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UCO Bank

BankBank - Public

www.uco.bank.in BSE: 532505NSE: UCOBANK

₹24.44BSE1.37%

07 Sep, 4:01 PM

₹24.44

₹30.65K Cr

12.42

1.10

9.39%

₹24.99

₹24.39

₹34.20

₹22.30

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Price Performance

Peer Comparison

Name
STATE BANK SBIN	1,005.95	10.77	9,28,553.98	1.72	24,579.04	13.65%	1,36,240.49	8.50%	12.16
UNION BANK L UNIONBANK	186.00	6.88	1,41,985.06	2.69	5,368.17	29.77%	27,427.10	1.21%	14.57
PUNJAB NATIO PNB	115.75	6.02	1,33,030.82	2.59	5,339.15	191.40%	33,589.17	3.12%	13.26
BANKBARODA BANKBARODA	236.55	6.74	1,22,328.57	3.59	1,572.59	-53.08%	35,114.52	6.84%	11.20
INDIAN BANK INDIANB	869.65	9.16	1,17,138.72	2.10	3,299.48	48.73%	18,095.14	11.11%	16.28
CANARA BANK CANBK	124.20	5.67	1,12,657.49	3.38	4,864.08	61.96%	32,957.16	4.55%	14.46
BANK MAHA MAHABANK	85.00	8.68	65,378.22	2.59	2,020.54	26.83%	8,034.65	13.90%	16.53
UCO Bank UCOBANK	24.44	12.42	30,646.68	1.80	652.43	24.09%	6,744.59	15.10%	11.06

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
	5,223.93	5,218.82	5,551.89	5,859.70	6,023.99	6,078.36	6,219.96	6,744.59
Expenses	1,439.47	1,581.46	1,729.75	2,039.39	1,767.76	1,861.81	1,977.92	2,391.92
	1,202.35	981.88	1,119.14	1,272.88	1,321.23	1,431.60	1,585.69	1,698.77
	23.02%	18.81%	20.16%	21.72%	21.93%	23.55%	25.49%	25.19%
Provisions and Contingencies	855.69	342.09	342.25	467.37	458.76	492.84	589.51	662.63
	633.02	646.79	860.82	1,124.91	835.43	993.07	1,185.93	1,392.20
Interest	3,215.13	3,302.27	3,563.82	3,672.34	3,770.43	3,778.02	3,842.28	4,046.10
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	346.66	639.79	776.89	805.51	862.47	938.76	996.18	1,036.14
	35.53%	37.22%	35.28%	34.73%	36.12%	35.79%	35.87%	37.03%
	223.48	401.67	502.83	525.77	550.96	602.74	638.83	652.43
	0.19	0.34	0.42	0.45	0.46	0.51	0.54	0.53

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	14,446.15	14,981.34	17,650.52	21,854.34	25,066.91
	3,424.17	3,100.81	2,508.46	3,265.53	4,406.63
	17,870.32	18,082.15	20,158.98	25,119.87	29,473.55
II. EXPENDITURE
Interest Expended	8,966.45	8,508.39	10,307.39	13,753.56	15,436.83
Operating Expenses	4,754.81	4,776.32	5,510.92	6,790.06	7,999.41
Provisions and Contingencies	4,224.55	3,047.07	1,435.56	2,007.39	2,203.73
	-75.49	1,750.36	2,905.11	2,568.85	3,833.58
Taxes	-242.52	820.60	1,042.77	915.11	1,388.59
	167.03	929.76	1,862.34	1,653.74	2,444.99
Share of Associate	-21.35	-34.84	-36.05	17.81	23.02
Consolidated Net Profit	145.68	894.92	1,826.28	1,671.56	2,468.01
IV. APPROPRIATIONS	-12,460.28	805.01	1,798.24	3,129.32	4,838.75
Equity Dividend %				2.80%	3.90%
	0.15	0.75	1.53	1.40	1.97
Adjusted EPS	0.15	0.75	1.53	1.40	1.97

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
SOURCES OF FUNDS:
	9,918.34	11,955.96	11,955.96	11,955.96	12,539.56
Share Warrants & Outstandings	2,600.00
Total Reserves	9,998.16	11,512.78	13,647.74	15,257.83	18,345.34
Reserve excluding Revaluation Reserve	7,306.72	8,780.59	10,844.44	12,260.27	15,298.47
Revaluation Reserves	2,691.44	2,732.19	2,803.30	2,997.55	3,046.88
Deposits	2,05,919.39	2,24,072.90	2,49,337.74	2,63,129.77	2,93,542.18
	15,382.63	13,508.14	20,501.08	25,331.44	28,687.49
Other Liabilities & Provisions	9,427.67	6,609.48	5,259.66	7,873.45	9,246.54
Total Liabilities	2,53,246.19	2,67,659.26	3,00,702.18	3,23,548.45	3,62,361.11
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	9,445.41	10,287.55	10,300.01	10,197.17	10,358.92
Balances with banks and money at call	14,154.83	15,860.44	18,428.09	18,828.19	25,768.00
Investments	93,693.04	96,749.05	95,008.54	92,761.40	94,152.51
Investments in India	91,500.15	94,523.25	92,034.66	90,469.08	91,114.57
Investments outside India	2,192.89	2,225.80	2,973.87	2,292.32	3,037.94
Advances	1,11,354.54	1,22,784.41	1,55,870.18	1,82,021.87	2,15,134.58
Gross block	5,212.35	5,430.13	5,809.11	6,327.58	6,677.73
Less: Accumulated Depreciation	2,061.15	2,143.03	2,364.62	2,610.95	2,887.00
Net Block	3,151.20	3,287.09	3,444.50	3,716.63	3,790.73
Capital Work in Progress	67.03	47.83	65.01	64.84	61.22
Other Assets	21,380.14	18,642.90	17,585.85	15,958.36	13,095.15
Total Assets	2,53,246.19	2,67,659.26	3,00,702.18	3,23,548.45	3,62,361.11
Contingent Liabilities	73,353.47	1,42,556.91	55,597.63	60,950.99	1,28,834.26
Bills for collection	7,109.67	8,039.45	8,184.43	8,001.36	7,595.29
	17.37	17.34	19.07	20.25	22.20
Adjusted Book Value	17.37	17.34	19.07	20.25	22.20

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	-106.29	1,715.52	2,869.06	2,586.66	3,856.61
Adjustments for Expenses & Provisions :	5,398.71	4,610.45	3,362.07	3,125.50	3,975.42
Adjustments for Liabilities & Assets:	-2,870.32	-1,927.31	-3,248.22	-4,710.42	-5,919.48
Cash Flow from operating activities	2,422.10	4,398.66	2,982.91	1,001.75	1,912.54
Cash Flow from investing activities	-154.52	-199.81	-267.32	-294.92	-327.61
Cash Flow from financing activities	3,265.73	-1,636.54	-335.77	-429.53	5,869.50
Effect of exchange fluctuation on translation reserve	260.78	-14.56	200.29	19.96	-352.88
Net increase/(decrease) in cash and cash equivalents	5,533.30	2,562.31	2,379.82	277.30	7,454.43
Opening Cash & Cash Equivalents	17,806.16	23,600.24	26,147.99	28,728.10	29,025.36
Closing Cash & Cash Equivalent	23,600.24	26,147.99	28,728.10	29,025.36	36,126.91

Ratios

Valuation

12.42

1.10

8.11

1.22

1.97

22.20

Profitability

9.39

11.06

0.71

24.08

9.75

Leverage & Liquidity

1.03

Returns

1.80

Banking Metrics

2.79

73.29

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	95.39	95.39	95.39	90.95	90.95	90.95	90.95	90.95	90.95
	1.36	1.34	1.35	5.80	4.88	4.66	4.56	4.47	4.36
	3.25	3.26	3.25	3.25	4.17	4.39	4.49	4.57	4.69
	4.61	4.61	4.61	9.05	9.05	9.05	9.05	9.05	9.05
No. of Shareholders	7,78,049	7,73,466	7,91,271	7,99,014	8,43,992	8,50,102	8,49,729	8,49,084	8,47,182

Corporate Actions

Showing: All

Date	Type	Details
2026-08-19	Board Meeting	Raising of foreign currency fund under MTN Programme
2026-07-16	Board Meeting	Quarterly Results
2026-05-18	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Public

UCO Bank operates in the Bank sector under the Bank - Public industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

13 members across the board and senior leadership

Aravamudan Krishna Kumar

Chairman

—

Ashwani Kumar

Managing Director & Chief Executive Officer

₹49.85 L

Mar '25

Rajendra Kumar Saboo

Managing Director & Chief Executive Officer

—

Vijaykumar Nivrutti Kamble

Executive Director

—

Sudhir Shyam

Government Nominee Director

—

Sarada Prasan Mohanty

Nominee Director - RBI

—

Ravi Kumar Agrawal

Part Time Non-Official Director

—

Anjan Talukdar

Part Time Non-Official Director

—

Rajesh Kumar Ailawadi

Shareholders Director

—

Subhash Shankar Malik

Part Time Non-Official Director

—

Vikash Gupta

Company Secretary & Compliance Officer

—

Hari Har Mishra

Government Nominee Director

—

Manohar Lal Paliwal

Part Time Non-Official Director

—

UCOBANK Latest News

News

2 of 2 articles

EQUITY5 Aug 2026 · 17:21

UCO Bank informs about credit rating

EQUITY10 Jun 2026 · 17:11

UCO Bank informs about update on benchmark rates

UCOBANK

₹24.44

-1.37%