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OnEMI Technology Solutions Ltd.

NSE & BSE
ListedListed on 8 May 2026+11.7%

₹162–171

₹ 680 Cr

87 Shares

₹ 14,094

₹1

Financial Summary

Consolidated(in ₹ million)
ParticularsFY 2025-26FY 2024-25
21,792.4613,374.65
302.91,804.27
22,095.3615,178.92
15,147.1911,044.5
3,766.842,162.64
2,814.521,606.21

Subscription Details

9.50xTotal
Subscription
2.03x
6.57x
24.87x
0.00x

IPO Timeline

IPO Offer Start

30 Apr 2026

IPO Offer Ends

5 May 2026

8 May 2026

Use of Proceeds

#PurposeAmount (₹ Million)
1Augmenting the capital base of our Subsidiary, Si Creva, to meet its future capital6,375
2General corporate purposes1,565.85

Promoters

Ranvir SinghKrishnan Vishwanathan

Book Running Lead Managers

JM Financial Ltd.HSBC Securities and Capital Markets (India) Pvt Ltd.Nuvama Wealth Management Ltd.SBI Capital Markets LtdCentrum Capital Ltd

Promoter Shareholding

Pre-IPO

30.89%

Promoter stake

Post-IPO

24.80%

Promoter stake

Offered to Public

3,97,62,250

shares

Post Share Capital

4,17,85,126

shares

IPO Registrar

KFIN Technologies Ltd.

About the Company

Kissht is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. We provide swift, accessible and personalized credit solutions to support our customers throughout their financial journeys. We are focused on young individuals within the mass market segment, which according to the 1Lattice Report, represents India’s emerging middle class and is aspirational, digitally connected and underpenetrated in credit access. As of March 31, 2025, we had 53.23 million registered users and served 9.16 million customers, along with a Play Store rating of 4.6 stars based on over 1.00 million user reviews and a net promoter score of 91.

Use of Proceeds

1. Augmenting the capital base of our Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of our Subsidiary, Si Creva’s, business; and2. General corporate purposes.

IPO FAQs

The OnEMI Technology Solutions Ltd. IPO has a total of ₹680 crore, calculated at the upper end of the .

The OnEMI Technology Solutions Ltd. IPO is priced at ₹162–171 per share. bids must fall within this , against a of ₹1 per share.

The for the OnEMI Technology Solutions Ltd. IPO is 87 shares, which is also the minimum order quantity — you have to apply for at least 87 shares, and in multiples of 87 beyond that.

The minimum investment in the OnEMI Technology Solutions Ltd. IPO is about ₹14,094 — one lot of 87 shares, calculated at the lower end of the .

Bidding at the cut-off or upper price raises the amount blocked in your account.

The OnEMI Technology Solutions Ltd. opens on 30 Apr 2026 and closes on 5 May 2026.

Applications have to be in before 5:00 PM IST on the closing day, and your UPI mandate needs to be approved by then as well.

OnEMI Technology Solutions Ltd. shares were listed on 8 May 2026 on BSE and NSE.

KFIN Technologies Ltd. is the for the OnEMI Technology Solutions Ltd. IPO.

The registrar processes the , refunds and the credit of shares to your demat account, so allotment-status queries go to them.

OnEMI Technology Solutions Ltd. IPO shares are listed on BSE and NSE.

Each OnEMI Technology Solutions Ltd. share has a of ₹1.

Face value is the nominal value recorded in the company's books and is separate from the issue price you pay.

held 30.89% of OnEMI Technology Solutions Ltd. before the IPO, which falls to 24.80% after the issue.

3,97,62,250 shares of OnEMI Technology Solutions Ltd. are being offered to the public in this issue.

The OnEMI Technology Solutions Ltd. IPO has been subscribed 9.50x overall — 24.87x, 6.57x and 2.03x.

figures update through the issue period until it closes.

  1. 1.Augmenting the capital base of our Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of our Subsidiary, Si Creva’s, business
  2. 2.General corporate purposes

JM Financial Ltd., HSBC Securities and Capital Markets (India) Pvt Ltd., Nuvama Wealth Management Ltd., SBI Capital Markets Ltd and Centrum Capital Ltd are the for the OnEMI Technology Solutions Ltd. IPO.

Pre-apply means placing your OnEMI Technology Solutions Ltd. application before the subscription window actually opens. The bid is held and forwarded to the exchange on the opening day, so you don't have to submit it in the rush of the first morning.

Applying early doesn't improve your chances — when an issue is oversubscribed, the for investors is decided by a lottery, not by who applied first. Your money is only blocked once the application reaches the exchange.

You can apply in the OnEMI Technology Solutions Ltd. IPO online using either UPI or ASBA as the payment method. ASBA applications are made through the net banking of a bank account that supports IPO applications — the bank blocks the amount in your account instead of debiting it. UPI applications are offered by brokers that don't provide banking services: you enter your UPI ID and then approve the mandate request in your UPI app.

Either route needs a demat account. You bid for at least one lot, at a price within the or at the cut-off price, and the money stays blocked in your bank account until the is finalised.

Your broker or bank confirms the bid once it has been submitted to the exchange, usually within a few minutes during the bidding window. A UPI application only goes live after you approve the mandate request — ignore it and the bid lapses, even though it looks placed.

You can check the OnEMI Technology Solutions Ltd. bid independently on the NSE or BSE IPO bid-verification page a day after applying. An ASBA application also shows up as a blocked amount in your bank statement.