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Piramal Finance Ltd.

FinanceFinance - Housing

www.piramalfinance.com BSE: 544597NSE: PIRAMALFIN

₹2,207.10BSE0.35%

16 Sep, 4:01 PM

₹2,207.10

₹52.42K Cr

31.07

1.72

5.48%

₹2,233.00

₹2,182.75

₹2,327.85

₹1,235.15

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Price Performance

Peer Comparison

Name
BAJAJHFL BAJAJHFL	83.00	671.72	69,158.38	0.00					7.09
Piramal Finance Ltd. PIRAMALFIN	2,207.10	31.07	52,421.89	0.50	460.98	66.80%	3,368.27	27.62%	7.74
HUDCO HUDCO	169.70	7.96	33,972.24	3.58	851.11	35.05%	3,717.17	26.55%	8.41
LIC HOUS.FIN LICHSGFIN	542.15	5.19	29,821.67	1.85	1,499.03	9.90%	7,082.59	-1.44%	8.59
PNBHOUSING PNBHOUSING	1,131.95	12.94	29,521.70	0.70	557.34	4.47%	2,263.44	9.02%	9.41
AADHARHFC AADHARHFC	458.60	17.22	20,096.16	0.00	282.36	19.00%	992.89	17.06%	11.31
SAMMAANCAP SAMMAANCAP	142.20		16,560.00	0.00	243.30	-27.22%	1,651.93	-31.18%	-4.70
APTUS APTUS	240.90	12.41	12,065.00	1.84	260.94	19.01%	600.29	15.38%	15.45

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Mar 2021	Jun 2021	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	2,034.53	2,000.69	2,364.90	2,824.60	2,853.55	2,639.25	2,871.55	2,917.68	3,424.01	3,368.27
Expenses	1,755.03	1,486.94	935.55	1,373.91	1,536.97	918.63	922.40	982.65	1,977.71	1,295.53
	279.50	513.75	1,429.35	1,450.69	1,316.58	1,720.62	1,949.15	1,935.03	1,446.30	2,072.74
	13.74%	25.68%	60.44%	51.36%	46.14%	65.19%	67.88%	66.32%	42.24%	61.54%
	26.04	0.67	87.03	53.64	179.05	50.86	-52.28	57.41	1,368.48	61.27
Interest	51.18	47.96	1,305.00	1,364.04	1,416.69	1,491.71	1,566.91	1,646.38	1,673.62	1,733.86
	20.42	18.85	55.43	54.12	53.12	57.10	143.68	57.02	645.00	56.03
	233.94	447.61	190.20	90.69	116.07	301.03	249.40	327.89	504.76	442.99
	58.64%	29.75%	14.32%	57.48%	11.74%	8.19%	-31.11%	-22.30%	0.59%	-4.06%
	96.75	314.43	162.97	38.56	102.44	276.37	326.83	400.17	500.94	459.12
	3.08	10.02	7.24	1.71	4.54	12.23	14.46	17.70	22.16	20.29

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	6,038.61	6,606.31	6,703.24	10,269.56	11,852.49
Operating Income (Net)	6,038.61	6,606.31	6,703.24	10,269.56	11,852.49
EXPENDITURE :
Employee Cost	294.69	711.71	1,146.40	1,621.64	1,811.24
Operating & Establishment Expenses	55.20	141.57	215.05	409.34	479.76
Administrations & Other Expenses	380.51	711.47	756.34	687.61	749.80
Provisions and Contingencies	1,198.80	6,447.90	4,274.57	3,947.66	3,581.61
	1,929.20	8,012.65	6,392.36	6,666.25	6,622.41
Operating Profit (Excl OI)	4,109.41	-1,406.34	310.88	3,603.31	5,230.08
	148.34	2,444.66	1,660.84	2,436.05	2,011.70
	4,257.75	1,038.32	1,971.72	6,039.36	7,241.78
Interest	3,348.70	3,498.74	3,705.42	5,317.39	6,390.19
	52.36	97.25	152.42	213.69	902.80
Profit Before Taxation & Exceptional Items	856.69	-2,557.67	-1,886.12	508.28	-51.21
Exceptional Income / Expenses	-142.72	-10,256.81	-1,657.68		1,245.36
	728.38	-12,793.52	-3,615.63	644.89	1,383.08
Provision for Tax	188.23	-5,392.16	-1,640.35	159.44	-123.06
	540.15	-7,401.36	-1,975.28	485.45	1,506.14
Extra items				0.00	0.00
Minority Interest					-1.83
Consolidated Net Profit	540.15	-7,401.36	-1,975.28	485.45	1,504.31
Profit Balance B/F	1,556.54	905.01	-6,566.15	-8,472.43	10,158.46
Appropriations	2,096.69	-6,496.35	-8,541.43	-7,986.98	11,662.77
Equity Dividend %					550.00%
	0.25	-3.46	-0.85		66.53
Adjusted EPS	0.25	-3.46	-0.85	0.00	66.53

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	21,364.69	21,364.69	23,364.69		45.22
Share Warrants & Outstandings				159.84	99.76
Total Reserves	822.98	-6,583.65	-8,469.99	26,936.10	28,003.68
Reserve excluding Revaluation Reserve	822.98	-6,583.65	-8,469.99	26,936.10	28,003.68
Revaluation reserve	0.00	0.00	0.00
	22,187.67	14,781.04	14,894.70	27,095.94	28,148.66
Minority Interest					42.81
Secured Loans	36,929.10	31,797.54	33,761.44	43,826.03	63,770.00
Unsecured Loans	2,792.60	442.40	427.23	127.51
Deferred Tax Assets / Liabilities	616.31	-1,431.38	-2,538.29	-2,740.43	-2,767.39
Other Long Term Liabilities	5,461.15	3,604.99	3,652.26	363.74	320.37
Long Term Provisions	4.87	1.78	3.21	22.04	4.97
Total Non-Current Liabilities	45,804.03	34,415.33	35,305.85	41,598.89	61,327.95
Trade Payables	520.20	293.34	356.01	415.24	427.12
Other Current Liabilities	927.56	1,699.00	1,133.17	1,092.25	1,195.64
Short Term Borrowings	6,694.11	8,992.62	11,491.54	21,623.07	16,219.21
Short Term Provisions	3,506.02	653.75	1,917.15	2,318.77	980.69
Total Current Liabilities	11,647.89	11,638.71	14,897.87	25,449.33	18,822.66
Total Liabilities	79,639.59	60,835.08	65,098.42	94,144.16	1,08,342.08
Loans (Non - Current Assets)	47,560.17	41,564.82	48,275.91	65,791.18	84,838.02
Gross Block	10,933.63	803.33	1,063.03	1,196.78	1,098.28
Less: Accumulated Depreciation	113.16	161.87	255.36	459.39	578.52
Net Block	10,820.47	641.46	807.67	737.39	519.76
Non Current Investments	12,250.13	11,241.66	7,498.26	8,501.70	6,584.75
Long Term Investment	12,250.13	11,241.66	7,498.26	8,501.70	6,584.75
Long Term Loans & Advances	621.06	14.48	23.71	485.38
Other Non Current Assets	146.32	1,170.87	1,362.39	2,113.84	3,958.69
Total Non-Current Assets	71,410.32	55,611.77	58,938.39	80,202.89	97,849.69
Currents Investments	1,600.57	1,723.99	809.02	4,036.97	3,229.08
Sundry Debtors		4.51	2.34	5.93	12.98
Cash and Bank	5,159.63	1,952.05	1,985.42	5,095.81	4,168.05
Other Current Assets	1,469.07	818.83	1,067.94	829.34	484.36
Short Term Loans and Advances		723.93	2,295.31	2,264.88	1,226.40
Total Current Assets	8,229.27	5,223.31	6,160.03	12,232.93	9,120.87
Net Current Assets (Including Current Investments)	-3,418.62	-6,415.40	-8,737.84	-13,216.40	-9,701.79
Total Assets	79,639.59	60,835.08	65,098.42	94,144.16	1,08,342.08
Contingent Liabilities	101.66	230.91	230.72	2,790.74	1,193.55
Total Debt	46,415.81	41,232.56	45,680.21	65,576.61	79,989.21
	10.39	6.92	6.37		1,240.55
Adjusted Book Value	10.39	6.92	6.37	0.00	1,240.55

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	728.38	-12,793.52	-3,615.63	644.89	1,383.08
Adjustment	4,420.40	17,793.04	5,173.54	2,031.50	1,393.44
Changes In working Capital	3,929.12	1,320.58	-8,201.58	-11,182.36	-18,882.23
Cash Flow after changes in Working Capital	9,077.90	6,320.10	-6,643.67	-8,505.97	-16,105.71
Cash Flow from Operating Activities	8,660.97	6,723.13	-6,430.57	-8,119.05	-15,892.30
Cash Flow from Investing Activities	-324.98	71.57	70.37	-1,787.96	2,630.90
Cash Flow from Financing Activitie	-8,365.66	-9,486.62	6,389.24	11,625.32	12,392.68
Net Cash Inflow / Outflow	-29.67	-2,691.92	29.04	1,718.31	-868.72
Opening Cash & Cash Equivalents	3,559.67	4,619.25	1,928.02	1,957.06	4,991.84
Cash & Cash Equivalent on Amalgamation / Take over / Merger	1,089.25	0.69		1,316.47
Closing Cash & Cash Equivalent	4,619.25	1,928.02	1,957.06	4,991.84	4,123.12

Ratios

Valuation

31.07

1.72

16.89

4.42

71.30

1,289.40

Profitability

5.48

7.74

1.49

44.13

12.71

Leverage & Liquidity

2.85

0.48

1.22

Returns

0.50

0.12

Shareholding Pattern

Numbers in percentages

Particulars	Nov '25	Dec '25	Mar '26	Jun '26
	46.16	46.16	46.16	46.16
	29.57	31.83	33.43	34.08
	24.27	22.01	20.40	19.76
	53.84	53.84	53.84	53.84
No. of Shareholders	2,31,564	2,09,529	2,01,873	1,97,926

Corporate Actions

Showing: All

Date	Type	Details
2026-08-19	Board Meeting	Inter alia, the proposal for raising of funds at an appropriate time, through the issuance of eligible securities of the Company by way of preferential allotment, subject to market conditions, and such regulatory/statutory approvals as may be required. The Board would also consider convening a shareholders meeting to seek approval of the shareholders of the Company in respect of the aforesaid proposal of fund raising.
2026-07-09	Board Meeting	Quarterly Results
2026-06-10	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - Housing

Piramal Finance Ltd. operates in the Finance sector under the Finance - Housing industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

13 members across the board and senior leadership

Bipin Singh

Company Secretary & Compliance Officer

—

Ajay G Piramal

Chairman

—

Anand Piramal

Chairman

₹7.00 Cr

Mar '26

Swati A Piramal

Non Executive Director

—

Jairam Sridharan

Managing Director & Chief Executive Officer

₹8.31 Cr

Mar '26

Rajiv Mehrishi