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Poonawalla Fincorp Ltd.

FinanceFinance - NBFC

www.poonawallafincorp.com BSE: 524000NSE: POONAWALLA

₹431.60BSE0.58%

16 Sep, 4:01 PM

₹431.60

₹38.27K Cr

48.63

2.95

5.95%

₹434.65

₹428.00

₹570.40

₹362.95

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Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	1,008.50	30.96	6,27,887.49	0.59	6,080.60	27.60%	23,165.45	19.58%	10.87
SHRIRAM TRAN SHRIRAMFIN	981.05	20.40	2,30,845.48	1.10	3,452.77	59.90%	13,400.43	16.16%	11.49
CHOLAFIN CHOLAFIN	1,767.05	26.66	1,50,960.95	0.11	1,656.22	45.56%	8,856.29	21.87%	9.70
JIOFIN JIOFIN	225.00	72.21	1,48,570.69	0.27	830.25	155.73%	2,004.47	227.28%	2.11
TATACAP TATACAP	343.50	27.78	1,45,811.25	0.16	1,628.18	56.42%	8,821.93	15.10%	8.66
BAJ HOLD INV BAJAJHLDNG	10,925.00	13.95	1,21,588.16	1.76	2,708.08	-22.71%	394.33	21.46%	14.81
MUTHOOT FIN MUTHOOTFIN	2,766.50	9.64	1,11,066.25	1.10	2,824.84	43.08%	8,671.60	34.44%	15.87
Poonawalla Fincorp Ltd. POONAWALLA	431.60	48.63	38,269.82	0.00	307.71	391.55%	2,330.22	77.34%	7.55

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Sep 2021	Mar 2022	Sep 2022	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	507.88	383.84	455.21	977.59	988.87	1,057.03	1,166.27	1,313.97	1,542.30	1,818.42	2,115.49	2,330.22
Expenses	198.77	157.62	148.56	271.60	1,259.56	631.70	615.19	662.44	783.60	855.46	909.73	973.61
	309.11	226.22	306.65	705.99	-270.69	425.33	551.08	651.53	758.70	962.96	1,205.76	1,356.61
	60.86%	58.94%	67.36%	72.22%	-27.37%	40.24%	47.25%	49.58%	49.19%	52.96%	57.00%	58.22%
	4.70	15.38	25.67	18.27	7.63	0.14	7.04	0.04	0.47	0.06	4.90	6.70
Interest	176.48	110.44	144.08	320.10	351.59	385.02	458.38	546.09	637.81	738.71	844.06	921.65
	13.63	13.70	13.93	14.51	15.80	15.27	19.52	22.04	22.47	24.10	25.53	30.40
	126.46	117.46	174.31	389.65	-630.45	25.18	80.22	83.44	98.89	200.21	341.07	411.26
	24.47%	23.54%	25.17%	25.15%	25.29%	25.62%	22.30%	24.98%	24.97%	24.97%	25.30%	25.18%
	95.51	118.67	162.81	291.64	-471.04	18.73	62.33	62.60	74.20	150.22	254.79	307.71
	1.25	1.55	2.13	3.79	-6.10	0.24	0.81	0.81	0.92	1.86	3.15	3.51

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	1,540.01	1,938.58	3,109.01	4,189.76	6,790.18
Operating Income (Net)	1,540.01	1,938.58	3,109.01	4,189.76	6,790.18
EXPENDITURE :
Employee Cost	409.86	514.80	444.42	636.22	1,017.54
Operating & Establishment Expenses	59.34	108.04	166.57	328.04	562.22
Administrations & Other Expenses	80.77	104.91	118.29	211.35	347.74
Provisions and Contingencies	585.14	319.67	626.44	1,602.44	1,291.15
	1,135.11	1,047.42	1,355.72	2,778.05	3,218.65
Operating Profit (Excl OI)	404.90	891.16	1,753.29	1,411.71	3,571.53
	542.25	509.14	573.97	33.08	12.89
	947.15	1,400.30	2,327.26	1,444.79	3,584.42
Interest	508.64	595.28	950.30	1,515.09	2,766.67
	49.49	61.41	59.31	65.10	94.14
Profit Before Taxation & Exceptional Items	389.02	743.61	1,317.65	-135.40	723.61
Exceptional Income / Expenses		7.39	816.52
	390.52	751.00	2,134.17	-135.40	723.61
Provision for Tax	92.49	181.19	482.66	-37.06	181.80
	298.03	569.81	1,651.51	-98.34	541.81
Extra items				0.00	0.00
Minority Interest	-0.29	-1.05
Consolidated Net Profit	375.13	683.98	1,683.07	-98.34	541.81
Adjustments to PAT	-0.04
Profit Balance B/F	-103.85	196.47	704.76	1,759.46	1,659.65
Appropriations	271.24	880.45	2,387.83	1,661.12	2,201.46
Equity Dividend %	20.00%	100.00%	100.00%
	4.90	8.91	21.84	-1.27	6.71
Adjusted EPS	4.90	8.91	21.84	-1.27	6.71

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	152.98	153.59	154.11	154.58	161.59
Share Warrants & Outstandings	22.75	118.72	63.53	131.21	179.30
Total Reserves	5,880.22	6,589.09	7,949.44	7,888.87	10,007.35
Reserve excluding Revaluation Reserve	5,880.22	6,589.09	7,949.44	7,888.87	10,007.35
	6,055.95	6,861.40	8,167.08	8,174.66	10,348.24
Minority Interest	2.28	11.77
Secured Loans	6,407.82	6,879.96	6,874.07	11,802.07	30,365.40
Unsecured Loans	588.39	365.27	236.91	126.03	264.88
Deferred Tax Assets / Liabilities	-197.03	-47.68	-163.42	-205.48	-72.70
Other Long Term Liabilities			141.86	189.08	308.03
Long Term Provisions	12.49	8.60	7.87	11.16	17.89
Total Non-Current Liabilities	6,811.67	7,206.15	7,097.29	11,922.86	30,883.50
Trade Payables	15.13	2.02	1.24	3.93	4.88
Other Current Liabilities	448.03	455.05	688.05	683.53	1,491.88
Short Term Borrowings	2,912.62	3,874.35	7,969.15	13,952.45	17,468.02
Short Term Provisions			0.67	1.75	2.34
Total Current Liabilities	3,375.78	4,331.42	8,659.11	14,641.66	18,967.12
Total Liabilities	16,245.68	23,172.93	23,923.48	34,739.18	60,198.86
Loans (Non - Current Assets)	14,850.70	15,218.53	22,046.41	32,694.96	55,951.49
Gross Block	328.29	363.97	299.06	382.91	631.92
Less: Accumulated Depreciation	114.08	142.54	104.93	139.18	211.70
Net Block	214.21	221.43	194.13	243.73	420.22
Non Current Investments		241.77	224.28	99.48	34.34
Long Term Investment		241.77	224.28	99.48	34.34
Long Term Loans & Advances	125.56	123.33	172.34	144.73	158.27
Other Non Current Assets	4.64	1.67	81.92	129.75	573.39
Total Non-Current Assets	15,195.65	15,811.37	22,719.41	33,323.15	57,144.79
Currents Investments		268.37	654.05	1,156.87	2,456.12
Sundry Debtors	10.18	18.64	22.39	18.39	38.48
Cash and Bank	596.97	657.43	268.50	32.27	293.58
Other Current Assets	113.48	85.70	201.41	119.27	168.53
Short Term Loans and Advances	146.78	309.95	7.02	38.53	46.66
Total Current Assets	867.41	1,340.09	1,153.37	1,365.33	3,003.37
Net Current Assets (Including Current Investments)	-2,508.37	-2,991.33	-7,505.74	-13,276.33	-15,963.75
Total Assets	16,245.68	23,172.93	23,923.48	34,739.18	60,198.86
Contingent Liabilities	24.96	25.12	19.89	18.72	17.48
Total Debt	9,908.83	11,119.58	15,080.13	25,880.55	48,098.30
	78.88	87.80	105.17	104.07	125.86
Adjusted Book Value	78.88	87.80	105.17	104.07	125.86

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	491.68	905.19	2,176.24	-135.40	723.61
Adjustment	151.37	14.92	-702.18	1,614.25	1,183.94
Changes In working Capital	-3,464.82	-5,929.22	-8,367.00	-12,078.43	-23,643.86
Cash Flow after changes in Working Capital	-2,821.77	-5,009.11	-6,892.94	-10,599.58	-21,736.31
Cash Flow from Operating Activities	-2,873.22	-5,063.87	-7,556.49	-10,569.43	-21,785.59
Cash Flow from Investing Activities	-32.85	-283.12	2,969.35	-481.91	-1,340.32
Cash Flow from Financing Activitie	2,902.96	5,748.47	4,330.67	10,820.81	23,387.26
Net Cash Inflow / Outflow	-3.11	401.48	-256.47	-230.53	261.35
Opening Cash & Cash Equivalents	357.82	354.71	511.65	255.18	24.65
Closing Cash & Cash Equivalent	354.71	756.19	255.18	24.65	286.00

Ratios

Valuation

48.63

2.95

20.04

4.91

8.94

147.38

Profitability

5.95

7.55

1.14

52.60

7.98

Leverage & Liquidity

4.73

0.16

1.26

Returns

0.00

0.14

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	62.09	61.87	62.36	62.53	62.46	63.96	63.95	63.93	59.02
	14.62	17.36	19.03	20.13	22.07	21.92	21.92	21.42	26.85
	23.28	20.77	18.61	17.33	15.47	14.12	14.13	14.66	14.13
	37.91	38.13	37.64	37.47	37.54	36.04	36.05	36.07	40.98
No. of Shareholders	2,32,421	2,65,650	2,60,656	2,48,870	2,09,209	1,96,598	1,91,508	1,86,863	1,90,484

Corporate Actions

Showing: All

Date	Type	Details
2026-06-29	Board Meeting	Quarterly Results
2026-05-05	AGM
2026-03-30	Board Meeting	Quarterly Results & Final Dividend & Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

Poonawalla Fincorp Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

12 members across the board and senior leadership

Adar Cyrus Poonawalla

Chairman

₹4.00 L

Mar '26

Arvind Kapil

Managing Director & Chief Executive Officer

₹10.00 Cr

Mar '26

Sunil Samdani

Executive Director

₹9.56 Cr

Mar '26

Vikas Pandey

Whole Time Director

₹51.00 L

Mar '26

Sonal Modi

Non Executive Director

₹90.00 L

Mar '26

Prabhakar Dalal