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Aadhar Housing Finance Ltd.

FinanceFinance - Housing

www.aadharhousing.com BSE: 544176NSE: AADHARHFC

₹458.60BSE2.57%

16 Sep, 4:01 PM

₹458.60

₹20.12K Cr

17.63

2.58

15.83%

₹460.45

₹440.50

₹563.00

₹425.05

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Price Performance

Peer Comparison

Name
BAJAJHFL BAJAJHFL	83.00	663.48	69,158.38	0.00					7.09
PIRAMALFIN PIRAMALFIN	2,207.10	30.89	52,226.67	0.50	460.98	66.80%	3,368.27	27.62%	7.74
HUDCO HUDCO	169.70	7.98	33,972.24	3.57	851.11	35.05%	3,717.17	26.55%	8.41
LIC HOUS.FIN LICHSGFIN	542.15	5.20	29,821.67	1.84	1,499.03	9.90%	7,082.59	-1.44%	8.59
PNBHOUSING PNBHOUSING	1,131.95	12.75	29,521.70	0.71	557.34	4.47%	2,263.44	9.02%	9.41
Aadhar Housing Finance Ltd. AADHARHFC	458.60	17.63	20,118.07	0.00	282.36	19.00%	992.89	17.06%	11.31
SAMMAANCAP SAMMAANCAP	142.20		16,560.00	0.00	243.30	-27.22%	1,651.93	-31.18%	-4.70
APTUS APTUS	240.90	12.25	12,065.00	1.87	260.94	19.01%	600.29	15.38%	15.45

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	713.14	764.27	797.61	832.61	848.18	897.13	942.71	984.56	992.89
Expenses	172.79	180.47	186.61	196.77	207.13	207.65	213.53	240.33	248.06
	540.35	583.80	611.00	635.84	641.05	689.48	729.18	744.23	744.83
	75.77%	76.39%	76.60%	76.37%	75.58%	76.85%	77.35%	75.59%	75.02%
	0.01	0.01	0.03	1.23	3.16	2.13	-14.86	7.95	4.30
Interest	277.01	285.18	296.87	314.71	331.94	341.62	347.50	343.33	376.39
	6.11	6.20	6.48	6.45	7.12	7.25	7.05	10.60	9.11
	257.24	292.43	307.68	315.91	305.15	342.74	359.77	398.25	363.63
	22.20%	22.20%	22.21%	22.50%	22.24%	22.25%	21.84%	21.93%	22.35%
	200.14	227.51	239.34	244.84	237.28	266.47	281.21	310.92	282.36
	4.69	5.29	5.56	5.68	5.49	6.15	6.48	7.14	6.46

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	1,728.27	2,043.23	2,586.82	3,107.63	3,672.58
Operating Income (Net)	1,728.27	2,043.23	2,586.82	3,107.63	3,672.58
EXPENDITURE :
Employee Cost	248.19	322.01	403.48	464.49	553.42
Operating & Establishment Expenses	29.85	46.30	58.48	67.37	74.62
Administrations & Other Expenses	53.83	81.29	104.90	132.63	153.53
Provisions and Contingencies	54.88	57.42	52.87	82.10	107.06
	386.75	507.02	619.73	746.59	888.63
Operating Profit (Excl OI)	1,341.52	1,536.21	1,967.09	2,361.04	2,783.95
	0.29	0.29	0.17	11.23	34.29
	1,341.81	1,536.50	1,967.26	2,372.27	2,818.24
Interest	761.20	799.19	986.69	1,173.77	1,364.39
	13.25	16.49	20.98	25.24	32.02
Profit Before Taxation & Exceptional Items	567.36	720.82	959.59	1,173.26	1,421.83
Exceptional Income / Expenses		-25.00			-15.92
	567.36	695.82	959.59	1,173.26	1,405.91
Provision for Tax	122.51	151.06	209.95	261.43	310.03
	444.85	544.76	749.64	911.83	1,095.88
Extra items				0.00	0.00
Consolidated Net Profit	444.85	544.76	749.64	911.83	1,095.88
Profit Balance B/F	431.10	744.76	1,126.95	1,652.04	2,381.44
Appropriations	875.95	1,289.52	1,876.59	2,563.87	3,477.32
	11.27	13.80	18.99	21.14	25.15
Adjusted EPS	11.27	13.80	18.99	21.14	25.15

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	394.76	394.76	394.76	431.38	435.70
Share Warrants & Outstandings	14.87	20.50	22.53	26.65	37.82
Total Reserves	2,737.06	3,282.40	4,032.46	5,914.26	7,067.37
Reserve excluding Revaluation Reserve	2,737.06	3,282.40	4,032.46	5,914.26	7,067.37
Revaluation reserve	0.00		0.00
	3,146.69	3,697.66	4,449.75	6,372.29	7,540.89
Secured Loans	10,508.26	12,084.86	12,017.01	14,120.02	15,179.11
Unsecured Loans	91.33	68.59	0.51	60.21	0.11
Deferred Tax Assets / Liabilities	15.03	9.18	1.76	1.71	5.42
Other Long Term Liabilities			543.14	292.22	803.86
Long Term Provisions	13.90	17.49		14.85	41.67
Total Non-Current Liabilities	10,628.52	12,180.12	12,562.42	14,489.01	16,030.17
Trade Payables	51.00	80.50	108.64	125.93	123.65
Other Current Liabilities	474.32	659.33	65.79	77.40	135.34
Short Term Borrowings	75.00		1,882.51	2,142.19	3,564.56
Short Term Provisions			23.56	16.72	4.02
Total Current Liabilities	600.32	739.83	2,080.50	2,362.24	3,827.57
Total Liabilities	14,375.53	16,617.61	19,092.67	23,223.54	27,398.63
Loans (Non - Current Assets)	11,960.34	13,851.45	16,902.94	20,484.10	24,839.59
Gross Block	85.82	90.05	124.03	145.55	222.73
Less: Accumulated Depreciation	30.75	26.73	44.21	53.68	85.21
Net Block	55.07	63.32	79.82	91.87	137.52
Non Current Investments	196.32	458.24	455.83	506.85	629.09
Long Term Investment	196.32	458.24	455.83	506.85	629.09
Long Term Loans & Advances	42.34	33.35			10.51
Other Non Current Assets	24.11	31.84	343.25	310.36	254.84
Total Non-Current Assets	12,278.18	14,438.20	17,781.84	21,393.18	25,871.55
Currents Investments	141.70	1.16	6.14	6.33	8.37
Sundry Debtors	5.19	7.97	19.53	25.28	27.02
Cash and Bank	1,710.16	1,918.00	1,070.45	1,600.75	1,186.84
Other Current Assets	238.19	250.17	203.69	185.56	284.72
Short Term Loans and Advances			11.02	12.44	20.13
Total Current Assets	2,095.24	2,177.30	1,310.83	1,830.36	1,527.08
Net Current Assets (Including Current Investments)	1,494.92	1,437.47	-769.67	-531.88	-2,300.49
Total Assets	14,375.53	16,617.61	19,092.67	23,223.54	27,398.63
Contingent Liabilities	5.73	8.99	15.67	8.70	8.41
Total Debt	10,674.59	12,153.45	13,900.03	16,322.42	18,743.78
	79.33	93.15	112.15	147.10	172.21
Adjusted Book Value	79.33	93.15	112.15	147.10	172.21

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	567.36	695.82	959.59	1,173.26	1,405.91
Adjustment	49.29	42.75	-1,246.26	-1,473.86	-1,775.62
Changes In working Capital	-115.48	175.32	-155.32	-289.57	453.81
Cash Flow after changes in Working Capital	501.17	913.89	-441.99	-590.17	84.10
Cash Flow from Operating Activities	-906.75	-1,155.69	-2,550.10	-3,026.65	-2,807.88
Cash Flow from Investing Activities	822.57	-476.53	723.13	159.53	308.62
Cash Flow from Financing Activitie	274.85	1,463.19	1,778.09	3,389.23	2,335.52
Net Cash Inflow / Outflow	190.67	-169.03	-48.88	522.11	-163.74
Opening Cash & Cash Equivalents	383.50	574.17	405.14	356.26	878.37
Closing Cash & Cash Equivalent	574.17	405.14	356.26	878.37	714.63

Ratios

Valuation

17.63

2.58

12.89

5.27

26.04

177.72

Profitability

15.83

11.31

4.33

75.80

29.84

Leverage & Liquidity

2.50

0.40

2.03

Returns

0.00

0.15

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	76.48	75.89	75.74	75.61	75.50	75.32	75.19	64.90	64.66
	12.67	13.79	13.57	13.89	14.02	14.36	14.63	15.28	15.72
	10.85	10.33	10.69	10.50	10.48	10.33	10.17	19.81	19.61
	23.52	24.11	24.26	24.39	24.50	24.68	24.81	35.10	35.34
No. of Shareholders	2,39,696	2,20,338	2,19,626	2,09,369	2,02,739	1,97,894	1,94,143	1,84,772	1,62,826

Corporate Actions

Showing: All

Date	Type	Details
2026-07-20	Board Meeting	Quarterly Results
2026-07-10	AGM
2026-04-23	Board Meeting	Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - Housing

Aadhar Housing Finance Ltd. operates in the Finance sector under the Finance - Housing industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Harshada Pathak

Company Secretary & Compliance Officer

—

Raj Vikash Verma

Chairman

₹8.00 L

Mar '26

Sharmila Karve

Non Executive Independent Director

₹34.00 L

Mar '26

Punita Kumar Sinha

Non Executive Independent Director

₹30.00 L

Mar '26

Amit Dixit

Nominee Director

—

Mukesh Mehta

Nominee Director

—

Prateek Roongta

Nominee Director

—

Deo Shankar Tripathi

Vice Chairman

₹3.34 Cr

Mar '26

Rishi Anand

Managing Director & Chief Executive Officer

₹4.32 Cr

Mar '26

AADHARHFC Latest News

News

8 of 8 articles

EQUITY11 Aug 2026 · 14:06

Aadhar Housing Finance informs about updates

COMPANY20 Jul 2026 · 15:10

Aadhar Housing Finance raises Rs 350 crore via NCDs

The Management Committee of the Board of Directors of the company has at its meeting held on July 20, 2026, allotted the same

EQUITY8 Jul 2026 · 12:10

Aadhar Housing Finance informs about compliance certificate

EQUITY19 Jun 2026 · 11:37

Aadhar Housing Finance jumps on raising Rs 250 crore via NCDs

The Management Committee of the Board of Directors of the company has at its meeting held on June 18, 2026, allotted the same

EQUITY18 Jun 2026 · 17:25

Aadhar Housing Finance informs about allotment of NCDs on private placement basis

COMPANY18 Jun 2026 · 16:42

Aadhar Housing Finance raises Rs 250 crore via NCDs

The Management Committee of the Board of Directors of the company has at its meeting held on June 18, 2026, allotted the same

EQUITY15 Jun 2026 · 15:07

Aadhar Housing Finance informs about analyst meet

EQUITY5 May 2026 · 16:33

Aadhar Housing Fin reports Profit after tax of Rs 3106.50 Mln, in the March 2026 quarter

AADHARHFC

₹458.60

+2.57%