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JIO Financial Services Ltd.

FinanceFinance - NBFC

www.jfs.in BSE: 543940NSE: JIOFIN

₹211.00BSE0.26%

22 Oct, 4:01 PM

₹211.00

₹1.39L Cr

81.39

1.08

1.23%

₹212.25

₹208.65

₹316.65

₹208.50

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Price Performance

Peer Comparison

Name
BAJFINANCE BAJFINANCE	939.95	26.98	5,85,208.57	0.64	6,366.57	28.68%	24,546.37	22.79%	10.87
SHRIRAM TRAN SHRIRAMFIN	900.00	18.71	2,11,777.81	1.20	3,452.77	59.90%	13,400.43	16.16%	11.49
JIO Financial Services Ltd. JIOFIN	211.00	81.39	1,39,326.29	0.28	340.44	-51.02%	1,699.28	73.15%	2.11
CHOLAFIN CHOLAFIN	1,533.40	22.86	1,31,490.71	0.13	1,656.22	45.56%	8,856.29	21.87%	9.70
TATACAP TATACAP	309.00	24.20	1,31,166.45	0.19	1,628.18	56.42%	8,821.93	15.10%	8.66
BAJ HOLD INV BAJAJHLDNG	11,261.00	14.13	1,25,327.62	1.73	2,708.08	-22.71%	394.33	21.46%	14.81
ABCAPITAL ABCAPITAL	356.70	23.80	97,663.81	0.00	1,223.85	43.25%	12,179.54	28.17%	8.82
MUTHOOT FIN MUTHOOTFIN	2,415.00	8.52	96,954.64	1.24	2,824.84	43.08%	8,671.60	34.44%	15.87

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
	417.82	693.50	438.35	493.24	612.46	981.39	900.90	1,018.51	2,004.47	1,699.28
Expenses	73.96	140.46	124.99	155.25	155.58	292.93	345.99	413.89	588.03	577.03
	343.86	553.04	313.36	337.99	456.88	688.46	554.91	604.62	1,416.44	1,122.25
	82.30%	79.75%	71.49%	68.52%	74.60%	70.15%	61.60%	59.36%	70.66%	66.04%
	0.00	0.35	10.54	25.12	35.57	21.01	0.15	1.18	0.07	0.13
Interest	0.00	0.00	0.00	7.65	98.80	135.82	212.38	298.09	418.33	577.73
	5.39	5.61	5.76	5.76	6.13	7.75	7.55	8.01	9.45	11.31
	400.39	773.49	377.22	395.81	418.97	783.07	371.09	338.53	969.68	489.46
	21.92%	10.91%	21.85%	20.14%	22.51%	11.24%	27.52%	19.59%	14.38%	30.45%
	312.63	689.07	294.78	316.11	324.66	695.04	268.98	272.22	830.25	340.44
	0.49	1.08	0.46	0.50	0.51	1.09	0.42	0.43	1.26	0.52

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2013-14 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	3,331.45	56.76	1,853.88	2,042.91	3,513.26
Operating Income (Net)	3,331.45	56.76	1,853.88	2,042.91	3,513.26
EXPENDITURE :
Increase/Decrease in Stock	-398.13
Employee Cost			116.04	214.92	387.27
Operating & Establishment Expenses	0.54	0.13	58.72	90.15	151.49
Administrations & Other Expenses	0.57	1.48	55.62	78.33	219.98
Provisions and Contingencies	35.77	19.08	15.41	66.98	115.77
	3,286.73	20.69	245.79	450.38	874.51
Operating Profit (Excl OI)	44.72	36.07	1,608.09	1,592.53	2,638.75
		13.27	0.80	36.01	29.35
	44.72	49.34	1,608.89	1,628.54	2,668.10
Interest	35.38		60.00	51.93	1,078.98
			21.52	22.52	29.44
Profit Before Taxation & Exceptional Items	9.34	49.34	1,527.37	1,554.09	1,559.68
Exceptional Income / Expenses					28.57
	9.34	49.34	1,955.89	1,946.91	1,911.66
Provision for Tax	2.50	18.09	351.34	334.32	350.76
	6.84	31.25	1,604.55	1,612.59	1,560.90
Extra items				0.00	0.00
Consolidated Net Profit	6.84	31.25	1,604.55	1,612.59	1,560.90
Profit Balance B/F	234.12	1,027.31	10,082.02	11,578.66	13,059.79
Appropriations	240.96	1,058.56	11,686.57	13,191.25	14,620.69
Equity Dividend %		44,000.00%		5.00%	6.00%
	33.86	154.55	2.53	2.54	2.46
Adjusted EPS	33.86	154.55	2.53	2.54	2.46

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2013-14 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
	2.33	2.33	6,353.28	6,353.14	6,353.14
Share Warrants & Outstandings		6,353.28			3,956.25
Total Reserves	1,358.87	1,07,764.73	1,32,794.38	1,17,143.38	1,23,544.20
Reserve excluding Revaluation Reserve	1,358.87	1,07,764.73	1,32,794.38	1,17,143.38	1,23,544.20
Revaluation reserve	0.00
	1,361.20	1,14,120.34	1,39,147.66	1,23,496.52	1,33,853.59
Secured Loans				1,998.09	12,998.72
Deferred Tax Assets / Liabilities		6.63	5,557.38	5,555.05	6,123.82
Other Long Term Liabilities					44.52
Long Term Provisions			6.05	391.64	372.02
Total Non-Current Liabilities	0.00	6.63	5,563.43	7,944.78	19,539.08
Trade Payables	0.32	16.38	16.27	33.30	97.11
Other Current Liabilities	58.42	39.75	111.82	408.98	1,511.50
Short Term Borrowings	470.82	742.77		1,971.91	8,769.64
Short Term Provisions	0.91	3.70	23.58	32.46	52.64
Total Current Liabilities	530.47	802.60	151.67	2,446.65	10,430.89
Total Liabilities	1,891.67	1,14,929.57	1,44,862.76	1,33,887.95	1,63,823.56
Loans (Non - Current Assets)	231.47	41.09	173.31	10,053.12	25,710.80
Gross Block		205.45	240.43	271.20	446.91
Less: Accumulated Depreciation		47.24	68.76	91.28	120.85
Net Block	0.00	158.21	171.67	179.92	326.06
Capital Work in Progress				6.63	12.55
Non Current Investments	816.05	97,951.12	1,27,489.55	1,11,094.71	1,19,943.46
Long Term Investment	816.05	97,951.12	1,27,489.55	1,11,094.71	1,19,943.46
Long Term Loans & Advances	0.42		85.16	483.25	415.89
Other Non Current Assets	0.00		10.80	36.56	40.59
Total Non-Current Assets	1,047.94	98,188.30	1,27,933.92	1,21,862.03	1,46,541.67
Currents Investments		10,189.82	5,802.62	7,815.61	13,145.21
Inventories	513.54
Sundry Debtors	15.16	13.83	13.97	14.95	60.70
Cash and Bank	153.70	6,296.70	10,959.77	4,071.78	3,598.29
Other Current Assets	28.66	104.12	108.01	56.06	298.85
Short Term Loans and Advances	132.67	136.80	44.47	67.52	178.84
Total Current Assets	843.73	16,741.27	16,928.84	12,025.92	17,281.89
Net Current Assets (Including Current Investments)	313.26	15,938.67	16,777.17	9,579.27	6,851.00
Total Assets	1,891.67	1,14,929.57	1,44,862.76	1,33,887.95	1,63,823.56
Contingent Liabilities	193.51	5.76	6.32	4.87	37.04
Total Debt	470.82	742.77	0.00	3,970.00	21,768.36
	6,737.08	5,33,498.76	219.02	194.39	204.46
Adjusted Book Value	6,737.08	5,33,498.76	219.02	194.39	204.46

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2013-14 (Mar)	FY 2022-23 (Mar)	FY 2023-24 (Mar)	FY 2024-25 (Mar)	FY 2025-26 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	9.34	49.34	1,955.89	1,946.91	1,911.66
Adjustment	-23.53	-13.35	-2,094.58	-2,064.47	-1,930.83
Changes In working Capital	-394.79	2,011.13	-204.14	-9,691.13	-15,149.89
Cash Flow after changes in Working Capital	-408.98	2,047.12	-342.83	-9,808.69	-15,169.06
Cash Flow from Operating Activities	-414.41	2,054.90	-677.57	-10,088.73	-15,438.64
Cash Flow from Investing Activities	-99.76	-1,166.32	1,441.22	6,406.18	-5,696.60
Cash Flow from Financing Activitie	462.25	-888.92	-753.04	3,967.69	21,453.70
Net Cash Inflow / Outflow	-51.92	-0.34	10.61	285.14	318.46
Opening Cash & Cash Equivalents	205.79	0.51	56.57	67.18	352.32
Cash & Cash Equivalent on Amalgamation / Take over / Merger		56.40			44.26
Translation adjustment on reserves / op cash balalces frgn subsidiaries	-0.17
Closing Cash & Cash Equivalent	153.70	56.57	67.18	352.32	715.04

Ratios

Valuation

81.39

1.08

41.83

24.78

2.59

196.26

Profitability

1.23

2.11

1.05

75.11

44.43

Leverage & Liquidity

0.17

1.66

2.77

Returns

0.28

0.02

Shareholding Pattern

Numbers in percentages

Particulars	Jun '24	Sep '24	Dec '24	Mar '25	Jun '25	Sep '25	Dec '25	Mar '26	Jun '26	Sep '26
	47.12	47.12	47.12	47.12	47.12	47.12	47.12	47.12	49.13	49.13
	29.48	28.42	28.22	26.04	27.17	26.81	27.09	26.76	24.72	24.13
	23.38	24.45	24.64	26.84	25.71	26.07	25.78	26.12	26.16	26.76
	52.88	52.88	52.88	52.88	52.88	52.88	52.88	52.88	50.87	50.87
No. of Shareholders	48,02,851	48,60,795	49,78,984	52,59,483	51,18,346	50,73,442	49,61,997	49,44,256	49,65,496	49,72,662

Mutual Funds Invested(212)

Based on each fund's latest monthly portfolio · Sep 2026

A total of 91 active funds hold 2.53% in JIO Financial Services Ltd., contributing to ₹3.62K Cr of holdings

Fund				As of
SB SBI Nifty 50 ETFIndex	1,380.64	0.68	6,36,59,256	Sep '26
UT UTI Nifty 50 ETFIndex	473.49	0.68	2,18,31,776	Sep '26
IN Invesco India Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	445.09	1.46	2,05,22,550	Sep '26
NI Nippon India ETF Nifty 50 BeESIndex	443.23	0.68	2,04,36,507	Sep '26
IP ICICI Prudential Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	382.15	1.07	1,76,20,300	Sep '26
SB SBI Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	356.46	0.77	1,64,35,900	Sep '26
TA Tata Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	293.42	1.20	1,35,28,950	Sep '26
IP ICICI Prudential Nifty 50 ETFIndex	290.62	0.68	1,33,99,924	Sep '26
KO Kotak Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	259.42	0.34	1,19,61,500	Sep '26
AB Aditya Birla Sun Life Arbitrage Fund - Growth - Direct PlanHybrid - Arbitrage Fund	208.71	0.77	96,23,250	Sep '26

Corporate Actions

Showing: All

Date	Type	Details
2026-10-08	Board Meeting	Quarterly Results
2026-07-31	AGM
2026-07-09	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - NBFC

JIO Financial Services Ltd. operates in the Finance sector under the Finance - NBFC industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

9 members across the board and senior leadership

Mohana V

Group Company Secretary & Compliance Officer

—

K V Kamath

Chairman

₹51.00 L

Mar '26

Isha M Ambani

Promoter & Non-Executive Director

₹25.00 L

Mar '26

Rajiv Mehrishi

Non Executive Independent Director

₹78.00 L

Mar '26

Sunil Mehta

Non Executive Independent Director

₹1.21 Cr

Mar '26

Bimal Manu Tanna

Non Executive Independent Director

₹1.01 Cr

Mar '26

Rama Vedashree

Non Executive Independent Director

₹41.00 L

Mar '26

Anshuman Thakur

Non Executive Director

—

Hitesh Kumar Sethia

Managing Director & Chief Executive Officer

₹10.40 Cr

Mar '26

JIOFIN Latest News

News

10 of 10 articles

EQUITY16 Oct 2026 · 14:27

Jio Financial Services falls on reporting 51% decline in Q2 consolidated net profit

Consolidated total income of the company increased by 69.53% to Rs 1,699.41 crore in Q2FY27

COMPANY16 Oct 2026 · 10:11

Jio Financial Services reports 51% decline in Q2 consolidated net profit

Consolidated total income of the company increased by 69.53% to Rs 1,699.41 crore in Q2FY27

EQUITY28 Aug 2026 · 11:49

Jio Financial Services informs about voting results

EQUITY13 Aug 2026 · 15:01

Jio Financial Services inches up on entering into JV deal with BofA for Jio Credit

BofA will acquire up to a total of 49.9% interest as a joint venture partner in Jio Credit

COMPANY13 Aug 2026 · 14:42

Jio Financial Services, BofA enter JV deal for Jio Credit

BofA will acquire up to a total of 49.9% interest as a joint venture partner in Jio Credit

EQUITY3 Aug 2026 · 15:12

Jio Financial Services submits annual report

EQUITY17 Jul 2026 · 10:20

Jio Financial Services zooms on reporting over two-fold jump in Q1 consolidated net profit

Consolidated total income of the company surged 223.59% to Rs 2,004.54 crore in Q1FY27

COMPANY17 Jul 2026 · 09:56

JIO Financial Services reports over two-fold jump in Q1 consolidated net profit

Consolidated total income of the company surged 223.59% to Rs 2,004.54 crore in Q1FY27

EQUITY12 Jun 2026 · 14:41

Jio Financial Services informs about investors meeting

EQUITY10 Jun 2026 · 16:09

Jio Financial Services informs about update on institutional investors meeting

JIOFIN

₹211.00

+0.26%