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Aadhar Housing Finance Ltd.

418.50−21.00 (−4.78%)

BSE · 30 Oct, 4:01 PM

: ₹18,500.19 Cr
: 16.21
: 2,12,481
: ₹435.50 - ₹418.50
: ₹563.00 - ₹418.50

Aadhar Housing Finance Ltd. (AADHARHFC) share price closed at ₹418.50 on the BSE on Friday, October 30, 2026, down by 4.78% from its of ₹439.50. In that session AADHARHFC reached a of 435.50 and of 418.50. The for the session was 426.46. The stands at 456.01 and is at 477.53. Looking at , the stock ended the session in Downtrend.

Stock Overview

₹434.40

₹439.50

₹426.46

₹456.01

Price 8.23% below

₹477.53

Price 12.36% below

Key Fundamentals

: 18,500.19 Cr₹18.50 Thousand Crore
: 26.03
: 16.21
: 2.38
: 177.65
: 2,923.16 Cr₹2.92 Thousand Crore
: 0.00 %
Sector
Industry: Finance - Housing
: 15.83
: 2.50

Industry Comparison

Ratio	Company	Sector
	16.21	19.05
	2.50	0.27
	2.38	1.34
	0.40	1.67
	0.00 %	0.12 %
Operating Margin	75.80 %	47.62 %

Sector figures are the median of 194 listed Finance companies.

Peer Comparison

Name
BAJAJHFL BAJAJHFL	77.40	619.17	64,492.27	0.00					7.09
PIRAMALFIN PIRAMALFIN	1,823.55	22.67	43,150.72	0.60	545.42	66.80%	3,659.19	27.43%	7.74
HUDCO HUDCO	142.55	6.72	28,537.08	4.24	851.11	35.05%	3,717.17	26.55%	8.41
PNBHOUSING PNBHOUSING	1,059.20	11.75	27,624.35	0.76	616.55	6.01%	2,423.15	13.88%	9.41
LIC HOUS.FIN LICHSGFIN	494.75	4.74	27,214.37	2.02	1,506.59	11.65%	7,194.22	1.47%	8.59
Aadhar Housing Finance Ltd. AADHARHFC	418.50	16.21	18,500.19	0.00	282.36	19.00%	992.89	17.06%	11.31
SAMMAANCAP SAMMAANCAP	116.80		13,602.02	0.00	243.30	-27.22%	1,651.93	-31.18%	-4.70
APTUS APTUS	191.80	9.76	9,605.92	2.35	260.94	19.01%	600.29	15.38%	15.45

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	713.14	764.27	797.61	832.61	848.18	897.13	942.71	984.56	992.89
Expenses	172.79	180.47	186.61	196.77	207.13	207.65	213.53	240.33	248.06
	540.35	583.80	611.00	635.84	641.05	689.48	729.18	744.23	744.83
	75.77%	76.39%	76.60%	76.37%	75.58%	76.85%	77.35%	75.59%	75.02%
	0.01	0.01	0.03	1.23	3.16	2.13	-14.86	7.95	4.30
Interest	277.01	285.18	296.87	314.71	331.94	341.62	347.50	343.33	376.39
	6.11	6.20	6.48	6.45	7.12	7.25	7.05	10.60	9.11
	257.24	292.43	307.68	315.91	305.15	342.74	359.77	398.25	363.63
	22.20%	22.20%	22.21%	22.50%	22.24%	22.25%	21.84%	21.93%	22.35%
	200.14	227.51	239.34	244.84	237.28	266.47	281.21	310.92	282.36
	4.69	5.29	5.56	5.68	5.49	6.15	6.48	7.14	6.46

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	1,728.27	2,043.23	2,586.82	3,107.63	3,672.58
Operating Income (Net)	1,728.27	2,043.23	2,586.82	3,107.63	3,672.58
EXPENDITURE :
Employee Cost	248.19	322.01	403.48	464.49	553.42
Operating & Establishment Expenses	29.85	46.30	58.48	67.37	74.62
Administrations & Other Expenses	53.83	81.29	104.90	132.63	153.53
Provisions and Contingencies	54.88	57.42	52.87	82.10	107.06
	386.75	507.02	619.73	746.59	888.63
Operating Profit (Excl OI)	1,341.52	1,536.21	1,967.09	2,361.04	2,783.95
	0.29	0.29	0.17	11.23	34.29
	1,341.81	1,536.50	1,967.26	2,372.27	2,818.24
Interest	761.20	799.19	986.69	1,173.77	1,364.39
	13.25	16.49	20.98	25.24	32.02
Profit Before Taxation & Exceptional Items	567.36	720.82	959.59	1,173.26	1,421.83
Exceptional Income / Expenses		-25.00			-15.92
	567.36	695.82	959.59	1,173.26	1,405.91
Provision for Tax	122.51	151.06	209.95	261.43	310.03
	444.85	544.76	749.64	911.83	1,095.88
Extra items				0.00	0.00
Consolidated Net Profit	444.85	544.76	749.64	911.83	1,095.88
Profit Balance B/F	431.10	744.76	1,126.95	1,652.04	2,381.44
Appropriations	875.95	1,289.52	1,876.59	2,563.87	3,477.32
	11.27	13.80	18.99	21.14	25.15
Adjusted EPS	11.27	13.80	18.99	21.14	25.15

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	394.76	394.76	394.76	431.38	435.70
Share Warrants & Outstandings	14.87	20.50	22.53	26.65	37.82
Total Reserves	2,737.06	3,282.40	4,032.46	5,914.26	7,067.37
Reserve excluding Revaluation Reserve	2,737.06	3,282.40	4,032.46	5,914.26	7,067.37
Revaluation reserve	0.00		0.00
	3,146.69	3,697.66	4,449.75	6,372.29	7,540.89
Secured Loans	10,508.26	12,084.86	12,017.01	14,120.02	15,179.11
Unsecured Loans	91.33	68.59	0.51	60.21	0.11
Deferred Tax Assets / Liabilities	15.03	9.18	1.76	1.71	5.42
Other Long Term Liabilities			543.14	292.22	803.86
Long Term Provisions	13.90	17.49		14.85	41.67
Total Non-Current Liabilities	10,628.52	12,180.12	12,562.42	14,489.01	16,030.17
Trade Payables	51.00	80.50	108.64	125.93	123.65
Other Current Liabilities	474.32	659.33	65.79	77.40	135.34
Short Term Borrowings	75.00		1,882.51	2,142.19	3,564.56
Short Term Provisions			23.56	16.72	4.02
Total Current Liabilities	600.32	739.83	2,080.50	2,362.24	3,827.57
Total Liabilities	14,375.53	16,617.61	19,092.67	23,223.54	27,398.63
Loans (Non - Current Assets)	11,960.34	13,851.45	16,902.94	20,484.10	24,839.59
Gross Block	85.82	90.05	124.03	145.55	222.73
Less: Accumulated Depreciation	30.75	26.73	44.21	53.68	85.21
	55.07	63.32	79.82	91.87	137.52
Non Current Investments	196.32	458.24	455.83	506.85	629.09
Long Term Investment	196.32	458.24	455.83	506.85	629.09
Long Term Loans & Advances	42.34	33.35			10.51
Other Non Current Assets	24.11	31.84	343.25	310.36	254.84
Total Non-Current Assets	12,278.18	14,438.20	17,781.84	21,393.18	25,871.55
Currents Investments	141.70	1.16	6.14	6.33	8.37
Sundry Debtors	5.19	7.97	19.53	25.28	27.02
Cash and Bank	1,710.16	1,918.00	1,070.45	1,600.75	1,186.84
Other Current Assets	238.19	250.17	203.69	185.56	284.72
Short Term Loans and Advances			11.02	12.44	20.13
Total Current Assets	2,095.24	2,177.30	1,310.83	1,830.36	1,527.08
Net Current Assets (Including Current Investments)	1,494.92	1,437.47	-769.67	-531.88	-2,300.49
Total Assets	14,375.53	16,617.61	19,092.67	23,223.54	27,398.63
	5.73	8.99	15.67	8.70	8.41
Total Debt	10,674.59	12,153.45	13,900.03	16,322.42	18,743.78
	79.33	93.15	112.15	147.10	172.21
Adjusted Book Value	79.33	93.15	112.15	147.10	172.21

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	567.36	695.82	959.59	1,173.26	1,405.91
Adjustment	49.29	42.75	-1,246.26	-1,473.86	-1,775.62
Changes In working Capital	-115.48	175.32	-155.32	-289.57	453.81
Cash Flow after changes in Working Capital	501.17	913.89	-441.99	-590.17	84.10
Cash Flow from Operating Activities	-906.75	-1,155.69	-2,550.10	-3,026.65	-2,807.88
Cash Flow from Investing Activities	822.57	-476.53	723.13	159.53	308.62
Cash Flow from Financing Activitie	274.85	1,463.19	1,778.09	3,389.23	2,335.52
Net Cash Inflow / Outflow	190.67	-169.03	-48.88	522.11	-163.74
Opening Cash & Cash Equivalents	383.50	574.17	405.14	356.26	878.37
Closing Cash & Cash Equivalent	574.17	405.14	356.26	878.37	714.63

Ratios

Valuation

16.21

2.38

12.34

4.85

26.03

177.65

Profitability

15.83

11.31

4.33

75.80

29.84

Leverage & Liquidity

2.50

0.40

2.03

Returns

0.00

0.15

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	76.48	75.89	75.74	75.61	75.50	75.32	75.19	64.90	64.66	64.50
	12.67	13.79	13.57	13.89	14.02	14.36	14.63	15.28	15.72	15.60
	10.85	10.33	10.69	10.50	10.48	10.33	10.17	19.81	19.61	19.87
	23.52	24.11	24.26	24.39	24.50	24.68	24.81	35.10	35.34	35.50
No. of Shareholders	2,39,696	2,20,338	2,19,626	2,09,369	2,02,739	1,97,894	1,94,143	1,84,772	1,62,826	1,57,845

Mutual Funds Invested(84)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 41 active funds hold 8.08% in Aadhar Housing Finance Ltd., contributing to ₹1.54K Cr of holdings

Fund				As of
HD HDFC Small Cap Fund - Growth - Direct PlanSmall cap Fund	294.11	0.72	67,45,546	Sep '26
HD HDFC Multi Cap Fund - Growth - Direct PlanMulti Cap Fund	163.50	0.84	37,50,000	Sep '26
IN Invesco India Contra Fund - Growth - Direct PlanEquity - Contra Fund	135.83	0.71	31,15,367	Sep '26
DS DSP Small Cap Fund - Growth - Direct PlanSmall cap Fund	126.46	0.59	29,00,492	Sep '26
WC WhiteOak Capital Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	110.69	1.19	25,38,711	Sep '26
AX Axis Small Cap Fund - Growth - Direct PlanSmall cap Fund	86.15	0.28	19,75,951	Sep '26
IP ICICI Prudential Banking & Financial Services Fund - Growth - Direct PlanBanks & Financial Services	77.49	0.72	17,77,195	Sep '26
DS DSP Banking & Financial Services Fund - Growth - Direct PlanBanks & Financial Services	67.87	3.34	15,56,739	Sep '26
WC WhiteOak Capital Mid Cap Fund - Growth - Direct PlanMid Cap Fund	62.42	0.83	14,31,539	Sep '26
HD HDFC Business Cycle Fund - Growth - Direct PlanEquity - Thematic Fund - Other	57.53	2.17	13,19,459	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-28	Board Meeting	Quarterly Results
2026-07-20	Board Meeting	Quarterly Results
2026-07-10	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - Housing

Aadhar Housing Finance Ltd. operates in the Finance sector under the Finance - Housing industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

Harshada Pathak

Company Secretary & Compliance Officer

—

Sharmila Karve

Non Executive Independent Director

₹34.00 L

Mar '26

Punita Kumar Sinha

Non Executive Independent Director

₹30.00 L

Mar '26

Amit Dixit

Nominee Director

—

Raj Vikash Verma

Chairman

—

Mukesh Mehta

Nominee Director

—

Prateek Roongta

Nominee Director

—

Deo Shankar Tripathi

Vice Chairman

₹3.34 Cr

Mar '26

Rishi Anand

Managing Director & Chief Executive Officer

₹4.32 Cr

Mar '26

Nikhil Goyal

Non Executive Nominee Director

—

AADHARHFC Latest News

News

10 of 10 articles

EQUITY7 Oct 2026 · 17:18

Aadhar Housing Finance informs about certificate

EQUITY22 Sept 2026 · 16:13

Aadhar Housing Finance informs about updates

EQUITY11 Aug 2026 · 14:06

Aadhar Housing Finance informs about updates

COMPANY20 Jul 2026 · 15:10

Aadhar Housing Finance raises Rs 350 crore via NCDs

The Management Committee of the Board of Directors of the company has at its meeting held on July 20, 2026, allotted the same

EQUITY8 Jul 2026 · 12:10

Aadhar Housing Finance informs about compliance certificate

EQUITY19 Jun 2026 · 11:37

Aadhar Housing Finance jumps on raising Rs 250 crore via NCDs

The Management Committee of the Board of Directors of the company has at its meeting held on June 18, 2026, allotted the same

EQUITY18 Jun 2026 · 17:25

Aadhar Housing Finance informs about allotment of NCDs on private placement basis

COMPANY18 Jun 2026 · 16:42

Aadhar Housing Finance raises Rs 250 crore via NCDs

The Management Committee of the Board of Directors of the company has at its meeting held on June 18, 2026, allotted the same

EQUITY15 Jun 2026 · 15:07

Aadhar Housing Finance informs about analyst meet

EQUITY5 May 2026 · 16:33

Aadhar Housing Fin reports Profit after tax of Rs 3106.50 Mln, in the March 2026 quarter

Aadhar Housing Finance Ltd.

Stock Overview

Price chart

Peer Comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Valuation

Profitability

Leverage & Liquidity

Returns

Shareholding Pattern

Mutual Funds Invested(84)

Corporate Actions

Insider Trading

Sector Overview

Company Profile

Key Management

AADHARHFC Latest News

News