IFL Finance Ltd.
NSE & BSETBA
TBA
1 Shares
TBA
₹10
Financial Summary
| Particulars | FY 2025-26 | FY 2024-25 |
|---|---|---|
| 846.09 | 711.12 | |
| 10.94 | 2.59 | |
| 857.03 | 713.71 | |
| 200.82 | 191.23 | |
| 293.36 | 239.18 | |
| 216.3 | 181.26 |
Subscription Details
IPO Timeline
IPO Offer Start
TBA
IPO Offer Ends
TBA
TBA
Promoters
Book Running Lead Managers
Promoter Shareholding
Pre-IPO
99.68%
Promoter stake
Offered to Public
3,85,00,000
shares
About the Company
We are a non-deposit taking, non-banking financial company classified as an Investment and Credit Company (NBFCICC) and categorized as a Base Layer NBFC under the Reserve Bank of India’s framework, registered with the Reserve Bank of India (“RBI”) under Section 45-IA of the Reserve Bank of India Act, 1934, bearing registration no. N-14.03651. We carry on business of providing secured retail loans with a primary focus on gold loan products. As of March 31, 2026, we operated a network of 88 branches across four states and one Union Territory, comprising 31 branches in the National Capital Territory of Delhi, 33 branches in Rajasthan, 11 branches in Madhya Pradesh, 9 branches in Uttar Pradesh and 4 branches in Haryana, through which we served over 33,000 active borrowers. We were originally incorporated in September 2015 as “IFL Housing Finance Limited” and received a certificate of registration from the National Housing Bank bearing certificate no. 12.0164.17 dated December 12, 2017, pursuant to which we commenced our housing finance business. The name of our Company was changed from “IFL Housing Finance Limited” to “IFL Finance Limited” pursuant to a special resolution passed by our Shareholders at the extraordinary general meeting held on March 18, 2025, and a fresh certificate of incorporation dated April 8, 2025 was issued by the RoC, Delhi. Pursuant to our strategy to diversify and expand our lending portfolio, with a focus on secured retail lending such as gold loans, we subsequently surrendered our housing finance company licence and were granted a fresh certificate of registration by the RBI as an NBFC-ICC in June 2025, pursuant to which carry on the business of providing secured retail loans, including loans against the pledge of gold as well as home loans and loan against properties.
IFL Finance Ltd. Latest News
IPO FAQs
The for the IFL Finance Ltd. IPO is 1 shares, which is also the minimum order quantity — you have to apply for at least 1 shares, and in multiples of 1 beyond that.
Skyline Financial Services Pvt Ltd is the for the IFL Finance Ltd. IPO.
The registrar processes the , refunds and the credit of shares to your demat account, so allotment-status queries go to them — phone 011-26847136/26833777.
IFL Finance Ltd. IPO shares are proposed to be listed on BSE and NSE.
Each IFL Finance Ltd. share has a of ₹10.
Face value is the nominal value recorded in the company's books and is separate from the issue price you pay.
held 99.68% of IFL Finance Ltd. before the IPO.
3,85,00,000 shares of IFL Finance Ltd. are being offered to the public in this issue.
Aryaman Financial Services Ltd. is the book running lead manager for the IFL Finance Ltd. IPO.
Pre-apply means placing your IFL Finance Ltd. application before the subscription window actually opens. The bid is held and forwarded to the exchange on the opening day, so you don't have to submit it in the rush of the first morning.
Applying early doesn't improve your chances — when an issue is oversubscribed, the for investors is decided by a lottery, not by who applied first. Your money is only blocked once the application reaches the exchange.
You can apply in the IFL Finance Ltd. IPO online using either UPI or ASBA as the payment method. ASBA applications are made through the net banking of a bank account that supports IPO applications — the bank blocks the amount in your account instead of debiting it. UPI applications are offered by brokers that don't provide banking services: you enter your UPI ID and then approve the mandate request in your UPI app.
Either route needs a demat account. You bid for at least one lot, at a price within the or at the cut-off price, and the money stays blocked in your bank account until the is finalised.
Your broker or bank confirms the bid once it has been submitted to the exchange, usually within a few minutes during the bidding window. A UPI application only goes live after you approve the mandate request — ignore it and the bid lapses, even though it looks placed.
You can check the IFL Finance Ltd. bid independently on the NSE or BSE IPO bid-verification page a day after applying. An ASBA application also shows up as a blocked amount in your bank statement.