab National Bank

BankBank - Public

www.pnbindia.in BSE: 532461NSE: PNB

₹122.30BSE0.45%

22 Oct, 4:01 PM

₹122.30

₹1.41L Cr

6.15

0.93

12.93%

₹122.85

₹120.55

₹135.15

₹99.80

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	968.30	10.37	8,93,800.70	1.79	24,579.04	13.65%	1,36,240.49	8.50%	12.16
Punjab National Bank PNB	122.30	6.15	1,40,558.70	2.45	5,561.14	14.69%	35,267.24	8.47%	13.26
UNION BANK L UNIONBANK	182.00	6.32	1,38,931.62	2.75	5,570.40	30.11%	28,377.73	8.29%	14.57
BANKBARODA BANKBARODA	235.45	6.70	1,21,759.72	3.61	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	851.00	8.67	1,14,626.63	2.14	3,446.86	13.36%	19,148.99	15.16%	16.28
CANARA BANK CANBK	120.45	5.36	1,09,255.99	3.49	5,182.03	6.50%	35,161.97	9.63%	14.46
BNK OF INDIA BANKINDIA	136.10	5.26	61,961.81	3.42	3,138.46	77.92%	20,096.90	8.83%	10.97
BANK MAHA MAHABANK	78.48	8.01	60,363.32	2.80	2,020.54	26.83%	8,034.65	13.90%	16.53

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	29,144.54	30,447.42	31,894.80	32,523.09	32,572.33	32,512.76	32,889.23	32,797.77	33,589.17	35,267.24
Expenses	7,569.95	8,312.32	7,897.13	8,771.06	8,851.98	7,671.04	8,167.91	7,138.03	7,707.69	7,763.42
	6,653.63	7,008.80	6,651.62	6,888.46	7,318.53	7,154.88	7,570.32	7,521.21	7,662.76	7,563.63
	22.83%	23.02%	20.85%	21.18%	22.47%	22.01%	23.02%	22.93%	22.81%	21.45%
Provisions and Contingencies	902.56	280.16	-403.42	370.67	345.11	627.80	1,130.44	379.93	554.70	75.37
	3,615.35	4,664.05	3,391.63	4,775.93	5,426.51	4,171.02	5,013.43	4,080.25	4,364.58	3,523.86
Interest	18,536.31	19,790.35	20,737.68	21,639.50	21,828.33	21,857.86	22,164.43	22,218.78	22,583.30	23,464.05
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	5,751.07	6,728.64	7,055.04	6,517.79	6,973.42	6,527.08	6,439.88	7,141.28	7,108.06	7,488.26
	35.38%	34.13%	34.11%	28.77%	73.73%	25.72%	19.41%	26.83%	24.89%	25.74%
	3,716.17	4,431.99	4,648.60	4,642.87	1,832.22	4,848.64	5,189.79	5,225.12	5,339.15	5,561.14
	3.61	4.10	4.18	4.34	1.84	4.46	4.83	4.87	5.06	5.13

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	76,241.83	86,845.29	1,09,064.58	1,24,009.85	1,30,772.09
	12,097.66	12,239.59	13,329.43	16,446.96	18,691.21
	88,339.49	99,084.88	1,22,394.01	1,40,456.81	1,49,463.30
II. EXPENDITURE
Interest Expended	46,823.08	51,816.99	68,534.16	80,703.84	88,069.40
Operating Expenses	20,490.77	24,335.68	28,808.98	32,550.46	31,828.96
Provisions and Contingencies	16,431.18	18,070.79	11,719.16	1,149.97	2,483.27
	4,594.46	4,861.42	13,331.71	26,052.54	27,081.67
Taxes	918.50	1,792.08	5,002.80	8,612.91	9,985.90
	3,675.96	3,069.34	8,328.91	17,439.63	17,095.77
Extra items				0.00	0.00
Minority Interest	-46.85	-10.33	-49.95	-72.32	-74.01
Share of Associate	231.63	289.44	828.24	1,112.98	1,370.93
Consolidated Net Profit	3,860.74	3,348.45	9,107.20	18,480.29	18,392.69
Adjustments to PAT	40.39				-159.47
IV. APPROPRIATIONS	5,639.24	5,886.99	12,387.23	22,451.86	23,928.77
Equity Dividend %	32.00%	32.50%	75.00%	145.00%	150.00%
	3.51	3.04	8.27	16.08	16.00
Adjusted EPS	3.51	3.04	8.27	16.08	16.00

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	2,202.20	2,202.20	2,202.20	2,298.59	2,298.59
Total Reserves	95,379.72	1,00,678.30	1,08,184.53	1,30,839.37	1,47,673.63
Reserve excluding Revaluation Reserve	88,331.10	92,223.18	99,878.90	1,22,530.93	1,37,310.30
Revaluation Reserves	7,048.62	8,455.12	8,305.63	8,308.44	10,363.33
Deposits	11,54,234.46	12,90,347.07	13,79,225.24	15,77,019.88	17,24,795.42
	59,371.67	70,148.62	72,585.62	1,05,806.55	1,07,558.40
Other Liabilities & Provisions	27,639.62	29,813.37	35,877.60	40,950.81	50,315.38
Total Liabilities	13,39,301.13	14,93,648.94	15,98,635.96	18,57,543.63	20,33,330.95
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	86,127.84	78,213.52	65,325.13	64,389.22	60,882.17
Balances with banks and money at call	48,066.04	79,114.96	66,075.06	86,370.36	1,03,239.81
Investments	3,88,585.82	4,16,913.84	4,46,421.27	5,24,840.31	5,23,514.52
Investments in India	3,84,860.85	4,11,279.22	4,40,199.40	5,13,507.25	5,13,334.68
Investments outside India	3,724.97	5,634.62	6,221.87	11,333.06	10,179.84
Advances	7,33,765.83	8,37,458.98	9,41,762.47	10,86,273.14	12,37,980.05
Gross block	20,982.82	23,273.33	24,443.89	23,362.64	25,180.36
Less: Accumulated Depreciation	10,286.61	11,189.37	12,096.05	10,279.34	9,555.00
Net Block	10,696.21	12,083.96	12,347.84	13,083.30	15,625.36
Capital Work in Progress	0.00
Other Assets	72,059.39	69,863.68	66,704.19	82,587.30	92,089.04
Total Assets	13,39,301.13	14,93,648.94	15,98,635.96	18,57,543.63	20,33,330.95
Contingent Liabilities	6,06,685.43	6,45,263.22	2,24,540.02	6,54,196.64	4,89,063.24
Bills for collection	37,786.05	34,377.60	36,019.12	39,512.92	35,566.16
	82.22	85.76	92.71	108.61	121.47
Adjusted Book Value	82.22	85.76	92.71	108.61	121.47

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	4,779.30	5,140.53	14,110.00	27,093.20	28,378.59
Adjustments for Expenses & Provisions :	19,752.86	22,945.12	15,450.20	2,955.70	4,703.29
Adjustments for Liabilities & Assets:	-2,870.71	-4,289.40	-55,624.93	-2,857.09	-7,415.12
Refund/(payment) of direct taxes	-1,629.12	-1,204.16	-1,874.71	-5,116.53	-31.35
Cash Flow from operating activities	20,032.33	22,592.09	-27,939.44	22,075.28	25,635.41
Cash Flow from investing activities	-1,204.38	-732.47	-1,506.42	-1,577.63	-609.00
Cash Flow from financing activities	2,031.50	1,274.98	3,517.57	-1,138.26	-11,664.01
Net increase/(decrease) in cash and cash equivalents	20,859.45	23,134.60	-25,928.29	19,359.39	13,362.40
Opening Cash & Cash Equivalents	1,13,334.43	1,34,193.88	1,57,328.48	1,31,400.19	1,50,759.58
Closing Cash & Cash Equivalent	1,34,193.88	1,57,328.48	1,31,400.19	1,50,759.58	1,64,121.98

Ratios

Valuation

6.15

0.93

6.18

1.04

19.89

131.05

Profitability

12.93

13.26

0.88

22.61

13.07

Leverage & Liquidity

0.77

Returns

2.45

Banking Metrics

2.22

71.78

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	73.15	70.08	70.08	70.08	70.08	70.08	70.08	70.08	70.08	70.08
	16.28	20.02	20.01	20.37	20.59	21.21	22.02	22.44	22.00	22.79
	10.57	9.89	9.91	9.54	9.33	8.71	7.90	7.47	7.92	7.13
	26.85	29.92	29.92	29.92	29.92	29.92	29.92	29.92	29.92	29.92
No. of Shareholders	25,29,283	25,79,491	26,40,520	26,53,665	25,74,693	24,55,484	23,09,003	22,22,889	22,31,532	21,57,907

Mutual Funds Invested(210)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 81 active funds hold 3.96% in Punjab National Bank, contributing to ₹5.15K Cr of holdings

Fund				As of
SB SBI Contra Fund - Growth - Direct PlanEquity - Contra Fund	1,309.76	2.91	11,58,46,832	Sep '26
SB SBI Balanced Advantage Fund - Growth - Direct PlanHybrid - Balanced Advantage	754.90	1.86	6,67,70,108	Sep '26
NI Nippon India ETF Nifty PSU Bank BeESIndex	446.34	11.35	3,94,78,426	Sep '26
SB SBI Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	359.08	0.78	3,17,60,000	Sep '26
HD HDFC Arbitrage Fund - Growth - Direct Plan (Merged)Hybrid - Arbitrage Fund	323.89	1.27	2,86,48,000	Sep '26
IN Invesco India Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	313.58	1.03	2,77,36,000	Sep '26
KO Kotak Nifty PSU Bank ETFIndex	282.82	11.35	2,50,15,110	Sep '26
NI Nippon India ETF Nifty Bank BeESIndex	258.92	3.27	2,29,00,756	Sep '26
IP ICICI Prudential Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	244.03	0.69	2,15,84,000	Sep '26
SB SBI Multi Asset Allocation Fund - Growth - Direct PlanHybrid - Multi Asset Allocation	237.43	1.13	2,10,00,000	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-12	Board Meeting	Quarterly Results
2026-07-24	Board Meeting	Inter alia, to consider and approve:- (1) To consider and approve the proposal for raising of foreign currency funds through debt issuance.
2026-07-14	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Public

Punjab National Bank operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

12 members across the board and senior leadership

Ashok Chandra

Managing Director & Chief Executive Officer

₹52.64 L

Mar '26

M Paramasivam

Executive Director

₹79.16 L

Mar '26

D Surendran

Executive Director

₹47.70 L

Mar '26

Amit Kumar Srivastava

Executive Director

₹16.45 L

Mar '26

Bibhu Prasad Mahapatra

Executive Director

₹47.73 L

Mar '25

Uma Sankar

Nominee Director - RBI

—

Ambarish Ojha

Shareholders Director

₹33.95 L

Mar '26

Vandana Bhagavatula

Shareholders Director

₹21.50 L

Mar '26

Bikramjit Shom

Company Secretary & Compliance Officer

—

Divesh Sehara

Government Nominee Director

—

Sushil Katara

Nominee Director

—

D Anandan

Government Nominee Director

—

PNB Latest News

News

8 of 8 articles

EQUITY19 Oct 2026 · 12:50

Punjab National Bank zooms on reporting 15% growth in Q2 consolidated net profit

The total consolidated income of the bank has increased by 5.74% at Rs 38,791.10 crore for Q2FY27

COMPANY19 Oct 2026 · 12:17

Punjab National Bank reports 15% growth in Q2 consolidated net profit

The total consolidated income of the bank has increased by 5.74% at Rs 38,791.10 crore for Q2FY27

EQUITY1 Sept 2026 · 17:27

Punjab National Bank informs about outcome of analyst meet

EQUITY1 Sept 2026 · 16:45

Punjab National Bank submits notice of EGM

COMPANY3 Jul 2026 · 10:22

Punjab National Bank reports 10% rise in global business during Q1FY27

Global deposits grew 8.52% to Rs 17,24,840 crore (provisional) as of June 30, 2026

EQUITY1 Jul 2026 · 15:08

Punjab National Bank informs about cessation of executive director

EQUITY18 May 2026 · 17:14

Punjab National Bank informs about secretarial compliance report

EQUITY5 May 2026 · 12:56

PNB reports Profit after tax of Rs 52251.10 Mln, in the March 2026 quarter

PNB

₹122.30

-0.45%