LILIC MFRegular · Growth

LIC MF Liquid Fund - Regular Plan - Growth

debtDebt - Liquid FundBenchmark: CRISIL Liquid Debt Index
NAV · 15 Sep 2026₹5,081.15+0.01%
AUM₹17.5k Cr
Expense Ratio0.20%
5Y CAGR+6.22%
Exit Load0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Min SIP₹200
Launched2002

Investment Objective

To generate reasonable returns with low risk and high liquidity through judicious mix of investments in money market instruments and quality debt instruments

Asset Allocation
Debt91.7%
Cash & Equivalents8.1%
Other0.2%
Fund Managers
RS
Rahul Singh
Fund Manager
Key Information
0.20%
₹200
₹5,000
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Nil
Inception13 Mar 2002
AMCLIC MF
Top Holdings
1Treps7.64%
291 DAYS TBILL RED 29-10-20264.96%
3Reliance Retail Ventures Ltd. **2.86%
4Export Import Bank of India2.86%
5Bank of Baroda #2.86%
6Motilal Oswal Financial Services Ltd. **2.85%
7NTPC Ltd. **2.57%
8Small Industries Development Bk of India ** #2.27%
991 DAYS TBILL RED 12-11-20262.26%
10Titan Company Ltd. **2.14%
Sector Allocation
Other50.8%
Trailing Returns
PeriodReturnsCategory avg
1 Day+0.01%
1 Week+4.77%+4.69%
1 Month+6.05%+5.97%
3 Months+6.42%+6.32%
6 Months+6.81%+6.66%
9 Months+6.55%+6.42%
1 Year+6.40%+6.31%
2 Years+6.60%+6.56%
3 Years+6.85%+6.79%
4 Years+6.81%+6.76%
5 Years+6.22%+6.19%
+6.85%+6.46%

Category avg is the average return of every scheme in this fund's SEBI class (Debt - Liquid Fund) over the same period. Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis.

Risk Metrics
0.24%

A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.

1.12

How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.

0.70

How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.

0.00%

The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.

0.20

Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.

0.39%

The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.

Fees
0.20%
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D
Nil
₹200
₹5,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme