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Compare Funds
See how two funds stack up side by side, real returns, risk, cost and portfolio overlap.
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Key Metrics Comparison
| Metric | Carnelian Liquid Fund - Regular Plan - Daily IDCW | Bank of India Credit Risk Fund - Growth - Direct Plan |
|---|---|---|
| Snapshot | ||
| AMC | Carnelian MF | Bank of India MF |
| Category | Debt - Liquid Fund | Debt - Credit Risk Fund |
| NAV | ₹1,000.00 (06 Nov 2026) | ₹14.99 (06 Nov 2026) |
| Rating | ★★★ | ★★★★ |
| Benchmark | Nifty Liquid Fund Index | CRISIL Credit Risk Debt Index |
| Fund Manager | Deepak Malik | Alok Singh |
| Inception | 16 Oct 2026 | 27 Feb 2015 |
| Returns | ||
| 1Y | — | 17.12% |
| 3Y | — | 10.03% |
| 5Y | — | 27.84% |
| Since Inception | 6.65% | 3.52% |
| Risk | ||
| — | 4.05 | |
| — | -0.17 | |
| — | 0.76 | |
| — | 3.03 | |
| — | 4.41 | |
| — | 0.20% | |
| Costs | ||
| Expense Ratio | 0.21% | 0.61% |
| Exit Load | 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D | NIL for 10% of investments and 1% for remaining investments on or before 1Y, NIL after 1Y |
| Min SIP | ₹500 | ₹1,000 |
| Min Lumpsum | ₹500 | ₹5,000 |
| Lock-in | None | None |
Min SIP is reported per fund, not per plan, every plan of a fund shares the same figure.
Portfolio Overlap
Carnelian MF82%
Bank of India…82%
17.5%Only 17.5% of holdings by weight are common between Carnelian MF and Bank of India MF, based on each fund's top 13 disclosed holdings, not the full portfolio.
Common holdingCarnelian MFBank of India MF
TREPS94.20%13.24%
Net Receivables / (Payables)5.80%4.26%
Category context: Debt vs Debt. Open the full Screener →