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Muthoot Finance Ltd.

FinanceFinance - NBFC

www.muthootgroup.com BSE: 533398NSE: MUTHOOTFIN

₹2,885.00BSE0.46%

07 Sep, 4:01 PM

₹2,885.00

₹1.16L Cr

10.18

2.85

30.97%

₹2,920.00

₹2,872.00

₹4,149.00

₹2,767.00

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Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	1,060.20	32.51	6,60,075.68	0.57	6,080.60	27.60%	23,165.45	19.58%	10.87
SHRIRAM TRAN SHRIRAMFIN	1,037.00	21.56	2,44,004.39	1.04	3,452.77	59.90%	13,400.43	16.16%	11.49
TATACAP TATACAP	369.00	28.99	1,56,635.67	0.15	1,628.18	56.42%	8,821.93	15.10%	8.66
CHOLAFIN CHOLAFIN	1,832.00	27.21	1,56,464.89	0.11	1,656.22	45.56%	8,856.29	21.87%	9.70
JIOFIN JIOFIN	234.70	74.99	1,54,975.73	0.26	830.25	155.73%	2,004.47	227.28%	2.11
BAJ HOLD INV BAJAJHLDNG	11,047.55	13.91	1,22,952.06	1.76	2,708.08	-22.71%	394.33	21.46%	14.81
Muthoot Finance Ltd. MUTHOOTFIN	2,885.00	10.18	1,15,823.66	1.04	2,824.84	43.08%	8,671.60	34.44%	15.87
ABCAPITAL ABCAPITAL	404.90	27.01	1,10,843.33	0.00	1,223.85	43.25%	12,179.54	28.17%	8.82

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	4,163.80	4,473.86	4,928.82	5,189.73	5,621.75	6,450.13	7,282.79	8,187.60	9,288.71	8,671.60
Expenses	1,120.99	1,226.43	1,323.73	1,405.23	1,549.24	1,421.99	1,479.56	1,457.56	1,527.95	1,407.90
	3,042.81	3,247.43	3,605.09	3,784.50	4,072.51	5,028.14	5,803.23	6,730.05	7,760.76	7,263.70
	73.08%	72.59%	73.14%	72.92%	72.44%	77.95%	79.68%	82.20%	83.55%	83.76%
	15.62	18.61	28.57	31.95	5.62	15.55	49.80	51.61	2.65	23.21
Interest	1,446.64	1,594.50	1,807.03	1,899.55	2,111.22	2,354.91	2,571.22	2,918.72	3,154.78	3,458.39
	26.61	25.84	24.86	30.58	34.71	34.75	37.61	40.48	24.48	31.40
	1,585.18	1,645.70	1,801.78	1,886.32	1,932.20	2,654.03	3,244.20	3,822.46	4,584.15	3,797.13
	25.42%	27.35%	26.67%	26.23%	25.27%	25.61%	25.66%	26.13%	25.89%	25.61%
	1,139.07	1,164.03	1,271.60	1,389.18	1,477.68	2,016.20	2,420.63	2,804.03	3,349.47	2,799.07
	28.37	28.99	31.67	34.60	36.81	50.22	60.29	69.84	83.43	69.72

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	12,185.61	11,897.66	15,061.66	20,214.17	31,209.23
Operating Income (Net)	12,185.61	11,897.66	15,061.66	20,214.17	31,209.23
EXPENDITURE :
Employee Cost	1,236.81	1,488.27	1,828.21	2,194.96	2,791.14
Operating & Establishment Expenses	424.23	454.04	512.94	782.95	984.32
Administrations & Other Expenses	300.27	409.62	558.39	704.57	750.72
Provisions and Contingencies	529.08	397.30	723.03	1,739.42	1,240.86
	2,490.39	2,749.23	3,622.57	5,421.90	5,767.03
Operating Profit (Excl OI)	9,695.22	9,148.44	11,439.09	14,792.27	25,442.20
	52.55	77.34	101.09	50.92	54.18
	9,747.77	9,225.78	11,540.18	14,843.19	25,496.38
Interest	4,267.58	4,224.84	5,451.57	7,461.20	11,054.22
	70.00	78.16	92.11	115.99	137.31
Profit Before Taxation & Exceptional Items	5,410.19	4,922.78	5,996.50	7,266.01	14,304.84
	5,410.19	4,922.78	5,996.50	7,266.01	14,304.84
Provision for Tax	1,378.86	1,253.01	1,528.91	1,913.65	3,697.98
	4,031.32	3,669.77	4,467.59	5,352.36	10,606.87
Extra items				0.00	0.00
Minority Interest	-14.70	-57.47	-143.31	-19.46	-16.53
Consolidated Net Profit	4,016.62	3,612.30	4,324.29	5,332.90	10,590.34
Profit Balance B/F	6,397.37	8,871.01	10,995.26	13,508.97	16,797.89
Appropriations	10,413.99	12,483.31	15,319.55	18,841.87	27,388.23
Equity Dividend %	200.00%	220.00%	240.00%	260.00%	300.00%
	100.08	89.98	107.71	132.84	263.79
Adjusted EPS	100.08	89.98	107.71	132.84	263.79

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	401.35	401.45	401.46	401.46	401.47
Share Warrants & Outstandings	6.17	2.01	1.12	0.46
Total Reserves	18,378.20	21,262.29	24,704.63	28,964.70	38,728.85
Reserve excluding Revaluation Reserve	18,378.20	21,262.29	24,704.05	28,964.06	38,728.39
Revaluation reserve	0.00		0.58	0.64	0.46
	18,785.72	21,665.75	25,107.21	29,366.63	39,130.32
Minority Interest	352.17	487.05	646.83	626.55	644.14
Secured Loans	30,982.26	35,173.34	14,764.98	19,311.42	32,586.97
Unsecured Loans	1,495.84	1,201.15	16,103.09	34,674.12	61,305.64
Deferred Tax Assets / Liabilities	-92.34	-48.81	-80.82	-176.41	-178.48
Other Long Term Liabilities	15.29	20.91	291.66	290.26	175.22
Long Term Provisions	35.62	38.65	41.11	90.54	149.99
Total Non-Current Liabilities	32,436.67	36,385.24	31,120.02	54,189.93	94,039.35
Trade Payables	120.45	87.84	143.94	137.13	144.57
Other Current Liabilities	1,963.80	1,640.83	1,735.74	2,339.40	2,936.62
Short Term Borrowings	22,074.52	19,413.68	37,244.37	45,383.22	57,893.98
Short Term Provisions	474.18	404.43	374.25	615.42	753.06
Total Current Liabilities	24,632.94	21,546.78	39,498.30	48,475.16	61,728.24
Total Liabilities	76,207.50	80,084.82	96,372.36	1,32,658.26	1,95,542.04
Loans (Non - Current Assets)	64,527.64	70,554.38	88,187.17	1,20,577.88	1,78,856.77
Gross Block	606.13	718.01	896.98	1,192.12	1,363.78
Less: Accumulated Depreciation	273.79	340.67	424.52	522.66	655.32
Net Block	332.34	377.34	472.47	669.46	708.46
Capital Work in Progress	52.34	67.43	88.32	12.54	10.49
Non Current Investments	475.73	402.88	560.95	455.83	442.53
Long Term Investment	475.73	402.88	560.95	455.83	442.53
Long Term Loans & Advances	147.87	188.44		7.39	9.31
Other Non Current Assets	24.04	26.97	284.94	331.10	2,001.90
Total Non-Current Assets	65,569.36	71,625.69	89,603.31	1,22,066.90	1,82,041.96
Currents Investments	47.58	142.83	151.54	1,944.89	107.67
Sundry Debtors	7.01	9.90	17.84	11.86	11.60
Cash and Bank	10,314.96	8,035.66	6,205.97	8,321.91	12,765.36
Other Current Assets	257.43	258.29	321.22	297.16	604.74
Short Term Loans and Advances	11.17	12.46	72.49	15.55	10.71
Total Current Assets	10,638.14	8,459.13	6,769.05	10,591.37	13,500.08
Net Current Assets (Including Current Investments)	-13,994.79	-13,087.65	-32,729.25	-37,883.79	-48,228.16
Total Assets	76,207.50	80,084.82	96,372.36	1,32,658.26	1,95,542.04
Contingent Liabilities	772.32	832.35	802.55	793.37	876.93
Total Debt	54,552.62	55,788.17	68,112.44	99,368.75	1,51,786.59
	467.92	539.64	625.35	731.46	974.67
Adjusted Book Value	467.92	539.64	625.35	731.46	974.67

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	5,410.19	4,922.78	5,996.50	7,266.01	14,304.84
Adjustment	4,494.01	4,226.86	5,685.02	8,664.32	11,452.63
Changes In working Capital	-6,127.73	-6,179.71	-17,894.92	-34,025.06	-59,653.02
Cash Flow after changes in Working Capital	3,776.46	2,969.93	-6,213.40	-18,094.74	-33,895.55
Cash Flow from Operating Activities	-1,596.45	-2,804.07	-13,605.49	-26,524.89	-47,392.65
Cash Flow from Investing Activities	421.64	180.97	45.36	-1,376.27	2,457.79
Cash Flow from Financing Activitie	3,445.49	395.02	11,809.06	30,041.47	49,319.56
Net Cash Inflow / Outflow	2,270.68	-2,228.08	-1,751.07	2,140.31	4,384.70
Opening Cash & Cash Equivalents	7,800.71	10,060.25	7,831.14	6,082.38	8,224.31
Effect of Foreign Exchange Fluctuations	-11.14	-1.03	2.31	1.62	3.69
Closing Cash & Cash Equivalent	10,060.25	7,831.14	6,082.38	8,224.31	12,612.69

Ratios

Valuation

10.18

2.85

7.62

3.51

283.29

1,011.32

Profitability

30.97

15.87

6.46

81.52

33.99

Leverage & Liquidity

3.88

0.22

2.29

Returns

1.04

0.19

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	73.35	73.35	73.35	73.35	73.35	73.35	73.35	73.35	73.35
	23.24	23.14	23.24	22.76	23.04	22.94	22.87	22.71	22.36
	3.42	3.51	3.41	3.89	3.61	3.72	3.78	3.94	4.30
	26.65	26.65	26.65	26.65	26.65	26.65	26.65	26.65	26.65
No. of Shareholders	1,82,990	2,98,304	3,04,528	3,05,672	2,88,688	2,99,709	3,05,964	3,14,887	3,12,071

Corporate Actions

Showing: All

Date	Type	Details
2026-08-07	AGM
2026-07-24	Board Meeting	Quarterly Results
2026-05-11	Board Meeting	Audited Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

Muthoot Finance Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

16 members across the board and senior leadership

Rajesh A

Company Secretary & Compliance Officer

—

George Jacob Muthoot

Chairman

₹29.67 Cr

Mar '26

George Alexander Muthoot

Managing Director

₹29.67 Cr

Mar '26

George Thomas Muthoot

Joint Managing Director

₹29.67 Cr

Mar '26

Alexander George

Joint Managing Director

₹29.67 Cr

Mar '26

George Muthoot George

Deputy Managing Director

₹7.80 Cr

Mar '26

George Muthoot Jacob

Deputy Managing Director

₹7.80 Cr

Mar '26

George Alexander

Deputy Managing Director

₹7.80 Cr

Mar '26

Ravindra Pisharody