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Housing Development Finance Corporation Ltd. - (Amalgamated)

FinanceFinance - Housing

www.hdfc.com BSE: 500010NSE: HDFC

₹2,729.95BSE0.62%

12 Jul 2023

₹2,729.95

₹5.05L Cr

19.32

2.52

14.65%

₹2,777.50

₹2,711.95

₹0.00

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Price Performance

Peer Comparison

Name
Housing Development Finance Corporation Ltd. - (Amalgamated) HDFC	2,729.95	19.32	5,05,430.17	1.61	8,004.95	16.15%	44,633.62	27.36%	9.40
BAJAJHFL BAJAJHFL	84.03	672.20	70,016.61	0.00					7.09
PIRAMALFIN PIRAMALFIN	2,259.00	31.75	53,454.79	0.49	460.98	66.80%	3,368.27	27.62%	7.74
HUDCO HUDCO	179.10	8.44	35,854.03	3.37	851.11	35.05%	3,717.17	26.55%	8.41
PNBHOUSING PNBHOUSING	1,181.45	13.31	30,812.68	0.68	557.34	4.47%	2,263.44	9.02%	9.41
LIC HOUS.FIN LICHSGFIN	550.00	5.27	30,253.47	1.82	1,499.03	9.90%	7,082.59	-1.44%	8.59
AADHARHFC AADHARHFC	480.50	18.31	21,055.83	0.00	282.36	19.00%	992.89	17.06%	11.31
SAMMAANCAP SAMMAANCAP	155.95		18,161.26	0.00	243.30	-27.22%	1,651.93	-31.18%	3.64

Quarterly Results

consolidated figures in ₹ Crores · Quarterly

Particulars	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023
	30,990.62	38,590.84	31,297.72	35,046.58	23,183.42	43,916.98	41,206.23	44,633.62
Expenses	19,872.49	27,228.48	19,562.48	22,373.33	10,996.89	29,748.86	26,126.53	27,718.69
	11,118.13	11,362.36	11,735.24	12,673.25	12,186.53	14,168.12	15,079.70	16,914.93
	35.88%	29.44%	37.50%	36.16%	52.57%	32.26%	36.60%	37.90%
	6.51	12.67	9.97	13.17	9.90	10.31	16.83	20.35
Interest	6,626.60	6,683.84	6,995.05	6,924.86	7,687.84	8,761.89	9,931.79	10,463.54
	87.40	88.37	89.87	153.28	149.68	149.57	151.75	145.80
	6,295.25	6,779.46	7,120.72	8,056.39	6,543.96	8,221.23	8,060.60	9,304.76
	15.64%	16.36%	13.37%	14.45%	14.82%	14.33%	12.19%	13.97%
	5,041.17	5,258.01	5,837.00	6,458.51	5,308.60	6,553.48	6,675.25	7,623.58
	27.92	29.08	32.23	35.62	29.26	36.06	36.54	41.56

Profit & Loss

consolidated figures in ₹ Crores · Annual

Particulars	FY 2018-19 (Mar)	FY 2019-20 (Mar)	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
INCOME :
Operating Income	95,915.31	1,12,266.69	1,39,039.23	1,35,925.76	1,52,940.25
Operating Income (Net)	95,915.31	1,12,266.69	1,39,039.23	1,35,925.76	1,52,940.25
EXPENDITURE :
Employee Cost	1,448.37	1,356.66	1,700.67	2,082.11	2,159.96
Operating & Establishment Expenses	45,584.29	37,411.16	82,859.82	80,286.65	85,509.47
Administrations & Other Expenses	3,399.42	3,714.93	4,206.98	4,809.23	6,538.31
Provisions and Contingencies	1,321.42	16,911.75	3,421.86	2,455.28	2,302.10
	51,753.50	59,394.50	92,189.33	89,633.27	96,509.84
Operating Profit (Excl OI)	44,161.81	52,872.19	46,849.90	46,292.49	56,430.41
	279.56	70.19	42.45	805.90	2,159.79
	44,441.37	52,942.38	46,892.35	47,098.39	58,590.20
Interest	29,636.23	32,239.12	29,221.17	27,397.44	37,028.59
	96.00	256.11	355.35	418.92	596.80
Profit Before Taxation & Exceptional Items	14,709.14	20,447.15	17,315.83	19,282.03	20,964.81
	14,709.14	20,447.15	17,315.83	19,282.03	32,130.55
Provision for Tax	4,518.45	3,366.78	3,749.75	4,209.69	4,430.79
	10,190.69	17,080.37	13,566.08	15,072.34	27,699.76
Minority Interest	-1,348.75	-1,391.90	-1,747.49	-1,447.44	-1,538.85
Share of Associate	7,389.82	5,746.10	6,921.47	8,969.79
Consolidated Net Profit	16,231.76	21,434.57	18,740.06	22,594.69	26,160.91
Profit Balance B/F	30,472.93	41,381.41	50,318.98	61,504.20	76,259.66
Appropriations	46,704.69	62,815.98	69,059.04	84,098.89	1,02,420.57
Equity Dividend %	1,050.00%	1,050.00%	1,150.00%	1,500.00%	2,200.00%
	94.29	123.75	103.88	124.62	142.60
Adjusted EPS	94.29	123.75	103.88	124.62	142.60

Balance Sheet

consolidated figures in ₹ Crores

Particulars	FY 2018-19 (Mar)	FY 2019-20 (Mar)	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)
	344.29	346.41	360.79	362.61	366.91
Share Warrants & Outstandings	1,145.59	1,078.26	1,581.22	1,783.04	1,501.76
Total Reserves	1,10,243.27	1,25,054.49	1,54,770.62	1,77,707.50	1,99,605.81
Reserve excluding Revaluation Reserve	1,10,243.27	1,25,054.49	1,54,770.62	1,77,707.50	1,99,605.81
Revaluation reserve	0.00	0.00
	1,11,733.15	1,26,479.16	1,56,712.63	1,79,853.15	2,01,474.48
Minority Interest	6,245.38	7,357.32	8,904.84	12,777.19	13,838.29
Secured Loans	2,01,365.00	2,28,378.81	2,37,050.05	2,91,636.69	3,52,343.58
Unsecured Loans	1,08,724.49	1,17,741.69	1,15,643.25	1,20,602.74	1,42,236.72
Deferred Tax Assets / Liabilities	-853.64	-1,667.22	-1,728.96	-1,446.90	-1,413.63
Other Long Term Liabilities	32.90	38.87	35.51	31.79	32.34
Long Term Provisions	369.42	372.09	371.17	416.56	436.57
Total Non-Current Liabilities	3,09,638.17	3,44,864.24	3,51,371.02	4,11,240.88	4,93,635.58
Trade Payables	2,460.39	2,404.14	3,376.15	4,561.34	5,694.29
Other Current Liabilities	1,52,094.12	1,67,503.51	2,12,349.20	2,60,648.31	2,86,846.13
Short Term Borrowings	77,614.32	79,247.04	94,317.66	95,220.10	87,684.59
Short Term Provisions	170.53	259.84	469.64	482.08	607.36
Total Current Liabilities	2,32,339.36	2,49,414.53	3,10,512.65	3,60,911.83	3,80,832.37
Total Liabilities	6,59,956.06	7,28,115.25	8,27,501.14	9,64,783.05	10,89,780.72
Loans (Non - Current Assets)	4,22,333.92	4,45,462.78	4,90,947.80	5,63,920.32	6,24,551.54
Gross Block	2,151.82	5,124.90	5,396.19	11,590.98	11,977.18
Less: Accumulated Depreciation	237.14	630.45	1,020.93	1,633.54	2,175.95
Net Block	1,914.68	4,494.45	4,375.26	9,957.44	9,801.23
Capital Work in Progress	20.41	20.38	9.76	1.35	11.90
Non Current Investments	59,852.61	73,111.60	90,682.37	1,14,681.40	1,44,546.01
Long Term Investment	59,852.61	73,111.60	90,682.37	1,14,681.40	1,44,546.01
Long Term Loans & Advances	3,384.53	3,798.47	3,062.71	4,263.15	5,212.60
Other Non Current Assets	1,246.08	1,500.01	1,658.32	1,886.15	4,073.39
Total Non-Current Assets	4,88,756.04	5,28,426.21	5,90,773.76	6,94,747.75	7,91,103.13
Currents Investments	1,51,324.74	1,71,118.01	2,12,735.14	2,40,589.39	2,63,526.19
Sundry Debtors	640.60	342.89	242.35	368.76	336.62
Cash and Bank	4,536.54	5,501.53	3,035.47	2,629.45	3,462.91
Other Current Assets	12,517.92	21,965.29	20,047.08	23,781.17	27,636.56
Short Term Loans and Advances	2,180.22	761.32	667.34	2,666.53	3,526.88
Total Current Assets	1,71,200.02	1,99,689.04	2,36,727.38	2,70,035.30	2,98,489.16
Net Current Assets (Including Current Investments)	-61,139.34	-49,725.49	-73,785.27	-90,876.53	-82,343.21
Total Assets	6,59,956.06	7,28,115.25	8,27,501.14	9,64,783.05	10,89,780.72
Contingent Liabilities	4,308.97	3,729.27	3,595.68	4,186.04	4,507.32
Total Debt	3,87,703.81	4,25,367.54	4,47,010.96	5,07,459.53	5,82,264.89
	642.41	724.00	859.95	982.16	1,090.04
Adjusted Book Value	642.41	724.00	859.95	982.16	1,090.04

Cash Flow

consolidated figures in ₹ Crores

Particulars	FY 2018-19 (Mar)	FY 2019-20 (Mar)	FY 2020-21 (Mar)	FY 2021-22 (Mar)	FY 2022-23 (Mar)
No of Months	12.00	12.00	12.00	12.00	12.00
	14,709.14	20,447.15	24,237.30	28,251.82	32,130.55
Adjustment	-17,079.51	-17,905.62	-22,288.56	-27,012.53	-31,025.32
Changes In working Capital	-3,005.16	-830.07	706.33	1,674.87	-1,205.05
Cash Flow after changes in Working Capital	-5,375.53	1,711.46	2,655.07	2,914.16	-99.82
Cash Flow from Operating Activities	-44,301.41	-26,801.02	-27,276.43	-44,027.91	-47,328.45
Cash Flow from Investing Activities	-10,315.61	-9,873.65	-6,958.33	-19,887.10	-21,523.52
Cash Flow from Financing Activitie	54,985.63	38,689.82	31,664.98	63,541.42	69,320.63
Net Cash Inflow / Outflow	368.61	2,015.15	-2,569.78	-373.59	468.66
Opening Cash & Cash Equivalents	2,814.70	3,183.31	5,198.46	2,628.67	2,255.08
Closing Cash & Cash Equivalent	3,183.31	5,198.46	2,628.68	2,255.08	2,723.74

Ratios

Valuation

19.32

2.52

18.51

3.30

141.30

1,082.75

Profitability

14.65

9.40

2.70

36.90

18.11

Leverage & Liquidity

2.91

0.78

1.87

Returns

1.61

0.15

Shareholding Pattern

Numbers in percentages

Particulars
No. of Shareholders

Corporate Actions

Showing: All

Date	Type	Details	Ex-Date	Record Date
2022-07-29	Substantial Acquisition of Shares	Intimation under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 - Acquisition of equity shares in HDFC Venture Capital Limited (HVCL)
2022-07-04	Board Meeting	Quarterly Results

Insider Trading

Date	Person	Category	Transaction Type	Shares	Value (₹)

No insider trading data available.

Sector Overview

FinanceFinance - Housing

Housing Development Finance Corporation Ltd. - (Amalgamated) operates in the Finance sector under the Finance - Housing industry. This sector is one of the key drivers of the Indian economy and is closely tracked by the relevant Nifty sectoral index.

Company Profile

Corporate information and contact details

Key Management

11 members across the board and senior leadership

Deepak S Parekh

Chairman

₹7.00 L

Mar '23

Bhaskar Ghosh