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Central Bank Of India

BankBank - Public

www.centralbank.bank.in BSE: 532885NSE: CENTRALBK

₹30.95BSE0.48%

07 Sep, 4:01 PM

₹30.95

₹28.02K Cr

6.14

0.76

13.17%

₹31.15

₹30.81

₹40.91

₹29.35

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	1,005.95	10.77	9,28,553.98	1.72	24,579.04	13.65%	1,36,240.49	8.50%	12.16
UNION BANK L UNIONBANK	186.00	6.88	1,41,985.06	2.69	5,368.17	29.77%	27,427.10	1.21%	14.57
PUNJAB NATIO PNB	115.75	6.02	1,33,030.82	2.59	5,339.15	191.40%	33,589.17	3.12%	13.26
BANKBARODA BANKBARODA	236.55	6.74	1,22,328.57	3.59	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	869.65	9.16	1,17,138.72	2.10	3,299.48	48.73%	18,095.14	11.11%	16.28
CANARA BANK CANBK	124.20	5.67	1,12,657.49	3.38	4,864.08	61.96%	32,957.16	4.55%	14.46
BANK MAHA MAHABANK	85.00	8.68	65,378.22	2.59	2,020.54	26.83%	8,034.65	13.90%	16.53
Central Bank Of India CENTRALBK	30.95	6.14	28,023.14	3.88	1,328.95	5.43%	9,725.90	12.79%	8.27

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	8,367.01	8,235.34	8,541.83	8,653.26	8,623.38	8,776.54	9,069.98	9,697.80	9,725.90
Expenses	2,726.40	2,901.75	2,813.97	3,121.76	2,858.36	3,012.25	3,158.29	3,068.16	2,724.19
	2,005.51	2,175.99	1,976.72	2,016.88	2,315.41	1,795.42	2,296.91	2,114.43	2,196.25
	23.97%	26.42%	23.14%	23.31%	26.85%	20.46%	25.32%	21.80%	22.58%
Provisions and Contingencies	1,193.42	598.28	559.03	846.30	522.47	316.22	704.63	505.01	405.03
	1,166.36	1,648.94	1,232.42	1,723.49	1,687.29	1,507.17	1,936.96	1,161.31	988.49
Interest	4,801.46	4,806.54	4,983.56	5,238.11	5,221.75	5,476.04	5,551.74	5,676.52	5,793.95
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	812.09	1,577.71	1,417.69	1,170.58	1,877.79	1,479.20	1,592.28	1,609.42	1,791.22
	-9.22%	41.65%	31.71%	10.98%	32.88%	17.55%	20.56%	54.11%	25.81%
	886.96	920.64	968.18	1,042.02	1,260.46	1,219.59	1,264.94	738.52	1,328.95
	1.09	1.06	1.11	1.22	1.42	1.36	1.40	0.82	1.46

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	22,903.34	25,657.10	30,848.92	33,797.45	36,167.69
	2,967.49	4,084.49	4,713.06	5,658.27	6,415.44
	25,870.83	29,741.59	35,561.98	39,455.72	42,583.14
II. EXPENDITURE
Interest Expended	13,360.88	13,905.10	17,882.37	19,829.67	21,926.05
Operating Expenses	7,277.07	8,910.00	10,274.89	11,450.94	12,050.06
Provisions and Contingencies	3,496.25	4,254.02	4,828.74	4,357.30	4,123.51
	1,736.63	2,672.47	2,575.98	3,817.80	4,483.52
Taxes	672.13	1,063.14
	1,064.50	1,609.33	2,575.98	3,817.80	4,483.52
Extra items				0.00	0.00
Minority Interest	-7.16	-9.61	-8.94	-9.00	-7.01
Share of Associate	18.45	79.06	100.64	125.41	47.28
Consolidated Net Profit	1,075.79	1,678.78	2,667.68	3,934.21	4,523.79
IV. APPROPRIATIONS	-17,665.12	1,624.55	3,692.43	6,764.26	10,074.14
Equity Dividend %				1.88%	12.00%
	1.24	1.93	3.07	4.35	5.00
Adjusted EPS	1.24	1.93	3.07	4.35	5.00

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	8,680.94	8,680.94	8,680.94	9,051.40	9,051.40
Total Reserves	18,868.47	20,535.79	23,693.47	27,830.08	29,949.74
Reserve excluding Revaluation Reserve	15,153.52	16,886.21	19,608.75	23,908.44	26,088.82
Revaluation Reserves	3,714.94	3,649.59	4,084.72	3,921.63	3,860.92
Deposits	3,43,164.57	3,59,775.12	3,85,540.78	4,13,270.98	4,68,444.00
	7,663.30	8,333.92	20,012.88	21,819.64	31,854.20
Other Liabilities & Provisions	8,857.20	9,686.64	9,767.35	8,399.57	11,687.62
Total Liabilities	3,87,292.18	4,07,079.71	4,47,771.57	4,80,456.84	5,51,079.15
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	38,033.70	27,432.92	22,954.79	22,931.43	18,952.96
Balances with banks and money at call	15,063.24	16,669.02	14,653.01	13,265.97	18,881.74
Investments	1,40,774.54	1,36,569.38	1,44,010.02	1,41,652.26	1,57,607.15
Investments in India	1,40,580.67	1,36,328.09	1,43,728.26	1,41,323.26	1,57,190.93
Investments outside India	193.87	241.30	281.76	329.00	416.23
Advances	1,69,041.54	2,03,893.26	2,44,399.28	2,83,505.40	3,38,208.60
Gross block	8,548.38	8,710.83	9,714.92	8,695.70	9,155.76
Less: Accumulated Depreciation	3,584.12	3,925.25	4,369.67	3,481.67	3,954.08
Net Block	4,964.27	4,785.59	5,345.24	5,214.03	5,201.69
Capital Work in Progress	0.00
Other Assets	19,414.89	17,729.54	16,409.23	13,887.76	12,227.00
Total Assets	3,87,292.18	4,07,079.71	4,47,771.57	4,80,456.84	5,51,079.15
Contingent Liabilities	1,79,608.83	1,32,707.90	96,299.80	1,43,711.91	2,11,039.36
Bills for collection	11,375.03	11,039.07	10,057.07	8,273.77	9,732.97
	27.46	29.45	32.59	36.41	38.82
Adjusted Book Value	27.46	29.45	32.59	36.41	38.82

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	1,763.26	2,761.10	4,190.46	5,103.48	6,605.98
Adjustments for Expenses & Provisions :	3,775.72	4,631.78	3,829.39	3,021.57	1,263.84
Adjustments for Liabilities & Assets:	8,459.87	-15,871.45	-13,671.19	-11,389.75	-4,694.23
Refund/(payment) of direct taxes	277.70	-307.77	-258.57	805.06	-371.60
Cash Flow from operating activities	14,276.55	-8,786.34	-5,909.91	-2,459.64	2,803.99
Cash Flow from investing activities	-133.38	-208.66	-584.23	-450.77	-453.87
Cash Flow from financing activities				1,500.00	-712.82
Net increase/(decrease) in cash and cash equivalents	14,143.17	-8,995.00	-6,494.14	-1,410.41	1,637.30
Opening Cash & Cash Equivalents	38,953.77	53,096.94	44,101.94	37,607.80	36,197.40
Closing Cash & Cash Equivalent	53,096.94	44,101.94	37,607.80	36,197.39	37,834.70

Ratios

Valuation

6.14

0.76

4.87

0.75

5.04

40.99

Profitability

13.17

8.27

0.87

23.80

12.40

Leverage & Liquidity

0.91

Returns

3.88

Banking Metrics

2.67

72.20

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	93.08	93.08	93.08	89.27	89.27	89.27	89.27	89.27	81.19
	2.97	3.15	3.27	7.06	6.03	5.74	5.67	5.56	11.87
	3.94	3.76	3.65	3.66	4.70	4.99	5.05	5.17	6.94
	6.92	6.92	6.92	10.73	10.73	10.73	10.73	10.73	18.81
No. of Shareholders	6,85,394	6,67,435	6,71,006	6,79,105	7,18,928	7,21,272	7,19,939	7,14,547	7,44,225

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-07-14	Board Meeting	Quarterly Results
2026-06-29	AGM
2026-04-30	Ex Dividend	Rs.0.6000 per share(6%)Interim Dividend	2026-05-08	2026-05-08

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)
2026-05-26	President of India acting through Department of Financial Services Government of India	Market	Sell	731,612,102

Sector Overview

BankBank - Public

Central Bank Of India operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

Chandrakant Bhagwat

Company Secretary & Compliance Officer

—

Kalyan Kumar

Managing Director & Chief Executive Officer

₹20.66 L

Mar '26

MV Murali Krishna

Executive Director

₹73.39 L

Mar '26

Mahendra Dohare

Executive Director

₹67.68 L

Mar '26

E Ratan Kumar

Executive Director

₹14.86 L

Mar '26

Chandradeep Kumar Jha

Government Nominee Director

—

Manoranjan Dash

Nominee Director - RBI

₹13.40 L

Mar '26

Sarada Kumar Hota

Shareholders Director

₹17.02 L

Mar '26

Rajesh Ranjan

Shareholders Director

—

Baldeo Purushartha

Government Nominee Director

—

CENTRALBK Latest News

News

7 of 7 articles

COMPANY17 Jul 2026 · 15:30

Central Bank of India reports marginal rise in Q1 consolidated net profit

Consolidated total income of the bank increased by 3.07% to Rs 10,714.39 crore in Q1FY27

EQUITY3 Jul 2026 · 15:04

Central Bank of India rises on posting 29% growth in gross advances in Q1FY27

Total deposits grew 11.66% to Rs 4,78,895 crore (provisional) as of June 30, 2026, as compared to Rs 4,28,890 crore as of June 30, 2025

COMPANY3 Jul 2026 · 14:59

Central Bank of India posts 29% growth in gross advances in Q1FY27

Total deposits grew 11.66% to Rs 4,78,895 crore (provisional) as of June 30, 2026, as compared to Rs 4,28,890 crore as of June 30, 2025

COMPANY29 Jun 2026 · 18:05

Central Bank of India inaugurates IFSC Banking Unit at GIFT City

The IFSC Banking Unit will enable the Bank to cater to the foreign currency funding requirements of its corporate clients

EQUITY29 Jun 2026 · 17:18

Central Bank of India informs about bank updates

EQUITY4 Jun 2026 · 17:18

Central Bank of India informs about change in senior management

EQUITY27 May 2026 · 12:20

Central Bank of India informs about disclosure

CENTRALBK

₹30.95

-0.48%