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Equitas Small Finance Bank Ltd.

BankBank - Private

www.equitas.bank.in BSE: 543243NSE: EQUITASBNK

₹64.96BSE1.61%

23 Oct, 10:43 AM

₹64.96

₹7.63K Cr

14.94

1.22

1.71%

₹66.40

₹64.45

₹83.84

₹51.30

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	689.80	13.99	10,64,205.22	2.24	19,509.96	4.66%	83,426.60	8.78%	12.91
ICICI BANK ICICIBANK	1,392.00	18.32	9,99,465.60	0.86	14,843.03	20.10%	49,110.00	17.61%	17.11
KOTAK MAH.BK KOTAKBANK	432.10	29.31	4,29,847.95	0.15	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,207.00	13.59	3,75,849.36	0.08	7,003.28	37.60%	36,418.77	17.59%	10.93
FEDERAL BANK FEDERALBNK	346.15	17.64	85,599.21	0.35	1,386.09	45.10%	7,720.98	14.52%	11.07
IDBI BANK L IDBI	77.25	10.47	83,062.31	0.00	2,205.45	-39.20%	8,512.15	19.82%	15.30
AUBANK AUBANK	931.70	25.00	70,042.64	0.11	795.95	37.03%	5,302.74	21.11%	14.17
Equitas Small Finance Bank Ltd. EQUITASBNK	64.96	14.94	7,626.78	0.00	183.61	182.05%	1,960.40	18.89%	4.38

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,500.95	1,554.87	1,611.93	1,643.97	1,648.86	1,617.35	1,691.68	1,836.35	1,960.40
Expenses	669.79	691.52	723.95	743.57	762.66	762.06	833.91	841.12	879.96
	340.40	349.72	332.86	311.30	314.77	240.56	307.18	402.46	404.73
	22.68%	22.49%	20.65%	18.94%	19.09%	14.87%	18.16%	21.92%	20.65%
Provisions and Contingencies	304.64	329.66	243.11	258.01	612.25	207.02	193.45	124.11	160.66
	208.70	238.93	238.41	225.45	291.69	228.95	289.46	263.46	255.10
Interest	699.47	752.56	793.54	814.55	863.12	843.67	840.05	856.23	930.81
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	35.76	20.06	89.74	53.29	-297.48	33.54	113.73	278.35	244.07
	27.97%	35.78%	26.12%	20.98%	24.78%	28.04%	20.84%	23.59%	24.77%
	25.76	12.88	66.30	42.11	-223.76	24.13	90.03	212.68	183.61
	0.23	0.11	0.58	0.37	-1.96	0.21	0.79	1.86	1.61

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	3,459.67	4,161.88	5,486.40	6,311.73	6,794.24
	537.56	669.59	798.67	911.49	1,073.55
	3,997.23	4,831.46	6,285.07	7,223.21	7,867.78
II. EXPENDITURE
Interest Expended	1,421.13	1,617.15	2,406.64	3,060.11	3,403.07
Operating Expenses	1,704.15	2,038.30	2,501.07	2,828.83	3,199.75
Provisions and Contingencies	493.84	407.20	314.23	1,135.42	1,136.84
	378.11	768.81	1,063.13	198.85	128.13
Taxes	97.38	195.22	264.17	51.80	25.05
	280.73	573.59	798.96	147.05	103.08
Extra items				0.00	0.00
Consolidated Net Profit	280.73	573.59	798.96	147.05	103.08
Adjustments to PAT		-878.25	0.48	3.58	12.92
IV. APPROPRIATIONS	1,178.97	792.14	1,398.08	1,087.45	1,013.47
Equity Dividend %		10.00%	10.00%
	2.24	5.16	7.04	1.29	0.90
Adjusted EPS	2.24	5.16	7.04	1.29	0.90

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	1,252.03	1,110.56	1,134.89	1,139.86	1,141.04
Share Warrants & Outstandings	1.27	5.69	40.79	56.68	59.64
Total Reserves	2,992.87	4,041.70	4,793.03	4,875.98	4,924.15
Reserve excluding Revaluation Reserve	2,992.87	4,041.70	4,793.03	4,875.98	4,924.15
Revaluation Reserves	0.00
Deposits	18,950.80	25,348.48	36,129.20	43,102.31	46,533.09
	2,616.40	2,973.76	1,787.53	2,136.99	5,772.55
Other Liabilities & Provisions	1,134.26	1,477.94	1,418.44	1,523.81	2,179.89
Total Liabilities	26,947.62	34,958.13	45,303.87	52,835.63	60,610.36
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	2,076.99	1,173.91	3,500.35	4,954.11	5,563.29
Balances with banks and money at call	55.52	70.35	78.60	582.19	103.00
Investments	4,449.85	6,664.56	9,065.27	9,288.69	10,148.83
Investments in India	4,449.85	6,664.56	9,065.27	9,288.69	10,148.83
Investments outside India	0.00
Advances	19,374.21	25,798.56	30,964.30	36,208.89	42,751.29
Gross block	665.98	886.79	1,208.80	1,331.76	1,465.82
Less: Accumulated Depreciation	476.71	549.09	672.28	800.85	939.26
Net Block	189.27	337.70	536.53	530.91	526.56
Capital Work in Progress	11.18	41.43	68.20	164.79	188.73
Other Assets	790.61	871.62	1,090.62	1,106.06	1,328.67
Total Assets	26,947.62	34,958.13	45,303.87	52,835.63	60,610.36
Contingent Liabilities	49.28	122.67	409.69	794.60	1,024.55
	33.90	46.39	52.23	52.78	53.15
Adjusted Book Value	33.90	46.39	52.23	52.78	53.15

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	378.11	768.80	1,063.12	198.85	128.13
Adjustments for Expenses & Provisions :	910.36	828.68	273.62	501.74	452.64
Adjustments for Liabilities & Assets:	-970.81	-2,402.00	2,787.90	1,400.56	-3,815.67
Refund/(payment) of direct taxes	-158.19	-193.15	-291.10	-164.33	-80.93
Cash Flow from operating activities	159.47	-997.67	3,833.54	1,936.82	-3,315.83
Cash Flow from investing activities	-89.09	-261.26	-359.73	-238.67	-185.42
Cash Flow from financing activities	-1,316.57	60.11	-1,210.22	259.20	3,641.25
Net increase/(decrease) in cash and cash equivalents	-1,246.19	-1,198.81	2,263.59	1,957.35	140.00
Opening Cash & Cash Equivalents	3,378.71	2,132.51	1,244.26	3,507.85	5,465.20
Cash & Cash Equivalent on Amalgamation / Take over / Merger		310.55
Closing Cash & Cash Equivalent	2,132.51	1,244.26	3,507.85	5,465.20	5,605.20

Ratios

Valuation

14.94

1.22

5.78

1.07

4.46

54.64

Profitability

1.71

4.38

0.18

18.62

1.52

Leverage & Liquidity

0.95

Returns

0.00

Banking Metrics

5.79

2.60

0.72

91.87

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	65.07	60.57	58.04	59.17	63.43	63.87	64.58	65.62	66.96	68.04
	34.93	39.42	41.96	40.82	36.57	36.13	35.42	34.39	33.04	31.96
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	3,81,682	4,44,544	4,57,362	4,48,261	4,33,820	4,18,050	4,05,850	3,85,971	3,69,493	3,55,601

Mutual Funds Invested(59)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 51 active funds hold 46.52% in Equitas Small Finance Bank Ltd., contributing to ₹3.67K Cr of holdings

Fund				As of
HD HDFC Small Cap Fund - Growth - Direct PlanSmall cap Fund	470.22	1.15	6,82,16,454	Sep '26
MI Mirae Asset ELSS Tax Saver Fund - Growth - Direct PlanEquity - ELSS - Tax Saver Fund	433.10	1.76	6,28,32,440	Sep '26
FT Franklin India Small Cap Fund - Growth - Direct PlanSmall cap Fund	331.31	2.32	4,80,64,081	Sep '26
SB SBI Contra Fund - Growth - Direct PlanEquity - Contra Fund	228.17	0.51	3,31,02,195	Sep '26
AX Axis Small Cap Fund - Growth - Direct PlanSmall cap Fund	184.41	0.60	2,67,52,655	Sep '26
CR Canara Robeco Small Cap Fund - Growth - Direct PlanSmall cap Fund	162.54	1.16	2,35,80,694	Sep '26
FT Franklin India Mid Cap Fund - Growth - Direct PlanMid Cap Fund	162.54	1.34	2,35,80,355	Sep '26
NI Nippon India Banking & Financial Services Fund - Growth - Direct PlanBanks & Financial Services	148.57	2.02	2,15,53,986	Sep '26
SB SBI ELSS Tax Saver Fund - Growth - Direct PlanEquity - ELSS - Tax Saver Fund	144.63	0.48	2,09,82,070	Sep '26
MI Mirae Asset Focused Fund - Growth - Direct PlanEquity - Focused Fund	125.81	1.98	1,82,52,273	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-14	Board Meeting	Quarterly Results
2026-09-09	Board Meeting	Inter alia, to consider and approve:- (1) raising of capital through issuance of unsecured, subordinated, transferable, redeemable, fully paid up lower Tier II bonds in the form of non-convertible debentures on a private placement basis.
2026-07-17	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

Equitas Small Finance Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

14 members across the board and senior leadership

Anil Kumar Sharma

Chairman

₹40.60 L

Mar '26

Navin Puri

Non Executive Independent Director

₹40.00 L

Mar '26

Vasudevan P N

Managing Director & Chief Executive Officer

₹3.09 Cr

Mar '25

Ramesh Rangan

Non Executive Independent Director

₹45.00 L

Mar '26

Geeta Dutta Goel

Non Executive Independent Director

₹29.70 L

Mar '26

Gulshan Rai

Non Executive Independent Director

₹33.60 L

Mar '26

Samirkumar Barua

Non Executive Independent Director

₹33.30 L

Mar '25

K S Sampath

Non Executive Independent Director

₹40.40 L

Mar '26

N R Narayanan

Non Executive Independent Director

₹36.20 L

Mar '26

Ramkumar Krishnaswamy

Non Executive Independent Director

₹20.10 L

Mar '26

PN Vasudevan

Managing Director & Chief Executive Officer

₹3.33 Cr

Mar '26

Balaji Nuthalapadi

Whole Time Director

₹2.40 Cr

Mar '26

N Ramanathan

Company Secretary & Compliance Officer

—

Ramanathan N

Company Secretary & Compliance Officer

—

EQUITASBNK Latest News

News

10 of 10 articles

EQUITY14 Oct 2026 · 18:06

Equitas Small Finance Bank submits board meeting intimation

EQUITY16 Sept 2026 · 17:38

Equitas Small Finance Bank informs about analyst meet

EQUITY16 Sept 2026 · 12:32

Equitas Small Finance Bank informs about outcome of board meeting

EQUITY7 Sept 2026 · 11:35

Equitas Small Finance Bank informs about new corporate office

EQUITY18 Aug 2026 · 15:26

Equitas Small Finance Bank informs about updates

EQUITY29 Jul 2026 · 17:26

Equitas Small Finance Bank informs about analyst meet

EQUITY28 Jul 2026 · 16:33

Equitas Small Finance Bank informs about press release

EQUITY3 Jul 2026 · 13:03

Equitas Small Finance Bank informs about disclosure

EQUITY18 Jun 2026 · 15:25

Equitas Small Finance Bank informs about press release

EQUITY11 Jun 2026 · 10:19

Equitas Small Finance Bank informs about presentation

EQUITASBNK

₹64.96

-1.61%