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Niva Bupa Health Insurance Company Ltd.

InsuranceInsurance

www.nivabupa.com BSE: 544286NSE: NIVABUPA

₹79.76BSE1.81%

16 Sep, 4:01 PM

₹79.76

₹14.71K Cr

40.86

3.83

4.17%

₹81.59

₹79.26

₹91.20

₹67.50

Customise metrics bar

Price Performance

Peer Comparison

Name
LICI LICI	395.10	8.34	4,99,801.32	2.53	13,492.03	22.81%	1,27,250.41	6.75%	38.07
SBILIFE SBILIFE	1,699.95	65.58	1,70,564.41	0.16	724.93	21.97%	20,078.21	16.88%	14.15
HDFCLIFE HDFCLIFE	530.60	58.37	1,15,277.57	0.40	611.42	11.89%	16,547.97	14.39%	9.99
ICICIGI ICICIGI	1,444.95	29.73	72,190.90	0.93	403.17	-46.03%	5,950.04	15.85%	23.62
ICICIPRULI ICICIPRULI	471.15	40.59	68,374.25	0.35	386.18	27.84%	9,749.33	14.65%	11.78
GICRE GICRE	337.75	6.92	59,254.86	3.92	1,922.04	9.69%	11,081.46	-0.06%	21.91
STARHEALTH STARHEALTH	546.00	38.05	32,138.85	0.00	549.73	25.46%	4,917.20	13.39%	9.70
Niva Bupa Health Insurance Company Ltd. NIVABUPA	79.76	40.86	14,710.22	0.00	137.80	92.89%	2,273.72	28.56%	3.75

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,018.02	1,213.22	1,135.80	1,527.42	1,768.61	1,422.05	1,453.57	1,971.95	2,273.72
Expenses	1,227.51	1,386.85	1,281.68	1,420.13	1,824.92	1,627.24	1,705.24	1,773.33	2,278.79
	-209.49	-173.63	-145.88	107.29	-56.31	-205.19	-251.67	198.62	-5.07
	-20.58%	-14.31%	-12.84%	7.02%	-3.18%	-14.43%	-17.31%	10.07%	-0.22%
	190.67	186.65	159.12	98.79	163.32	169.92	164.03	142.54	198.04
Interest	0.00	0.00	0.00	0.00	9.09	0.00	0.00	0.00	9.23
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	-18.82	13.02	13.24	206.08	97.92	-35.27	-87.64	341.16	183.74
	0.00%	0.00%	0.00%	0.00%	27.04%	0.00%	0.00%	-1.16%	25.00%
	-18.82	13.02	13.24	206.08	71.44	-35.27	-87.64	345.13	137.80
	-0.11	0.08	0.07	1.13	0.39	-0.19	-0.47	1.87	0.75

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
EXPENDITURE :
Miscellaneous Expenses	284.15	399.50	245.06	171.33	35.79
	7.19	6.16	3.15	12.97	0.69
	-196.53	12.54	81.85	213.52	126.81
Provision for Tax					-3.97
	-196.53	12.54	81.85	213.52	130.78
Extra items				0.00	0.00
Profit Balance B/F	-829.83	-1,026.36	-1,013.82	-931.97	-718.45
Appropriations	-1,026.36	-1,013.82	-931.97	-718.45	-587.67
	-1.40	0.08	0.48	1.17	0.71
Adjusted EPS	-1.40	0.08	0.48	1.17	0.71

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	1,408.60	1,510.68	1,699.54	1,827.03	1,847.46
Share Warrants & Outstandings	0.29	0.42	0.52	2.65	5.79
Total Reserves	-901.25	-679.97	349.72	1,231.16	1,365.72
			2,049.78	3,060.84	3,218.97
Secured Loans	250.00	250.00	250.00	250.00	250.00
Deferred Tax Assets / Liabilities					34.43
Total Non-Current Liabilities			250.00	250.00	284.43
Trade Payables			0.00	0.00	0.00
Other Current Liabilities			1,663.72	3,749.24	4,363.46
Short Term Provisions	1,091.69	1,614.10	2,227.49	2,703.15	3,460.48
Total Liabilities			2,300.65	3,307.77	3,451.92
Gross Block	191.32	224.32	257.82	288.59	338.93
Less: Accumulated Depreciation	142.16	172.46	199.52	222.69	254.30
Net Block	49.16	51.85	58.30	65.90	84.63
Capital Work in Progress			0.51	9.35	3.36
Total Non-Current Assets			58.81	75.25	87.99
Cash and Bank	58.81	101.86	142.82	220.35	158.66
Other Current Assets			459.00	1,142.02	1,083.81
Net Current Assets (Including Current Investments)			0.00	0.00	0.00
Total Assets			2,300.65	3,307.77	3,451.92
Contingent Liabilities	38.15	46.76	99.13	388.98	488.54
Total Debt			250.00	250.00	250.00
	3.60	5.50	12.06	16.74	17.39
Adjusted Book Value	3.60	5.50	12.06	16.74	17.39

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Adjustment	606.29	1,141.61	1,304.46	2,340.34	1,800.27
Changes In working Capital	-23.82	-6.30	-4.68	-13.63	-4.12
Cash Flow after changes in Working Capital	582.47	1,135.31	1,299.78	2,326.71	1,796.15
Cash Flow from Operating Activities	337.81	592.51	812.65	1,654.38	904.86
Cash Flow from Investing Activities	-760.82	-829.39	-1,881.71	-2,347.60	-961.34
Cash Flow from Financing Activitie	373.76	279.93	1,110.02	770.75	-5.21
Net Cash Inflow / Outflow	-49.25	43.05	40.96	77.53	-61.69
Opening Cash & Cash Equivalents	195.70	58.81	101.86	142.82	220.35
Closing Cash & Cash Equivalent	146.45	101.86	142.82	220.35	158.66

Ratios

Valuation

40.86

3.83

35.77

2.07

1.95

20.74

Profitability

4.17

3.75

3.87

-7.69

2.16

Leverage & Liquidity

0.08

0.19

Returns

0.00

1.80

Shareholding Pattern

Numbers in percentages

Particulars	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	55.98	55.98	55.43	55.41	55.36	55.36	55.30
	18.64	18.57	25.79	25.99	26.32	27.05	28.22
	25.39	25.46	18.78	18.60	18.32	17.59	16.48
	44.02	44.02	44.57	44.59	44.64	44.64	44.70
No. of Shareholders	1,46,255	1,36,017	1,54,883	1,58,550	1,47,718	1,35,343	1,26,567

Corporate Actions

Showing: All

Date	Type	Details
2026-07-23	Board Meeting	Quarterly Results & Inter alia, to consider the proposal for fund raising by way of issuance of Non-Convertible Debentures.
2026-07-17	AGM
2026-04-30	Board Meeting	Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

InsuranceInsurance

Niva Bupa Health Insurance Company Ltd. operates in the Insurance sector under the Insurance industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

15 members across the board and senior leadership

Aparna Sharma

Company Secretary & Compliance Officer

—

Ashwani Bhatia

Chairman

—

Ramachandran Krishnan

Managing Director & Chief Executive Officer

₹5.02 Cr

Mar '25

Krishnan Ramachandran

Managing Director & Chief Executive Officer

₹5.09 Cr

Mar '26

Geeta Dutta Goel

Non Executive Independent Director

₹19.00 L

Mar '26

Mohit Gupta

Non Executive Independent Director

₹10.00 L

Mar '26

Vivek Anant Karve

Non Executive Independent Director

₹5.00 L

Mar '26

David Martin Fletcher

Non Executive Director

—

Ankur Kharbanda

Whole Time Director & Deputy Chief Executive Officer

₹2.08 Cr

Mar '26

Roger William John Davis

Non Executive Director

—

Siobhan Djihan Moynihan

Non Executive Director

—

Christopher Patrick Carroll

Non Executive Director

—

Vishwanath

Whole Time Director & Chief Financial Officer

—

Vishwanath Mahendra

Whole Time Director & Chief Financial Officer

₹2.49 Cr

Mar '26

Chandrashekhar Bhaskar Bhave

Chairman

₹20.00 L

Mar '25

NIVABUPA Latest News

News

4 of 4 articles

EQUITY16 Sept 2026 · 15:50

Niva Bupa Health Insurance Company informs about ESG rating

EQUITY11 Aug 2026 · 12:11

Niva Bupa Health Insurance Company informs about appointment of chairperson

COMPANY30 Jul 2026 · 16:45

Niva Bupa Health Insurance gets nod to raise Rs 500 crore via NCDs

The Board of Directors of the Company, at its meeting held on July 30, 2026, inter-alia, have considered and approved the same

EQUITY8 May 2026 · 17:27

Niva Bupa Health Ins reports Profit after tax of Rs 3451.30 Mln, in the March 2026 quarter

NIVABUPA

₹79.76

-1.81%