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L&T Finance Ltd.

244.50−6.55 (−2.61%)

BSE · 30 Oct, 4:01 PM

: ₹61,281.52 Cr
: 17.90
: 1,30,985
: ₹250.40 - ₹243.60
: ₹338.50 - ₹229.30

L&T Finance Ltd. (LTF) share price closed at ₹244.50 on the BSE on Friday, October 30, 2026, down by 2.61% from its of ₹251.05. In that session LTF reached a of 250.40 and of 243.60. The for the session was 245.92. The stands at 284.83 and is at 288.01. Looking at , the stock ended the session in Downtrend.

Stock Overview

₹250.30

₹251.05

₹245.92

₹284.83

Price 14.16% below

₹288.01

Price 15.11% below

Key Fundamentals

: 61,281.52 Cr₹61.28 Thousand Crore
: 13.66
: 17.90
: 2.09
: 116.77
: 12,292.80 Cr₹12.29 Thousand Crore
: 1.12 %
Sector
Industry: Finance - NBFC
: 11.18
: 3.94

Industry Comparison

Ratio	Company	Sector
	17.90	19.05
	3.94	0.27
	2.09	1.34
	0.23	1.67
	1.12 %	0.12 %
Operating Margin	49.59 %	47.62 %

Sector figures are the median of 194 listed Finance companies.

Peer Comparison

Name
BAJFINANCE BAJFINANCE	939.20	26.95	5,84,741.63	0.64	6,366.57	28.68%	24,546.37	22.79%	10.87
SHRIRAM TRAN SHRIRAMFIN	825.00	15.30	1,94,129.66	1.31	3,683.81	59.19%	13,792.48	15.78%	11.49
JIOFIN JIOFIN	204.50	81.87	1,40,146.75	0.29	340.44	-51.02%	1,699.28	73.15%	2.11
CHOLAFIN CHOLAFIN	1,586.00	21.86	1,36,020.28	0.13	1,630.34	40.59%	9,270.92	23.75%	9.70
TATACAP TATACAP	319.90	22.76	1,35,793.36	0.18	1,831.88	63.71%	9,341.81	20.71%	8.66
BAJ HOLD INV BAJAJHLDNG	10,213.00	12.84	1,13,664.06	1.91	2,708.08	-22.71%	394.33	21.46%	14.81
ABCAPITAL ABCAPITAL	366.30	22.11	1,00,293.18	0.00	1,353.35	40.86%	14,003.21	32.17%	8.82
L&T Finance Ltd. LTF	244.50	17.90	61,281.52	1.12	972.76	32.37%	5,484.16	26.49%	8.54

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	3,784.40	4,019.34	4,097.58	4,022.92	4,259.57	4,335.75	4,578.27	4,771.03	5,212.92	5,484.16
Expenses	1,482.49	1,574.88	1,675.80	1,580.89	1,639.95	1,661.69	1,800.09	1,889.80	1,974.28	2,123.18
	2,301.91	2,444.46	2,421.78	2,442.03	2,619.62	2,674.06	2,778.18	2,881.23	3,238.64	3,360.98
	60.83%	60.82%	59.10%	60.70%	61.50%	61.67%	60.68%	60.39%	62.13%	61.29%
	0.21	4.68	7.55	4.30	0.03	0.04	-25.29	0.07	30.39	0.07
Interest	1,351.41	1,476.28	1,569.24	1,599.83	1,635.74	1,634.29	1,703.02	1,747.03	1,970.07	1,970.47
	28.44	33.29	36.19	40.98	40.69	50.95	57.70	60.35	62.68	71.74
	922.27	939.57	823.90	805.52	943.22	988.86	992.17	1,073.92	1,236.28	1,318.84
	25.70%	25.85%	24.06%	21.06%	25.70%	25.68%	25.62%	24.65%	25.91%	26.24%
	685.51	695.58	626.40	636.17	701.10	734.84	738.61	806.63	902.47	975.10
	2.75	2.79	2.51	2.55	2.81	2.94	2.95	3.22	3.60	3.89

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	11,929.70	12,774.95	13,576.51	15,924.24	17,913.67
Operating Income (Net)	11,929.70	12,774.95	13,576.51	15,924.24	17,913.67
EXPENDITURE :
Employee Cost	1,094.84	1,405.93	1,806.37	2,216.51	2,455.00
Operating & Establishment Expenses	539.29	517.76	693.05	834.29	879.50
Administrations & Other Expenses	488.89	746.19	880.35	617.13	640.24
Provisions and Contingencies	7,048.59	4,580.55	3,823.68	4,726.78	5,056.22
	9,171.61	7,250.43	7,203.45	8,394.71	9,030.96
Operating Profit (Excl OI)	2,758.09	5,524.52	6,373.06	7,529.53	8,882.71
	4,340.83	2,539.58	2,157.40	2,252.79	2,268.39
	7,098.92	8,064.10	8,530.46	9,782.32	11,151.10
Interest	5,773.43	5,822.21	5,386.66	6,152.16	6,914.73
	102.64	111.24	114.77	138.90	209.69
Profit Before Taxation & Exceptional Items	1,222.85	2,130.65	3,029.03	3,491.26	4,026.68
Exceptional Income / Expenses		-2,687.17			-28.51
	1,222.85	-556.52	3,029.03	3,491.26	3,998.17
Provision for Tax	373.62	172.37	711.90	847.84	1,015.30
	849.23	-728.89	2,317.13	2,643.42	2,982.87
Extra items				0.00	0.00
Minority Interest	20.87	86.77	2.97	0.24	-1.69
Consolidated Net Profit	1,070.11	1,623.25	2,320.10	2,643.66	2,981.18
Profit Balance B/F	4,642.40	5,423.10	6,299.30	7,649.06	9,134.43
Appropriations	5,712.51	7,046.35	8,619.40	10,292.72	12,115.61
Equity Dividend %	5.00%	20.00%	25.00%	27.50%	27.50%
	4.33	6.55	9.32	10.60	11.90
Adjusted EPS	4.33	6.55	9.32	10.60	11.90

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	2,474.04	2,479.67	2,488.94	2,494.87	2,504.39
Share Warrants & Outstandings	182.70	141.03	109.69	109.64	68.76
Total Reserves	17,290.96	18,907.67	20,839.81	22,959.55	25,410.38
Reserve excluding Revaluation Reserve	17,290.96	18,907.67	20,839.81	22,959.55	25,410.38
	19,947.70	21,528.37	23,438.44	25,564.06	27,983.53
Minority Interest	179.83	89.44	89.55	67.06	50.50
Secured Loans	49,414.96	38,191.21	31,292.75	38,972.81	52,752.03
Unsecured Loans	817.84	2,424.35	1,736.00	620.72	436.08
Deferred Tax Assets / Liabilities	-1,422.77	-1,837.75	-1,833.28	-1,757.55	-1,800.73
Other Long Term Liabilities	43.04	67.24	70.71	124.80	389.91
Long Term Provisions	1.89	0.49	24.61	38.52	90.14
Total Non-Current Liabilities	48,854.96	38,845.54	31,290.79	37,999.30	51,867.43
Trade Payables	432.61	806.39	1,221.85	1,371.70	1,770.01
Other Current Liabilities	727.39	595.01	1,118.44	701.32	1,610.11
Short Term Borrowings	34,968.43	42,427.89	43,512.12	52,653.37	56,699.58
Short Term Provisions	261.71	208.41	189.37	269.42	401.84
Total Current Liabilities	36,390.14	44,037.70	46,041.78	54,995.81	60,481.54
Total Liabilities	1,05,457.61	1,04,501.05	1,00,860.56	1,18,626.23	1,40,383.00
Loans (Non - Current Assets)	82,469.44	75,154.55	81,359.39	93,773.06	1,17,821.03
Gross Block	474.99	934.86	1,013.89	1,677.55	2,403.98
Less: Accumulated Depreciation	290.36	401.44	494.54	1,036.83	1,096.35
	184.63	533.42	519.35	640.72	1,307.63
				0.24
Non Current Investments	6,578.10	6,824.91	7,481.01	6,218.02	5,142.02
Long Term Investment	6,578.10	6,824.91	7,481.01	6,218.02	5,142.02
Long Term Loans & Advances	695.99	677.28	291.67	313.66	394.93
Other Non Current Assets	59.93	695.68	658.89	841.36	1,502.26
Total Non-Current Assets	90,334.08	83,909.75	90,345.93	1,01,832.06	1,26,229.74
Currents Investments	5,338.84	7,541.29	4,903.88	5,657.95	5,421.79
Sundry Debtors	15.92	5.88	247.28	116.95	102.47
Cash and Bank	7,970.42	12,748.87	4,469.39	10,465.36	7,704.07
Other Current Assets	966.65	295.26	894.08	553.91	924.93
Short Term Loans and Advances	4.29
Total Current Assets	14,296.12	20,591.30	10,514.63	16,794.17	14,153.26
Net Current Assets (Including Current Investments)	-22,094.02	-23,446.40	-35,527.15	-38,201.64	-46,328.28
Total Assets	1,05,457.61	1,04,501.05	1,00,860.56	1,18,626.23	1,40,383.00
	1,073.23	807.43	535.60	327.15	307.66
Total Debt	85,201.23	83,043.45	76,540.87	92,246.90	1,09,887.69
	79.89	86.25	93.73	102.03	111.46
Adjusted Book Value	79.89	86.25	93.73	102.03	111.46

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	1,474.81	2,182.82	3,029.03	3,491.26	3,998.17
Adjustment	3,204.98	2,695.64	2,283.27	2,144.16	2,431.53
Changes In working Capital	-42.34	-263.98	2,937.34	-6,920.33	5,559.00
Cash Flow after changes in Working Capital	4,637.45	4,614.48	8,249.64	-1,284.91	11,988.70
Cash Flow from Operating Activities	6,078.06	6,718.25	685.64	-16,587.47	-14,189.24
Cash Flow from Investing Activities	-5,083.54	-334.76	848.62	471.83	366.90
Cash Flow from Financing Activitie	-3,023.01	-1,663.81	-7,049.59	15,418.51	15,415.06
Net Cash Inflow / Outflow	-2,028.49	4,719.68	-5,515.33	-697.13	1,592.72
Opening Cash & Cash Equivalents	6,947.79	4,915.98	9,108.68	3,593.35	2,896.22
Cash & Cash Equivalent on Amalgamation / Take over / Merger	-3.32	-526.98
Closing Cash & Cash Equivalent	4,915.98	9,108.68	3,593.35	2,896.22	4,488.94

Ratios

Valuation

17.90

2.09

11.26

3.06

13.66

116.77

Profitability

11.18

8.54

2.30

49.59

16.65

Leverage & Liquidity

3.94

0.23

1.58

Returns

1.12

0.14

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	66.37	66.29	66.25	66.24	66.16	66.10	66.03	65.99	65.96	65.93
	18.97	19.06	17.47	18.76	20.30	20.73	21.99	22.53	22.61	23.17
	14.65	14.65	16.27	15.00	13.54	13.17	11.98	11.48	11.44	10.89
	33.63	33.71	33.75	33.76	33.84	33.90	33.97	34.01	34.04	34.07
No. of Shareholders	7,39,180	7,87,291	8,76,841	8,46,682	7,92,374	7,77,432	7,75,728	7,48,865	7,32,902	7,38,634

Mutual Funds Invested(199)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 102 active funds hold 12.51% in L&T Finance Ltd., contributing to ₹8.31K Cr of holdings

Fund				As of
KO Kotak Mid Cap Fund - Growth - Direct PlanMid Cap Fund	1,806.52	2.71	6,81,70,582	Sep '26
MO Motilal Oswal Midcap Fund - Growth - Direct PlanMid Cap Fund	848.00	2.11	3,20,00,000	Sep '26
IN Invesco India Midcap Fund - Growth - Direct PlanMid Cap Fund	615.80	3.91	2,32,37,815	Sep '26
MI Mirae Asset Large & Midcap Fund - Growth - Direct PlanLarge & Mid Cap	403.77	0.94	1,52,36,660	Sep '26
MI Mirae Asset Midcap Fund - Growth - Direct PlanMid Cap Fund	368.71	1.89	1,39,13,647	Sep '26
DS DSP Midcap Fund - Growth - Direct PlanMid Cap Fund	301.46	1.55	1,13,75,881	Sep '26
IN Invesco India Large & Mid Cap Fund - Growth - Direct PlanLarge & Mid Cap	300.49	2.47	1,13,39,315	Sep '26
IN Invesco India Smallcap Fund - Growth - Direct PlanSmall cap Fund	277.88	1.72	1,04,86,048	Sep '26
AB Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	263.17	0.94	99,31,098	Sep '26
ED Edelweiss Mid Cap Fund - Growth - Direct PlanMid Cap Fund	253.36	1.32	95,60,659	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-01	Board Meeting	Quarterly Results
2026-06-30	Board Meeting	Quarterly Results
2026-05-04	AGM

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

L&T Finance Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Apurva Rathod

Company Secretary & Compliance Officer

—

SN Subrahmanyan

Chairman

—

Sudipta Roy

Managing Director & Chief Executive Officer

₹5.08 Cr

Mar '26

Rajani R Gupte

Non Executive Independent Director

₹37.25 L

Mar '26

R Seetharaman

Non Executive Independent Director

₹36.95 L

Mar '26

Nishi Vasudeva

Non Executive Independent Director

₹35.70 L

Mar '26

Dhananjaya Tambe

Non Executive Independent Director

₹26.90 L

Mar '26

R Shankar Raman

Non Executive Director

—

Raju Dodti

Whole Time Director & Chief Operating Officer

—

Sachin Joshi

Whole Time Director & Chief Financial Officer

—

Prashant Kumar

Independent Director

—

LTF Latest News

News

10 of 10 articles

EQUITY29 Oct 2026 · 17:32

L&T Finance informs about updates

COMPANY16 Oct 2026 · 11:10

L&T Finance’s consolidated net profit grows 33% in Q2

The total consolidated income of the company has increased by 26.49% at Rs 5,484.23 crore for Q2FY27

EQUITY13 Oct 2026 · 12:20

L&T Finance gains on raising Rs 800 crore through NCDs

The NCDs carry a coupon rate of 8.57% per annum and will mature on October 10, 2036

COMPANY13 Oct 2026 · 12:08

L&T Finance raises Rs 800 crore through NCDs

The NCDs carry a coupon rate of 8.57% per annum and will mature on October 10, 2036

COMPANY30 Sept 2026 · 12:08

L&T Finance raises Rs 52 crore through NCDs

The NCDs carry a coupon rate of 8.20% per annum and will mature on July 01, 2036

COMPANY3 Sept 2026 · 10:30

L&T Finance raises Rs 500 crore through NCDs

The NCDs carry a coupon rate of 7.8384% per annum and will mature on September 28, 2029

COMPANY13 Aug 2026 · 17:20

L&T Finance raises Rs 200 crore through NCDs

The NCDs have a tenor of 3653 days and carry a coupon rate of 8.20% per annum

EQUITY11 Aug 2026 · 17:08

L&T Finance informs about appointment of directors

EQUITY11 Aug 2026 · 14:10

L&T Finance informs about disclosure

EQUITY13 Jul 2026 · 15:20

L&T Finance gains on reporting 29% growth in Q1 consolidated net profit

Consolidated total income of the company increased by 23.09% to Rs 5,243.31 crore in Q1FY27

L&T Finance Ltd.

Stock Overview

Price chart

Peer Comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flow

Ratios

Valuation

Profitability

Leverage & Liquidity

Returns

Shareholding Pattern

Mutual Funds Invested(199)

Corporate Actions

Insider Trading

Sector Overview

Company Profile

Key Management

LTF Latest News

News