LIVE
NIFTY 5022,453.30+0.98%SENSEX74,235.62+1.24%BANK NIFTY48,892.15+1.45%NIFTY IT35,124.80-0.52%NIFTY MIDCAP52,487.25+0.87%NIFTY 5022,453.30+0.98%SENSEX74,235.62+1.24%BANK NIFTY48,892.15+1.45%NIFTY IT35,124.80-0.52%NIFTY MIDCAP52,487.25+0.87%
Home/Business/Personal Finance

Personal Finance

Stay updated with the latest personal finance news, analysis, and trends

A close-up of a smartphone screen showing a UPI payment app interface with digital icons representing transaction fees.

New UPI Rules & Fee Structure 2026: What to Know

Discover the updated Unified Payments Interface guidelines and fee structures effective October 15, 2026, impacting digital payments, users, and merchants.

By ThePip Desk•
A copy of The Wealth Equation book by Dr. M. Sterling Cross resting on a desk next to a calculator and a notebook.

The Wealth Equation: New Book by Dr. M. Sterling Cross

Discover The Wealth Equation by Dr. M. Sterling Cross, published by Palmetto Publishing. Master long-term wealth, smart investing, and financial independence.

By Business Desk•
A tablet screen showing financial charts and line graphs representing mutual fund returns on a wooden desk.

Top Large-Cap Funds: 10-Year SIP Returns (October 2026)

Explore our October 2026 evaluation of top large-cap mutual funds based on 10-year SIP returns, volatility, and risk management for long-term investors.

By Market Desk•
A split image showing financial professionals at a conference and a graphic representing a mutual fund investment scheme.

Axis FuturePro 2026 & New Debt Funds in Focus

Discover insights from the upcoming Axis FuturePro 2026 event for mutual fund distributors and explore the latest Aditya Birla Sun Life debt fund NFO.

By Business Desk•
A digital graphic showing a bridge connecting a stylized Indian financial district to US technology stock market symbols.

Edelweiss Launches US Tech Route via GIFT City

Invest in US tech stocks from India via GIFT City with Edelweiss. Low $5,000 entry threshold under LRS for global portfolio diversification.

By Business Desk•
A smartphone screen showing a financial app interface with integrated bank savings and investment account data.

RBI Expands Account Aggregators & Bank Deposit Statements

Discover the RBI’s latest financial updates, including NBFC-Account Aggregator interoperability and bank deposit data integration into statements.

By ThePip Desk•
A digital graph showing an upward trend line with a bank icon, representing rising interest rates on savings.

Bajaj Finance Raises FD Rates After RBI Repo Hike

Bajaj Finance increases fixed deposit interest rates across tenures following the RBI repo rate hike. Discover the new yields and investor benefits.

By Business Desk•
The Reserve Bank of India headquarters building in Mumbai.

RBI Hikes Repo Rate by 25 bps to 5.5%: What It Means for You

Discover how the RBI’s first repo rate hike in 44 months impacts your EMIs, bank deposits, and the broader Indian economy amid rising inflation.

By ThePip Desk•
A digital risk-o-meter gauge graphic displaying financial data and investment risk levels on a screen.

Aditya Birla Sun Life AMC Updates Mutual Fund Risk-o-meter

Aditya Birla Sun Life AMC has updated risk-o-meter ratings for select mutual fund schemes. Review the changes to understand your investment risk profile.

By Business Desk•
A screen displays stock market data with graphs, featuring icons representing banking and technology sectors.

Navigating Indian Market Volatility: Large-Cap Strategies

Discover how to navigate Indian market volatility with large-cap stock strategies. Experts recommend pivoting to banking and tech for stability.

By Market Desk•
A screen shows a graph with a price line diverging from a value line.

NSE Warns Investors Over High Premiums in Overseas ETFs

The NSE warns investors against trading overseas exchange-traded funds at high premiums to NAV, highlighting significant financial risks.

By Market Desk•
A digital interface showing interconnected financial icons representing bank accounts and data sharing between platforms.

RBI Announces Account Aggregator Interoperability by 2026

Discover the RBI’s new mandate for Account Aggregator interoperability and bank deposit integration in Consolidated Account Statements by December 2026.

By ThePip Desk•
A close-up of a digital screen displaying rising stock market graphs and financial data in a professional office setting.

Geojit MD CJ George Advises Disciplined SIP Investing

Discover expert investing insights from Geojit Financial Services MD CJ George. Learn why disciplined SIPs beat high-risk F&O trading for long-term wealth.

By Market Desk•
The Reserve Bank of India headquarters building in Mumbai with a digital overlay showing a rising interest rate graph.

RBI Raises Repo Rate to 5.5% Amid Inflation Pressures

The RBI raised the repo rate by 25 bps to 5.5% on October 7, 2026, shifting to calibrated tightening to combat inflation. Read the full economic impact.

By ThePip Desk•
A magnifying glass held over a financial document showing a chart and the text "NAV" on a desk with a pen.

Why Regulators Want Investors to Prioritize Mutual Fund NAV

Financial regulators warn investors to check Net Asset Value before buying mutual fund units to avoid overpaying and minimize investment risks.

By Market Desk•
A wooden gavel rests on financial documents next to a small savings passbook and coins on a desk.

ITAT Reliefs Taxpayer in Cash Gift Case & Small Savings Rates

Chennai ITAT deletes ₹85.30 lakh addition on cash gifts, validating Section 68 documentation. Meanwhile, Small Savings Scheme rates hold steady for Q3.

By ThePip Desk•
A digital dashboard displays financial charts and a growth trend line in a modern office setting.

Marcellus Pivots to Mutual Funds Amid PMS Struggles

Marcellus Investment Managers shifts toward mutual funds to tackle PMS underperformance, targeting a broader retail investor base in a major strategic pivot.

By Business Desk•
Modern glass skyscrapers in GIFT City, Gujarat, with digital financial data overlays representing global markets.

GIFT City for NRIs: Investment Guide & Financial Hub

Discover how Non-Resident Indians can leverage GIFT City to manage investments, access global markets, and benefit from simplified regulations.

By ThePip Desk•
A close-up of a smartphone screen showing a banking app interface with a transaction confirmation page for a fund transfer.

Why NEFT Still Matters Over IMPS for Fund Transfers

Discover why NEFT remains essential for digital fund transfers despite IMPS. Explore 5 key reasons including higher limits and bulk payment reliability.

By ThePip Desk•
A smartphone screen displays the SEBI WhatsApp channel interface with the number 1800 22 7575 visible on the display.

SEBI Launches Project Jagrook & WhatsApp Channel for Investors

Discover SEBI’s Project Jagrook and new WhatsApp channel (1800 22 7575) launched to boost financial literacy and protect investors from fraud.

By ThePip Desk•
SEBI Launches Project Jagrook & Samajh Se Investing Simple

SEBI Launches Project Jagrook & Samajh Se Investing Simple

Discover SEBI’s new Project Jagrook and Samajh Se Investing Simple campaign launched during World Investor Week 2026 to boost financial literacy and prevent fraud.

By ThePip Desk•
Global Pension Funds Allocate Up to 5% in Gold for Balance

Global Pension Funds Allocate Up to 5% in Gold for Balance

Discover why global pension funds maintain up to 5% in gold to hedge against inflation and market volatility, and how retail investors can approach it.

By ThePip Desk•
ITAT Relief on Ancestral Jewellery: Tax Dispute Verdict

ITAT Relief on Ancestral Jewellery: Tax Dispute Verdict

ITAT Mumbai deletes tax addition on Rs 67.4 lakh ancestral jewellery, emphasizing the importance of wealth-tax records and family declarations.

By ThePip Desk•
Best Crypto Exchanges of 2026: Security & Fees Compared

Best Crypto Exchanges of 2026: Security & Fees Compared

Discover the top crypto exchanges for 2026. Compare leading cryptocurrency platforms based on security, regulatory compliance, fees, and features.

By ThePip Desk•
A close-up of a smartphone screen showing a WhatsApp group chat with investment charts and messages about financial returns.

Surat Municipal Employee Loses Rs 27 Lakh in WhatsApp Scam

A Surat Municipal Corporation official lost Rs 27 lakh in a WhatsApp investment scam featuring fake stock market tips and unauthorized bank transfers.

By ThePip Desk•
A structure of shapes floating against a background.

Are You Truly Diversified? Beyond Regular Investing

Many investors mistake regular contributions for true diversification. Learn how to reduce portfolio risk by holding genuinely non-correlated assets.

By ThePip Desk•
A digital graphic showing upward-trending financial charts and investment growth icons on a blue background.

ICICI Pru Reopens Midcap Fund & Kotak Nifty 500 NFO Launch

Discover the latest mutual fund updates as ICICI Prudential AMC reopens its Midcap Fund with limits, and Kotak launches the Nifty 500 Index Fund NFO.

By ThePip Desk•
A man stands at a podium with a Project Jagrook banner behind him, addressing an audience at an event in Chandigarh.

SEBI Launches Project Jagrook to Boost Investor Literacy

SEBI Chairperson Madhabi Puri Buch launches Project Jagrook to enhance investor literacy, prevent fraud, and curb herd mentality in Indian markets.

By Market Desk•
A digital illustration of gold bars arranged on a surface with a document icon and financial data overlay.

JioBlackRock Files SEBI Draft for New Gold ETF NFO at ₹10

JioBlackRock Mutual Fund files an offer document with SEBI to launch its new Gold ETF. Check NFO price, minimum investment, and details.

By ThePip Desk•
A photograph of SEBI Chairman Tuhin Kanta Pandey at a podium with a screen showing data behind him.

SEBI Chairman Tuhin Kanta Pandey Outlines Market Reforms

Discover SEBI’s latest regulatory shifts led by Chairman Tuhin Kanta Pandey, focusing on streamlined IPOs and enhanced mutual fund accessibility.

By Market Desk•