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Kotak Mahindra Bank Ltd.

BankBank - Private

www.kotak.bank.in BSE: 500247NSE: KOTAKBANK

₹437.55BSE1.56%

22 Oct, 4:01 PM

₹437.55

₹4.35L Cr

21.45

2.33

11.33%

₹442.30

₹430.85

₹453.00

₹345.40

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	693.30	13.35	10,69,604.93	2.24	21,537.09	5.76%	95,131.63	9.35%	12.81
ICICI BANK ICICIBANK	1,394.80	16.96	10,01,476.02	0.86	17,311.87	21.43%	55,991.91	16.21%	16.51
Kotak Mahindra Bank Ltd. KOTAKBANK	437.55	21.45	4,35,269.55	0.15	5,487.06	23.89%	18,354.57	6.41%	12.05
AXIS BANK AXISBANK	1,208.20	12.56	3,76,223.03	0.08	7,649.70	37.65%	38,087.48	17.88%	11.04
IDBI BANK L IDBI	79.83	10.34	85,836.43	0.00	2,226.24	-31.31%	8,519.33	19.84%	14.76
FEDERAL BANK FEDERALBNK	347.00	16.53	85,809.40	0.35	1,564.06	53.42%	8,382.84	16.17%	10.98
AUBANK AUBANK	950.00	39.12	71,418.39	0.11
INDUSIND BNK INDUSINDBK	850.00	50.08	66,227.30	0.18	1,037.02	71.68%	11,309.94	-7.78%	4.97

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	15,836.79	16,426.97	16,633.14	16,771.93	17,248.31	17,198.74	17,506.80	17,827.36	18,354.57
Expenses	11,488.59	12,203.82	9,541.85	12,526.06	11,802.26	10,551.64	12,993.43	13,071.07	14,092.37
	6,782.03	7,537.22	7,234.25	7,491.37	7,374.57	7,017.19	7,472.93	7,660.63	8,273.69
	42.82%	45.88%	43.49%	44.67%	42.76%	40.80%	42.69%	42.97%	45.08%
Provisions and Contingencies	774.44	890.36	1,054.17	1,140.27	1,321.17	1,054.42	939.59	585.21	764.83
	5,435.68	10,453.05	7,312.65	10,402.49	9,455.61	7,702.65	10,343.99	9,912.45	11,714.03
Interest	6,805.25	7,138.98	7,169.69	7,156.99	7,527.09	7,332.56	7,384.43	7,375.90	7,702.54
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	9,810.99	6,646.86	6,180.08	6,351.10	6,053.40	5,962.77	6,533.34	7,443.21	7,508.86
	24.58%	24.81%	24.93%	22.71%	26.83%	25.44%	24.94%	27.43%	26.93%
	7,399.39	4,997.78	4,639.63	4,908.94	4,429.13	4,445.94	4,904.00	5,401.55	5,487.06
	37.47	25.37	23.64	24.81	22.49	22.47	4.95	5.45	5.51

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	33,740.62	42,151.06	56,236.63	65,668.83	69,781.21
	24,941.06	25,990.97	38,037.28	41,233.41	38,166.38
	58,681.68	68,142.03	94,273.91	1,06,902.24	1,07,947.59
II. EXPENDITURE
Interest Expended	11,553.54	14,411.13	22,567.24	28,270.91	29,619.98
Operating Expenses	30,409.33	33,645.03	45,870.82	45,783.06	48,434.50
Provisions and Contingencies	770.50	439.68	1,972.47	3,859.24	3,900.39
	15,948.30	19,646.18	23,863.38	28,989.03	25,992.73
Taxes	4,016.43	4,865.74	5,886.55	7,043.29	6,812.10
	11,931.87	14,780.44	17,976.83	21,945.74	19,180.63
Extra items				0.00	0.00
Share of Associate	157.52	144.57	236.38	180.25	107.27
Consolidated Net Profit	12,089.39	14,925.01	18,213.21	22,125.99	19,287.89
IV. APPROPRIATIONS	55,611.61	67,405.44	81,746.38	97,130.29	1,09,325.35
Equity Dividend %	22.00%	30.00%	40.00%	50.00%	65.00%
	60.71	74.93	91.43	111.29	19.39
Adjusted EPS	12.14	14.99	18.29	22.26	19.39

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	1,492.33	1,493.28	993.96	994.11	994.65
Share Warrants & Outstandings	31.31	60.31	79.29	94.27	113.12
Total Reserves	95,641.70	1,10,760.81	1,28,898.44	1,56,400.97	1,80,118.10
Reserve excluding Revaluation Reserve	95,641.70	1,10,760.81	1,28,898.44	1,56,400.97	1,80,118.10
Deposits	3,10,086.89	3,61,272.62	4,45,268.76	4,94,707.48	5,66,940.33
	55,159.87	57,033.92	75,105.61	97,622.03	95,393.53
Other Liabilities & Provisions	84,085.81	89,808.79	1,17,320.90	1,29,955.48	1,59,793.06
Total Liabilities	5,46,497.91	6,20,429.73	7,67,666.96	8,79,774.34	10,03,352.79
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	36,049.18	19,985.20	36,286.74	41,748.35	51,281.74
Balances with banks and money at call	16,616.31	22,940.14	28,919.65	37,313.40	50,809.37
Investments	1,64,529.41	1,95,337.97	2,46,445.72	2,84,255.00	2,90,632.81
Investments in India	1,62,129.84	1,94,091.58	2,44,717.46	2,83,449.15	2,90,212.42
Investments outside India	2,399.57	1,246.39	1,728.27	805.85	420.38
Advances	3,04,473.60	3,59,107.46	4,30,351.58	4,86,165.52	5,65,767.88
Gross block	5,060.14	5,583.30	6,401.58	7,407.90	8,127.54
Less: Accumulated Depreciation	3,150.51	3,322.10	3,839.08	4,597.10	5,274.74
Net Block	1,909.63	2,261.20	2,562.51	2,810.80	2,852.80
Other Assets	22,919.79	20,797.75	23,100.76	27,481.26	42,008.20
Total Assets	5,46,497.91	6,20,429.73	7,67,666.96	8,79,774.34	10,03,352.79
Contingent Liabilities	2,74,476.68	4,67,640.38	7,34,057.38	11,27,159.26	9,89,791.42
Bills for collection	38,709.28	44,655.24	47,467.71	52,690.82	68,473.75
	486.90	562.55	653.41	791.64	182.09
Adjusted Book Value	97.38	112.51	130.68	158.33	182.09

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	15,948.30	19,646.18	23,863.38	28,989.03	25,992.73
Adjustments for Expenses & Provisions :	122.16	2,152.34	-4,343.90	-3,534.68	4,193.60
Adjustments for Liabilities & Assets:	-4,017.75	-18,275.57	2,203.11	-2,199.90	17,973.52
Refund/(payment) of direct taxes	-3,744.34	-4,765.38	-6,037.59	-6,338.71	-6,433.33
Cash Flow from operating activities	8,308.36	-1,242.43	15,685.00	16,915.73	41,726.51
Cash Flow from investing activities	-10,969.26	-10,550.18	-9,096.93	-25,272.08	-16,519.14
Cash Flow from financing activities	7,543.40	1,883.00	15,515.11	22,165.20	-2,538.43
Effect of exchange fluctuation on translation reserve	66.36	169.47	36.52	69.76	360.40
Net increase/(decrease) in cash and cash equivalents	4,882.51	-9,909.60	22,103.18	13,808.86	22,668.95
Opening Cash & Cash Equivalents	47,716.62	52,665.48	42,925.35	65,206.39	79,061.75
Cash & Cash Equivalent on Amalgamation / Take over / Merger			141.34	-23.24
Closing Cash & Cash Equivalent	52,665.48	42,925.35	65,206.39	79,061.75	1,02,091.10

Ratios

Valuation

21.45

2.33

15.76

6.14

20.40

187.58

Profitability

11.33

12.05

2.04

42.84

27.49

Leverage & Liquidity

0.53

Returns

0.15

Banking Metrics

4.19

99.79

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	25.89	25.89	25.89	25.88	25.88	25.88	25.87	25.87	25.87	25.87
	60.85	61.28	61.22	61.79	61.95	61.76	62.24	62.58	62.91	63.18
	13.26	12.84	12.90	12.33	12.17	12.36	11.89	11.55	11.22	10.95
	74.11	74.11	74.11	74.12	74.12	74.12	74.13	74.13	74.13	74.13
No. of Shareholders	7,82,680	7,39,755	7,46,602	7,05,616	6,90,125	6,91,413	6,79,096	7,81,448	7,84,727	7,69,224

Mutual Funds Invested(604)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 401 active funds hold 18.25% in Kotak Mahindra Bank Ltd., contributing to ₹75.70K Cr of holdings

Fund				As of
PP Parag Parikh Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	6,447.43	4.44	15,46,14,519	Sep '26
SB SBI Nifty 50 ETFIndex	5,955.68	2.93	14,28,22,102	Sep '26
SB SBI BSE Sensex ETFIndex	4,130.54	3.57	9,89,11,281	Sep '26
HD HDFC Flexi Cap Fund - Growth - Direct PlanFlexi Cap Fund	3,692.82	3.40	8,85,56,773	Sep '26
SB SBI Aggressive Hybrid Fund - Growth - Direct PlanHybrid - Aggressive Hybrid Fund	2,919.00	3.39	7,00,00,000	Sep '26
SB SBI Focused Fund - Growth - Direct PlanEquity - Focused Fund	2,919.00	5.82	7,00,00,000	Sep '26
SB SBI Large Cap Fund - Growth - Direct PlanLarge Cap Fund	2,410.26	4.60	5,78,00,000	Sep '26
HD HDFC Large Cap Fund - Growth - Direct PlanLarge Cap Fund	2,266.86	6.08	5,43,61,056	Sep '26
UT UTI Nifty 50 ETFIndex	2,042.48	2.93	4,89,80,321	Sep '26
SB SBI ELSS Tax Saver Fund - Growth - Direct PlanEquity - ELSS - Tax Saver Fund	2,030.23	6.76	4,86,86,609	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-08	Board Meeting	Quarterly Results
2026-07-06	AGM
2026-07-06	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

BankBank - Private

Kotak Mahindra Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

14 members across the board and senior leadership

Avan Doomasia

Senior Executive Vice President & Company Secretary

—

Amit Desai

Non Executive Director

₹18.00 L

Mar '26

Eli Leenaars

Non Executive Independent Director

₹34.25 L

Mar '26

Anup Kumar Saha

Managing Director & CEO

₹30.53 L

Mar '26

Jaideep Hansraj

Whole Time Director

₹7.55 Cr

Mar '26

Paritosh Kashyap

Whole Time Director

₹4.18 Cr

Mar '26

Uday Shankar

Non Executive Independent Director

₹23.25 L

Mar '26

Ramesh Iyer

Non Executive Independent Director

₹2.75 L

Mar '26

Ashu Suyash

Non Executive Independent Director

₹36.00 L

Mar '26

Ketaki Bhagwati

Non Executive Independent Director

₹48.25 L

Mar '26

Ashok Vaswani

Managing Director & CEO

₹17.23 Cr

Mar '26

C S Rajan

Chairman

₹81.75 L

Mar '26

Uday Kotak

Non Executive Director

₹50.50 L

Mar '26

Ramesh G Iyer

Independent Director

—

KOTAKBANK Latest News

News

10 of 10 articles

EQUITY12 Oct 2026 · 11:28

Kotak Mahindra Bank informs about half yearly report

EQUITY1 Oct 2026 · 12:19

Kotak Mahindra Bank informs about update on appointment of new manager director

EQUITY10 Sept 2026 · 15:05

Kotak Mahindra Bank inches up on launching co-branded credit card for small business owners

The card will offer cashback rewards and an extended interest-free credit period

COMPANY10 Sept 2026 · 14:30

Kotak Mahindra Bank, Amazon Pay launch co-branded credit card for small business owners

The card will offer cashback rewards and an extended interest-free credit period

EQUITY17 Aug 2026 · 08:59

Kotak Mahindra Bank informs about investor presentation

EQUITY24 Jul 2026 · 15:30

Kotak Mahindra Bank informs about newspaper publication

EQUITY7 Jul 2026 · 14:57

Kotak Mahindra Bank inches up on reporting 12% rise in total deposits in Q1FY27

CASA (EOP) grew by 10.20%, from Rs 2,09,645 crore in Q1FY26 to Rs 2,31,019 crore in Q1FY27

COMPANY6 Jul 2026 · 14:09

Kotak Mahindra Bank reports 12% rise in total deposits in Q1FY27

CASA (EOP) grew by 10.20%, from Rs 2,09,645 crore in Q1FY26 to Rs 2,31,019 crore in Q1FY27

EQUITY23 Jun 2026 · 17:18

Kotak Mahindra Bank informs about disclosure

EQUITY8 Jun 2026 · 14:41

Kotak Mahindra Bank submits analyst meet intimation

KOTAKBANK

₹437.55

+1.56%