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Piramal Finance Ltd.

1,823.55−39.70 (−2.13%)

BSE · 30 Oct, 4:01 PM

: ₹43,054.88 Cr
: 22.67
: 16,469
: ₹1,863.30 - ₹1,800.70
: ₹2,327.85 - ₹1,235.15

Piramal Finance Ltd. (PIRAMALFIN) share price closed at ₹1,823.55 on the BSE on Friday, October 30, 2026, down by 2.13% from its of ₹1,863.25. In that session PIRAMALFIN reached a of 1,863.30 and of 1,800.70. The for the session was 1,826.16. The stands at 2,102.37 and is at 1,961.24. Looking at , the stock ended the session in Downtrend.

Stock Overview

₹1,850.45

₹1,863.25

₹1,826.16

₹2,102.37

Price 13.26% below

₹1,961.24

Price 7.02% below

Key Fundamentals

: 43,054.88 Cr₹43.05 Thousand Crore
: 80.24
: 22.67
: 1.39
: 1,307.60
: 8,041.58 Cr₹8.04 Thousand Crore
: 0.60 %
Sector
Industry: Finance - Housing
: 5.48
: 2.85

Industry Comparison

Ratio	Company	Sector
	22.67	19.05
	2.85	0.27
	1.39	1.34
	0.48	1.67
	0.60 %	0.12 %
Operating Margin	44.13 %	47.62 %

Sector figures are the median of 194 listed Finance companies.

Peer Comparison

Name
BAJAJHFL BAJAJHFL	77.40	619.17	64,492.27	0.00					7.09
Piramal Finance Ltd. PIRAMALFIN	1,823.55	22.67	43,054.88	0.60	545.42	66.80%	3,659.19	27.43%	7.74
HUDCO HUDCO	142.55	6.72	28,537.08	4.24	851.11	35.05%	3,717.17	26.55%	8.41
PNBHOUSING PNBHOUSING	1,059.20	11.75	27,624.35	0.76	616.55	6.01%	2,423.15	13.88%	9.41
LIC HOUS.FIN LICHSGFIN	494.75	4.74	27,214.37	2.02	1,506.59	11.65%	7,194.22	1.47%	8.59
AADHARHFC AADHARHFC	418.50	16.21	18,346.75	0.00	282.36	19.00%	992.89	17.06%	11.31
SAMMAANCAP SAMMAANCAP	116.80		13,602.02	0.00	243.30	-27.22%	1,651.93	-31.18%	-4.70
APTUS APTUS	191.80	9.76	9,605.92	2.35	260.94	19.01%	600.29	15.38%	15.45

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Mar 2021	Jun 2021	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	2,034.53	2,000.69	2,364.90	2,824.60	2,853.55	2,639.25	2,871.55	2,917.68	3,424.01	3,368.27	3,659.19
Expenses	1,755.03	1,486.94	935.55	1,373.91	1,536.97	918.63	922.40	982.65	1,977.71	1,295.53	1,290.42
	279.50	513.75	1,429.35	1,450.69	1,316.58	1,720.62	1,949.15	1,935.03	1,446.30	2,072.74	2,368.77
	13.74%	25.68%	60.44%	51.36%	46.14%	65.19%	67.88%	66.32%	42.24%	61.54%	64.73%
	26.04	0.67	87.03	53.64	179.05	50.86	-52.28	57.41	1,368.48	61.27	57.97
Interest	51.18	47.96	1,305.00	1,364.04	1,416.69	1,491.71	1,566.91	1,646.38	1,673.62	1,733.86	1,825.21
	20.42	18.85	55.43	54.12	53.12	57.10	143.68	57.02	645.00	56.03	58.39
	233.94	447.61	190.20	90.69	116.07	301.03	249.40	327.89	504.76	442.99	580.03
	58.64%	29.75%	14.32%	57.48%	11.74%	8.19%	-31.11%	-22.30%	0.59%	-4.06%	5.97%
	96.75	314.43	162.97	38.56	102.44	276.37	326.83	400.17	500.94	459.12	538.59
	3.08	10.02	7.24	1.71	4.54	12.23	14.46	17.70	22.16	20.29	22.77

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	6,038.61	6,606.31	6,703.24	10,269.56	11,852.49
Operating Income (Net)	6,038.61	6,606.31	6,703.24	10,269.56	11,852.49
EXPENDITURE :
Employee Cost	294.69	711.71	1,146.40	1,621.64	1,811.24
Operating & Establishment Expenses	55.20	141.57	215.05	409.34	479.76
Administrations & Other Expenses	380.51	711.47	756.34	687.61	749.80
Provisions and Contingencies	1,198.80	6,447.90	4,274.57	3,947.66	3,581.61
	1,929.20	8,012.65	6,392.36	6,666.25	6,622.41
Operating Profit (Excl OI)	4,109.41	-1,406.34	310.88	3,603.31	5,230.08
	148.34	2,444.66	1,660.84	2,436.05	2,011.70
	4,257.75	1,038.32	1,971.72	6,039.36	7,241.78
Interest	3,348.70	3,498.74	3,705.42	5,317.39	6,390.19
	52.36	97.25	152.42	213.69	902.80
Profit Before Taxation & Exceptional Items	856.69	-2,557.67	-1,886.12	508.28	-51.21
Exceptional Income / Expenses	-142.72	-10,256.81	-1,657.68		1,245.36
	728.38	-12,793.52	-3,615.63	644.89	1,383.08
Provision for Tax	188.23	-5,392.16	-1,640.35	159.44	-123.06
	540.15	-7,401.36	-1,975.28	485.45	1,506.14
Extra items				0.00	0.00
Minority Interest					-1.83
Consolidated Net Profit	540.15	-7,401.36	-1,975.28	485.45	1,504.31
Profit Balance B/F	1,556.54	905.01	-6,566.15	-8,472.43	10,158.46
Appropriations	2,096.69	-6,496.35	-8,541.43	-7,986.98	11,662.77
Equity Dividend %					550.00%
	0.25	-3.46	-0.85		66.53
Adjusted EPS	0.25	-3.46	-0.85	0.00	66.53

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	21,364.69	21,364.69	23,364.69		45.22
Share Warrants & Outstandings				159.84	99.76
Total Reserves	822.98	-6,583.65	-8,469.99	26,936.10	28,003.68
Reserve excluding Revaluation Reserve	822.98	-6,583.65	-8,469.99	26,936.10	28,003.68
Revaluation reserve	0.00	0.00	0.00
	22,187.67	14,781.04	14,894.70	27,095.94	28,148.66
Minority Interest					42.81
Secured Loans	36,929.10	31,797.54	33,761.44	43,826.03	63,770.00
Unsecured Loans	2,792.60	442.40	427.23	127.51
Deferred Tax Assets / Liabilities	616.31	-1,431.38	-2,538.29	-2,740.43	-2,767.39
Other Long Term Liabilities	5,461.15	3,604.99	3,652.26	363.74	320.37
Long Term Provisions	4.87	1.78	3.21	22.04	4.97
Total Non-Current Liabilities	45,804.03	34,415.33	35,305.85	41,598.89	61,327.95
Trade Payables	520.20	293.34	356.01	415.24	427.12
Other Current Liabilities	927.56	1,699.00	1,133.17	1,092.25	1,195.64
Short Term Borrowings	6,694.11	8,992.62	11,491.54	21,623.07	16,219.21
Short Term Provisions	3,506.02	653.75	1,917.15	2,318.77	980.69
Total Current Liabilities	11,647.89	11,638.71	14,897.87	25,449.33	18,822.66
Total Liabilities	79,639.59	60,835.08	65,098.42	94,144.16	1,08,342.08
Loans (Non - Current Assets)	47,560.17	41,564.82	48,275.91	65,791.18	84,838.02
Gross Block	10,933.63	803.33	1,063.03	1,196.78	1,098.28
Less: Accumulated Depreciation	113.16	161.87	255.36	459.39	578.52
	10,820.47	641.46	807.67	737.39	519.76
Non Current Investments	12,250.13	11,241.66	7,498.26	8,501.70	6,584.75
Long Term Investment	12,250.13	11,241.66	7,498.26	8,501.70	6,584.75
Long Term Loans & Advances	621.06	14.48	23.71	485.38
Other Non Current Assets	146.32	1,170.87	1,362.39	2,113.84	3,958.69
Total Non-Current Assets	71,410.32	55,611.77	58,938.39	80,202.89	97,849.69
Currents Investments	1,600.57	1,723.99	809.02	4,036.97	3,229.08
Sundry Debtors		4.51	2.34	5.93	12.98
Cash and Bank	5,159.63	1,952.05	1,985.42	5,095.81	4,168.05
Other Current Assets	1,469.07	818.83	1,067.94	829.34	484.36
Short Term Loans and Advances		723.93	2,295.31	2,264.88	1,226.40
Total Current Assets	8,229.27	5,223.31	6,160.03	12,232.93	9,120.87
Net Current Assets (Including Current Investments)	-3,418.62	-6,415.40	-8,737.84	-13,216.40	-9,701.79
Total Assets	79,639.59	60,835.08	65,098.42	94,144.16	1,08,342.08
	101.66	230.91	230.72	2,790.74	1,193.55
Total Debt	46,415.81	41,232.56	45,680.21	65,576.61	79,989.21
	10.39	6.92	6.37		1,240.55
Adjusted Book Value	10.39	6.92	6.37	0.00	1,240.55

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	728.38	-12,793.52	-3,615.63	644.89	1,383.08
Adjustment	4,420.40	17,793.04	5,173.54	2,031.50	1,393.44
Changes In working Capital	3,929.12	1,320.58	-8,201.58	-11,182.36	-18,882.23
Cash Flow after changes in Working Capital	9,077.90	6,320.10	-6,643.67	-8,505.97	-16,105.71
Cash Flow from Operating Activities	8,660.97	6,723.13	-6,430.57	-8,119.05	-15,892.30
Cash Flow from Investing Activities	-324.98	71.57	70.37	-1,787.96	2,630.90
Cash Flow from Financing Activitie	-8,365.66	-9,486.62	6,389.24	11,625.32	12,392.68
Net Cash Inflow / Outflow	-29.67	-2,691.92	29.04	1,718.31	-868.72
Opening Cash & Cash Equivalents	3,559.67	4,619.25	1,928.02	1,957.06	4,991.84
Cash & Cash Equivalent on Amalgamation / Take over / Merger	1,089.25	0.69		1,316.47
Closing Cash & Cash Equivalent	4,619.25	1,928.02	1,957.06	4,991.84	4,123.12

Ratios

Valuation

22.67

1.39

11.61

3.39

80.24

1,307.60

Profitability

5.48

7.74

1.49

44.13

12.71

Leverage & Liquidity

2.85

0.48

1.22

Returns

0.60

0.12

Shareholding Pattern

Numbers in percentages

Particulars	Nov '25	Dec '25	Mar '26	Jun '26	Sep '26
	46.16	46.16	46.16	46.16	44.22
	29.57	31.83	33.43	34.08	37.36
	24.27	22.01	20.40	19.76	18.42
	53.84	53.84	53.84	53.84	55.78
No. of Shareholders	2,31,564	2,09,529	2,01,873	1,97,926	1,93,361

Mutual Funds Invested(147)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 90 active funds hold 16.89% in Piramal Finance Ltd., contributing to ₹8.17K Cr of holdings

Fund				As of
QU Quant Small Cap Fund - Growth - Direct PlanSmall cap Fund	886.15	2.49	43,35,570	Sep '26
KO Kotak Mid Cap Fund - Growth - Direct PlanMid Cap Fund	812.37	1.22	39,74,588	Sep '26
HS HSBC Midcap Fund - Growth - Direct PlanMid Cap Fund	598.82	3.56	29,29,768	Sep '26
KO Kotak Large & Mid Cap Fund - Growth - Direct PlanLarge & Mid Cap	480.32	1.57	23,50,000	Sep '26
KO Kotak Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	367.90	0.69	18,00,000	Sep '26
KO Kotak Multi Cap Fund - Growth - Direct PlanMulti Cap Fund	263.09	0.87	12,87,213	Sep '26
NI Nippon India Growth Mid Cap Fund - Growth Option - Direct PlanMid Cap Fund	248.55	0.50	12,16,058	Sep '26
MO Motilal Oswal Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	244.70	1.82	11,97,225	Sep '26
AX Axis Small Cap Fund - Growth - Direct PlanSmall cap Fund	239.21	0.78	11,70,347	Sep '26
NI Nippon India Value Fund - Growth - Direct PlanEquity - Value Fund	186.21	2.20	9,11,071	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-12	Board Meeting	Quarterly Results
2026-08-19	Board Meeting	Inter alia, the proposal for raising of funds at an appropriate time, through the issuance of eligible securities of the Company by way of preferential allotment, subject to market conditions, and such regulatory/statutory approvals as may be required. The Board would also consider convening a shareholders meeting to seek approval of the shareholders of the Company in respect of the aforesaid proposal of fund raising.
2026-07-09	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - Housing

Piramal Finance Ltd. operates in the Finance sector under the Finance - Housing industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

13 members across the board and senior leadership

Bipin Singh

Company Secretary & Compliance Officer

—

Ajay G Piramal

Chairman

—

Anand Piramal

Chairman

₹7.00 Cr

Mar '26

Swati A Piramal

Non Executive Director

—

Jairam Sridharan

Managing Director & Chief Executive Officer

₹8.31 Cr

Mar '26

Rajiv Mehrishi