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Karur Vysya Bank Ltd.

BankBank - Private

www.kvb.bank.in BSE: 590003NSE: KARURVYSYA

₹335.00BSE6.33%

23 Oct, 10:41 AM

₹335.00

₹34.42K Cr

11.64

2.24

19.29%

₹357.65

₹334.35

₹390.45

₹236.85

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	690.00	13.99	10,64,513.78	2.24	19,509.96	4.66%	83,426.60	8.78%	12.91
ICICI BANK ICICIBANK	1,392.60	18.32	9,99,896.41	0.86	14,843.03	20.10%	49,110.00	17.61%	17.11
KOTAK MAH.BK KOTAKBANK	432.10	29.31	4,29,847.95	0.15	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,206.40	13.59	3,75,662.53	0.08	7,003.28	37.60%	36,418.77	17.59%	10.93
FEDERAL BANK FEDERALBNK	346.50	17.64	85,685.76	0.35	1,386.09	45.10%	7,720.98	14.52%	11.07
IDBI BANK L IDBI	77.40	10.47	83,223.59	0.00	2,205.45	-39.20%	8,512.15	19.82%	15.30
AUBANK AUBANK	929.25	25.00	69,858.46	0.11	795.95	37.03%	5,302.74	21.11%	14.17
Karur Vysya Bank Ltd. KARURVYSYA	335.00	11.64	34,424.67	0.73	787.69	37.24%	3,235.40	15.22%	23.62

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	2,286.96	2,386.53	2,488.62	2,515.93	2,568.55	2,807.97	2,794.18	2,903.65	3,049.42	3,235.40
Expenses	666.85	715.72	730.95	763.62	721.10	756.12	742.86	727.81	768.94	769.98
	745.85	816.24	815.27	834.97	805.50	1,017.38	1,005.34	1,246.76	1,095.60	1,162.20
	32.61%	34.20%	32.76%	33.19%	31.36%	36.23%	35.98%	42.94%	35.93%	35.92%
Provisions and Contingencies	132.94	179.83	147.44	161.40	118.14	274.37	104.77	257.66	90.29	118.53
	385.92	469.48	464.82	509.33	447.25	512.32	508.95	615.80	441.79	434.81
Interest	1,260.18	1,324.05	1,407.22	1,426.67	1,489.20	1,546.79	1,554.93	1,544.88	1,626.67	1,738.03
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	612.91	636.41	667.83	673.57	687.36	743.01	900.57	989.10	1,005.31	1,043.67
	25.17%	25.58%	25.73%	23.79%	24.14%	22.75%	23.39%	26.71%	24.83%	24.53%
	458.65	473.60	496.03	513.36	521.45	573.96	689.96	724.96	755.70	787.69
	5.70	5.88	6.16	6.38	6.48	5.94	7.14	7.50	7.82	8.15

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	5,587.67	6,516.55	8,213.16	9,678.04	11,074.35
	769.05	1,158.94	1,649.47	1,829.55	2,084.32
	6,356.73	7,675.49	9,862.63	11,507.59	13,158.67
II. EXPENDITURE
Interest Expended	2,872.30	3,167.74	4,394.74	5,418.12	6,135.80
Operating Expenses	1,854.22	2,031.96	2,638.75	2,877.15	2,947.89
Provisions and Contingencies	699.29	1,038.92	728.95	621.60	754.93
	930.92	1,436.86	2,100.19	2,590.73	3,320.05
Taxes	257.65	330.77	495.38	649.09	809.72
	673.27	1,106.09	1,604.81	1,941.64	2,510.33
Extra items				0.00	0.00
Consolidated Net Profit	673.27	1,106.09	1,604.81	1,941.64	2,510.33
IV. APPROPRIATIONS	714.30	1,236.51	1,768.02	2,144.98	2,731.46
Equity Dividend %	80.00%	100.00%	120.00%	130.00%	130.00%
	8.42	13.79	19.95	24.12	25.97
Adjusted EPS	7.01	11.49	16.63	20.10	25.97

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	160.00	160.41	160.88	161.02	193.33
Share Warrants & Outstandings	0.63	2.25	4.20	4.07	4.41
Total Reserves	7,435.57	8,421.39	9,875.00	11,764.45	13,910.13
Reserve excluding Revaluation Reserve	7,435.57	8,421.39	9,875.00	11,764.45	13,910.13
Deposits	68,486.01	76,637.58	89,112.72	1,02,077.99	1,15,665.74
	1,339.09	1,432.01	2,478.35	1,216.98	2,622.56
Other Liabilities & Provisions	2,650.02	3,525.77	3,822.11	4,142.90	4,206.93
Total Liabilities	80,071.32	90,179.42	1,05,453.26	1,19,367.42	1,36,603.09
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	3,594.26	4,279.48	5,587.93	7,354.19	5,154.39
Balances with banks and money at call	1,331.91	415.65	70.64	452.53	148.25
Investments	17,216.06	18,808.32	22,343.52	23,831.25	29,019.89
Investments in India	17,215.79	18,808.03	22,343.23	23,830.95	29,019.53
Investments outside India	0.27	0.29	0.30	0.30	0.36
Advances	54,661.20	63,134.14	73,667.48	84,004.54	98,190.61
Gross block	1,640.63	1,696.51	1,791.57	1,943.73	2,073.50
Less: Accumulated Depreciation	1,177.00	1,278.89	1,379.14	1,492.59	1,618.69
Net Block	463.63	417.62	412.42	451.14	454.81
Capital Work in Progress	14.86	17.42	20.46	39.03	46.81
Other Assets	2,789.40	3,106.79	3,350.81	3,234.73	3,588.33
Total Assets	80,071.32	90,179.42	1,05,453.26	1,19,367.42	1,36,603.09
Contingent Liabilities	9,260.34	10,404.77	13,187.45	13,222.54	11,357.36
Bills for collection	2,329.80	2,795.99	3,278.30	3,143.24	3,304.11
	94.94	107.00	124.77	148.12	145.90
Adjusted Book Value	79.12	89.16	103.97	123.43	145.90

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	673.27	1,106.09	1,604.81	1,941.64	2,510.33
Adjustments for Expenses & Provisions :	1,378.66	1,635.78	1,296.83	1,511.93	1,794.34
Adjustments for Liabilities & Assets:	-2,071.44	-1,729.66	507.43	1,548.51	-4,164.63
Refund/(payment) of direct taxes	315.00	205.00	-455.00	-515.00	-694.00
Cash Flow from operating activities	295.49	1,217.21	2,954.06	4,487.08	-553.95
Cash Flow from investing activities	-1,593.76	-1,270.21	-1,296.48	-2,150.80	-1,745.12
Cash Flow from financing activities	-95.90	-178.05	-694.15	-188.12	-205.01
Net increase/(decrease) in cash and cash equivalents	-1,394.17	-231.04	963.43	2,148.16	-2,504.08
Opening Cash & Cash Equivalents	6,320.34	4,926.17	4,695.13	5,658.56	7,806.72
Closing Cash & Cash Equivalent	4,926.17	4,695.13	5,658.56	7,806.72	5,302.64

Ratios

Valuation

11.64

2.24

7.07

2.87

30.60

159.23

Profitability

19.29

23.62

1.96

36.80

22.67

Leverage & Liquidity

0.19

Returns

0.73

Banking Metrics

3.73

0.75

0.19

84.89

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	2.15	2.13	2.13	2.11	2.10	2.10	2.07	2.07	2.07	1.95
	50.76	52.09	53.24	54.00	54.89	55.78	57.08	58.52	59.14	60.19
	47.09	45.78	44.63	43.89	43.01	42.11	40.85	39.41	38.79	37.86
	97.85	97.87	97.87	97.89	97.90	97.90	97.93	97.93	97.93	98.05
No. of Shareholders	2,58,964	2,57,300	2,60,387	2,60,949	2,52,957	2,64,784	2,67,174	2,72,726	2,75,908	2,77,239

Mutual Funds Invested(194)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 125 active funds hold 32.12% in Karur Vysya Bank Ltd., contributing to ₹10.09K Cr of holdings

Fund				As of
HD HDFC Mid Cap Fund - Growth - Direct PlanMid Cap Fund	1,273.28	1.25	3,92,02,000	Sep '26
NI Nippon India Small Cap Fund - Growth - Direct PlanSmall cap Fund	1,036.35	1.28	3,19,07,252	Sep '26
HD HDFC Focused Fund - Growth - Direct PlanEquity - Focused Fund	616.02	2.32	1,89,66,167	Sep '26
HS HSBC Value Fund - Growth - Direct PlanEquity - Value Fund	513.09	3.50	1,57,97,160	Sep '26
AX Axis Small Cap Fund - Growth - Direct PlanSmall cap Fund	394.07	1.28	1,21,32,840	Sep '26
HS HSBC Small Cap Fund - Growth - Direct PlanSmall cap Fund	377.77	2.04	1,16,30,799	Sep '26
CR Canara Robeco Small Cap Fund - Growth - Direct PlanSmall cap Fund	326.15	2.33	1,00,41,482	Sep '26
IN Invesco India Smallcap Fund - Growth - Direct PlanSmall cap Fund	314.39	1.95	96,79,612	Sep '26
ED Edelweiss Mid Cap Fund - Growth - Direct PlanMid Cap Fund	253.56	1.32	78,06,520	Sep '26
MO Motilal Oswal Small Cap Fund - Growth - Direct PlanSmall cap Fund	250.85	3.02	77,23,187	Sep '26

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-09-22	Board Meeting	Financial Results
2026-06-24	Ex Dividend	Rs.2.6000 per share(130%)Dividend	2026-07-24	2026-07-24

Insider Trading

Date	Person	Category	Transaction Type	Shares
2026-10-21	R Nageswari	Market	Sell	1,000
2026-10-21	G Rajasekaran	Market	Sell	1,000
2026-09-28	M S Jeevarekha	Inheritance	Buy	528,703
2026-09-25	M S Jeevarekha	Inheritance	Buy	66,000
2026-09-05	R Nageswari	Market	Buy	2,000
2026-09-05	G Mani	Market	Buy	2,300
2026-09-05	G Rajasekaran	Market	Buy	2,057
2026-08-28	G Mani	Market	Sell	1,000
2026-08-28	G Rajasekaran	Market	Sell	1,000
2026-08-28	R Nageswari	Market	Sell	1,000
2026-08-28	B Ramesh Babu	Market	Sell	30,000
2026-08-04	G Rajasekaran	Market	Sell	3,000
2026-08-04	G Mani	Market	Sell	3,000
2026-08-04	R Nageswari	Market	Sell	3,000
2026-07-31	G Mani	Market	Sell	1,000
2026-07-31	G Rajasekaran	Market	Sell	1,000
2026-07-31	R Nageswari	Market	Sell	1,000

Sector Overview

BankBank - Private

Karur Vysya Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

Meena Hemchandra

Chairperson

₹26.25 L

Mar '26

B Ramesh Babu

Managing Director & Chief Executive Officer

₹3.53 Cr

Mar '26

R Harshavardhan