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PRPrincipal MFDirect · Growth

Principal Retirement Savings Fund - Moderate Plan - Growth - Direct Plan

Debt OrientedSolution Oriented - Retirement Fund - DebtBenchmark: CRISIL Hybrid 35+65 - Aggressive Index
NAV · 24 Dec 2020₹14.72+0.55%
AUM₹1 Crfrom this fund's primary plan
Expense Ratio1.29%
CAGR—
Exit LoadNil
Min SIP—
Launched2015

Investment Objective

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Fund Mandate

Units of Debt / Liquid MF40%–80%
Units of Equity MF20%–60%
Units of Gold MF / ETFs0%–10%
Asset Allocation
Domestic Equity67.0%
Debt1.4%
Cash & Equivalents31.7%
Fund Managers
RG
Ravi Gopalakrishnan
Fund Manager
Key Information
1.29%
—
₹5,000
Nil
5 years
Inception14 Dec 2015
AMCPrincipal MF
Top Holdings As of 30 Nov 2020 · disclosed on this fund's primary plan
1TREPS 01-Dec-2020Miscellaneous18.94%
2Net Receivable / PayableOthers12.71%
3ITC Ltd.FMCG9.12%
4Indian Oil Corporation Ltd.Crude Oil6.62%
5HDFC Bank Ltd.Bank4.19%
6Infosys Ltd.IT3.26%
7Reliance Industries Ltd.Crude Oil3.23%
8ICICI Bank Ltd.Bank2.45%
9Housing Development Finance Corporation Ltd. - (Amalgamated)Finance1.98%
10Kotak Mahindra Bank Ltd.Bank1.91%
Sector Allocation
Miscellaneous18.9%
Others12.7%
FMCG10.9%
Bank10.4%
Crude Oil9.9%
Finance6.4%
IT5.5%
Automobile & Ancillaries4.4%
Chemicals4.4%
Healthcare3.3%
Consumer Durables2.6%
Construction Materials2.5%
Infrastructure1.5%
G-Sec1.4%
Telecom1.3%
Business Services1.1%
Retailing0.8%
Insurance0.7%
Logistics0.7%
Plastic Products0.7%
On This Page
NAV growthAsset allocationTop holdings
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Latest News

No recent news found for Principal Retirement Savings Fund - Moderate Plan - Growth - Direct Plan.

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Trailing Returns
PeriodReturns
1 Day+0.55%
Risk Metrics

Risk metrics are not available for this fund.

Fees
1.29%
Nil
5 years
—
₹5,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme