Search & Analyze

IDFC First Bank Ltd.

BankBank - Private

www.idfcfirst.bank.in BSE: 539437NSE: IDFCFIRSTB

₹72.11BSE3.47%

23 Oct, 10:38 AM

₹72.11

₹64.63K Cr

28.04

1.33

3.78%

₹75.04

₹71.54

₹89.58

₹58.08

Customise metrics bar

Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	688.45	13.35	10,62,122.48	2.24	21,537.09	5.76%	95,131.63	9.35%	12.81
ICICI BANK ICICIBANK	1,392.30	16.96	9,99,681.00	0.86	17,311.87	21.43%	55,991.91	16.21%	16.51
KOTAK MAH.BK KOTAKBANK	432.40	21.45	4,30,146.39	0.15	5,487.06	23.89%	18,354.57	6.41%	12.05
AXIS BANK AXISBANK	1,206.00	12.56	3,75,537.97	0.08	7,649.70	37.65%	38,087.48	17.88%	11.04
FEDERAL BANK FEDERALBNK	345.50	16.53	85,438.47	0.35	1,564.06	53.42%	8,382.84	16.17%	10.98
IDBI BANK L IDBI	77.19	10.34	82,997.79	0.00	2,226.24	-31.31%	8,519.33	19.84%	14.76
AUBANK AUBANK	929.25	39.12	69,858.46	0.11
IDFC First Bank Ltd. IDFCFIRSTB	72.11	28.04	64,632.44	0.33	1,147.82	153.12%	11,051.09	14.61%	5.42

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2021	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	4,100.58	8,788.69	8,957.02	9,342.99	9,412.94	9,642.15	9,936.93	10,417.00	10,552.74	11,051.09
Expenses	2,347.83	4,422.45	4,538.56	4,922.29	5,008.30	4,929.75	5,128.72	5,608.08	6,237.25	5,658.01
	654.01	1,847.00	1,977.03	1,760.08	1,794.79	2,230.27	1,875.59	2,009.46	1,070.22	2,625.71
	15.95%	21.02%	22.07%	18.84%	19.07%	23.13%	18.87%	19.29%	10.14%	23.76%
Provisions and Contingencies	474.94	994.40	1,731.94	1,337.92	1,450.47	1,659.12	1,451.88	1,398.31	869.23	1,144.16
	729.56	1,574.01	1,727.30	1,779.87	1,895.48	2,226.87	1,891.48	2,124.99	1,630.23	2,309.60
Interest	1,828.30	4,093.25	4,168.73	4,440.49	4,505.33	4,709.00	4,824.10	4,924.45	4,875.50	5,076.97
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	179.07	852.60	245.09	422.16	344.32	571.15	423.71	611.15	200.99	1,481.55
	38.04%	24.63%	13.53%	19.42%	14.15%	20.60%	17.92%	21.68%	-64.51%	22.53%
	110.95	642.64	211.94	340.17	295.60	453.47	347.80	478.65	330.64	1,147.82
	0.18	0.91	0.28	0.46	0.40	0.62	0.47	0.56	0.38	1.33

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	17,172.69	22,727.81	30,325.11	36,501.64	40,548.82
	3,172.59	4,467.28	5,931.73	6,976.66	7,873.57
	20,345.28	27,195.09	36,256.84	43,478.30	48,422.39
II. EXPENDITURE
Interest Expended	7,465.07	10,090.64	13,870.30	17,207.80	19,333.05
Operating Expenses	9,596.65	12,108.24	16,147.73	18,891.60	21,903.80
Provisions and Contingencies	3,108.59	1,664.82	2,381.65	5,514.73	5,378.54
	174.97	3,331.40	3,857.16	1,864.17	1,807.00
Taxes	42.66	846.47	914.81	373.82	196.44
	132.31	2,484.93	2,942.35	1,490.35	1,610.56
Extra items				0.00	0.00
Consolidated Net Profit	132.31	2,484.93	2,942.35	1,490.35	1,610.56
Adjustments to PAT				1,273.55
IV. APPROPRIATIONS	-3,504.85	-1,306.92	512.93	2,188.33	3,395.89
Equity Dividend %				2.50%	2.50%
	0.21	3.75	4.16	2.04	1.87
Adjusted EPS	0.21	3.75	4.16	2.04	1.87

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	6,217.71	6,618.12	7,069.92	7,322.11	8,601.70
Share Warrants & Outstandings	16.12	37.12	58.93	148.72	287.87
Total Reserves	14,848.29	19,192.31	25,144.73	30,684.95	38,514.24
Reserve excluding Revaluation Reserve	14,848.29	19,192.31	25,144.73	30,684.95	38,514.24
Deposits	1,05,539.63	1,44,469.50	2,00,570.20	2,52,010.23	2,94,312.16
	52,962.60	57,212.09	50,935.74	38,983.79	36,632.64
Other Liabilities & Provisions	10,561.39	12,352.90	12,430.26	14,758.94	21,426.03
Total Liabilities	1,90,145.73	2,39,882.05	2,96,209.78	3,43,908.74	3,99,774.64
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	11,281.25	10,562.28	10,988.46	13,985.47	11,310.97
Balances with banks and money at call	4,421.12	3,216.40	1,492.70	1,113.61	1,455.53
Investments	45,934.56	60,913.28	74,500.12	80,505.24	85,645.97
Investments in India	45,934.23	60,912.95	74,498.17	80,502.65	85,642.40
Investments outside India	0.33	0.33	1.95	2.59	3.57
Advances	1,17,857.80	1,51,794.53	1,94,592.37	2,33,112.53	2,80,390.60
Gross block	5,560.27	3,958.91	5,151.22	5,949.56	6,481.69
Less: Accumulated Depreciation	4,252.33	2,044.42	2,571.18	3,287.02	3,968.73
Net Block	1,307.93	1,914.49	2,580.04	2,662.54	2,512.96
Capital Work in Progress	79.41	218.58	94.52	73.62	113.11
Other Assets	9,263.66	11,262.50	11,961.57	12,455.73	18,345.50
Total Assets	1,90,145.73	2,39,882.05	2,96,209.78	3,43,908.74	3,99,774.64
Contingent Liabilities	2,14,314.37	3,61,207.30	3,02,361.17	4,38,879.60	5,45,742.19
Bills for collection	1,439.99	2,196.78	3,624.40	3,770.93	3,991.55
	33.88	39.00	45.57	51.91	54.78
Adjusted Book Value	33.88	39.00	45.57	51.91	54.78

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	174.97	3,331.40	3,857.16	1,864.17	1,807.00
Adjustments for Expenses & Provisions :	3,705.12	2,390.25	3,293.38	6,571.37	6,708.68
Adjustments for Liabilities & Assets:	-1,335.79	-1,802.71	5,199.56	6,230.79	-1,445.46
Refund/(payment) of direct taxes	134.83	-355.94	-807.21	-201.24	-253.58
Cash Flow from operating activities	2,679.13	3,563.00	11,542.89	14,465.09	6,816.64
Cash Flow from investing activities	-2,960.47	-11,995.74	-9,886.70	-3,477.79	-14,143.49
Cash Flow from financing activities	10,210.59	6,509.04	-2,953.71	-8,668.31	4,994.27
Net increase/(decrease) in cash and cash equivalents	9,929.25	-1,923.69	-1,297.52	2,318.99	-2,332.58
Opening Cash & Cash Equivalents	5,773.12	15,702.37	13,778.68	12,481.16	15,099.08
Cash & Cash Equivalent on Amalgamation / Take over / Merger				298.93
Closing Cash & Cash Equivalent	15,702.37	13,778.68	12,481.16	15,099.08	12,766.50

Ratios

Valuation

28.04

1.33

11.87

1.54

2.67

56.21

Profitability

3.78

5.42

0.43

17.72

3.97

Leverage & Liquidity

0.78

Returns

0.33

Banking Metrics

5.60

95.27

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	37.37	35.37
	32.67	34.83	52.42	54.13	56.34	58.08	66.94	67.06	68.24	69.86
	29.96	29.81	47.58	45.87	43.66	41.91	33.05	32.94	31.75	30.13
	62.63	64.63	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	27,63,050	28,56,377	32,94,939	32,78,259	31,54,467	30,40,715	28,65,887	28,90,403	27,89,803	26,48,634

Mutual Funds Invested(219)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 106 active funds hold 10.68% in IDFC First Bank Ltd., contributing to ₹7.50K Cr of holdings

Fund				As of
MO Motilal Oswal Midcap Fund - Growth - Direct PlanMid Cap Fund	964.53	2.40	11,84,34,471	Sep '26
IN Invesco India Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	539.48	1.77	6,62,42,050	Sep '26
TA Tata Small Cap Fund - Growth - Direct PlanSmall cap Fund	486.80	3.68	5,97,74,540	Sep '26
TA Tata Large & Mid Cap Fund - Growth - Direct PlanLarge & Mid Cap	392.95	5.42	4,82,50,000	Sep '26
NI Nippon India ETF Nifty Bank BeESIndex	359.46	4.54	4,41,37,511	Sep '26
KO Kotak Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	357.21	0.47	4,38,61,475	Sep '26
SB SBI Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	337.95	0.73	4,14,96,350	Sep '26
ED Edelweiss Mid Cap Fund - Growth - Direct PlanMid Cap Fund	323.28	1.68	3,96,95,054	Sep '26
SU Sundaram Mid Cap Fund - Growth - Direct PlanMid Cap Fund	311.74	2.25	3,82,78,844	Sep '26
FT Franklin India Mid Cap Fund - Growth - Direct PlanMid Cap Fund	267.88	2.20	3,28,93,177	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-09-29	Board Meeting	Quarterly Results
2026-08-18	AGM
2026-06-25	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

IDFC First Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

13 members across the board and senior leadership

Satish Gaikwad

General Counsel & Company Secretary, Compliance Officer

—

Sanjeeb Chaudhuri

Chairman

₹76.30 L

Mar '26

V Vaidyanathan

Managing Director & Chief Executive Officer

₹5.59 Cr

Mar '26

Pradeep Natarajan

Executive Director

₹6.29 Cr

Mar '26

Aashish Kamat

Non Executive Independent Director

₹57.00 L

Mar '26

Matangi Gowrishankar

Non Executive Independent Director

₹59.90 L

Mar '26

Pankajam Sridevi

Non Executive Independent Director

₹56.30 L

Mar '26

Pravir Vohra

Non Executive Independent Director

₹67.10 L

Mar '26

S Ganesh Kumar

Non Executive Independent Director

₹61.60 L

Mar '26

Sudhir Kapadia

Non Executive Independent Director

₹59.90 L

Mar '26

Uday Shirish Bhansali

Non Executive Independent Director

₹33.13 L

Mar '25

Narendra Ostawal

Non Independent & Non Executive Director

—

Uday Bhansali

Non Executive Independent Director

₹70.70 L

Mar '26

IDFCFIRSTB Latest News

News

10 of 10 articles

COMPANY5 Oct 2026 · 16:29

IDFC First Bank reports 20% jump in loans & advances in Q2FY27

Total deposits grew 17.0% to Rs 3,23,697 crore (provisional) as of September 30, 2026

COMPANY25 Sept 2026 · 16:00

IDFC FIRST Bank integrates payment gateway for CBDT collections

The integration is designed to make tax payments simpler and more convenient for taxpayers, irrespective of their banking relationship

EQUITY3 Sept 2026 · 15:45

IDFC FIRST Bank informs about disclosure

EQUITY19 Aug 2026 · 09:34

IDFC FIRST Bank informs about disclosure

EQUITY31 Jul 2026 · 17:13

IDFC First Bank informs about earnings call transcript

EQUITY3 Jul 2026 · 17:32

IDFC FIRST Bank informs about updates

COMPANY3 Jul 2026 · 16:58

IDFC First Bank logs 21% growth in loans & advances in Q1FY27

Total deposits grew 26% to Rs 45,415 crore (provisional) as of June 30, 2026, as compared to Rs 35,935 crore as of June 30, 2025

EQUITY15 Jun 2026 · 15:06

IDFC First Bank submits institutional investors meets intimation

EQUITY9 Jun 2026 · 17:27

IDFC FIRST Bank informs about allotment of equity shares under ESOS

EQUITY6 Jun 2026 · 12:02

IDFC First Bank informs about disclosure

IDFCFIRSTB

₹72.11

-3.47%