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Union Bank Of India

BankBank - Public

www.unionbankofindia.co.in BSE: 532477NSE: UNIONBANK

₹186.00BSE0.40%

07 Sep, 4:01 PM

₹186.00

₹1.42L Cr

6.88

1.08

16.22%

₹188.60

₹183.25

₹205.45

₹126.65

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	1,005.95	10.77	9,28,553.98	1.72	24,579.04	13.65%	1,36,240.49	8.50%	12.16
Union Bank Of India UNIONBANK	186.00	6.88	1,41,985.06	2.69	5,368.17	29.77%	27,427.10	1.21%	14.57
PUNJAB NATIO PNB	115.75	6.02	1,33,030.82	2.59	5,339.15	191.40%	33,589.17	3.12%	13.26
BANKBARODA BANKBARODA	236.55	6.74	1,22,328.57	3.59	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	869.65	9.16	1,17,138.72	2.10	3,299.48	48.73%	18,095.14	11.11%	16.28
CANARA BANK CANBK	124.20	5.67	1,12,657.49	3.38	4,864.08	61.96%	32,957.16	4.55%	14.46
BANK MAHA MAHABANK	85.00	8.68	65,378.22	2.59	2,020.54	26.83%	8,034.65	13.90%	16.53
BNK OF INDIA BANKINDIA	142.00	5.49	64,647.88	3.27	3,138.46	77.92%	20,096.90	8.83%	10.97

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2022	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	19,778.18	26,526.92	26,886.58	26,720.39	27,367.36	27,098.61	26,664.81	26,819.18	26,675.95	27,427.10
Expenses	5,497.11	6,510.25	6,947.26	6,473.99	8,112.69	7,176.89	7,663.43	7,672.14	7,693.27	7,414.31
	6,594.50	7,811.25	8,144.92	7,510.59	7,734.98	6,935.95	6,844.79	6,959.85	7,975.85	8,040.25
	33.34%	29.45%	30.29%	28.11%	28.26%	25.60%	25.67%	25.95%	29.90%	29.31%
Provisions and Contingencies	4,101.27	2,856.76	1,739.03	1,621.85	1,560.22	1,667.27	1,392.28	322.09	1,050.31	973.39
	3,696.95	4,798.55	5,925.54	4,614.41	6,223.48	4,869.00	5,550.30	5,182.74	5,998.58	5,233.14
Interest	11,383.52	17,003.97	17,719.94	17,350.22	17,743.17	17,854.77	17,706.89	17,369.93	17,005.41	17,205.68
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	2,493.23	4,954.49	6,405.89	5,888.74	6,174.76	5,268.68	5,452.51	6,637.76	6,925.54	7,066.86
	26.24%	27.32%	26.29%	21.93%	19.01%	21.49%	21.48%	24.24%	22.98%	24.04%
	1,839.10	3,600.95	4,721.83	4,597.17	5,001.22	4,136.57	4,281.27	5,028.82	5,333.95	5,368.17
	2.71	4.77	6.22	6.06	6.56	5.80	5.80	6.65	7.21	7.39

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	68,229.66	81,163.18	1,00,375.57	1,06,600.23	1,06,798.90
	13,524.41	15,915.35	17,812.79	21,561.98	21,600.62
	81,754.07	97,078.53	1,18,188.36	1,28,162.22	1,28,399.52
II. EXPENDITURE
Interest Expended	40,178.47	48,032.84	63,363.70	68,916.28	69,477.33
Operating Expenses	19,702.61	23,487.30	26,505.83	28,044.20	30,205.73
Provisions and Contingencies	13,306.65	13,411.84	6,810.60	7,777.87	4,431.96
	8,566.34	12,146.54	21,508.23	23,423.87	24,284.50
Taxes	3,357.84	3,716.20	7,799.28	5,502.71	5,503.87
	5,208.50	8,430.34	13,708.95	17,921.16	18,780.63
Extra items				0.00	0.00
Share of Associate	56.82	81.32	88.17	105.79	649.58
Consolidated Net Profit	5,265.32	8,511.66	13,797.12	18,026.95	19,430.21
IV. APPROPRIATIONS	5,265.32	8,511.66	14,380.32	18,610.16	20,013.41
Equity Dividend %	19.00%	30.00%	36.00%	47.50%	50.00%
	7.70	12.45	18.07	23.62	25.45
Adjusted EPS	7.70	12.45	18.07	23.62	25.45

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	6,938.75	6,938.75	7,737.61	7,737.61	7,737.61
Total Reserves	63,922.37	71,864.76	89,860.05	1,06,096.47	1,25,813.68
Reserve excluding Revaluation Reserve	59,165.30	65,732.34	84,215.63	99,037.87	1,17,238.65
Revaluation Reserves	4,757.07	6,132.42	5,644.42	7,058.60	8,575.03
Deposits	10,34,367.75	11,20,321.92	12,24,593.36	12,74,788.74	13,09,758.69
	51,245.20	42,736.59	26,974.27	64,992.42	77,797.87
Other Liabilities & Provisions	37,291.53	46,495.08	52,830.63	57,714.19	66,394.85
Total Liabilities	11,93,765.61	12,88,357.11	14,01,995.91	15,11,329.42	15,87,502.69
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	46,115.89	50,258.11	52,901.54	89,508.50	66,476.63
Balances with banks and money at call	73,642.33	62,340.76	66,744.30	41,679.53	29,566.72
Investments	3,51,839.04	3,43,726.96	3,43,952.86	3,61,903.36	3,43,623.05
Investments in India	3,49,712.07	3,41,421.68	3,41,411.65	3,58,593.93	3,40,355.42
Investments outside India	2,126.98	2,305.27	2,541.21	3,309.43	3,267.64
Advances	6,63,355.65	7,64,276.68	8,74,079.74	9,56,728.68	10,57,187.52
Gross block	16,518.39	18,681.33	19,621.63	20,949.06	22,734.31
Less: Accumulated Depreciation	9,347.09	9,855.52	10,397.72	11,183.70	11,138.66
Net Block	7,171.30	8,825.81	9,223.91	9,765.37	11,595.65
Capital Work in Progress	37.01	22.16	35.89	58.73	64.16
Other Assets	51,604.39	58,906.63	55,057.66	51,685.27	78,988.95
Total Assets	11,93,765.61	12,88,357.11	14,01,995.91	15,11,329.42	15,87,502.69
Contingent Liabilities	6,51,146.83	6,08,099.28	5,83,383.05	5,09,869.96	6,38,906.35
Bills for collection	66,089.41	43,566.72	50,252.86	50,913.49	58,797.83
	96.57	106.17	120.32	139.74	163.58
Adjusted Book Value	96.57	106.17	120.32	139.74	163.58

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	8,566.34	12,146.47	21,508.22	23,423.87	24,284.50
Adjustments for Expenses & Provisions :	16,287.89	15,015.20	7,700.93	5,352.37	6,843.13
Adjustments for Liabilities & Assets:	12,028.52	-17,828.31	-6,259.46	-48,457.59	-66,603.93
Refund/(payment) of direct taxes	-543.88	-3,277.52	-3,020.00	-705.70	-322.05
Cash Flow from operating activities	36,338.87	6,055.84	19,929.69	-20,387.05	-35,798.35
Cash Flow from investing activities	-557.71	-2,561.05	-1,393.77	-1,889.77	-7,075.25
Cash Flow from financing activities	-786.28	-10,654.15	-11,488.94	33,819.01	7,728.92
Net increase/(decrease) in cash and cash equivalents	34,994.88	-7,159.36	7,046.98	11,542.19	-35,144.68
Opening Cash & Cash Equivalents	84,763.34	1,19,758.22	1,12,598.86	1,19,645.84	1,31,188.03
Closing Cash & Cash Equivalent	1,19,758.22	1,12,598.86	1,19,645.84	1,31,188.03	96,043.35

Ratios

Valuation

6.88

1.08

5.14

1.32

27.04

171.55

Profitability

16.22

14.57

1.21

26.89

17.59

Leverage & Liquidity

0.62

Returns

2.69

Banking Metrics

2.49

80.72

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	74.76	74.76	74.76	74.76	74.76	74.76	74.76	74.76	74.76
	18.75	18.12	18.40	18.76	19.64	19.57	20.04	20.88	20.61
	6.50	7.12	6.85	6.49	5.61	5.67	5.20	4.36	4.63
	25.24	25.24	25.24	25.24	25.24	25.24	25.24	25.24	25.24
No. of Shareholders	9,84,229	10,19,061	10,22,300	10,41,211	9,61,173	9,55,839	9,20,603	9,07,910	9,15,787

Corporate Actions

Showing: All

Date	Type	Details
2026-07-27	Board Meeting	Inter alia, to consider and approve the fund raising by the way of Debt Issue of Foreign Currency Fund through Medium Term Note Programme.
2026-07-09	Board Meeting	Quarterly Results
2026-05-29	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Public

Union Bank Of India operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

12 members across the board and senior leadership

Ashish Mishra

Company Secretary & Compliance Officer

—

Asheesh Pandey

Managing Director & CEO

—

Nitesh Ranjan

Executive Director

—

S Ramasubramanian

Executive Director

—

Sanjay Rudra

Whole Time Director

—

Sameer Shukla

Government Nominee Director

—

Amresh Prasad

Executive Director

—

Debasish Prusty

Government Nominee Director

—

Prakash Baliarsingh

Nominee Director - RBI

—

Priti Jay Rao

Shareholders Director

—

Prakash Chandra Kandpal

Shareholders Director

—

Rohan Chand Thakur

Government Nominee Director

—

UNIONBANK Latest News

News

6 of 6 articles

EQUITY25 Aug 2026 · 10:01

Union Bank of India informs about disclosure

EQUITY21 Aug 2026 · 15:41

Union Bank of India informs about investor presentation

EQUITY5 Aug 2026 · 16:38

Union Bank of India informs about redemption of bonds

COMPANY15 Jul 2026 · 15:49

Union Bank of India’s consolidated net profit rises 27% in Q1FY27

Consolidated total income of the bank increased by 2.17% to Rs 32,660.24 crore in Q1FY27

EQUITY18 Jun 2026 · 11:15

Union Bank of India informs about AGM

EQUITY26 May 2026 · 16:52

Union Bank of India informs about outcome of board meeting

UNIONBANK

₹186.00

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