Search & Analyze

Equitas Small Finance Bank Ltd.

BankBank - Private

www.equitas.bank.in BSE: 543243NSE: EQUITASBNK

₹73.33BSE1.28%

07 Sep, 4:01 PM

₹73.33

₹8.39K Cr

16.44

1.34

1.71%

₹73.64

₹72.40

₹83.84

₹51.30

Customise metrics bar

Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	710.80	14.50	10,95,639.85	2.18	19,059.72	4.98%	79,362.78	2.44%	12.91
ICICI BANK ICICIBANK	1,428.00	19.64	10,24,934.99	0.84	14,804.50	15.95%	45,670.78	6.34%	17.11
KOTAK MAH.BK KOTAKBANK	422.30	28.29	4,20,089.51	0.15	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,267.30	15.31	3,94,541.57	0.08	7,113.92	22.52%	33,985.63	9.41%	10.93
IDBI BANK L IDBI	90.70	10.14	97,524.29	0.00	2,115.18	5.37%	7,541.44	7.41%	15.30
FEDERAL BANK FEDERALBNK	341.70	19.06	84,470.63	0.35	1,176.93	36.57%	7,238.31	8.25%	11.07
AUBANK AUBANK	1,058.40	27.81	79,441.19	0.09	795.95	37.03%	5,302.74	21.11%	14.17
Equitas Small Finance Bank Ltd. EQUITASBNK	73.33	16.44	8,390.74	0.00	183.61	182.05%	1,960.40	18.89%	4.38

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	1,500.95	1,554.87	1,611.93	1,643.97	1,648.86	1,617.35	1,691.68	1,836.35	1,960.40
Expenses	669.79	691.52	723.95	743.57	762.66	762.06	833.91	841.12	879.96
	340.40	349.72	332.86	311.30	314.77	240.56	307.18	402.46	404.73
	22.68%	22.49%	20.65%	18.94%	19.09%	14.87%	18.16%	21.92%	20.65%
Provisions and Contingencies	304.64	329.66	243.11	258.01	612.25	207.02	193.45	124.11	160.66
	208.70	238.93	238.41	225.45	291.69	228.95	289.46	263.46	255.10
Interest	699.47	752.56	793.54	814.55	863.12	843.67	840.05	856.23	930.81
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	35.76	20.06	89.74	53.29	-297.48	33.54	113.73	278.35	244.07
	27.97%	35.78%	26.12%	20.98%	24.78%	28.04%	20.84%	23.59%	24.77%
	25.76	12.88	66.30	42.11	-223.76	24.13	90.03	212.68	183.61
	0.23	0.11	0.58	0.37	-1.96	0.21	0.79	1.86	1.61

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	3,459.67	4,161.88	5,486.40	6,311.73	6,794.24
	537.56	669.59	798.67	911.49	1,073.55
	3,997.23	4,831.46	6,285.07	7,223.21	7,867.78
II. EXPENDITURE
Interest Expended	1,421.13	1,617.15	2,406.64	3,060.11	3,403.07
Operating Expenses	1,704.15	2,038.30	2,501.07	2,828.83	3,199.75
Provisions and Contingencies	493.84	407.20	314.23	1,135.42	1,136.84
	378.11	768.81	1,063.13	198.85	128.13
Taxes	97.38	195.22	264.17	51.80	25.05
	280.73	573.59	798.96	147.05	103.08
Extra items				0.00	0.00
Consolidated Net Profit	280.73	573.59	798.96	147.05	103.08
Adjustments to PAT		-878.25	0.48	3.58	12.92
IV. APPROPRIATIONS	1,178.97	792.14	1,398.08	1,087.45	1,013.47
Equity Dividend %		10.00%	10.00%
	2.24	5.16	7.04	1.29	0.90
Adjusted EPS	2.24	5.16	7.04	1.29	0.90

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	1,252.03	1,110.56	1,134.89	1,139.86	1,141.04
Share Warrants & Outstandings	1.27	5.69	40.79	56.68	59.64
Total Reserves	2,992.87	4,041.70	4,793.03	4,875.98	4,924.15
Reserve excluding Revaluation Reserve	2,992.87	4,041.70	4,793.03	4,875.98	4,924.15
Revaluation Reserves	0.00
Deposits	18,950.80	25,348.48	36,129.20	43,102.31	46,533.09
	2,616.40	2,973.76	1,787.53	2,136.99	5,772.55
Other Liabilities & Provisions	1,134.26	1,477.94	1,418.44	1,523.81	2,179.89
Total Liabilities	26,947.62	34,958.13	45,303.87	52,835.63	60,610.36
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	2,076.99	1,173.91	3,500.35	4,954.11	5,563.29
Balances with banks and money at call	55.52	70.35	78.60	582.19	103.00
Investments	4,449.85	6,664.56	9,065.27	9,288.69	10,148.83
Investments in India	4,449.85	6,664.56	9,065.27	9,288.69	10,148.83
Investments outside India	0.00
Advances	19,374.21	25,798.56	30,964.30	36,208.89	42,751.29
Gross block	665.98	886.79	1,208.80	1,331.76	1,465.82
Less: Accumulated Depreciation	476.71	549.09	672.28	800.85	939.26
Net Block	189.27	337.70	536.53	530.91	526.56
Capital Work in Progress	11.18	41.43	68.20	164.79	188.73
Other Assets	790.61	871.62	1,090.62	1,106.06	1,328.67
Total Assets	26,947.62	34,958.13	45,303.87	52,835.63	60,610.36
Contingent Liabilities	49.28	122.67	409.69	794.60	1,024.55
	33.90	46.39	52.23	52.78	53.15
Adjusted Book Value	33.90	46.39	52.23	52.78	53.15

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	378.11	768.80	1,063.12	198.85	128.13
Adjustments for Expenses & Provisions :	910.36	828.68	273.62	501.74	452.64
Adjustments for Liabilities & Assets:	-970.81	-2,402.00	2,787.90	1,400.56	-3,815.67
Refund/(payment) of direct taxes	-158.19	-193.15	-291.10	-164.33	-80.93
Cash Flow from operating activities	159.47	-997.67	3,833.54	1,936.82	-3,315.83
Cash Flow from investing activities	-89.09	-261.26	-359.73	-238.67	-185.42
Cash Flow from financing activities	-1,316.57	60.11	-1,210.22	259.20	3,641.25
Net increase/(decrease) in cash and cash equivalents	-1,246.19	-1,198.81	2,263.59	1,957.35	140.00
Opening Cash & Cash Equivalents	3,378.71	2,132.51	1,244.26	3,507.85	5,465.20
Cash & Cash Equivalent on Amalgamation / Take over / Merger		310.55
Closing Cash & Cash Equivalent	2,132.51	1,244.26	3,507.85	5,465.20	5,605.20
Cash & Cash Equivalent on Amalgamation / Take over / Merger		310.55

Ratios

Valuation

16.44

1.34

6.35

1.18

4.46

54.65

Profitability

1.71

4.38

0.18

18.62

1.52

Leverage & Liquidity

0.95

Returns

0.00

Banking Metrics

5.79

2.60

0.72

91.87

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	65.07	60.57	58.04	59.17	63.43	63.87	64.58	65.62	66.96
	34.93	39.42	41.96	40.82	36.57	36.13	35.42	34.39	33.04
	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
No. of Shareholders	3,81,682	4,44,544	4,57,362	4,48,261	4,33,820	4,18,050	4,05,850	3,85,971	3,69,493

Corporate Actions

Showing: All

Date	Type	Details
2026-07-17	Board Meeting	Quarterly Results
2026-06-24	AGM
2026-06-19	Board Meeting	Inter alia to consider and approve the draft Notice of the Tenth Annual General Meeting of the Bank, to be held on a date and time to be decided, which, among other items of business, will include the following, and upon being approved by the Board of Directors, to be placed before the Members of the Bank for approval: 1. Issuance of Redeemable, Unsecured Non-Convertible Debentures / Bonds / other debt securities on a private placement basis, in accordance with applicable laws and subject to regulatory approvals. 2. Raising of capital by way of a Qualified Institutions Placement to eligible investors through an issuance of equity shares or other eligible securities, in accordance with applicable laws subject to regulatory approvals.

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

Equitas Small Finance Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

15 members across the board and senior leadership

Anil Kumar Sharma

Chairman

₹40.60 L

Mar '26

Navin Puri

Non Executive Independent Director

₹40.00 L

Mar '26

Vasudevan P N

Managing Director & Chief Executive Officer

₹3.09 Cr

Mar '25

Ramesh Rangan

Non Executive Independent Director

₹45.00 L

Mar '26

Samir Kumar Barua

Non Executive Independent Director

₹34.10 L

Mar '26

Geeta Dutta Goel

Non Executive Independent Director

₹29.70 L

Mar '26

Gulshan Rai

Non Executive Independent Director

₹33.60 L

Mar '26

Samirkumar Barua

Non Executive Independent Director

₹33.30 L

Mar '25

K S Sampath

Non Executive Independent Director

₹40.40 L

Mar '26

N R Narayanan

Non Executive Independent Director

₹36.20 L

Mar '26

Ramkumar Krishnaswamy

Non Executive Independent Director

₹20.10 L

Mar '26

PN Vasudevan

Managing Director & Chief Executive Officer

₹3.33 Cr

Mar '26

Balaji Nuthalapadi

Whole Time Director

₹2.40 Cr

Mar '26

N Ramanathan

Company Secretary & Compliance Officer

—

Ramanathan N

Company Secretary & Compliance Officer

—

EQUITASBNK Latest News

News

8 of 8 articles

EQUITY7 Sept 2026 · 11:35

Equitas Small Finance Bank informs about new corporate office

EQUITY18 Aug 2026 · 15:26

Equitas Small Finance Bank informs about updates

EQUITY29 Jul 2026 · 17:26

Equitas Small Finance Bank informs about analyst meet

EQUITY28 Jul 2026 · 16:33

Equitas Small Finance Bank informs about press release

EQUITY3 Jul 2026 · 13:03

Equitas Small Finance Bank informs about disclosure

EQUITY18 Jun 2026 · 15:25

Equitas Small Finance Bank informs about press release

EQUITY11 Jun 2026 · 10:19

Equitas Small Finance Bank informs about presentation

EQUITY6 Jun 2026 · 10:29

Equitas Small Finance Bank informs about disclosure

EQUITASBNK

₹73.33

+1.28%