ABAditya Birla SL MFGrowth

Aditya Birla Sun Life Gilt Fund - Growth

Short & Mid TermDebt - Gilt FundBenchmark: Nifty All Duration G-Sec Index
NAV · 15 Sep 2026₹81.05-0.27%
AUM₹1.2k Cr
Expense Ratio1.14%
5Y CAGR+4.36%
Exit LoadNil
Min SIP₹1,000
Launched1999

Investment Objective

The scheme's aim is to generate income and capital appreciation through investments exclusively in Government Securities.

Asset Allocation
Debt89.9%
Cash & Equivalents10.1%
Fund Managers
BB
Bhupesh Bameta
Fund Manager
Key Information
1.14%
₹1,000
₹1,000
Nil
Nil
Inception11 Oct 1999
AMCAditya Birla SL MF
Top Holdings
1Government of India (22/04/2064)30.13%
2Government of India (18/05/2066)14.27%
3Government of India (19/06/2053)13.31%
4Government of India (18/08/2055)8.17%
5TREPS7.70%
6Government of India (05/08/2054)6.10%
7Government of India (25/11/2074)4.72%
8Government of India (30/10/2034) (FRB)4.15%
9Net Receivable / Payable2.39%
10Government of India (22/02/2061)2.16%
Sector Allocation
Other100.0%
Trailing Returns
PeriodReturnsCategory avg
1 Day-0.27%
1 Week-29.55%-24.91%
1 Month-27.04%-17.59%
3 Months+1.95%+3.25%
6 Months+1.82%+3.25%
9 Months+1.51%+3.29%
1 Year+1.40%+3.09%
2 Years+2.28%+4.14%
3 Years+4.78%+5.95%
4 Years+5.21%+6.17%
5 Years+4.36%+5.21%
+8.07%+7.11%

Category avg is the average return of every scheme in this fund's SEBI class (Debt - Gilt Fund) over the same period. Returns up to 1 year are annualised; returns beyond 1 year are CAGR. This is Accord's own stated convention for debt schemes, and differs from the equity basis.

Risk Metrics
3.75%

A measure of how much a fund's returns swing up and down over time. Higher means a bumpier ride — more volatility — even if the average return ends up the same as a steadier fund.

1.17

How sensitive a fund is to overall market moves. A beta of 1 means it roughly moves in line with the market; below 1 means smaller swings than the market; above 1 means bigger swings in both directions.

-0.35

How much extra return a fund earned for every unit of risk (volatility) it took on, compared to a safe, risk-free investment. Higher means better risk-adjusted performance — not just higher returns, but smarter ones.

-1.50%

The extra return a fund generated above what its benchmark index would predict, given the risk it took. Positive alpha suggests the fund manager added genuine value beyond just tracking the market.

-0.61

Similar to the Sharpe Ratio, but only counts downside volatility (the bad kind) rather than penalizing a fund for volatile-but-positive swings. Higher means better returns per unit of "harmful" risk.

-3.80%

The single worst peak-to-trough fall a fund has experienced over a given period — the deepest "how much would I have lost if I'd bought at the top and sold at the bottom" scenario.

Fees
1.14%
Nil
Nil
₹1,000
₹1,000
Capital Gains Tax, general rules

This is a debt/other (non-equity-oriented) fund. For units acquired on or after 1 April 2023, gains are taxed at your applicable income-tax slab rate regardless of holding period, the earlier long-term/indexation treatment for debt funds was removed by the Finance Act 2023.

General information only, not tax advice, actual liability depends on your overall income and applicable law at the time of redemption. Consult a tax advisor for your specific situation.

Frequently Asked QuestionsGeneral mutual-fund FAQs, not specific to this scheme