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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | IDBI Ultra Short Term Fund - Growth | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | — | Bank of India MF |
| Category | Debt - Ultra Short Term Fund | Debt - Credit Risk Fund |
| NAV | ₹2,424.68 (28 Jul 2023) | ₹14.99 (06 Nov 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | CRISIL Ultra Short Term Debt Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Raju Sharma | Alok Singh |
| Inception | 03 Sep 2010 | 27 Feb 2015 |
| Returns | ||
| 1Y | — | 17.12% |
| 3Y | — | 10.03% |
| 5Y | — | 27.84% |
| Since Inception | — | 3.52% |
| Risk | ||
| — | 4.05 | |
| — | -0.17 | |
| — | 0.76 | |
| — | 3.03 | |
| — | 4.41 | |
| — | 0.20% | |
| Costs | ||
| Expense Ratio | 0.44% | 0.61% |
| Exit Load | Nil | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹500 | ₹1,000 |
| Min Lumpsum | ₹5,000 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
IDBI Ultra Sh…87%
Bank of India…87%
13.2%Only 13.2% of holdings by weight are common between IDBI Ultra Short Term Fund - Growth and Bank of India MF, based on each fund's top 13 disclosed holdings, not the full portfolio.
Common holdingIDBI Ultra Short Term Fund - GrowthBank of India MF
TREPS20.18%13.24%
Category context: Debt vs Debt. Open the full Screener →