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Karur Vysya Bank Ltd.

BankBank - Private

www.kvb.bank.in BSE: 590003NSE: KARURVYSYA

₹341.50BSE0.93%

07 Sep, 4:01 PM

₹341.50

₹33.03K Cr

12.03

2.22

19.29%

₹350.70

₹340.85

₹358.40

₹203.50

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Price Performance

Peer Comparison

Name
HDFC BANK HDFCBANK	710.80	14.50	10,95,639.85	2.18	19,059.72	4.98%	79,362.78	2.44%	12.91
ICICI BANK ICICIBANK	1,428.00	19.64	10,24,934.99	0.84	14,804.50	15.95%	45,670.78	6.34%	17.11
KOTAK MAH.BK KOTAKBANK	422.30	28.29	4,20,089.51	0.15	4,122.96	25.64%	14,477.49	4.63%	12.21
AXIS BANK AXISBANK	1,267.30	15.31	3,94,541.57	0.08	7,113.92	22.52%	33,985.63	9.41%	10.93
IDBI BANK L IDBI	90.70	10.14	97,524.29	0.00	2,115.18	5.37%	7,541.44	7.41%	15.30
FEDERAL BANK FEDERALBNK	341.70	19.06	84,470.63	0.35	1,176.93	36.57%	7,238.31	8.25%	11.07
AUBANK AUBANK	1,058.40	27.81	79,441.19	0.09	795.95	37.03%	5,302.74	21.11%	14.17
Karur Vysya Bank Ltd. KARURVYSYA	341.50	12.03	33,027.76	0.76	755.70	44.92%	3,049.42	18.72%	23.62

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	2,286.96	2,386.53	2,488.62	2,515.93	2,568.55	2,807.97	2,794.18	2,903.65	3,049.42
Expenses	666.85	715.72	730.95	763.62	721.10	756.12	742.86	727.81	768.94
	745.85	816.24	815.27	834.97	805.50	1,017.38	1,005.34	1,246.76	1,095.60
	32.61%	34.20%	32.76%	33.19%	31.36%	36.23%	35.98%	42.94%	35.93%
Provisions and Contingencies	132.94	179.83	147.44	161.40	118.14	274.37	104.77	257.66	90.29
	385.92	469.48	464.82	509.33	447.25	512.32	508.95	615.80	441.79
Interest	1,260.18	1,324.05	1,407.22	1,426.67	1,489.20	1,546.79	1,554.93	1,544.88	1,626.67
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	612.91	636.41	667.83	673.57	687.36	743.01	900.57	989.10	1,005.31
	25.17%	25.58%	25.73%	23.79%	24.14%	22.75%	23.39%	26.71%	24.83%
	458.65	473.60	496.03	513.36	521.45	573.96	689.96	724.96	755.70
	5.70	5.88	6.16	6.38	6.48	5.94	7.14	7.50	7.82

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
I. INCOME
Interest Earned	5,587.67	6,516.55	8,213.16	9,678.04	11,074.35
	769.05	1,158.94	1,649.47	1,829.55	2,084.32
	6,356.73	7,675.49	9,862.63	11,507.59	13,158.67
II. EXPENDITURE
Interest Expended	2,872.30	3,167.74	4,394.74	5,418.12	6,135.80
Operating Expenses	1,854.22	2,031.96	2,638.75	2,877.15	2,947.89
Provisions and Contingencies	699.29	1,038.92	728.95	621.60	754.93
	930.92	1,436.86	2,100.19	2,590.73	3,320.05
Taxes	257.65	330.77	495.38	649.09	809.72
	673.27	1,106.09	1,604.81	1,941.64	2,510.33
Extra items				0.00	0.00
Consolidated Net Profit	673.27	1,106.09	1,604.81	1,941.64	2,510.33
IV. APPROPRIATIONS	714.30	1,236.51	1,768.02	2,144.98	2,731.46
Equity Dividend %	80.00%	100.00%	120.00%	130.00%	130.00%
	8.42	13.79	19.95	24.12	25.97
Adjusted EPS	7.01	11.49	16.63	20.10	25.97

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
SOURCES OF FUNDS:
	160.00	160.41	160.88	161.02	193.33
Share Warrants & Outstandings	0.63	2.25	4.20	4.07	4.41
Total Reserves	7,435.57	8,421.39	9,875.00	11,764.45	13,910.13
Reserve excluding Revaluation Reserve	7,435.57	8,421.39	9,875.00	11,764.45	13,910.13
Deposits	68,486.01	76,637.58	89,112.72	1,02,077.99	1,15,665.74
	1,339.09	1,432.01	2,478.35	1,216.98	2,622.56
Other Liabilities & Provisions	2,650.02	3,525.77	3,822.11	4,142.90	4,206.93
Total Liabilities	80,071.32	90,179.42	1,05,453.26	1,19,367.42	1,36,603.09
APPLICATION OF FUNDS :
Cash and balance with Reserve Bank of India	3,594.26	4,279.48	5,587.93	7,354.19	5,154.39
Balances with banks and money at call	1,331.91	415.65	70.64	452.53	148.25
Investments	17,216.06	18,808.32	22,343.52	23,831.25	29,019.89
Investments in India	17,215.79	18,808.03	22,343.23	23,830.95	29,019.53
Investments outside India	0.27	0.29	0.30	0.30	0.36
Advances	54,661.20	63,134.14	73,667.48	84,004.54	98,190.61
Gross block	1,640.63	1,696.51	1,791.57	1,943.73	2,073.50
Less: Accumulated Depreciation	1,177.00	1,278.89	1,379.14	1,492.59	1,618.69
Net Block	463.63	417.62	412.42	451.14	454.81
Capital Work in Progress	14.86	17.42	20.46	39.03	46.81
Other Assets	2,789.40	3,106.79	3,350.81	3,234.73	3,588.33
Total Assets	80,071.32	90,179.42	1,05,453.26	1,19,367.42	1,36,603.09
Contingent Liabilities	9,260.34	10,404.77	13,187.45	13,222.54	11,357.36
Bills for collection	2,329.80	2,795.99	3,278.30	3,143.24	3,304.11
	94.94	107.00	124.77	148.12	145.90
Adjusted Book Value	79.12	89.16	103.97	123.43	145.90

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2021-22 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
Net Profit Before Taxes	673.27	1,106.09	1,604.81	1,941.64	2,510.33
Adjustments for Expenses & Provisions :	1,378.66	1,635.78	1,296.83	1,511.93	1,794.34
Adjustments for Liabilities & Assets:	-2,071.44	-1,729.66	507.43	1,548.51	-4,164.63
Refund/(payment) of direct taxes	315.00	205.00	-455.00	-515.00	-694.00
Cash Flow from operating activities	295.49	1,217.21	2,954.06	4,487.08	-553.95
Cash Flow from investing activities	-1,593.76	-1,270.21	-1,296.48	-2,150.80	-1,745.12
Cash Flow from financing activities	-95.90	-178.05	-694.15	-188.12	-205.01
Net increase/(decrease) in cash and cash equivalents	-1,394.17	-231.04	963.43	2,148.16	-2,504.08
Opening Cash & Cash Equivalents	6,320.34	4,926.17	4,695.13	5,658.56	7,806.72
Closing Cash & Cash Equivalent	4,926.17	4,695.13	5,658.56	7,806.72	5,302.64

Ratios

Valuation

12.03

2.22

6.99

2.86

28.39

153.71

Profitability

19.29

23.62

1.96

36.80

22.67

Leverage & Liquidity

0.19

Returns

0.76

Banking Metrics

3.73

0.75

0.19

84.89

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26
	2.15	2.13	2.13	2.11	2.10	2.10	2.07	2.07	2.07
	50.76	52.09	53.24	54.00	54.89	55.78	57.08	58.52	59.14
	47.09	45.78	44.63	43.89	43.01	42.11	40.85	39.41	38.79
	97.85	97.87	97.87	97.89	97.90	97.90	97.93	97.93	97.93
No. of Shareholders	2,58,964	2,57,300	2,60,387	2,60,949	2,52,957	2,64,784	2,67,174	2,72,726	2,75,908

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2026-06-24	Ex Dividend	Rs.2.6000 per share(130%)Dividend	2026-07-24	2026-07-24

Insider Trading

Date	Person	Category	Transaction Type	Shares
2026-08-28	G Mani	Market	Sell	1,000
2026-08-28	B Ramesh Babu	Market	Sell	30,000
2026-08-28	G Rajasekaran	Market	Sell	1,000
2026-08-28	R Nageswari	Market	Sell	1,000
2026-08-04	G Rajasekaran	Market	Sell	3,000
2026-08-04	R Nageswari	Market	Sell	3,000
2026-08-04	G Mani	Market	Sell	3,000
2026-07-31	G Rajasekaran	Market	Sell	1,000
2026-07-31	G Mani	Market	Sell	1,000
2026-07-31	R Nageswari	Market	Sell	1,000

Sector Overview

BankBank - Private

Karur Vysya Bank Ltd. operates in the Bank sector under the Bank - Private industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

10 members across the board and senior leadership

Meena Hemchandra

Chairperson

₹26.25 L

Mar '26

B Ramesh Babu

Managing Director & Chief Executive Officer

₹3.53 Cr

Mar '26

R Harshavardhan