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Central Bank Of India

BankBank - Public

www.centralbank.bank.in BSE: 532885NSE: CENTRALBK

₹30.01BSE0.63%

22 Oct, 4:01 PM

₹30.01

₹27.16K Cr

5.64

0.72

13.17%

₹30.35

₹29.94

₹40.91

₹29.35

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	968.30	10.37	8,93,800.70	1.79	24,579.04	13.65%	1,36,240.49	8.50%	12.16
PUNJAB NATIO PNB	122.30	6.15	1,40,558.70	2.45	5,561.14	14.69%	35,267.24	8.47%	13.26
UNION BANK L UNIONBANK	182.00	6.32	1,38,931.62	2.75	5,570.40	30.11%	28,377.73	8.29%	14.57
BANKBARODA BANKBARODA	235.45	6.70	1,21,759.72	3.61	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	851.00	8.67	1,14,626.63	2.14	3,446.86	13.36%	19,148.99	15.16%	16.28
CANARA BANK CANBK	120.45	5.36	1,09,255.99	3.49	5,182.03	6.50%	35,161.97	9.63%	14.46
BNK OF INDIA BANKINDIA	136.10	5.26	61,961.81	3.42	3,138.46	77.92%	20,096.90	8.83%	10.97
Central Bank Of India CENTRALBK	30.01	5.64	27,163.26	4.00	1,475.17	20.96%	10,393.89	18.43%	8.27

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	8,367.01	8,235.34	8,541.83	8,653.26	8,623.38	8,776.54	9,069.98	9,697.80	9,725.90	10,393.89
Expenses	2,726.40	2,901.75	2,813.97	3,121.76	2,858.36	2,974.83	3,158.29	3,068.16	2,724.19	3,268.40
	2,005.51	2,175.99	1,976.72	2,016.88	2,315.41	1,795.42	2,296.91	2,114.43	2,196.25	2,279.32
	23.97%	26.42%	23.14%	23.31%	26.85%	20.46%	25.32%	21.80%	22.58%	21.93%
Provisions and Contingencies	1,193.42	598.28	559.03	846.30	522.47	316.22	704.63	505.01	405.03	564.34
	1,166.36	1,648.94	1,232.42	1,723.49	1,687.29	1,469.75	1,936.96	1,161.31	988.49	1,380.48
Interest	4,801.46	4,806.54	4,983.56	5,238.11	5,221.75	5,476.04	5,551.74	5,676.52	5,793.95	6,226.65
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	812.09	1,577.71	1,417.69	1,170.58	1,877.79	1,479.20	1,592.28	1,609.42	1,791.22	1,714.98
	-9.22%	41.65%	31.71%	10.98%	32.88%	17.55%	20.56%	54.11%	25.81%	13.98%
	886.96	920.64	968.18	1,042.02	1,260.46	1,219.59	1,264.94	738.52	1,328.95	1,475.17
	1.09	1.06	1.11	1.22	1.42	1.36	1.40	0.82	1.46	1.64

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	22,903.34	25,657.10	30,848.92	33,797.45	36,167.69
	2,967.49	4,084.49	4,713.06	5,658.27	6,415.44
	25,870.83	29,741.59	35,561.98	39,455.72	42,583.14
II. EXPENDITURE
Interest Expended	13,360.88	13,905.10	17,882.37	19,829.67	21,926.05
Operating Expenses	7,277.07	8,910.00	10,274.89	11,450.94	12,050.06
Provisions and Contingencies	3,496.25	4,254.02	4,828.74	4,357.30	4,123.51
	1,736.63	2,672.47	2,575.98	3,817.80	4,483.52
Taxes	672.13	1,063.14
	1,064.50	1,609.33	2,575.98	3,817.80	4,483.52
Extra items				0.00	0.00
Minority Interest	-7.16	-9.61	-8.94	-9.00	-7.01
Share of Associate	18.45	79.06	100.64	125.41	47.28
Consolidated Net Profit	1,075.79	1,678.78	2,667.68	3,934.21	4,523.79
IV. APPROPRIATIONS	-17,665.12	1,624.55	3,692.43	6,764.26	10,074.14
Equity Dividend %				1.88%	12.00%
	1.24	1.93	3.07	4.35	5.00
Adjusted EPS	1.24	1.93	3.07	4.35	5.00

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	8,680.94	8,680.94	8,680.94	9,051.40	9,051.40
Total Reserves	18,868.47	20,535.79	23,693.47	27,830.08	29,949.74
Reserve excluding Revaluation Reserve	15,153.52	16,886.21	19,608.75	23,908.44	26,088.82
Revaluation Reserves	3,714.94	3,649.59	4,084.72	3,921.63	3,860.92
Deposits	3,43,164.57	3,59,775.12	3,85,540.78	4,13,270.98	4,68,444.00
	7,663.30	8,333.92	20,012.88	21,819.64	31,854.20
Other Liabilities & Provisions	8,857.20	9,686.64	9,767.35	8,399.57	11,687.62
Total Liabilities	3,87,292.18	4,07,079.71	4,47,771.57	4,80,456.84	5,51,079.15
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	38,033.70	27,432.92	22,954.79	22,931.43	18,952.96
Balances with banks and money at call	15,063.24	16,669.02	14,653.01	13,265.97	18,881.74
Investments	1,40,774.54	1,36,569.38	1,44,010.02	1,41,652.26	1,57,607.15
Investments in India	1,40,580.67	1,36,328.09	1,43,728.26	1,41,323.26	1,57,190.93
Investments outside India	193.87	241.30	281.76	329.00	416.23
Advances	1,69,041.54	2,03,893.26	2,44,399.28	2,83,505.40	3,38,208.60
Gross block	8,548.38	8,710.83	9,714.92	8,695.70	9,155.76
Less: Accumulated Depreciation	3,584.12	3,925.25	4,369.67	3,481.67	3,954.08
Net Block	4,964.27	4,785.59	5,345.24	5,214.03	5,201.69
Capital Work in Progress	0.00
Other Assets	19,414.89	17,729.54	16,409.23	13,887.76	12,227.00
Total Assets	3,87,292.18	4,07,079.71	4,47,771.57	4,80,456.84	5,51,079.15
Contingent Liabilities	1,79,608.83	1,32,707.90	96,299.80	1,43,711.91	2,11,039.36
Bills for collection	11,375.03	11,039.07	10,057.07	8,273.77	9,732.97
	27.46	29.45	32.59	36.41	38.82
Adjusted Book Value	27.46	29.45	32.59	36.41	38.82

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	1,763.26	2,761.10	4,190.46	5,103.48	6,605.98
Adjustments for Expenses & Provisions :	3,775.72	4,631.78	3,829.39	3,021.57	1,263.84
Adjustments for Liabilities & Assets:	8,459.87	-15,871.45	-13,671.19	-11,389.75	-4,694.23
Refund/(payment) of direct taxes	277.70	-307.77	-258.57	805.06	-371.60
Cash Flow from operating activities	14,276.55	-8,786.34	-5,909.91	-2,459.64	2,803.99
Cash Flow from investing activities	-133.38	-208.66	-584.23	-450.77	-453.87
Cash Flow from financing activities				1,500.00	-712.82
Net increase/(decrease) in cash and cash equivalents	14,143.17	-8,995.00	-6,494.14	-1,410.41	1,637.30
Opening Cash & Cash Equivalents	38,953.77	53,096.94	44,101.94	37,607.80	36,197.40
Closing Cash & Cash Equivalent	53,096.94	44,101.94	37,607.80	36,197.39	37,834.70

Ratios

Valuation

5.64

0.72

4.51

0.70

5.32

41.74

Profitability

13.17

8.27

0.87

23.80

12.40

Leverage & Liquidity

0.91

Returns

4.00

Banking Metrics

2.67

72.20

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	93.08	93.08	93.08	89.27	89.27	89.27	89.27	89.27	81.19	81.19
	2.97	3.15	3.27	7.06	6.03	5.74	5.67	5.56	11.87	11.90
	3.94	3.76	3.65	3.66	4.70	4.99	5.05	5.17	6.94	6.92
	6.92	6.92	6.92	10.73	10.73	10.73	10.73	10.73	18.81	18.81
No. of Shareholders	6,85,394	6,67,435	6,71,006	6,79,105	7,18,928	7,21,272	7,19,939	7,14,547	7,44,225	7,42,939

Mutual Funds Invested(59)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 5 active funds hold 1.89% in Central Bank Of India, contributing to ₹520 Cr of holdings

Fund				As of
IP ICICI Prudential Value Fund - Growth - Direct PlanEquity - Value Fund	281.29	0.49	9,23,48,616	Sep '26
IP ICICI Prudential Aggressive Hybrid Fund - Growth - Direct PlanHybrid - Aggressive Hybrid Fund	104.86	0.21	3,44,24,604	Sep '26
IP ICICI Prudential Banking & Financial Services Fund - Growth - Direct PlanBanks & Financial Services	99.70	0.93	3,27,31,429	Sep '26
NI Nippon India ETF Nifty PSU Bank BeESIndex	59.61	1.52	1,95,70,025	Sep '26
KO Kotak Nifty PSU Bank ETFIndex	37.77	1.52	1,24,00,347	Sep '26
DS DSP Nifty PSU Bank ETFIndex	21.74	1.52	71,38,421	Sep '26
IP ICICI Prudential PSU Equity Fund - Growth - Direct PlanEquity - Thematic Fund - Other	20.02	1.14	65,71,825	Sep '26
IP ICICI Prudential Housing Opportunities Fund - Growth - Direct PlanEquity - Thematic Fund - Other	13.95	0.53	45,80,491	Sep '26
MO Motilal Oswal BSE Enhanced Value Index Fund - Growth - Direct PlanIndex Funds - Other	11.04	0.52	36,23,950	Sep '26
NI Nippon India Nifty Smallcap 250 Index Fund - Growth - Direct PlanIndex Funds - Other	8.04	0.23	26,39,728	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-12	Board Meeting	Quarterly Results & Audited Results
2026-07-14	Board Meeting	Quarterly Results
2026-06-29	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)
2026-05-26	President of India acting through Department of Financial Services Government of India	Market	Sell	731,612,102

Sector Overview

BankBank - Public

Central Bank Of India operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

Chandrakant Bhagwat

Company Secretary & Compliance Officer

—

Kalyan Kumar

Managing Director & Chief Executive Officer

₹20.66 L

Mar '26

MV Murali Krishna

Executive Director

₹73.39 L

Mar '26

Mahendra Dohare

Executive Director

₹67.68 L

Mar '26

E Ratan Kumar

Executive Director

₹14.86 L

Mar '26

Chandradeep Kumar Jha

Government Nominee Director

—

Manoranjan Dash

Nominee Director - RBI

₹13.40 L

Mar '26

Sarada Kumar Hota

Shareholders Director

₹17.02 L

Mar '26

Rajesh Ranjan

Shareholders Director

—

Baldeo Purushartha

Government Nominee Director

—

CENTRALBK Latest News

News

10 of 10 articles

EQUITY19 Oct 2026 · 17:28

Central Bank of India informs about analyst meet

EQUITY19 Oct 2026 · 11:22

Central Bank of India gains as its Q2 consolidated net profit rises 21%

Consolidated total income of the bank increased by 14.91% to Rs 11,774.37 crore in Q2FY27

COMPANY19 Oct 2026 · 11:18

Central Bank of India’s Q2 consolidated net profit rises 21%

Consolidated total income of the bank increased by 14.91% to Rs 11,774.37 crore in Q2FY27

EQUITY5 Oct 2026 · 18:11

Central Bank of India informs about updates

COMPANY11 Sept 2026 · 10:11

Central Bank of India launches ‘Bharat Connect for Business’ in partnership with NBBL

The initiative is expected to further support MSMEs and businesses by simplifying digital transactions and enabling greater efficiency through technology-led financial solutions

COMPANY17 Jul 2026 · 15:30

Central Bank of India reports marginal rise in Q1 consolidated net profit

Consolidated total income of the bank increased by 3.07% to Rs 10,714.39 crore in Q1FY27

EQUITY3 Jul 2026 · 15:04

Central Bank of India rises on posting 29% growth in gross advances in Q1FY27

Total deposits grew 11.66% to Rs 4,78,895 crore (provisional) as of June 30, 2026, as compared to Rs 4,28,890 crore as of June 30, 2025

COMPANY3 Jul 2026 · 14:59

Central Bank of India posts 29% growth in gross advances in Q1FY27

Total deposits grew 11.66% to Rs 4,78,895 crore (provisional) as of June 30, 2026, as compared to Rs 4,28,890 crore as of June 30, 2025

COMPANY29 Jun 2026 · 18:05

Central Bank of India inaugurates IFSC Banking Unit at GIFT City

The IFSC Banking Unit will enable the Bank to cater to the foreign currency funding requirements of its corporate clients

EQUITY29 Jun 2026 · 17:18

Central Bank of India informs about bank updates

CENTRALBK

₹30.01

-0.63%